Alright, let's work through 9876 times 9665 step by step
9876 × 9665 = 9665 × (9876)
+ 9665 × 6 which equals 57990
+ 9665 × 70 that is equal 676550
+ 9665 × 800 what gives us 7732000
+ 9665 × 9000 giving us 86985000

= 95451540
