Alright, let's work through 9695 times 3906 step by step
9695 × 3906 = 3906 × (9695)
+ 3906 × 5 resulting in 19530
+ 3906 × 90 resulting in 351540
+ 3906 × 600 yielding 2343600
+ 3906 × 9000 producing 35154000

= 37868670
