Alright, let's work through 3723 times 3522 step by step
3723 × 3522 = 3522 × (3723)
+ 3522 × 3 giving us 10566
+ 3522 × 20 producing 70440
+ 3522 × 700 that is equal 2465400
+ 3522 × 3000 that equals 10566000

= 13112406
