The Bank, in the context of complying with the legislative framework, went ahead with all the necessary and proposed actions, i.e. development of special debt rescheduling products, in line with the concepts and values of the new Code of Conduct, the implementation of the necessary adjustments in the Bank's IT systems, the mailing, via a centralized procedure, to all parties involved in agreements of amounts due and payable, including all co-borrowers and/or guarantors involved in loans involved.