Alright, let's work through 9860 times 3187 step by step
9860 × 3187 = 3187 × (9860)
+ 3187 × 0 resulting in 0
+ 3187 × 60 that equals 191220
+ 3187 × 800 what gives us 2549600
+ 3187 × 9000 that results in 28683000

= 31423820
