Alright, let's work through 2040 times 9781 step by step
2040 × 9781 = 9781 × (2040)
+ 9781 × 0 that results in 0
+ 9781 × 40 that equals 391240
+ 9781 × 000 that equals 0
+ 9781 × 2000 that results in 19562000

= 19953240
