Alright, let's work through 9728 times 3728 step by step
9728 × 3728 = 3728 × (9728)
+ 3728 × 8 producing 29824
+ 3728 × 20 that results in 74560
+ 3728 × 700 resulting in 2609600
+ 3728 × 9000 yielding 33552000

= 36265984
