-https://www.otpfenntarthatosag.hu/hu/felelos-szolgaltatas/etikus-uzleti-magatartas-es-biztonsag/ etikus-es-atlathato-uzleti-magatartas https://www.otpbank.hu/static/portal/sw/file/210416_FTJ_2020_e_028.pdf 419-1 Non-compliance with laws and regulations in the social and economic area p. 81-82 We classify into this category all proceedings other than proceedings brought due to the breach of environmental legislation.