Monitoring	the	situation	closely,	the	 bank’s	board	reaffirmed	its	determination	 to	continue	to	act	meticulously	in	the	best	 interests	of	shareholders	over	the	course	of	 the	months	and	years	to	come.	to	fulfill	its	 mission	and	pursue	its	development,	the	 organization	must	maintain	its	ongoing	 and	rigorous	focus	on	the	regulatory	 framework	and	the	business	environment	 in	which	it	operates. in	recognition	of	the	issues	and	chal lenges	that	this	economic	climate	poses	 for	the	bank,	the	board	of	directors,	in	 turn,	must	assure	that	the	institution	possesses	all	the	means	necessary	to	protect	 its	financial	solidity.	as	such,	board	 members	have	continued	to	be	extremely	 vigilant	with	respect	to	risk	management.