Alright, let's work through 4962 times 3820 step by step
4962 × 3820 = 3820 × (4962)
+ 3820 × 2 that is equal 7640
+ 3820 × 60 yielding 229200
+ 3820 × 900 giving us 3438000
+ 3820 × 4000 giving us 15280000

= 18954840
