The following are the prescribed affiliates whose relevant activities are included in this Public Accountability Statement, as required by the Bank Act: � Adroit Investment Management Ltd. � Canadian Direct Insurance Inc. � Canadian Western Financial Ltd. � Canadian Western Trust Company � National Leasing Group Inc. � Valiant Trust Company In accordance with PAS guidelines, we are making this information available to all stakeholders – customers, employees, shareholders, community groups and environmental groups – in print and online at www.cwbankgroup.com/csr Our reporting processes and determine how to better integrate CSR activities with other strategic and business planning processes.