OK, let's crack this. We're given 95 and our task is to multiply it by 42. Essentially, we'll be adding 95 to itself 42 times.
Step 1: 0 + 95 = 95
Step 2: 95 + 95 = 190
Step 3: 190 + 95 = 285
Step 4: 285 + 95 = 380
Step 5: 380 + 95 = 475
Step 6: 475 + 95 = 570
Step 7: 570 + 95 = 665
Step 8: 665 + 95 = 760
Step 9: 760 + 95 = 855
Step 10: 855 + 95 = 950
Step 11: 950 + 95 = 1045
Step 12: 1045 + 95 = 1140
Step 13: 1140 + 95 = 1235
Step 14: 1235 + 95 = 1330
Step 15: 1330 + 95 = 1425
Step 16: 1425 + 95 = 1520
Step 17: 1520 + 95 = 1615
Step 18: 1615 + 95 = 1710
Step 19: 1710 + 95 = 1805
Step 20: 1805 + 95 = 1900
Step 21: 1900 + 95 = 1995
Step 22: 1995 + 95 = 2090
Step 23: 2090 + 95 = 2185
Step 24: 2185 + 95 = 2280
Step 25: 2280 + 95 = 2375
Step 26: 2375 + 95 = 2470
Step 27: 2470 + 95 = 2565
Step 28: 2565 + 95 = 2660
Step 29: 2660 + 95 = 2755
Step 30: 2755 + 95 = 2850
Step 31: 2850 + 95 = 2945
Step 32: 2945 + 95 = 3040
Step 33: 3040 + 95 = 3135
Step 34: 3135 + 95 = 3230
Step 35: 3230 + 95 = 3325
Step 36: 3325 + 95 = 3420
Step 37: 3420 + 95 = 3515
Step 38: 3515 + 95 = 3610
Step 39: 3610 + 95 = 3705
Step 40: 3705 + 95 = 3800
Step 41: 3800 + 95 = 3895
Step 42: 3895 + 95 = 3990

So, 95*42 = 3990