Alright, let's work through 3963 times 3275 step by step
3963 × 3275 = 3275 × (3963)
+ 3275 × 3 that is equal 9825
+ 3275 × 60 which equals 196500
+ 3275 × 900 yielding 2947500
+ 3275 × 3000 which equals 9825000

= 12978825
