http://www.occ.gov/topics/compliance-bsa/cra/questions-and-answers.html 6 For more detail, please see http://www.morganstanley.com/about/careers/enetworking.html 7 According to standards developed by the Taproot Foundation 8 Based on standards developed by the Taproot Foundation 9 Source: Barron’s “Top 100 Women Financial Advisors,” June 9, 2014.