Alright, let's work through 3196 times 6362 step by step
3196 × 6362 = 6362 × (3196)
+ 6362 × 6 producing 38172
+ 6362 × 90 that equals 572580
+ 6362 × 100 which equals 636200
+ 6362 × 3000 that equals 19086000

= 20332952
