Let's break this down. We're going to add 2920 and 9644 together.

Step 1: We'll start by adding the digits 0 & 4 in column 1 and get 4.

Step 2: We'll start by adding the digits 2 & 4 in column 2 and get 6.

Step 3: We'll start by adding the digits 9 & 6 in column 3 and get 15.
We'll write down the last digit 5 and carry the 1 to the next column.

Step 4: We'll start by adding the digits 2 & 9 in column 4 and get 12.
We'll write down the last digit 2 and carry the 1 to the next column.

So, 2920 + 9644 = 12564.

