OK, let's crack this. We're given 708 and our task is to multiply it by 196. Essentially, we'll be adding 708 to itself 196 times.
Step 1: 0 + 708 = 708
Step 2: 708 + 708 = 1416
Step 3: 1416 + 708 = 2124
Step 4: 2124 + 708 = 2832
Step 5: 2832 + 708 = 3540
Step 6: 3540 + 708 = 4248
Step 7: 4248 + 708 = 4956
Step 8: 4956 + 708 = 5664
Step 9: 5664 + 708 = 6372
Step 10: 6372 + 708 = 7080
Step 11: 7080 + 708 = 7788
Step 12: 7788 + 708 = 8496
Step 13: 8496 + 708 = 9204
Step 14: 9204 + 708 = 9912
Step 15: 9912 + 708 = 10620
Step 16: 10620 + 708 = 11328
Step 17: 11328 + 708 = 12036
Step 18: 12036 + 708 = 12744
Step 19: 12744 + 708 = 13452
Step 20: 13452 + 708 = 14160
Step 21: 14160 + 708 = 14868
Step 22: 14868 + 708 = 15576
Step 23: 15576 + 708 = 16284
Step 24: 16284 + 708 = 16992
Step 25: 16992 + 708 = 17700
Step 26: 17700 + 708 = 18408
Step 27: 18408 + 708 = 19116
Step 28: 19116 + 708 = 19824
Step 29: 19824 + 708 = 20532
Step 30: 20532 + 708 = 21240
Step 31: 21240 + 708 = 21948
Step 32: 21948 + 708 = 22656
Step 33: 22656 + 708 = 23364
Step 34: 23364 + 708 = 24072
Step 35: 24072 + 708 = 24780
Step 36: 24780 + 708 = 25488
Step 37: 25488 + 708 = 26196
Step 38: 26196 + 708 = 26904
Step 39: 26904 + 708 = 27612
Step 40: 27612 + 708 = 28320
Step 41: 28320 + 708 = 29028
Step 42: 29028 + 708 = 29736
Step 43: 29736 + 708 = 30444
Step 44: 30444 + 708 = 31152
Step 45: 31152 + 708 = 31860
Step 46: 31860 + 708 = 32568
Step 47: 32568 + 708 = 33276
Step 48: 33276 + 708 = 33984
Step 49: 33984 + 708 = 34692
Step 50: 34692 + 708 = 35400
Step 51: 35400 + 708 = 36108
Step 52: 36108 + 708 = 36816
Step 53: 36816 + 708 = 37524
Step 54: 37524 + 708 = 38232
Step 55: 38232 + 708 = 38940
Step 56: 38940 + 708 = 39648
Step 57: 39648 + 708 = 40356
Step 58: 40356 + 708 = 41064
Step 59: 41064 + 708 = 41772
Step 60: 41772 + 708 = 42480
Step 61: 42480 + 708 = 43188
Step 62: 43188 + 708 = 43896
Step 63: 43896 + 708 = 44604
Step 64: 44604 + 708 = 45312
Step 65: 45312 + 708 = 46020
Step 66: 46020 + 708 = 46728
Step 67: 46728 + 708 = 47436
Step 68: 47436 + 708 = 48144
Step 69: 48144 + 708 = 48852
Step 70: 48852 + 708 = 49560
Step 71: 49560 + 708 = 50268
Step 72: 50268 + 708 = 50976
Step 73: 50976 + 708 = 51684
Step 74: 51684 + 708 = 52392
Step 75: 52392 + 708 = 53100
Step 76: 53100 + 708 = 53808
Step 77: 53808 + 708 = 54516
Step 78: 54516 + 708 = 55224
Step 79: 55224 + 708 = 55932
Step 80: 55932 + 708 = 56640
Step 81: 56640 + 708 = 57348
Step 82: 57348 + 708 = 58056
Step 83: 58056 + 708 = 58764
Step 84: 58764 + 708 = 59472
Step 85: 59472 + 708 = 60180
Step 86: 60180 + 708 = 60888
Step 87: 60888 + 708 = 61596
Step 88: 61596 + 708 = 62304
Step 89: 62304 + 708 = 63012
Step 90: 63012 + 708 = 63720
Step 91: 63720 + 708 = 64428
Step 92: 64428 + 708 = 65136
Step 93: 65136 + 708 = 65844
Step 94: 65844 + 708 = 66552
Step 95: 66552 + 708 = 67260
Step 96: 67260 + 708 = 67968
Step 97: 67968 + 708 = 68676
Step 98: 68676 + 708 = 69384
Step 99: 69384 + 708 = 70092
Step 100: 70092 + 708 = 70800
