Let's get this math done. We have 195 and we're going to multiply it by 22. This is the same as taking 195 and adding it to itself 22 times.
Step 1: 0 + 195 = 195
Step 2: 195 + 195 = 390
Step 3: 390 + 195 = 585
Step 4: 585 + 195 = 780
Step 5: 780 + 195 = 975
Step 6: 975 + 195 = 1170
Step 7: 1170 + 195 = 1365
Step 8: 1365 + 195 = 1560
Step 9: 1560 + 195 = 1755
Step 10: 1755 + 195 = 1950
Step 11: 1950 + 195 = 2145
Step 12: 2145 + 195 = 2340
Step 13: 2340 + 195 = 2535
Step 14: 2535 + 195 = 2730
Step 15: 2730 + 195 = 2925
Step 16: 2925 + 195 = 3120
Step 17: 3120 + 195 = 3315
Step 18: 3315 + 195 = 3510
Step 19: 3510 + 195 = 3705
Step 20: 3705 + 195 = 3900
Step 21: 3900 + 195 = 4095
Step 22: 4095 + 195 = 4290

So, 195*22 = 4290