Alright, let's work through 3020 times 489 step by step
3020 × 489 = 489 × (3020)
+ 489 × 0 yielding 0
+ 489 × 20 resulting in 9780
+ 489 × 000 that results in 0
+ 489 × 3000 resulting in 1467000

= 1476780