Step 101: 70800 + 708 = 71508
Step 102: 71508 + 708 = 72216
Step 103: 72216 + 708 = 72924
Step 104: 72924 + 708 = 73632
Step 105: 73632 + 708 = 74340
Step 106: 74340 + 708 = 75048
Step 107: 75048 + 708 = 75756
Step 108: 75756 + 708 = 76464
Step 109: 76464 + 708 = 77172
Step 110: 77172 + 708 = 77880
Step 111: 77880 + 708 = 78588
Step 112: 78588 + 708 = 79296
Step 113: 79296 + 708 = 80004
Step 114: 80004 + 708 = 80712
Step 115: 80712 + 708 = 81420
Step 116: 81420 + 708 = 82128
Step 117: 82128 + 708 = 82836
Step 118: 82836 + 708 = 83544
Step 119: 83544 + 708 = 84252
Step 120: 84252 + 708 = 84960
Step 121: 84960 + 708 = 85668
Step 122: 85668 + 708 = 86376
Step 123: 86376 + 708 = 87084
Step 124: 87084 + 708 = 87792
Step 125: 87792 + 708 = 88500
Step 126: 88500 + 708 = 89208
Step 127: 89208 + 708 = 89916
Step 128: 89916 + 708 = 90624
Step 129: 90624 + 708 = 91332
Step 130: 91332 + 708 = 92040
Step 131: 92040 + 708 = 92748
Step 132: 92748 + 708 = 93456
Step 133: 93456 + 708 = 94164
Step 134: 94164 + 708 = 94872
Step 135: 94872 + 708 = 95580
Step 136: 95580 + 708 = 96288
Step 137: 96288 + 708 = 96996
Step 138: 96996 + 708 = 97704
Step 139: 97704 + 708 = 98412
Step 140: 98412 + 708 = 99120
Step 141: 99120 + 708 = 99828
Step 142: 99828 + 708 = 100536
Step 143: 100536 + 708 = 101244
Step 144: 101244 + 708 = 101952
Step 145: 101952 + 708 = 102660
Step 146: 102660 + 708 = 103368
Step 147: 103368 + 708 = 104076
Step 148: 104076 + 708 = 104784
Step 149: 104784 + 708 = 105492
Step 150: 105492 + 708 = 106200
Step 151: 106200 + 708 = 106908
Step 152: 106908 + 708 = 107616
Step 153: 107616 + 708 = 108324
Step 154: 108324 + 708 = 109032
Step 155: 109032 + 708 = 109740
Step 156: 109740 + 708 = 110448
Step 157: 110448 + 708 = 111156
Step 158: 111156 + 708 = 111864
Step 159: 111864 + 708 = 112572
Step 160: 112572 + 708 = 113280
Step 161: 113280 + 708 = 113988
Step 162: 113988 + 708 = 114696
Step 163: 114696 + 708 = 115404
Step 164: 115404 + 708 = 116112
Step 165: 116112 + 708 = 116820
Step 166: 116820 + 708 = 117528
Step 167: 117528 + 708 = 118236
Step 168: 118236 + 708 = 118944
Step 169: 118944 + 708 = 119652
Step 170: 119652 + 708 = 120360
Step 171: 120360 + 708 = 121068
Step 172: 121068 + 708 = 121776
Step 173: 121776 + 708 = 122484
Step 174: 122484 + 708 = 123192
Step 175: 123192 + 708 = 123900
Step 176: 123900 + 708 = 124608
Step 177: 124608 + 708 = 125316
Step 178: 125316 + 708 = 126024
Step 179: 126024 + 708 = 126732
Step 180: 126732 + 708 = 127440
Step 181: 127440 + 708 = 128148
Step 182: 128148 + 708 = 128856
Step 183: 128856 + 708 = 129564
Step 184: 129564 + 708 = 130272
Step 185: 130272 + 708 = 130980
Step 186: 130980 + 708 = 131688
Step 187: 131688 + 708 = 132396
Step 188: 132396 + 708 = 133104
Step 189: 133104 + 708 = 133812
Step 190: 133812 + 708 = 134520
Step 191: 134520 + 708 = 135228
Step 192: 135228 + 708 = 135936
Step 193: 135936 + 708 = 136644
Step 194: 136644 + 708 = 137352
Step 195: 137352 + 708 = 138060
Step 196: 138060 + 708 = 138768

So, 708*196 = 138768