of risk elements, including: — the corruption level in the country in which the consultant or the business promoter operates; — dubious reputation, a company recently set up, insignificant geographical presence or poor experience in the market segment in which the consultant or business promoter operates; — requests for payment to accounts in countries other than that in which the consultant or the business promoter is resident; — family relationships or personal or professional relationships between the consultant or the business promoter, and/or their partners, and parties belonging to public administration, institutional customers, state-owned companies, private parties or bodies or company suppliers that may cause conflicts of interest or improper influence; — consultants or business promoters included in the lists drawn by international organisations in order to prevent money laundering and financing of terrorism; — economic requests not in line with internal regulations.