This includes but is not limited to polices that test for adherence to the Truth in Lending Act, the Real Estate Settlement Procedures Act, the Equal Credit Opportunity Act, the Fair Housing Act, the Fair Credit Reporting Act, the Homeowners Protection Act, the Flood Disaster Protection Act, the Fair Debt Collection Procedures Act, Unfair, Deceptive or Abusive Acts and Practices, and the Servicemembers Civil Relief Act.