We divide 986454 by 20
We're looking to find how many times 20 goes into 986454.

Moving on to step 1:
20 goes into 9 0 times with a remainder of 9.
Write down 0 as next digit of the result. 
Result so far: 0.0
Deduct 0 from 9 and we're left with 9.
Take the next digit (8) from the dividend and append it to 9, then repeat: 98 / 20

Advancing to step 2:
20 can be fit into 98 4 times, resulting in a remainder of 18.
Put 4 as the next digit of the answer. 
Result so far: 4.0
The remainder is 18 after subtracting 80 from 98.
Include the next digit (6) from the dividend after 18, then repeat: 186 / 20

On to step 3:
20 can be fit into 186 9 times, resulting in a remainder of 6.
Use 9 as the next digit of our solution. 
Result so far: 49.0
If we subtract 180 from 186, we get 6.
Grab the next digit (4) from the dividend, add it to 6, then carry on: 64 / 20

Going ahead to step 4:
If we divide 64 by 20, we get 3 and a remainder of 4.
The number 3 becomes the next digit in our result. 
Result so far: 493.0
If we take 60 away from 64, we end up with 4.
Bring next digit (5) of the dividend behind the 4 and repeat the process: 45 / 20

On to step 5:
The number 20 fits into 45 2 times, leaving a remainder of 5.
Put 2 as the next digit of the answer. 
Result so far: 4932.0
If we subtract 40 from 45, we get 5.
Fetch the next digit (4) from the dividend, attach it to 5 and continue: 54 / 20

Advancing to step 6:
54 divided by 20 is 2 with a remainder of 14.
Use 2 as the next digit of our solution. 
Result so far: 49322.0
Subtract 40 from 54 to get 14.
Since there are no more digits in the dividend, we add a zero to the remainder making it 140, and continue the process.

Step 7:
The number 20 fits into 140 7 times, leaving a remainder of 0.
The next digit of our result is 7. 
Result so far: 49322.7
Deduct 140 from 140 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Let's proceed to step 8:
When dividing 0 by 20, we get 0 with a remainder of 0.
The next digit of our result is 0. 
Result so far: 49322.7
Deduct 0 from 0 and we're left with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

Going ahead to step 9:
When dividing 0 by 20, we get 0 with a remainder of 0.
Put 0 as the next digit of the answer. 
Result so far: 49322.7
If we take 0 away from 0, we end up with 0.
Since there are no more digits in the dividend, we add a zero to the remainder making it 0, and continue the process.

After the division, we end up with 49322.7 and a remainder of 0.0.