Alright, let's work through 4820 times 1997 step by step
4820 × 1997 = 1997 × (4820)
+ 1997 × 0 that equals 0
+ 1997 × 20 that equals 39940
+ 1997 × 800 yielding 1597600
+ 1997 × 4000 yielding 7988000

= 9625540
