Alright, let's work through 9724 times 3986 step by step
9724 × 3986 = 3986 × (9724)
+ 3986 × 4 producing 15944
+ 3986 × 20 that is equal 79720
+ 3986 × 700 producing 2790200
+ 3986 × 9000 that equals 35874000

= 38759864
