Alright, let's work through 4020 times 9442 step by step
4020 × 9442 = 9442 × (4020)
+ 9442 × 0 giving us 0
+ 9442 × 20 resulting in 188840
+ 9442 × 000 resulting in 0
+ 9442 × 4000 yielding 37768000

= 37956840
