Alright, let's work through 9523 times 4021 step by step
9523 × 4021 = 4021 × (9523)
+ 4021 × 3 that equals 12063
+ 4021 × 20 producing 80420
+ 4021 × 500 yielding 2010500
+ 4021 × 9000 that is equal 36189000

= 38291983
