Alright, let's work through 97124797 times 39261265 step by step
97124797 × 39261265 = 39261265 × (97124797)
+ 39261265 × 7 yielding 274828855
+ 39261265 × 90 that equals 3533513850
+ 39261265 × 700 producing 27482885500
+ 39261265 × 4000 which equals 157045060000
+ 39261265 × 20000 what gives us 785225300000
+ 39261265 × 100000 that equals 3926126500000
+ 39261265 × 7000000 what gives us 274828855000000
+ 39261265 × 90000000 yielding 3533513850000000

= 3813242393088205
