Let's break this down. We're going to add 1020 and 65 together.

Step 1: We'll start by adding the digits 0 & 5 in column 1 and get 5.

Step 2: We'll start by adding the digits 2 & 6 in column 2 and get 8.

Step 3: We'll start by adding the digits 0 & 0 in column 3 and get 0.

Step 4: We'll start by adding the digits 1 & 0 in column 4 and get 1.

So, 1020 + 65 = 1085.

