No problem, we've got 5195 and 3980 to multiply
5195 × 3980 = 3980 × (5195)
+ 3980 × 5 yielding 19900
+ 3980 × 90 that is equal 358200
+ 3980 × 100 what gives us 398000
+ 3980 × 5000 which equals 19900000

= 20676100
