Alright, let's work through 3720 times 954 step by step
3720 × 954 = 954 × (3720)
+ 954 × 0 producing 0
+ 954 × 20 yielding 19080
+ 954 × 700 that results in 667800
+ 954 × 3000 that equals 2862000

= 3548880
