Alright, let's work through 9865 times 4022 step by step
9865 × 4022 = 4022 × (9865)
+ 4022 × 5 that results in 20110
+ 4022 × 60 resulting in 241320
+ 4022 × 800 yielding 3217600
+ 4022 × 9000 which equals 36198000

= 39677030
