862774 divided by 20 
Our goal is to divide 862774 by 20.

Step 1:
20 goes into 8 0 times with a remainder of 8.
The next digit of our result is 0. 
Result so far: 0.0
If we subtract 0 from 8, we get 8.
Include the next digit (6) from the dividend after 8, then repeat: 86 / 20

Step 2:
86 divided by 20 is 4 with a remainder of 6.
Record the quotient 4 as the next digit in the result. 
Result so far: 4.0
Subtract 80 from 86 to get 6.
Fetch the next digit (2) from the dividend, attach it to 6 and continue: 62 / 20

On to step 3:
When dividing 62 by 20, we get 3 with a remainder of 2.
Record the quotient 3 as the next digit in the result. 
Result so far: 43.0
Subtracting 60 from 62 leaves us with 2.
Append the next digit (7) from the dividend to 2 and continue with: 27 / 20

On to step 4:
27 divided by 20 is 1 with a remainder of 7.
Put 1 as the next digit of the answer. 
Result so far: 431.0
If we subtract 20 from 27, we get 7.
Include the next digit (7) from the dividend after 7, then repeat: 77 / 20

Step 5:
20 can be fit into 77 3 times, resulting in a remainder of 17.
Write down 3 as next digit of the result. 
Result so far: 4313.0
Subtracting 60 from 77 leaves us with 17.
Include the next digit (4) from the dividend after 17, then repeat: 174 / 20

Advancing to step 6:
The number 20 fits into 174 8 times, leaving a remainder of 14.
Record the quotient 8 as the next digit in the result. 
Result so far: 43138.0
Deduct 160 from 174 and we're left with 14.
Since there are no more digits in the dividend, we add a zero to the remainder making it 140, and continue the process.

Let's proceed to step 7:
The number 20 fits into 140 7 times, leaving a remainder of 0.
The next digit of our result is 7. 
Result so far: 43138.7
If we take 140 away from 140, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Advancing to step 8:
20 goes into 0 0 times with a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 43138.7
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Moving on to step 9:
The number 20 fits into 0 0 times, leaving a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 43138.7
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Our division results in 43138.7 with a remaining 0.0.