credit﻿granting﻿and﻿risk﻿management﻿ decisions).﻿Investment﻿reviews﻿were﻿ previously﻿referred﻿to﻿as﻿Wealth﻿ Management﻿reviews.﻿There﻿is﻿no﻿impact﻿on﻿ the﻿reported﻿data.﻿For﻿further﻿information﻿on﻿ BMO’s﻿Office﻿of﻿the﻿Ombudsman﻿mandate,﻿ please﻿refer﻿to:﻿https://www.bmo.com/ home/popups/global/ombudsman/ ombudsman-details﻿and﻿https://www.bmo.