Alright, let's work through 2020 times 9363 step by step
2020 × 9363 = 9363 × (2020)
+ 9363 × 0 what gives us 0
+ 9363 × 20 what gives us 187260
+ 9363 × 000 which equals 0
+ 9363 × 2000 producing 18726000

= 18913260
