Alright, let's work through 9995 times 9633 step by step
9995 × 9633 = 9633 × (9995)
+ 9633 × 5 that results in 48165
+ 9633 × 90 giving us 866970
+ 9633 × 900 that is equal 8669700
+ 9633 × 9000 resulting in 86697000

= 96281835
