Alright, let's work through 9815 times 9690 step by step
9815 × 9690 = 9690 × (9815)
+ 9690 × 5 yielding 48450
+ 9690 × 10 what gives us 96900
+ 9690 × 800 which equals 7752000
+ 9690 × 9000 that equals 87210000

= 95107350
