No problem, we've got 9860 and 4195 to multiply
9860 × 4195 = 4195 × (9860)
+ 4195 × 0 which equals 0
+ 4195 × 60 that equals 251700
+ 4195 × 800 producing 3356000
+ 4195 × 9000 giving us 37755000

= 41362700
