Financial Sector Social and Environmental Aspects The products and services, which will be progressively increased as time goes on, consist of solutions for everyday business (e.g., a “non profit account”, treasury management, POS terminals for fundraising, insurance policies and a “solidarity bank transfer” to be rolled out in the near future), financial services to pay advances on donations and income, designed above all for organisations which work with public and private sector entities and a range of loans for development and growth, consisting of products and services supplied with subsidised terms and conditions for employees, associate workers, volunteers, association members and users of the services provided by the organisations themselves).