Let's get this math done. We have 962 and we're going to multiply it by 103. This is the same as taking 962 and adding it to itself 103 times.
Step 1: 0 + 962 = 962
Step 2: 962 + 962 = 1924
Step 3: 1924 + 962 = 2886
Step 4: 2886 + 962 = 3848
Step 5: 3848 + 962 = 4810
Step 6: 4810 + 962 = 5772
Step 7: 5772 + 962 = 6734
Step 8: 6734 + 962 = 7696
Step 9: 7696 + 962 = 8658
Step 10: 8658 + 962 = 9620
Step 11: 9620 + 962 = 10582
Step 12: 10582 + 962 = 11544
Step 13: 11544 + 962 = 12506
Step 14: 12506 + 962 = 13468
Step 15: 13468 + 962 = 14430
Step 16: 14430 + 962 = 15392
Step 17: 15392 + 962 = 16354
Step 18: 16354 + 962 = 17316
Step 19: 17316 + 962 = 18278
Step 20: 18278 + 962 = 19240
Step 21: 19240 + 962 = 20202
Step 22: 20202 + 962 = 21164
Step 23: 21164 + 962 = 22126
Step 24: 22126 + 962 = 23088
Step 25: 23088 + 962 = 24050
Step 26: 24050 + 962 = 25012
Step 27: 25012 + 962 = 25974
Step 28: 25974 + 962 = 26936
Step 29: 26936 + 962 = 27898
Step 30: 27898 + 962 = 28860
Step 31: 28860 + 962 = 29822
Step 32: 29822 + 962 = 30784
Step 33: 30784 + 962 = 31746
Step 34: 31746 + 962 = 32708
Step 35: 32708 + 962 = 33670
Step 36: 33670 + 962 = 34632
Step 37: 34632 + 962 = 35594
Step 38: 35594 + 962 = 36556
Step 39: 36556 + 962 = 37518
Step 40: 37518 + 962 = 38480
Step 41: 38480 + 962 = 39442
Step 42: 39442 + 962 = 40404
Step 43: 40404 + 962 = 41366
Step 44: 41366 + 962 = 42328
Step 45: 42328 + 962 = 43290
Step 46: 43290 + 962 = 44252
Step 47: 44252 + 962 = 45214
Step 48: 45214 + 962 = 46176
Step 49: 46176 + 962 = 47138
Step 50: 47138 + 962 = 48100
Step 51: 48100 + 962 = 49062
Step 52: 49062 + 962 = 50024
Step 53: 50024 + 962 = 50986
Step 54: 50986 + 962 = 51948
Step 55: 51948 + 962 = 52910
Step 56: 52910 + 962 = 53872
Step 57: 53872 + 962 = 54834
Step 58: 54834 + 962 = 55796
Step 59: 55796 + 962 = 56758
Step 60: 56758 + 962 = 57720
Step 61: 57720 + 962 = 58682
Step 62: 58682 + 962 = 59644
Step 63: 59644 + 962 = 60606
Step 64: 60606 + 962 = 61568
Step 65: 61568 + 962 = 62530
Step 66: 62530 + 962 = 63492
Step 67: 63492 + 962 = 64454
Step 68: 64454 + 962 = 65416
Step 69: 65416 + 962 = 66378
Step 70: 66378 + 962 = 67340
Step 71: 67340 + 962 = 68302
Step 72: 68302 + 962 = 69264
Step 73: 69264 + 962 = 70226
Step 74: 70226 + 962 = 71188
Step 75: 71188 + 962 = 72150
Step 76: 72150 + 962 = 73112
Step 77: 73112 + 962 = 74074
Step 78: 74074 + 962 = 75036
Step 79: 75036 + 962 = 75998
Step 80: 75998 + 962 = 76960
Step 81: 76960 + 962 = 77922
Step 82: 77922 + 962 = 78884
Step 83: 78884 + 962 = 79846
Step 84: 79846 + 962 = 80808
Step 85: 80808 + 962 = 81770
Step 86: 81770 + 962 = 82732
Step 87: 82732 + 962 = 83694
Step 88: 83694 + 962 = 84656
Step 89: 84656 + 962 = 85618
Step 90: 85618 + 962 = 86580
Step 91: 86580 + 962 = 87542
Step 92: 87542 + 962 = 88504
Step 93: 88504 + 962 = 89466
Step 94: 89466 + 962 = 90428
Step 95: 90428 + 962 = 91390
Step 96: 91390 + 962 = 92352
Step 97: 92352 + 962 = 93314
Step 98: 93314 + 962 = 94276
Step 99: 94276 + 962 = 95238
Step 100: 95238 + 962 = 96200
Step 101: 96200 + 962 = 97162
Step 102: 97162 + 962 = 98124
Step 103: 98124 + 962 = 99086

So, 962*103 = 99086