We look at the division of 19736698 by 20 
The aim is to understand the frequency of 20 in 19736698.

Going ahead to step 1:
When dividing 1 by 20, we get 0 with a remainder of 1.
The next digit of our result is 0. 
Result so far: 0.0
The remainder is 1 after subtracting 0 from 1.
Take the next digit (9) from the dividend and append it to 1, then repeat: 19 / 20

On to step 2:
The number 20 fits into 19 0 times, leaving a remainder of 19.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
The remainder is 19 after subtracting 0 from 19.
Grab the next digit (7) from the dividend, add it to 19, then carry on: 197 / 20

Going ahead to step 3:
The number 20 fits into 197 9 times, leaving a remainder of 17.
Use 9 as the next digit of our solution. 
Result so far: 9.0
The remainder is 17 after subtracting 180 from 197.
Include the next digit (3) from the dividend after 17, then repeat: 173 / 20

On to step 4:
173 divided by 20 is 8 with a remainder of 13.
Write down 8 as next digit of the result. 
Result so far: 98.0
The remainder is 13 after subtracting 160 from 173.
Include the next digit (6) from the dividend after 13, then repeat: 136 / 20

Advancing to step 5:
If we divide 136 by 20, we get 6 and a remainder of 16.
Use 6 as the next digit of our solution. 
Result so far: 986.0
Subtracting 120 from 136 leaves us with 16.
Include the next digit (6) from the dividend after 16, then repeat: 166 / 20

Step 6:
If we divide 166 by 20, we get 8 and a remainder of 6.
The number 8 becomes the next digit in our result. 
Result so far: 9868.0
If we take 160 away from 166, we end up with 6.
Fetch the next digit (9) from the dividend, attach it to 6 and continue: 69 / 20

Let's proceed to step 7:
If we divide 69 by 20, we get 3 and a remainder of 9.
Use 3 as the next digit of our solution. 
Result so far: 98683.0
The remainder is 9 after subtracting 60 from 69.
Bring next digit (8) of the dividend behind the 9 and repeat the process: 98 / 20

Let's proceed to step 8:
20 can be fit into 98 4 times, resulting in a remainder of 18.
Use 4 as the next digit of our solution. 
Result so far: 986834.0
The remainder is 18 after subtracting 80 from 98.
Since there are no more digits in the dividend, we add a zero to the remainder making it 180, and continue the process.

Step 9:
20 goes into 180 9 times with a remainder of 0.
Put 9 as the next digit of the answer. 
Result so far: 986834.9
The remainder is 0 after subtracting 180 from 180.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

On to step 10:
When dividing 0 by 20, we get 0 with a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 986834.9
Subtract 0 from 0 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Going ahead to step 11:
When dividing 0 by 20, we get 0 with a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 986834.9
If we subtract 0 from 0, we get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The quotient of the division is 986834.9, and the remainder is 0.0.