38721957 divided by 195 
Let's see how many times 195 fits into 38721957.

Advancing to step 1:
If we divide 3 by 195, we get 0 and a remainder of 3.
Write down 0 as next digit of the result. 
Result so far: 0.0
The remainder is 3 after subtracting 0 from 3.
Fetch the next digit (8) from the dividend, attach it to 3 and continue: 38 / 195

On to step 2:
The number 195 fits into 38 0 times, leaving a remainder of 38.
The number 0 becomes the next digit in our result. 
Result so far: 0.0
If we take 0 away from 38, we end up with 38.
Take the next digit (7) from the dividend and append it to 38, then repeat: 387 / 195

Going ahead to step 3:
If we divide 387 by 195, we get 1 and a remainder of 192.
Write down 1 as next digit of the result. 
Result so far: 1.0
Subtract 195 from 387 to get 192.
Append the next digit (2) from the dividend to 192 and continue with: 1922 / 195

Going ahead to step 4:
1922 divided by 195 is 9 with a remainder of 167.
Record the quotient 9 as the next digit in the result. 
Result so far: 19.0
Subtracting 1755 from 1922 leaves us with 167.
Fetch the next digit (1) from the dividend, attach it to 167 and continue: 1671 / 195

Going ahead to step 5:
195 can be fit into 1671 8 times, resulting in a remainder of 111.
Use 8 as the next digit of our solution. 
Result so far: 198.0
Subtracting 1560 from 1671 leaves us with 111.
Fetch the next digit (9) from the dividend, attach it to 111 and continue: 1119 / 195

On to step 6:
1119 divided by 195 is 5 with a remainder of 144.
Put 5 as the next digit of the answer. 
Result so far: 1985.0
If we subtract 975 from 1119, we get 144.
Include the next digit (5) from the dividend after 144, then repeat: 1445 / 195

Let's proceed to step 7:
195 can be fit into 1445 7 times, resulting in a remainder of 80.
The next digit of our result is 7. 
Result so far: 19857.0
Subtracting 1365 from 1445 leaves us with 80.
Grab the next digit (7) from the dividend, add it to 80, then carry on: 807 / 195

Let's proceed to step 8:
If we divide 807 by 195, we get 4 and a remainder of 27.
The next digit of our result is 4. 
Result so far: 198574.0
Subtract 780 from 807 to get 27.
Since there are no more digits in the dividend, we add a zero to the remainder making it 270, and continue the process.

Let's proceed to step 9:
When dividing 270 by 195, we get 1 with a remainder of 75.
Record the quotient 1 as the next digit in the result. 
Result so far: 198574.1
Deduct 195 from 270 and we're left with 75.
Since there are no more digits in the dividend, we add a zero to the remainder making it 750, and continue the process.

Step 10:
750 divided by 195 is 3 with a remainder of 165.
Record the quotient 3 as the next digit in the result. 
Result so far: 198574.13
Subtracting 585 from 750 leaves us with 165.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1650, and continue the process.

Moving on to step 11:
When dividing 1650 by 195, we get 8 with a remainder of 90.
The number 8 becomes the next digit in our result. 
Result so far: 198574.138
Subtract 1560 from 1650 to get 90.
Since there are no more digits in the dividend, we add a zero to the remainder making it 900, and continue the process.

Going ahead to step 12:
900 divided by 195 is 4 with a remainder of 120.
Use 4 as the next digit of our solution. 
Result so far: 198574.1384
The remainder is 120 after subtracting 780 from 900.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1200, and continue the process.

Advancing to step 13:
If we divide 1200 by 195, we get 6 and a remainder of 30.
Record the quotient 6 as the next digit in the result. 
Result so far: 198574.13846
If we subtract 1170 from 1200, we get 30.
Since there are no more digits in the dividend, we add a zero to the remainder making it 300, and continue the process.

Moving on to step 14:
300 divided by 195 is 1 with a remainder of 105.
Put 1 as the next digit of the answer. 
Result so far: 198574.138461
The remainder is 105 after subtracting 195 from 300.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1050, and continue the process.

Moving on to step 15:
195 can be fit into 1050 5 times, resulting in a remainder of 75.
The next digit of our result is 5. 
Result so far: 198574.1384615
If we subtract 975 from 1050, we get 75.
Since there are no more digits in the dividend, we add a zero to the remainder making it 750, and continue the process.

Let's proceed to step 16:
195 goes into 750 3 times with a remainder of 165.
The next digit of our result is 3. 
Result so far: 198574.13846153
Subtract 585 from 750 to get 165.
Since there are no more digits in the dividend, we add a zero to the remainder making it 1650, and continue the process.

In conclusion, the division gives 198574.13846153 with a balance of 1.65e-07.