We divide 40976 by 95
The aim is to understand the frequency of 95 in 40976.

Let's proceed to step 1:
4 divided by 95 is 0 with a remainder of 4.
Write down 0 as next digit of the result. 
Result so far: 0.0
Subtracting 0 from 4 leaves us with 4.
Take the next digit (0) from the dividend and append it to 4, then repeat: 40 / 95

Let's proceed to step 2:
If we divide 40 by 95, we get 0 and a remainder of 40.
The next digit of our result is 0. 
Result so far: 0.0
Subtract 0 from 40 to get 40.
Append the next digit (9) from the dividend to 40 and continue with: 409 / 95

Going ahead to step 3:
95 goes into 409 4 times with a remainder of 29.
Put 4 as the next digit of the answer. 
Result so far: 4.0
If we subtract 380 from 409, we get 29.
Append the next digit (7) from the dividend to 29 and continue with: 297 / 95

Moving on to step 4:
297 divided by 95 is 3 with a remainder of 12.
Record the quotient 3 as the next digit in the result. 
Result so far: 43.0
Subtract 285 from 297 to get 12.
Include the next digit (6) from the dividend after 12, then repeat: 126 / 95

Let's proceed to step 5:
The number 95 fits into 126 1 times, leaving a remainder of 31.
Write down 1 as next digit of the result. 
Result so far: 431.0
Subtracting 95 from 126 leaves us with 31.
Since there are no more digits in the dividend, we add a zero to the remainder making it 310, and continue the process.

Step 6:
When dividing 310 by 95, we get 3 with a remainder of 25.
Record the quotient 3 as the next digit in the result. 
Result so far: 431.3
Deduct 285 from 310 and we're left with 25.
Since there are no more digits in the dividend, we add a zero to the remainder making it 250, and continue the process.

Let's proceed to step 7:
When dividing 250 by 95, we get 2 with a remainder of 60.
Use 2 as the next digit of our solution. 
Result so far: 431.32
Subtracting 190 from 250 leaves us with 60.
Since there are no more digits in the dividend, we add a zero to the remainder making it 600, and continue the process.

Advancing to step 8:
95 goes into 600 6 times with a remainder of 30.
Record the quotient 6 as the next digit in the result. 
Result so far: 431.326
Subtract 570 from 600 to get 30.
Since there are no more digits in the dividend, we add a zero to the remainder making it 300, and continue the process.

Going ahead to step 9:
When dividing 300 by 95, we get 3 with a remainder of 15.
Write down 3 as next digit of the result. 
Result so far: 431.3263
Deduct 285 from 300 and we're left with 15.
Since there are no more digits in the dividend, we add a zero to the remainder making it 150, and continue the process.

On to step 10:
150 divided by 95 is 1 with a remainder of 55.
The next digit of our result is 1. 
Result so far: 431.32631
If we subtract 95 from 150, we get 55.
Since there are no more digits in the dividend, we add a zero to the remainder making it 550, and continue the process.

Advancing to step 11:
When dividing 550 by 95, we get 5 with a remainder of 75.
Record the quotient 5 as the next digit in the result. 
Result so far: 431.326315
If we subtract 475 from 550, we get 75.
Since there are no more digits in the dividend, we add a zero to the remainder making it 750, and continue the process.

Step 12:
The number 95 fits into 750 7 times, leaving a remainder of 85.
Use 7 as the next digit of our solution. 
Result so far: 431.3263157
If we take 665 away from 750, we end up with 85.
Since there are no more digits in the dividend, we add a zero to the remainder making it 850, and continue the process.

Going ahead to step 13:
850 divided by 95 is 8 with a remainder of 90.
The next digit of our result is 8. 
Result so far: 431.32631578
The remainder is 90 after subtracting 760 from 850.
Since there are no more digits in the dividend, we add a zero to the remainder making it 900, and continue the process.

Our division results in 431.32631578 with a remaining 9e-08.