We can solve this together! We're beginning with 198500 and removing 38196 from it.

Step 1: We'll start by subtracting the digit 6 and the borrow 0 from 0 in column 1 and get -6.
We add -6 to 10 and get 4 as the first digit of the result.

Step 2: We'll start by subtracting the digit 9 and the borrow 1 from 0 in column 2 and get -10.
We add -10 to 10 and get 0 as the next digit of the result.

Step 3: We'll start by subtracting the digit 1 and the borrow 1 from 5 in column 3 and get 3.
3 is the next digit of our result.

Step 4: We'll start by subtracting the digit 8 and the borrow 0 from 8 in column 4 and get 0.
0 is the next digit of our result.

Step 5: We'll start by subtracting the digit 3 and the borrow 0 from 9 in column 5 and get 6.
6 is the next digit of our result.

Step 6: We'll start by subtracting the digit 0 and the borrow 0 from 1 in column 6 and get 1.
1 is the next digit of our result.

So, 198500 - 38196 = 160304.