Alright, let's work through 3131 times 3076 step by step
3131 × 3076 = 3076 × (3131)
+ 3076 × 1 that is equal 3076
+ 3076 × 30 that equals 92280
+ 3076 × 100 that equals 307600
+ 3076 × 3000 producing 9228000

= 9630956
