OK, let's crack this. We're given 494 and our task is to multiply it by 95. Essentially, we'll be adding 494 to itself 95 times.
Step 1: 0 + 494 = 494
Step 2: 494 + 494 = 988
Step 3: 988 + 494 = 1482
Step 4: 1482 + 494 = 1976
Step 5: 1976 + 494 = 2470
Step 6: 2470 + 494 = 2964
Step 7: 2964 + 494 = 3458
Step 8: 3458 + 494 = 3952
Step 9: 3952 + 494 = 4446
Step 10: 4446 + 494 = 4940
Step 11: 4940 + 494 = 5434
Step 12: 5434 + 494 = 5928
Step 13: 5928 + 494 = 6422
Step 14: 6422 + 494 = 6916
Step 15: 6916 + 494 = 7410
Step 16: 7410 + 494 = 7904
Step 17: 7904 + 494 = 8398
Step 18: 8398 + 494 = 8892
Step 19: 8892 + 494 = 9386
Step 20: 9386 + 494 = 9880
Step 21: 9880 + 494 = 10374
Step 22: 10374 + 494 = 10868
Step 23: 10868 + 494 = 11362
Step 24: 11362 + 494 = 11856
Step 25: 11856 + 494 = 12350
Step 26: 12350 + 494 = 12844
Step 27: 12844 + 494 = 13338
Step 28: 13338 + 494 = 13832
Step 29: 13832 + 494 = 14326
Step 30: 14326 + 494 = 14820
Step 31: 14820 + 494 = 15314
Step 32: 15314 + 494 = 15808
Step 33: 15808 + 494 = 16302
Step 34: 16302 + 494 = 16796
Step 35: 16796 + 494 = 17290
Step 36: 17290 + 494 = 17784
Step 37: 17784 + 494 = 18278
Step 38: 18278 + 494 = 18772
Step 39: 18772 + 494 = 19266
Step 40: 19266 + 494 = 19760
Step 41: 19760 + 494 = 20254
Step 42: 20254 + 494 = 20748
Step 43: 20748 + 494 = 21242
Step 44: 21242 + 494 = 21736
Step 45: 21736 + 494 = 22230
Step 46: 22230 + 494 = 22724
Step 47: 22724 + 494 = 23218
Step 48: 23218 + 494 = 23712
Step 49: 23712 + 494 = 24206
Step 50: 24206 + 494 = 24700
Step 51: 24700 + 494 = 25194
Step 52: 25194 + 494 = 25688
Step 53: 25688 + 494 = 26182
Step 54: 26182 + 494 = 26676
Step 55: 26676 + 494 = 27170
Step 56: 27170 + 494 = 27664
Step 57: 27664 + 494 = 28158
Step 58: 28158 + 494 = 28652
Step 59: 28652 + 494 = 29146
Step 60: 29146 + 494 = 29640
Step 61: 29640 + 494 = 30134
Step 62: 30134 + 494 = 30628
Step 63: 30628 + 494 = 31122
Step 64: 31122 + 494 = 31616
Step 65: 31616 + 494 = 32110
Step 66: 32110 + 494 = 32604
Step 67: 32604 + 494 = 33098
Step 68: 33098 + 494 = 33592
Step 69: 33592 + 494 = 34086
Step 70: 34086 + 494 = 34580
Step 71: 34580 + 494 = 35074
Step 72: 35074 + 494 = 35568
Step 73: 35568 + 494 = 36062
Step 74: 36062 + 494 = 36556
Step 75: 36556 + 494 = 37050
Step 76: 37050 + 494 = 37544
Step 77: 37544 + 494 = 38038
Step 78: 38038 + 494 = 38532
Step 79: 38532 + 494 = 39026
Step 80: 39026 + 494 = 39520
Step 81: 39520 + 494 = 40014
Step 82: 40014 + 494 = 40508
Step 83: 40508 + 494 = 41002
Step 84: 41002 + 494 = 41496
Step 85: 41496 + 494 = 41990
Step 86: 41990 + 494 = 42484
Step 87: 42484 + 494 = 42978
Step 88: 42978 + 494 = 43472
Step 89: 43472 + 494 = 43966
Step 90: 43966 + 494 = 44460
Step 91: 44460 + 494 = 44954
Step 92: 44954 + 494 = 45448
Step 93: 45448 + 494 = 45942
Step 94: 45942 + 494 = 46436
Step 95: 46436 + 494 = 46930

So, 494*95 = 46930