We divide 816766 by 20
We want to figure out the number of times 816766 can be divided by 20.

On to step 1:
8 divided by 20 is 0 with a remainder of 8.
The next digit of our result is 0. 
Result so far: 0.0
Deduct 0 from 8 and we're left with 8.
Fetch the next digit (1) from the dividend, attach it to 8 and continue: 81 / 20

Going ahead to step 2:
If we divide 81 by 20, we get 4 and a remainder of 1.
Record the quotient 4 as the next digit in the result. 
Result so far: 4.0
The remainder is 1 after subtracting 80 from 81.
Bring next digit (6) of the dividend behind the 1 and repeat the process: 16 / 20

Advancing to step 3:
20 goes into 16 0 times with a remainder of 16.
Write down 0 as next digit of the result. 
Result so far: 40.0
If we subtract 0 from 16, we get 16.
Append the next digit (7) from the dividend to 16 and continue with: 167 / 20

Advancing to step 4:
20 can be fit into 167 8 times, resulting in a remainder of 7.
Record the quotient 8 as the next digit in the result. 
Result so far: 408.0
Subtract 160 from 167 to get 7.
Include the next digit (6) from the dividend after 7, then repeat: 76 / 20

Going ahead to step 5:
The number 20 fits into 76 3 times, leaving a remainder of 16.
The number 3 becomes the next digit in our result. 
Result so far: 4083.0
Subtract 60 from 76 to get 16.
Bring next digit (6) of the dividend behind the 16 and repeat the process: 166 / 20

Advancing to step 6:
The number 20 fits into 166 8 times, leaving a remainder of 6.
The next digit of our result is 8. 
Result so far: 40838.0
Deduct 160 from 166 and we're left with 6.
Since there are no more digits in the dividend, we add a zero to the remainder making it 60, and continue the process.

Let's proceed to step 7:
The number 20 fits into 60 3 times, leaving a remainder of 0.
The next digit of our result is 3. 
Result so far: 40838.3
The remainder is 0 after subtracting 60 from 60.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Moving on to step 8:
If we divide 0 by 20, we get 0 and a remainder of 0.
Write down 0 as next digit of the result. 
Result so far: 40838.3
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Advancing to step 9:
If we divide 0 by 20, we get 0 and a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 40838.3
Subtract 0 from 0 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 40838.3 with a balance of 0.0.