Alright, let's work through 1340 times 9823 step by step
1340 × 9823 = 9823 × (1340)
+ 9823 × 0 that equals 0
+ 9823 × 40 producing 392920
+ 9823 × 300 giving us 2946900
+ 9823 × 1000 what gives us 9823000

= 13162820
