Alright, let's work through 5195 times 1994 step by step
5195 × 1994 = 1994 × (5195)
+ 1994 × 5 that is equal 9970
+ 1994 × 90 giving us 179460
+ 1994 × 100 that equals 199400
+ 1994 × 5000 resulting in 9970000

= 10358830
