107962 ÷ 95 
We're looking to find how many times 95 goes into 107962.

Going ahead to step 1:
1 divided by 95 is 0 with a remainder of 1.
Put 0 as the next digit of the answer. 
Result so far: 0.0
Subtracting 0 from 1 leaves us with 1.
Grab the next digit (0) from the dividend, add it to 1, then carry on: 10 / 95

On to step 2:
When dividing 10 by 95, we get 0 with a remainder of 10.
Write down 0 as next digit of the result. 
Result so far: 0.0
Subtract 0 from 10 to get 10.
Append the next digit (7) from the dividend to 10 and continue with: 107 / 95

Let's proceed to step 3:
95 goes into 107 1 times with a remainder of 12.
Record the quotient 1 as the next digit in the result. 
Result so far: 1.0
Deduct 95 from 107 and we're left with 12.
Grab the next digit (9) from the dividend, add it to 12, then carry on: 129 / 95

Let's proceed to step 4:
95 can be fit into 129 1 times, resulting in a remainder of 34.
Write down 1 as next digit of the result. 
Result so far: 11.0
If we subtract 95 from 129, we get 34.
Grab the next digit (6) from the dividend, add it to 34, then carry on: 346 / 95

Advancing to step 5:
346 divided by 95 is 3 with a remainder of 61.
The next digit of our result is 3. 
Result so far: 113.0
Subtracting 285 from 346 leaves us with 61.
Grab the next digit (2) from the dividend, add it to 61, then carry on: 612 / 95

Moving on to step 6:
95 can be fit into 612 6 times, resulting in a remainder of 42.
Use 6 as the next digit of our solution. 
Result so far: 1136.0
The remainder is 42 after subtracting 570 from 612.
Since there are no more digits in the dividend, we add a zero to the remainder making it 420, and continue the process.

Let's proceed to step 7:
If we divide 420 by 95, we get 4 and a remainder of 40.
The next digit of our result is 4. 
Result so far: 1136.4
If we subtract 380 from 420, we get 40.
Since there are no more digits in the dividend, we add a zero to the remainder making it 400, and continue the process.

Let's proceed to step 8:
400 divided by 95 is 4 with a remainder of 20.
Record the quotient 4 as the next digit in the result. 
Result so far: 1136.44
Subtracting 380 from 400 leaves us with 20.
Since there are no more digits in the dividend, we add a zero to the remainder making it 200, and continue the process.

In conclusion, the division gives 1136.44 with a balance of 0.02.