Alright, let's work through 3020 times 3996 step by step
3020 × 3996 = 3996 × (3020)
+ 3996 × 0 yielding 0
+ 3996 × 20 producing 79920
+ 3996 × 000 that results in 0
+ 3996 × 3000 that is equal 11988000

= 12067920
