We look at the division of 656153 by 20 
The aim is to understand the frequency of 20 in 656153.

On to step 1:
If we divide 6 by 20, we get 0 and a remainder of 6.
Write down 0 as next digit of the result. 
Result so far: 0.0
Subtract 0 from 6 to get 6.
Append the next digit (5) from the dividend to 6 and continue with: 65 / 20

Let's proceed to step 2:
65 divided by 20 is 3 with a remainder of 5.
The number 3 becomes the next digit in our result. 
Result so far: 3.0
Subtracting 60 from 65 leaves us with 5.
Bring next digit (6) of the dividend behind the 5 and repeat the process: 56 / 20

Advancing to step 3:
56 divided by 20 is 2 with a remainder of 16.
The number 2 becomes the next digit in our result. 
Result so far: 32.0
If we subtract 40 from 56, we get 16.
Grab the next digit (1) from the dividend, add it to 16, then carry on: 161 / 20

Advancing to step 4:
20 can be fit into 161 8 times, resulting in a remainder of 1.
Put 8 as the next digit of the answer. 
Result so far: 328.0
The remainder is 1 after subtracting 160 from 161.
Include the next digit (5) from the dividend after 1, then repeat: 15 / 20

Moving on to step 5:
20 goes into 15 0 times with a remainder of 15.
The number 0 becomes the next digit in our result. 
Result so far: 3280.0
The remainder is 15 after subtracting 0 from 15.
Fetch the next digit (3) from the dividend, attach it to 15 and continue: 153 / 20

Let's proceed to step 6:
153 divided by 20 is 7 with a remainder of 13.
Write down 7 as next digit of the result. 
Result so far: 32807.0
Subtract 140 from 153 to get 13.
Since there are no more digits in the dividend, we add a zero to the remainder making it 130, and continue the process.

Going ahead to step 7:
130 divided by 20 is 6 with a remainder of 10.
The number 6 becomes the next digit in our result. 
Result so far: 32807.6
Deduct 120 from 130 and we're left with 10.
Since there are no more digits in the dividend, we add a zero to the remainder making it 100, and continue the process.

Advancing to step 8:
20 can be fit into 100 5 times, resulting in a remainder of 0.
Use 5 as the next digit of our solution. 
Result so far: 32807.65
Subtract 100 from 100 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Advancing to step 9:
When dividing 0 by 20, we get 0 with a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 32807.65
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Advancing to step 10:
When dividing 0 by 20, we get 0 with a remainder of 0.
The number 0 becomes the next digit in our result. 
Result so far: 32807.65
Subtract 0 from 0 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Our division results in 32807.65 with a remaining 0.0.