OK, let's do this. We've got 9550 and 963 and we're adding them all together.

Step 1: We'll start by adding the digits 0 & 3 in column 1 and get 3.

Step 2: We'll start by adding the digits 5 & 6 in column 2 and get 11.
We'll write down the last digit 1 and carry the 1 to the next column.

Step 3: We'll start by adding the digits 5 & 9 in column 3 and get 15.
We'll write down the last digit 5 and carry the 1 to the next column.

Step 4: We'll start by adding the digits 9 & 0 in column 4 and get 10.
We'll write down the last digit 0 and carry the 1 to the next column.

So, 9550 + 963 = 10513.

