Alright, let's work through 9772 times 9720 step by step
9772 × 9720 = 9720 × (9772)
+ 9720 × 2 that equals 19440
+ 9720 × 70 resulting in 680400
+ 9720 × 700 that results in 6804000
+ 9720 × 9000 yielding 87480000

= 94983840
