964868 ÷ 31 
We want to figure out the number of times 964868 can be divided by 31.

Going ahead to step 1:
9 divided by 31 is 0 with a remainder of 9.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Subtract 0 from 9 to get 9.
Append the next digit (6) from the dividend to 9 and continue with: 96 / 31

On to step 2:
96 divided by 31 is 3 with a remainder of 3.
Put 3 as the next digit of the answer. 
Result so far: 3.0
Subtracting 93 from 96 leaves us with 3.
Take the next digit (4) from the dividend and append it to 3, then repeat: 34 / 31

Let's proceed to step 3:
If we divide 34 by 31, we get 1 and a remainder of 3.
The number 1 becomes the next digit in our result. 
Result so far: 31.0
Deduct 31 from 34 and we're left with 3.
Bring next digit (8) of the dividend behind the 3 and repeat the process: 38 / 31

On to step 4:
The number 31 fits into 38 1 times, leaving a remainder of 7.
Write down 1 as next digit of the result. 
Result so far: 311.0
The remainder is 7 after subtracting 31 from 38.
Take the next digit (6) from the dividend and append it to 7, then repeat: 76 / 31

Let's proceed to step 5:
76 divided by 31 is 2 with a remainder of 14.
The next digit of our result is 2. 
Result so far: 3112.0
Subtract 62 from 76 to get 14.
Grab the next digit (8) from the dividend, add it to 14, then carry on: 148 / 31

Moving on to step 6:
31 can be fit into 148 4 times, resulting in a remainder of 24.
Use 4 as the next digit of our solution. 
Result so far: 31124.0
Subtract 124 from 148 to get 24.
Since there are no more digits in the dividend, we add a zero to the remainder making it 240, and continue the process.

Going ahead to step 7:
The number 31 fits into 240 7 times, leaving a remainder of 23.
Use 7 as the next digit of our solution. 
Result so far: 31124.7
If we take 217 away from 240, we end up with 23.
Since there are no more digits in the dividend, we add a zero to the remainder making it 230, and continue the process.

On to step 8:
The number 31 fits into 230 7 times, leaving a remainder of 13.
Use 7 as the next digit of our solution. 
Result so far: 31124.77
If we take 217 away from 230, we end up with 13.
Since there are no more digits in the dividend, we add a zero to the remainder making it 130, and continue the process.

The final result is 31124.77 with a remainder of 0.013.