Sure thing, let's get straight to it. We start with 940 and we're going to multiply it by 95, which means adding 940 to itself 95 times.
Step 1: 0 + 940 = 940
Step 2: 940 + 940 = 1880
Step 3: 1880 + 940 = 2820
Step 4: 2820 + 940 = 3760
Step 5: 3760 + 940 = 4700
Step 6: 4700 + 940 = 5640
Step 7: 5640 + 940 = 6580
Step 8: 6580 + 940 = 7520
Step 9: 7520 + 940 = 8460
Step 10: 8460 + 940 = 9400
Step 11: 9400 + 940 = 10340
Step 12: 10340 + 940 = 11280
Step 13: 11280 + 940 = 12220
Step 14: 12220 + 940 = 13160
Step 15: 13160 + 940 = 14100
Step 16: 14100 + 940 = 15040
Step 17: 15040 + 940 = 15980
Step 18: 15980 + 940 = 16920
Step 19: 16920 + 940 = 17860
Step 20: 17860 + 940 = 18800
Step 21: 18800 + 940 = 19740
Step 22: 19740 + 940 = 20680
Step 23: 20680 + 940 = 21620
Step 24: 21620 + 940 = 22560
Step 25: 22560 + 940 = 23500
Step 26: 23500 + 940 = 24440
Step 27: 24440 + 940 = 25380
Step 28: 25380 + 940 = 26320
Step 29: 26320 + 940 = 27260
Step 30: 27260 + 940 = 28200
Step 31: 28200 + 940 = 29140
Step 32: 29140 + 940 = 30080
Step 33: 30080 + 940 = 31020
Step 34: 31020 + 940 = 31960
Step 35: 31960 + 940 = 32900
Step 36: 32900 + 940 = 33840
Step 37: 33840 + 940 = 34780
Step 38: 34780 + 940 = 35720
Step 39: 35720 + 940 = 36660
Step 40: 36660 + 940 = 37600
Step 41: 37600 + 940 = 38540
Step 42: 38540 + 940 = 39480
Step 43: 39480 + 940 = 40420
Step 44: 40420 + 940 = 41360
Step 45: 41360 + 940 = 42300
Step 46: 42300 + 940 = 43240
Step 47: 43240 + 940 = 44180
Step 48: 44180 + 940 = 45120
Step 49: 45120 + 940 = 46060
Step 50: 46060 + 940 = 47000
Step 51: 47000 + 940 = 47940
Step 52: 47940 + 940 = 48880
Step 53: 48880 + 940 = 49820
Step 54: 49820 + 940 = 50760
Step 55: 50760 + 940 = 51700
Step 56: 51700 + 940 = 52640
Step 57: 52640 + 940 = 53580
Step 58: 53580 + 940 = 54520
Step 59: 54520 + 940 = 55460
Step 60: 55460 + 940 = 56400
Step 61: 56400 + 940 = 57340
Step 62: 57340 + 940 = 58280
Step 63: 58280 + 940 = 59220
Step 64: 59220 + 940 = 60160
Step 65: 60160 + 940 = 61100
Step 66: 61100 + 940 = 62040
Step 67: 62040 + 940 = 62980
Step 68: 62980 + 940 = 63920
Step 69: 63920 + 940 = 64860
Step 70: 64860 + 940 = 65800
Step 71: 65800 + 940 = 66740
Step 72: 66740 + 940 = 67680
Step 73: 67680 + 940 = 68620
Step 74: 68620 + 940 = 69560
Step 75: 69560 + 940 = 70500
Step 76: 70500 + 940 = 71440
Step 77: 71440 + 940 = 72380
Step 78: 72380 + 940 = 73320
Step 79: 73320 + 940 = 74260
Step 80: 74260 + 940 = 75200
Step 81: 75200 + 940 = 76140
Step 82: 76140 + 940 = 77080
Step 83: 77080 + 940 = 78020
Step 84: 78020 + 940 = 78960
Step 85: 78960 + 940 = 79900
Step 86: 79900 + 940 = 80840
Step 87: 80840 + 940 = 81780
Step 88: 81780 + 940 = 82720
Step 89: 82720 + 940 = 83660
Step 90: 83660 + 940 = 84600
Step 91: 84600 + 940 = 85540
Step 92: 85540 + 940 = 86480
Step 93: 86480 + 940 = 87420
Step 94: 87420 + 940 = 88360
Step 95: 88360 + 940 = 89300

So, 940*95 = 89300