Without delay, let's solve this. We've got 202 and we will be multiplying it by 194, that is, adding 202 to itself 194 times.
Step 1: 0 + 202 = 202
Step 2: 202 + 202 = 404
Step 3: 404 + 202 = 606
Step 4: 606 + 202 = 808
Step 5: 808 + 202 = 1010
Step 6: 1010 + 202 = 1212
Step 7: 1212 + 202 = 1414
Step 8: 1414 + 202 = 1616
Step 9: 1616 + 202 = 1818
Step 10: 1818 + 202 = 2020
Step 11: 2020 + 202 = 2222
Step 12: 2222 + 202 = 2424
Step 13: 2424 + 202 = 2626
Step 14: 2626 + 202 = 2828
Step 15: 2828 + 202 = 3030
Step 16: 3030 + 202 = 3232
Step 17: 3232 + 202 = 3434
Step 18: 3434 + 202 = 3636
Step 19: 3636 + 202 = 3838
Step 20: 3838 + 202 = 4040
Step 21: 4040 + 202 = 4242
Step 22: 4242 + 202 = 4444
Step 23: 4444 + 202 = 4646
Step 24: 4646 + 202 = 4848
Step 25: 4848 + 202 = 5050
Step 26: 5050 + 202 = 5252
Step 27: 5252 + 202 = 5454
Step 28: 5454 + 202 = 5656
Step 29: 5656 + 202 = 5858
Step 30: 5858 + 202 = 6060
Step 31: 6060 + 202 = 6262
Step 32: 6262 + 202 = 6464
Step 33: 6464 + 202 = 6666
Step 34: 6666 + 202 = 6868
Step 35: 6868 + 202 = 7070
Step 36: 7070 + 202 = 7272
Step 37: 7272 + 202 = 7474
Step 38: 7474 + 202 = 7676
Step 39: 7676 + 202 = 7878
Step 40: 7878 + 202 = 8080
Step 41: 8080 + 202 = 8282
Step 42: 8282 + 202 = 8484
Step 43: 8484 + 202 = 8686
Step 44: 8686 + 202 = 8888
Step 45: 8888 + 202 = 9090
Step 46: 9090 + 202 = 9292
Step 47: 9292 + 202 = 9494
Step 48: 9494 + 202 = 9696
Step 49: 9696 + 202 = 9898
Step 50: 9898 + 202 = 10100
Step 51: 10100 + 202 = 10302
Step 52: 10302 + 202 = 10504
Step 53: 10504 + 202 = 10706
Step 54: 10706 + 202 = 10908
Step 55: 10908 + 202 = 11110
Step 56: 11110 + 202 = 11312
Step 57: 11312 + 202 = 11514
Step 58: 11514 + 202 = 11716
Step 59: 11716 + 202 = 11918
Step 60: 11918 + 202 = 12120
Step 61: 12120 + 202 = 12322
Step 62: 12322 + 202 = 12524
Step 63: 12524 + 202 = 12726
Step 64: 12726 + 202 = 12928
Step 65: 12928 + 202 = 13130
Step 66: 13130 + 202 = 13332
Step 67: 13332 + 202 = 13534
Step 68: 13534 + 202 = 13736
Step 69: 13736 + 202 = 13938
Step 70: 13938 + 202 = 14140
Step 71: 14140 + 202 = 14342
Step 72: 14342 + 202 = 14544
Step 73: 14544 + 202 = 14746
Step 74: 14746 + 202 = 14948
Step 75: 14948 + 202 = 15150
Step 76: 15150 + 202 = 15352
Step 77: 15352 + 202 = 15554
Step 78: 15554 + 202 = 15756
Step 79: 15756 + 202 = 15958
Step 80: 15958 + 202 = 16160
Step 81: 16160 + 202 = 16362
Step 82: 16362 + 202 = 16564
Step 83: 16564 + 202 = 16766
Step 84: 16766 + 202 = 16968
Step 85: 16968 + 202 = 17170
Step 86: 17170 + 202 = 17372
Step 87: 17372 + 202 = 17574
Step 88: 17574 + 202 = 17776
Step 89: 17776 + 202 = 17978
Step 90: 17978 + 202 = 18180
Step 91: 18180 + 202 = 18382
Step 92: 18382 + 202 = 18584
Step 93: 18584 + 202 = 18786
Step 94: 18786 + 202 = 18988
Step 95: 18988 + 202 = 19190
Step 96: 19190 + 202 = 19392
Step 97: 19392 + 202 = 19594
Step 98: 19594 + 202 = 19796
Step 99: 19796 + 202 = 19998
