Specifically, NBG has set up: � Board Committees and Bank Committees � NBG Group Internal Audit Division � NBG Group Risk Control and Architecture Division � NBG Group Market and Operational Risk Management Division � NBG Group Compliance & Regulatory Affairs Division � NBG Group Compliance Monitoring Division � NBG Group Taxation Division To safeguard the reputation and credibility of the Group in the eyes of its shareholders, customers, investors, as well as supervisory and other independent authorities, the Bank constantly enhances and strengthens, at Group level, the System of Internal Controls (SIC) which encompasses the overall control mechanisms and processes that cover all activities on an ongoing basis and contribute to the effective and secure operation of the Group.