Alright, let's work through 3720 times 9864 step by step
3720 × 9864 = 9864 × (3720)
+ 9864 × 0 that results in 0
+ 9864 × 20 which equals 197280
+ 9864 × 700 that equals 6904800
+ 9864 × 3000 what gives us 29592000

= 36694080
