Framing the topic What we mean by corporate governance: Stewardship,	direction-setting	 and	general	oversight	of	the	bank’s	strategy,	 risk	management	and	overall	results,	 along	with	the	environmental,	social	and	 governance	issues	that	enhance	trust	and	 shareholder	value;	and	a	Board	of	Directors	 that	demonstrates	independence,	experience	 and	diversity.