For most active employees (certain groups are excluded, such as those that are subject to collective bargaining), myTotalRewards contains the following detailed information: Money: Annual pay, cash incentives and our company’s estimated contribution to pension, and other benefits Health Benefits: The value of the key health benefits in which an employee participates, including medical, dental and vision coverage Retirement & Long-Term Incentives: Retirement benefits and long-term incentives—and how they’ve performed over time Other Rewards: Other benefits available, such as educational assistance, K–12 educational guidance and financial planning In the U.S., employees have the option of banking through our company’s credit union, which offers competitive interest rates on savings accounts and lending.