132186 ÷ 97 
The aim is to understand the frequency of 97 in 132186.

Going ahead to step 1:
When dividing 1 by 97, we get 0 with a remainder of 1.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
If we take 0 away from 1, we end up with 1.
Append the next digit (3) from the dividend to 1 and continue with: 13 / 97

Moving on to step 2:
If we divide 13 by 97, we get 0 and a remainder of 13.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
If we subtract 0 from 13, we get 13.
Bring next digit (2) of the dividend behind the 13 and repeat the process: 132 / 97

Going ahead to step 3:
The number 97 fits into 132 1 times, leaving a remainder of 35.
Record the quotient 1 as the next digit in the result. 
Result so far: 1.0
The remainder is 35 after subtracting 97 from 132.
Fetch the next digit (1) from the dividend, attach it to 35 and continue: 351 / 97

Let's proceed to step 4:
97 goes into 351 3 times with a remainder of 60.
Use 3 as the next digit of our solution. 
Result so far: 13.0
If we take 291 away from 351, we end up with 60.
Bring next digit (8) of the dividend behind the 60 and repeat the process: 608 / 97

Advancing to step 5:
97 can be fit into 608 6 times, resulting in a remainder of 26.
The number 6 becomes the next digit in our result. 
Result so far: 136.0
If we take 582 away from 608, we end up with 26.
Take the next digit (6) from the dividend and append it to 26, then repeat: 266 / 97

Step 6:
97 can be fit into 266 2 times, resulting in a remainder of 72.
Record the quotient 2 as the next digit in the result. 
Result so far: 1362.0
The remainder is 72 after subtracting 194 from 266.
Since there are no more digits in the dividend, we add a zero to the remainder making it 720, and continue the process.

Going ahead to step 7:
97 goes into 720 7 times with a remainder of 41.
Write down 7 as next digit of the result. 
Result so far: 1362.7
If we take 679 away from 720, we end up with 41.
Since there are no more digits in the dividend, we add a zero to the remainder making it 410, and continue the process.

Step 8:
410 divided by 97 is 4 with a remainder of 22.
The number 4 becomes the next digit in our result. 
Result so far: 1362.74
Subtract 388 from 410 to get 22.
Since there are no more digits in the dividend, we add a zero to the remainder making it 220, and continue the process.

On to step 9:
If we divide 220 by 97, we get 2 and a remainder of 26.
Use 2 as the next digit of our solution. 
Result so far: 1362.742
Deduct 194 from 220 and we're left with 26.
Since there are no more digits in the dividend, we add a zero to the remainder making it 260, and continue the process.

On to step 10:
The number 97 fits into 260 2 times, leaving a remainder of 66.
Use 2 as the next digit of our solution. 
Result so far: 1362.7422
The remainder is 66 after subtracting 194 from 260.
Since there are no more digits in the dividend, we add a zero to the remainder making it 660, and continue the process.

The quotient of the division is 1362.7422, and the remainder is 0.00066.