Alright, let's work through 8195 times 9631 step by step
8195 × 9631 = 9631 × (8195)
+ 9631 × 5 producing 48155
+ 9631 × 90 that results in 866790
+ 9631 × 100 yielding 963100
+ 9631 × 8000 that equals 77048000

= 78926045
