Alright, let's work through 3906 times 5274 step by step
3906 × 5274 = 5274 × (3906)
+ 5274 × 6 that equals 31644
+ 5274 × 00 that is equal 0
+ 5274 × 900 producing 4746600
+ 5274 × 3000 which equals 15822000

= 20600244