Step 100: 19998 + 202 = 20200
Step 101: 20200 + 202 = 20402
Step 102: 20402 + 202 = 20604
Step 103: 20604 + 202 = 20806
Step 104: 20806 + 202 = 21008
Step 105: 21008 + 202 = 21210
Step 106: 21210 + 202 = 21412
Step 107: 21412 + 202 = 21614
Step 108: 21614 + 202 = 21816
Step 109: 21816 + 202 = 22018
Step 110: 22018 + 202 = 22220
Step 111: 22220 + 202 = 22422
Step 112: 22422 + 202 = 22624
Step 113: 22624 + 202 = 22826
Step 114: 22826 + 202 = 23028
Step 115: 23028 + 202 = 23230
Step 116: 23230 + 202 = 23432
Step 117: 23432 + 202 = 23634
Step 118: 23634 + 202 = 23836
Step 119: 23836 + 202 = 24038
Step 120: 24038 + 202 = 24240
Step 121: 24240 + 202 = 24442
Step 122: 24442 + 202 = 24644
Step 123: 24644 + 202 = 24846
Step 124: 24846 + 202 = 25048
Step 125: 25048 + 202 = 25250
Step 126: 25250 + 202 = 25452
Step 127: 25452 + 202 = 25654
Step 128: 25654 + 202 = 25856
Step 129: 25856 + 202 = 26058
Step 130: 26058 + 202 = 26260
Step 131: 26260 + 202 = 26462
Step 132: 26462 + 202 = 26664
Step 133: 26664 + 202 = 26866
Step 134: 26866 + 202 = 27068
Step 135: 27068 + 202 = 27270
Step 136: 27270 + 202 = 27472
Step 137: 27472 + 202 = 27674
Step 138: 27674 + 202 = 27876
Step 139: 27876 + 202 = 28078
Step 140: 28078 + 202 = 28280
Step 141: 28280 + 202 = 28482
Step 142: 28482 + 202 = 28684
Step 143: 28684 + 202 = 28886
Step 144: 28886 + 202 = 29088
Step 145: 29088 + 202 = 29290
Step 146: 29290 + 202 = 29492
Step 147: 29492 + 202 = 29694
Step 148: 29694 + 202 = 29896
Step 149: 29896 + 202 = 30098
Step 150: 30098 + 202 = 30300
Step 151: 30300 + 202 = 30502
Step 152: 30502 + 202 = 30704
Step 153: 30704 + 202 = 30906
Step 154: 30906 + 202 = 31108
Step 155: 31108 + 202 = 31310
Step 156: 31310 + 202 = 31512
Step 157: 31512 + 202 = 31714
Step 158: 31714 + 202 = 31916
Step 159: 31916 + 202 = 32118
Step 160: 32118 + 202 = 32320
Step 161: 32320 + 202 = 32522
Step 162: 32522 + 202 = 32724
Step 163: 32724 + 202 = 32926
Step 164: 32926 + 202 = 33128
Step 165: 33128 + 202 = 33330
Step 166: 33330 + 202 = 33532
Step 167: 33532 + 202 = 33734
Step 168: 33734 + 202 = 33936
Step 169: 33936 + 202 = 34138
Step 170: 34138 + 202 = 34340
Step 171: 34340 + 202 = 34542
Step 172: 34542 + 202 = 34744
Step 173: 34744 + 202 = 34946
Step 174: 34946 + 202 = 35148
Step 175: 35148 + 202 = 35350
Step 176: 35350 + 202 = 35552
Step 177: 35552 + 202 = 35754
Step 178: 35754 + 202 = 35956
Step 179: 35956 + 202 = 36158
Step 180: 36158 + 202 = 36360
Step 181: 36360 + 202 = 36562
Step 182: 36562 + 202 = 36764
Step 183: 36764 + 202 = 36966
Step 184: 36966 + 202 = 37168
Step 185: 37168 + 202 = 37370
Step 186: 37370 + 202 = 37572
Step 187: 37572 + 202 = 37774
Step 188: 37774 + 202 = 37976
Step 189: 37976 + 202 = 38178
Step 190: 38178 + 202 = 38380
Step 191: 38380 + 202 = 38582
Step 192: 38582 + 202 = 38784
Step 193: 38784 + 202 = 38986
Step 194: 38986 + 202 = 39188

So, 202*194 = 39188