Let's calculate 9657 x 9920
9657 × 9920 = 9920 × (9657)
+ 9920 × 7 yielding 69440
+ 9920 × 50 that results in 496000
+ 9920 × 600 that results in 5952000
+ 9920 × 9000 which equals 89280000

= 95797440
