39860772 ÷ 295 
We're looking to find how many times 295 goes into 39860772.

Let's proceed to step 1:
When dividing 3 by 295, we get 0 with a remainder of 3.
The next digit of our result is 0. 
Result so far: 0.0
Subtract 0 from 3 to get 3.
Append the next digit (9) from the dividend to 3 and continue with: 39 / 295

Moving on to step 2:
When dividing 39 by 295, we get 0 with a remainder of 39.
Record the quotient 0 as the next digit in the result. 
Result so far: 0.0
Deduct 0 from 39 and we're left with 39.
Fetch the next digit (8) from the dividend, attach it to 39 and continue: 398 / 295

Advancing to step 3:
295 can be fit into 398 1 times, resulting in a remainder of 103.
Write down 1 as next digit of the result. 
Result so far: 1.0
Subtract 295 from 398 to get 103.
Include the next digit (6) from the dividend after 103, then repeat: 1036 / 295

Advancing to step 4:
1036 divided by 295 is 3 with a remainder of 151.
The number 3 becomes the next digit in our result. 
Result so far: 13.0
Subtracting 885 from 1036 leaves us with 151.
Append the next digit (0) from the dividend to 151 and continue with: 1510 / 295

On to step 5:
295 can be fit into 1510 5 times, resulting in a remainder of 35.
The next digit of our result is 5. 
Result so far: 135.0
If we take 1475 away from 1510, we end up with 35.
Take the next digit (7) from the dividend and append it to 35, then repeat: 357 / 295

Going ahead to step 6:
295 goes into 357 1 times with a remainder of 62.
The number 1 becomes the next digit in our result. 
Result so far: 1351.0
If we take 295 away from 357, we end up with 62.
Grab the next digit (7) from the dividend, add it to 62, then carry on: 627 / 295

On to step 7:
295 goes into 627 2 times with a remainder of 37.
Put 2 as the next digit of the answer. 
Result so far: 13512.0
The remainder is 37 after subtracting 590 from 627.
Include the next digit (2) from the dividend after 37, then repeat: 372 / 295

On to step 8:
The number 295 fits into 372 1 times, leaving a remainder of 77.
Write down 1 as next digit of the result. 
Result so far: 135121.0
Deduct 295 from 372 and we're left with 77.
Since there are no more digits in the dividend, we add a zero to the remainder making it 770, and continue the process.

Advancing to step 9:
When dividing 770 by 295, we get 2 with a remainder of 180.
The number 2 becomes the next digit in our result. 
Result so far: 135121.2
Subtracting 590 from 770 leaves us with 180.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1800, and continue the process.

Let's proceed to step 10:
1800 divided by 295 is 6 with a remainder of 30.
Write down 6 as next digit of the result. 
Result so far: 135121.26
The remainder is 30 after subtracting 1770 from 1800.
Since there are no more digits in the dividend, we add a zero to the remainder making it 300, and continue the process.

Going ahead to step 11:
295 can be fit into 300 1 times, resulting in a remainder of 5.
Write down 1 as next digit of the result. 
Result so far: 135121.261
The remainder is 5 after subtracting 295 from 300.
Since there are no more digits in the dividend, we add a zero to the remainder making it 50, and continue the process.

On to step 12:
The number 295 fits into 50 0 times, leaving a remainder of 50.
Put 0 as the next digit of the answer. 
Result so far: 135121.261
Deduct 0 from 50 and we're left with 50.
Since there are no more digits in the dividend, we add a zero to the remainder making it 500, and continue the process.

On to step 13:
500 divided by 295 is 1 with a remainder of 205.
Use 1 as the next digit of our solution. 
Result so far: 135121.26101
Subtracting 295 from 500 leaves us with 205.
Since there are no more digits in the dividend, we add a zero to the remainder making it 2050, and continue the process.

Moving on to step 14:
The number 295 fits into 2050 6 times, leaving a remainder of 280.
The number 6 becomes the next digit in our result. 
Result so far: 135121.261016
If we take 1770 away from 2050, we end up with 280.
Since there are no more digits in the dividend, we add a zero to the remainder making it 2800, and continue the process.

Going ahead to step 15:
295 can be fit into 2800 9 times, resulting in a remainder of 145.
The next digit of our result is 9. 
Result so far: 135121.2610169
The remainder is 145 after subtracting 2655 from 2800.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1450, and continue the process.

Let's proceed to step 16:
295 can be fit into 1450 4 times, resulting in a remainder of 270.
Put 4 as the next digit of the answer. 
Result so far: 135121.26101694
Subtract 1180 from 1450 to get 270.
Since there are no more digits in the dividend, we add a zero to the remainder making it 2700, and continue the process.

After the division, we end up with 135121.26101694 and a remainder of 2.7e-07.