We look at the division of 965987 by 20 
Let's see how many times 20 fits into 965987.

On to step 1:
9 divided by 20 is 0 with a remainder of 9.
Use 0 as the next digit of our solution. 
Result so far: 0.0
If we take 0 away from 9, we end up with 9.
Take the next digit (6) from the dividend and append it to 9, then repeat: 96 / 20

Let's proceed to step 2:
20 can be fit into 96 4 times, resulting in a remainder of 16.
Put 4 as the next digit of the answer. 
Result so far: 4.0
Deduct 80 from 96 and we're left with 16.
Grab the next digit (5) from the dividend, add it to 16, then carry on: 165 / 20

Step 3:
20 goes into 165 8 times with a remainder of 5.
Put 8 as the next digit of the answer. 
Result so far: 48.0
Subtract 160 from 165 to get 5.
Append the next digit (9) from the dividend to 5 and continue with: 59 / 20

Advancing to step 4:
59 divided by 20 is 2 with a remainder of 19.
The number 2 becomes the next digit in our result. 
Result so far: 482.0
Subtracting 40 from 59 leaves us with 19.
Grab the next digit (8) from the dividend, add it to 19, then carry on: 198 / 20

Moving on to step 5:
198 divided by 20 is 9 with a remainder of 18.
Write down 9 as next digit of the result. 
Result so far: 4829.0
The remainder is 18 after subtracting 180 from 198.
Include the next digit (7) from the dividend after 18, then repeat: 187 / 20

Going ahead to step 6:
When dividing 187 by 20, we get 9 with a remainder of 7.
The next digit of our result is 9. 
Result so far: 48299.0
The remainder is 7 after subtracting 180 from 187.
Since there are no more digits in the dividend, we add a zero to the remainder making it 70, and continue the process.

Advancing to step 7:
20 can be fit into 70 3 times, resulting in a remainder of 10.
The next digit of our result is 3. 
Result so far: 48299.3
Subtract 60 from 70 to get 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Advancing to step 8:
If we divide 100 by 20, we get 5 and a remainder of 0.
The number 5 becomes the next digit in our result. 
Result so far: 48299.35
The remainder is 0 after subtracting 100 from 100.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 9:
20 goes into 0 0 times with a remainder of 0.
The next digit of our result is 0. 
Result so far: 48299.35
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Going ahead to step 10:
20 can be fit into 0 0 times, resulting in a remainder of 0.
The next digit of our result is 0. 
Result so far: 48299.35
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The final outcome is 48299.35, with a leftover of 0.0.