Alright, let's work through 4964 times 9964 step by step
4964 × 9964 = 9964 × (4964)
+ 9964 × 4 what gives us 39856
+ 9964 × 60 that equals 597840
+ 9964 × 900 which equals 8967600
+ 9964 × 4000 producing 39856000

= 49461296
