Alright, let's work through 3915 times 9623 step by step
3915 × 9623 = 9623 × (3915)
+ 9623 × 5 what gives us 48115
+ 9623 × 10 that is equal 96230
+ 9623 × 900 yielding 8660700
+ 9623 × 3000 what gives us 28869000

= 37674045
