Let's roll up our sleeves and solve this. We have 709 and we're going to multiply it by 196, essentially adding 709 to itself 196 times.
Step 1: 0 + 709 = 709
Step 2: 709 + 709 = 1418
Step 3: 1418 + 709 = 2127
Step 4: 2127 + 709 = 2836
Step 5: 2836 + 709 = 3545
Step 6: 3545 + 709 = 4254
Step 7: 4254 + 709 = 4963
Step 8: 4963 + 709 = 5672
Step 9: 5672 + 709 = 6381
Step 10: 6381 + 709 = 7090
Step 11: 7090 + 709 = 7799
Step 12: 7799 + 709 = 8508
Step 13: 8508 + 709 = 9217
Step 14: 9217 + 709 = 9926
Step 15: 9926 + 709 = 10635
Step 16: 10635 + 709 = 11344
Step 17: 11344 + 709 = 12053
Step 18: 12053 + 709 = 12762
Step 19: 12762 + 709 = 13471
Step 20: 13471 + 709 = 14180
Step 21: 14180 + 709 = 14889
Step 22: 14889 + 709 = 15598
Step 23: 15598 + 709 = 16307
Step 24: 16307 + 709 = 17016
Step 25: 17016 + 709 = 17725
Step 26: 17725 + 709 = 18434
Step 27: 18434 + 709 = 19143
Step 28: 19143 + 709 = 19852
Step 29: 19852 + 709 = 20561
Step 30: 20561 + 709 = 21270
Step 31: 21270 + 709 = 21979
Step 32: 21979 + 709 = 22688
Step 33: 22688 + 709 = 23397
Step 34: 23397 + 709 = 24106
Step 35: 24106 + 709 = 24815
Step 36: 24815 + 709 = 25524
Step 37: 25524 + 709 = 26233
Step 38: 26233 + 709 = 26942
Step 39: 26942 + 709 = 27651
Step 40: 27651 + 709 = 28360
Step 41: 28360 + 709 = 29069
Step 42: 29069 + 709 = 29778
Step 43: 29778 + 709 = 30487
Step 44: 30487 + 709 = 31196
Step 45: 31196 + 709 = 31905
Step 46: 31905 + 709 = 32614
Step 47: 32614 + 709 = 33323
Step 48: 33323 + 709 = 34032
Step 49: 34032 + 709 = 34741
Step 50: 34741 + 709 = 35450
Step 51: 35450 + 709 = 36159
Step 52: 36159 + 709 = 36868
Step 53: 36868 + 709 = 37577
Step 54: 37577 + 709 = 38286
Step 55: 38286 + 709 = 38995
Step 56: 38995 + 709 = 39704
Step 57: 39704 + 709 = 40413
Step 58: 40413 + 709 = 41122
Step 59: 41122 + 709 = 41831
Step 60: 41831 + 709 = 42540
Step 61: 42540 + 709 = 43249
Step 62: 43249 + 709 = 43958
Step 63: 43958 + 709 = 44667
Step 64: 44667 + 709 = 45376
Step 65: 45376 + 709 = 46085
Step 66: 46085 + 709 = 46794
Step 67: 46794 + 709 = 47503
Step 68: 47503 + 709 = 48212
Step 69: 48212 + 709 = 48921
Step 70: 48921 + 709 = 49630
Step 71: 49630 + 709 = 50339
Step 72: 50339 + 709 = 51048
Step 73: 51048 + 709 = 51757
Step 74: 51757 + 709 = 52466
Step 75: 52466 + 709 = 53175
Step 76: 53175 + 709 = 53884
Step 77: 53884 + 709 = 54593
Step 78: 54593 + 709 = 55302
Step 79: 55302 + 709 = 56011
Step 80: 56011 + 709 = 56720
Step 81: 56720 + 709 = 57429
Step 82: 57429 + 709 = 58138
Step 83: 58138 + 709 = 58847
Step 84: 58847 + 709 = 59556
Step 85: 59556 + 709 = 60265
Step 86: 60265 + 709 = 60974
Step 87: 60974 + 709 = 61683
Step 88: 61683 + 709 = 62392
Step 89: 62392 + 709 = 63101
Step 90: 63101 + 709 = 63810
Step 91: 63810 + 709 = 64519
Step 92: 64519 + 709 = 65228
Step 93: 65228 + 709 = 65937
Step 94: 65937 + 709 = 66646
Step 95: 66646 + 709 = 67355
Step 96: 67355 + 709 = 68064
Step 97: 68064 + 709 = 68773
Step 98: 68773 + 709 = 69482
Step 99: 69482 + 709 = 70191
Step 100: 70191 + 709 = 70900
