Let's roll up our sleeves and solve this. We have 962 and we're going to multiply it by 22, essentially adding 962 to itself 22 times.
Step 1: 0 + 962 = 962
Step 2: 962 + 962 = 1924
Step 3: 1924 + 962 = 2886
Step 4: 2886 + 962 = 3848
Step 5: 3848 + 962 = 4810
Step 6: 4810 + 962 = 5772
Step 7: 5772 + 962 = 6734
Step 8: 6734 + 962 = 7696
Step 9: 7696 + 962 = 8658
Step 10: 8658 + 962 = 9620
Step 11: 9620 + 962 = 10582
Step 12: 10582 + 962 = 11544
Step 13: 11544 + 962 = 12506
Step 14: 12506 + 962 = 13468
Step 15: 13468 + 962 = 14430
Step 16: 14430 + 962 = 15392
Step 17: 15392 + 962 = 16354
Step 18: 16354 + 962 = 17316
Step 19: 17316 + 962 = 18278
Step 20: 18278 + 962 = 19240
Step 21: 19240 + 962 = 20202
Step 22: 20202 + 962 = 21164

So, 962*22 = 21164