We're dividing 862098 by 20 
We're looking to find how many times 20 goes into 862098.

On to step 1:
The number 20 fits into 8 0 times, leaving a remainder of 8.
Write down 0 as next digit of the result. 
Result so far: 0.0
Subtracting 0 from 8 leaves us with 8.
Append the next digit (6) from the dividend to 8 and continue with: 86 / 20

On to step 2:
When dividing 86 by 20, we get 4 with a remainder of 6.
The number 4 becomes the next digit in our result. 
Result so far: 4.0
Deduct 80 from 86 and we're left with 6.
Fetch the next digit (2) from the dividend, attach it to 6 and continue: 62 / 20

Let's proceed to step 3:
62 divided by 20 is 3 with a remainder of 2.
The next digit of our result is 3. 
Result so far: 43.0
Subtract 60 from 62 to get 2.
Grab the next digit (0) from the dividend, add it to 2, then carry on: 20 / 20

Going ahead to step 4:
20 goes into 20 1 times with a remainder of 0.
Put 1 as the next digit of the answer. 
Result so far: 431.0
If we take 20 away from 20, we end up with 0.
Take the next digit (9) from the dividend and append it to 0, then repeat: 9 / 20

Moving on to step 5:
9 divided by 20 is 0 with a remainder of 9.
Record the quotient 0 as the next digit in the result. 
Result so far: 4310.0
If we take 0 away from 9, we end up with 9.
Bring next digit (8) of the dividend behind the 9 and repeat the process: 98 / 20

Let's proceed to step 6:
If we divide 98 by 20, we get 4 and a remainder of 18.
The number 4 becomes the next digit in our result. 
Result so far: 43104.0
If we take 80 away from 98, we end up with 18.
Since there are no more digits in the dividend, we add a zero to the remainder making it 180, and continue the process.

Moving on to step 7:
180 divided by 20 is 9 with a remainder of 0.
The number 9 becomes the next digit in our result. 
Result so far: 43104.9
If we take 180 away from 180, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 8:
When dividing 0 by 20, we get 0 with a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 43104.9
The remainder is 0 after subtracting 0 from 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 9:
The number 20 fits into 0 0 times, leaving a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 43104.9
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Our division results in 43104.9 with a remaining 0.0.