Alright, let's work through 1040 times 1270 step by step
1040 × 1270 = 1270 × (1040)
+ 1270 × 0 giving us 0
+ 1270 × 40 which equals 50800
+ 1270 × 000 that results in 0
+ 1270 × 1000 producing 1270000

= 1320800
