960722 divided by 20 
The aim is to understand the frequency of 20 in 960722.

Step 1:
If we divide 9 by 20, we get 0 and a remainder of 9.
Use 0 as the next digit of our solution. 
Result so far: 0.0
Deduct 0 from 9 and we're left with 9.
Append the next digit (6) from the dividend to 9 and continue with: 96 / 20

Step 2:
20 can be fit into 96 4 times, resulting in a remainder of 16.
Write down 4 as next digit of the result. 
Result so far: 4.0
The remainder is 16 after subtracting 80 from 96.
Grab the next digit (0) from the dividend, add it to 16, then carry on: 160 / 20

Advancing to step 3:
20 goes into 160 8 times with a remainder of 0.
The number 8 becomes the next digit in our result. 
Result so far: 48.0
Subtracting 160 from 160 leaves us with 0.
Bring next digit (7) of the dividend behind the 0 and repeat the process: 7 / 20

Moving on to step 4:
20 goes into 7 0 times with a remainder of 7.
Record the quotient 0 as the next digit in the result. 
Result so far: 480.0
Subtract 0 from 7 to get 7.
Fetch the next digit (2) from the dividend, attach it to 7 and continue: 72 / 20

Step 5:
The number 20 fits into 72 3 times, leaving a remainder of 12.
The next digit of our result is 3. 
Result so far: 4803.0
If we take 60 away from 72, we end up with 12.
Include the next digit (2) from the dividend after 12, then repeat: 122 / 20

Moving on to step 6:
If we divide 122 by 20, we get 6 and a remainder of 2.
Write down 6 as next digit of the result. 
Result so far: 48036.0
Deduct 120 from 122 and we're left with 2.
Since there are no more digits in the dividend, we add a zero to the remainder making it 20, and continue the process.

On to step 7:
20 can be fit into 20 1 times, resulting in a remainder of 0.
The number 1 becomes the next digit in our result. 
Result so far: 48036.1
The remainder is 0 after subtracting 20 from 20.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 8:
0 divided by 20 is 0 with a remainder of 0.
Record the quotient 0 as the next digit in the result. 
Result so far: 48036.1
Subtract 0 from 0 to get 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Step 9:
20 goes into 0 0 times with a remainder of 0.
The next digit of our result is 0. 
Result so far: 48036.1
Subtracting 0 from 0 leaves us with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

In conclusion, the division gives 48036.1 with a balance of 0.0.