Alright, let's work through 3823 times 695 step by step
3823 × 695 = 695 × (3823)
+ 695 × 3 yielding 2085
+ 695 × 20 resulting in 13900
+ 695 × 800 producing 556000
+ 695 × 3000 yielding 2085000

= 2656985