Step 101: 70900 + 709 = 71609
Step 102: 71609 + 709 = 72318
Step 103: 72318 + 709 = 73027
Step 104: 73027 + 709 = 73736
Step 105: 73736 + 709 = 74445
Step 106: 74445 + 709 = 75154
Step 107: 75154 + 709 = 75863
Step 108: 75863 + 709 = 76572
Step 109: 76572 + 709 = 77281
Step 110: 77281 + 709 = 77990
Step 111: 77990 + 709 = 78699
Step 112: 78699 + 709 = 79408
Step 113: 79408 + 709 = 80117
Step 114: 80117 + 709 = 80826
Step 115: 80826 + 709 = 81535
Step 116: 81535 + 709 = 82244
Step 117: 82244 + 709 = 82953
Step 118: 82953 + 709 = 83662
Step 119: 83662 + 709 = 84371
Step 120: 84371 + 709 = 85080
Step 121: 85080 + 709 = 85789
Step 122: 85789 + 709 = 86498
Step 123: 86498 + 709 = 87207
Step 124: 87207 + 709 = 87916
Step 125: 87916 + 709 = 88625
Step 126: 88625 + 709 = 89334
Step 127: 89334 + 709 = 90043
Step 128: 90043 + 709 = 90752
Step 129: 90752 + 709 = 91461
Step 130: 91461 + 709 = 92170
Step 131: 92170 + 709 = 92879
Step 132: 92879 + 709 = 93588
Step 133: 93588 + 709 = 94297
Step 134: 94297 + 709 = 95006
Step 135: 95006 + 709 = 95715
Step 136: 95715 + 709 = 96424
Step 137: 96424 + 709 = 97133
Step 138: 97133 + 709 = 97842
Step 139: 97842 + 709 = 98551
Step 140: 98551 + 709 = 99260
Step 141: 99260 + 709 = 99969
Step 142: 99969 + 709 = 100678
Step 143: 100678 + 709 = 101387
Step 144: 101387 + 709 = 102096
Step 145: 102096 + 709 = 102805
Step 146: 102805 + 709 = 103514
Step 147: 103514 + 709 = 104223
Step 148: 104223 + 709 = 104932
Step 149: 104932 + 709 = 105641
Step 150: 105641 + 709 = 106350
Step 151: 106350 + 709 = 107059
Step 152: 107059 + 709 = 107768
Step 153: 107768 + 709 = 108477
Step 154: 108477 + 709 = 109186
Step 155: 109186 + 709 = 109895
Step 156: 109895 + 709 = 110604
Step 157: 110604 + 709 = 111313
Step 158: 111313 + 709 = 112022
Step 159: 112022 + 709 = 112731
Step 160: 112731 + 709 = 113440
Step 161: 113440 + 709 = 114149
Step 162: 114149 + 709 = 114858
Step 163: 114858 + 709 = 115567
Step 164: 115567 + 709 = 116276
Step 165: 116276 + 709 = 116985
Step 166: 116985 + 709 = 117694
Step 167: 117694 + 709 = 118403
Step 168: 118403 + 709 = 119112
Step 169: 119112 + 709 = 119821
Step 170: 119821 + 709 = 120530
Step 171: 120530 + 709 = 121239
Step 172: 121239 + 709 = 121948
Step 173: 121948 + 709 = 122657
Step 174: 122657 + 709 = 123366
Step 175: 123366 + 709 = 124075
Step 176: 124075 + 709 = 124784
Step 177: 124784 + 709 = 125493
Step 178: 125493 + 709 = 126202
Step 179: 126202 + 709 = 126911
Step 180: 126911 + 709 = 127620
Step 181: 127620 + 709 = 128329
Step 182: 128329 + 709 = 129038
Step 183: 129038 + 709 = 129747
Step 184: 129747 + 709 = 130456
Step 185: 130456 + 709 = 131165
Step 186: 131165 + 709 = 131874
Step 187: 131874 + 709 = 132583
Step 188: 132583 + 709 = 133292
Step 189: 133292 + 709 = 134001
Step 190: 134001 + 709 = 134710
Step 191: 134710 + 709 = 135419
Step 192: 135419 + 709 = 136128
Step 193: 136128 + 709 = 136837
Step 194: 136837 + 709 = 137546
Step 195: 137546 + 709 = 138255
Step 196: 138255 + 709 = 138964

So, 709*196 = 138964