In Italy, to act on the behaviour of young people at the wheel, the ANIA (Associazione Nazionale Imprese Assicuratrici), the Traffic Police and Consumer Associations have signed up to the “Patto per i giovani” (Youth agreement) initiative, to which Group companies have adhered, providing discounted tariffs for young people in specified age brackets who agree to respect the moral conduct stipulated in the policy, such as not driving while drunk or under the effect of drugs, not using mobile phones while at the wheel, wearing seatbelts and to fasten their crash-helmet (when on a bike), etc..