We look at the division of 102197 by 86 
We want to divide 102197 by 86.

On to step 1:
86 can be fit into 1 0 times, resulting in a remainder of 1.
Put 0 as the next digit of the answer. 
Result so far: 0.0
If we take 0 away from 1, we end up with 1.
Take the next digit (0) from the dividend and append it to 1, then repeat: 10 / 86

Moving on to step 2:
When dividing 10 by 86, we get 0 with a remainder of 10.
Put 0 as the next digit of the answer. 
Result so far: 0.0
Subtract 0 from 10 to get 10.
Take the next digit (2) from the dividend and append it to 10, then repeat: 102 / 86

Let's proceed to step 3:
If we divide 102 by 86, we get 1 and a remainder of 16.
The next digit of our result is 1. 
Result so far: 1.0
The remainder is 16 after subtracting 86 from 102.
Bring next digit (1) of the dividend behind the 16 and repeat the process: 161 / 86

Moving on to step 4:
86 can be fit into 161 1 times, resulting in a remainder of 75.
Record the quotient 1 as the next digit in the result. 
Result so far: 11.0
The remainder is 75 after subtracting 86 from 161.
Fetch the next digit (9) from the dividend, attach it to 75 and continue: 759 / 86

Let's proceed to step 5:
86 goes into 759 8 times with a remainder of 71.
Use 8 as the next digit of our solution. 
Result so far: 118.0
If we take 688 away from 759, we end up with 71.
Fetch the next digit (7) from the dividend, attach it to 71 and continue: 717 / 86

Advancing to step 6:
717 divided by 86 is 8 with a remainder of 29.
The next digit of our result is 8. 
Result so far: 1188.0
If we take 688 away from 717, we end up with 29.
Since there are no more digits in the dividend, we add a zero to the remainder making it 290, and continue the process.

Advancing to step 7:
If we divide 290 by 86, we get 3 and a remainder of 32.
Use 3 as the next digit of our solution. 
Result so far: 1188.3
If we take 258 away from 290, we end up with 32.
Since there are no more digits in the dividend, we add a zero to the remainder making it 320, and continue the process.

Let's proceed to step 8:
When dividing 320 by 86, we get 3 with a remainder of 62.
The number 3 becomes the next digit in our result. 
Result so far: 1188.33
Deduct 258 from 320 and we're left with 62.
Since there are no more digits in the dividend, we add a zero to the remainder making it 620, and continue the process.

In conclusion, the division gives 1188.33 with a balance of 0.062.