Specify and implement credit risk policies emphasizing rating systems, risk assessment models and risk parameters, according to the guidelines set by the Bank’s BoD. ¾ Plan, specify, implement and introduce capital management policies, under the guidelines of the Bank’s BoD. ¾ Assess the adequacy of methods and systems that aim to analyse, measure, monitor, control and report credit risk undertaken by the Bank and other financial institutions of the Group and periodically validate them.