Alright, let's work through 3540 times 2686 step by step
3540 × 2686 = 2686 × (3540)
+ 2686 × 0 that is equal 0
+ 2686 × 40 that results in 107440
+ 2686 × 500 that results in 1343000
+ 2686 × 3000 resulting in 8058000

= 9508440
