Alright, let's work through 1996 times 9195 step by step
1996 × 9195 = 9195 × (1996)
+ 9195 × 6 which equals 55170
+ 9195 × 90 that equals 827550
+ 9195 × 900 that is equal 8275500
+ 9195 × 1000 which equals 9195000

= 18353220
