https://www.morganstanley.com/about-us-https://www.morganstanley.com/about-us-governance/code-of-conduct https://www.morganstanley.com/about-us-governance/code-of-conduct https://www.morganstanley.com/about-us-governance/pdf/Code_of_Ethics_and_Business_Conduct.pdf https://www.morganstanley.com/about-us-ir/pdf/MS_10K_December_31_2018.pdf https://www.morganstanley.com/about-us-governance/code-of-conduct 2018 SUSTAINABILITY REPORT 26 MORGAN STANLEY REPORTING ETHICAL CONCERNS Our ethical culture depends on the active participation of everyone who works for us.