Alright, let's work through 5312 times 4495 step by step
5312 × 4495 = 4495 × (5312)
+ 4495 × 2 that equals 8990
+ 4495 × 10 that is equal 44950
+ 4495 × 300 yielding 1348500
+ 4495 × 5000 resulting in 22475000

= 23877440
