Let's divide 346695 by 20
The aim is to understand the frequency of 20 in 346695.

Going ahead to step 1:
20 goes into 3 0 times with a remainder of 3.
Put 0 as the next digit of the answer. 
Result so far: 0.0
The remainder is 3 after subtracting 0 from 3.
Bring next digit (4) of the dividend behind the 3 and repeat the process: 34 / 20

Advancing to step 2:
When dividing 34 by 20, we get 1 with a remainder of 14.
The next digit of our result is 1. 
Result so far: 1.0
Subtracting 20 from 34 leaves us with 14.
Fetch the next digit (6) from the dividend, attach it to 14 and continue: 146 / 20

Going ahead to step 3:
20 can be fit into 146 7 times, resulting in a remainder of 6.
Put 7 as the next digit of the answer. 
Result so far: 17.0
The remainder is 6 after subtracting 140 from 146.
Fetch the next digit (6) from the dividend, attach it to 6 and continue: 66 / 20

Moving on to step 4:
If we divide 66 by 20, we get 3 and a remainder of 6.
The next digit of our result is 3. 
Result so far: 173.0
If we subtract 60 from 66, we get 6.
Append the next digit (9) from the dividend to 6 and continue with: 69 / 20

Let's proceed to step 5:
20 goes into 69 3 times with a remainder of 9.
Use 3 as the next digit of our solution. 
Result so far: 1733.0
If we subtract 60 from 69, we get 9.
Include the next digit (5) from the dividend after 9, then repeat: 95 / 20

Let's proceed to step 6:
If we divide 95 by 20, we get 4 and a remainder of 15.
Record the quotient 4 as the next digit in the result. 
Result so far: 17334.0
Subtracting 80 from 95 leaves us with 15.
Since there are no more digits in the dividend, we add a zero to the remainder making it 150, and continue the process.

Going ahead to step 7:
20 goes into 150 7 times with a remainder of 10.
The number 7 becomes the next digit in our result. 
Result so far: 17334.7
If we take 140 away from 150, we end up with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Moving on to step 8:
20 goes into 100 5 times with a remainder of 0.
Use 5 as the next digit of our solution. 
Result so far: 17334.75
Deduct 100 from 100 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 9:
The number 20 fits into 0 0 times, leaving a remainder of 0.
The next digit of our result is 0. 
Result so far: 17334.75
Deduct 0 from 0 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Going ahead to step 10:
20 can be fit into 0 0 times, resulting in a remainder of 0.
Write down 0 as next digit of the result. 
Result so far: 17334.75
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

The final result is 17334.75 with a remainder of 0.0.