Let's roll up our sleeves and solve this. We have 995 and we're going to multiply it by 36, essentially adding 995 to itself 36 times.
Step 1: 0 + 995 = 995
Step 2: 995 + 995 = 1990
Step 3: 1990 + 995 = 2985
Step 4: 2985 + 995 = 3980
Step 5: 3980 + 995 = 4975
Step 6: 4975 + 995 = 5970
Step 7: 5970 + 995 = 6965
Step 8: 6965 + 995 = 7960
Step 9: 7960 + 995 = 8955
Step 10: 8955 + 995 = 9950
Step 11: 9950 + 995 = 10945
Step 12: 10945 + 995 = 11940
Step 13: 11940 + 995 = 12935
Step 14: 12935 + 995 = 13930
Step 15: 13930 + 995 = 14925
Step 16: 14925 + 995 = 15920
Step 17: 15920 + 995 = 16915
Step 18: 16915 + 995 = 17910
Step 19: 17910 + 995 = 18905
Step 20: 18905 + 995 = 19900
Step 21: 19900 + 995 = 20895
Step 22: 20895 + 995 = 21890
Step 23: 21890 + 995 = 22885
Step 24: 22885 + 995 = 23880
Step 25: 23880 + 995 = 24875
Step 26: 24875 + 995 = 25870
Step 27: 25870 + 995 = 26865
Step 28: 26865 + 995 = 27860
Step 29: 27860 + 995 = 28855
Step 30: 28855 + 995 = 29850
Step 31: 29850 + 995 = 30845
Step 32: 30845 + 995 = 31840
Step 33: 31840 + 995 = 32835
Step 34: 32835 + 995 = 33830
Step 35: 33830 + 995 = 34825
Step 36: 34825 + 995 = 35820

So, 995*36 = 35820