38520 ÷ 4 = 9630 R0
Alright, let's work through the division of 38520 by 4 step by step.

Step 1:
4 goes into 3 0 times with a remainder of 3.
Write down 0 as next digit of of the result. 
Result so far: 0
Subtract 0 from 3 to get 3.
Bring next digit (8) of the dividend behind the 3 and repeat the process: 38 / 4

Step 2:
4 goes into 38 9 times with a remainder of 2.
Write down 9 as next digit of of the result. 
Result so far: 9
Subtract 36 from 38 to get 2.
Bring next digit (5) of the dividend behind the 2 and repeat the process: 25 / 4

Step 3:
4 goes into 25 6 times with a remainder of 1.
Write down 6 as next digit of of the result. 
Result so far: 96
Subtract 24 from 25 to get 1.
Bring next digit (2) of the dividend behind the 1 and repeat the process: 12 / 4

Step 4:
4 goes into 12 3 times with a remainder of 0.
Write down 3 as next digit of of the result. 
Result so far: 963
Subtract 12 from 12 to get 0.
Bring next digit (0) of the dividend behind the 0 and repeat the process: 0 / 4

Step 5:
4 goes into 0 0 times with a remainder of 0.
Write down 0 as next digit of of the result. 
Result so far: 9630
Subtract 0 from 0 to get 0.

The final result is 9630 with a remainder of 0.