Let's get this math done. We have 523 and we're going to multiply it by 95. This is the same as taking 523 and adding it to itself 95 times.
Step 1: 0 + 523 = 523
Step 2: 523 + 523 = 1046
Step 3: 1046 + 523 = 1569
Step 4: 1569 + 523 = 2092
Step 5: 2092 + 523 = 2615
Step 6: 2615 + 523 = 3138
Step 7: 3138 + 523 = 3661
Step 8: 3661 + 523 = 4184
Step 9: 4184 + 523 = 4707
Step 10: 4707 + 523 = 5230
Step 11: 5230 + 523 = 5753
Step 12: 5753 + 523 = 6276
Step 13: 6276 + 523 = 6799
Step 14: 6799 + 523 = 7322
Step 15: 7322 + 523 = 7845
Step 16: 7845 + 523 = 8368
Step 17: 8368 + 523 = 8891
Step 18: 8891 + 523 = 9414
Step 19: 9414 + 523 = 9937
Step 20: 9937 + 523 = 10460
Step 21: 10460 + 523 = 10983
Step 22: 10983 + 523 = 11506
Step 23: 11506 + 523 = 12029
Step 24: 12029 + 523 = 12552
Step 25: 12552 + 523 = 13075
Step 26: 13075 + 523 = 13598
Step 27: 13598 + 523 = 14121
Step 28: 14121 + 523 = 14644
Step 29: 14644 + 523 = 15167
Step 30: 15167 + 523 = 15690
Step 31: 15690 + 523 = 16213
Step 32: 16213 + 523 = 16736
Step 33: 16736 + 523 = 17259
Step 34: 17259 + 523 = 17782
Step 35: 17782 + 523 = 18305
Step 36: 18305 + 523 = 18828
Step 37: 18828 + 523 = 19351
Step 38: 19351 + 523 = 19874
Step 39: 19874 + 523 = 20397
Step 40: 20397 + 523 = 20920
Step 41: 20920 + 523 = 21443
Step 42: 21443 + 523 = 21966
Step 43: 21966 + 523 = 22489
Step 44: 22489 + 523 = 23012
Step 45: 23012 + 523 = 23535
Step 46: 23535 + 523 = 24058
Step 47: 24058 + 523 = 24581
Step 48: 24581 + 523 = 25104
Step 49: 25104 + 523 = 25627
Step 50: 25627 + 523 = 26150
Step 51: 26150 + 523 = 26673
Step 52: 26673 + 523 = 27196
Step 53: 27196 + 523 = 27719
Step 54: 27719 + 523 = 28242
Step 55: 28242 + 523 = 28765
Step 56: 28765 + 523 = 29288
Step 57: 29288 + 523 = 29811
Step 58: 29811 + 523 = 30334
Step 59: 30334 + 523 = 30857
Step 60: 30857 + 523 = 31380
Step 61: 31380 + 523 = 31903
Step 62: 31903 + 523 = 32426
Step 63: 32426 + 523 = 32949
Step 64: 32949 + 523 = 33472
Step 65: 33472 + 523 = 33995
Step 66: 33995 + 523 = 34518
Step 67: 34518 + 523 = 35041
Step 68: 35041 + 523 = 35564
Step 69: 35564 + 523 = 36087
Step 70: 36087 + 523 = 36610
Step 71: 36610 + 523 = 37133
Step 72: 37133 + 523 = 37656
Step 73: 37656 + 523 = 38179
Step 74: 38179 + 523 = 38702
Step 75: 38702 + 523 = 39225
Step 76: 39225 + 523 = 39748
Step 77: 39748 + 523 = 40271
Step 78: 40271 + 523 = 40794
Step 79: 40794 + 523 = 41317
Step 80: 41317 + 523 = 41840
Step 81: 41840 + 523 = 42363
Step 82: 42363 + 523 = 42886
Step 83: 42886 + 523 = 43409
Step 84: 43409 + 523 = 43932
Step 85: 43932 + 523 = 44455
Step 86: 44455 + 523 = 44978
Step 87: 44978 + 523 = 45501
Step 88: 45501 + 523 = 46024
Step 89: 46024 + 523 = 46547
Step 90: 46547 + 523 = 47070
Step 91: 47070 + 523 = 47593
Step 92: 47593 + 523 = 48116
Step 93: 48116 + 523 = 48639
Step 94: 48639 + 523 = 49162
Step 95: 49162 + 523 = 49685

So, 523*95 = 49685