Alright, let's work through 3522 times 5746 step by step
3522 × 5746 = 5746 × (3522)
+ 5746 × 2 that equals 11492
+ 5746 × 20 that is equal 114920
+ 5746 × 500 yielding 2873000
+ 5746 × 3000 producing 17238000

= 20237412
