Alright, let's work through 3965 times 9238 step by step
3965 × 9238 = 9238 × (3965)
+ 9238 × 5 giving us 46190
+ 9238 × 60 resulting in 554280
+ 9238 × 900 that results in 8314200
+ 9238 × 3000 producing 27714000

= 36628670
