Forward-looking statements include, but are not limited to, statements made in this document, the Management’s Discussion and Analysis (“and “The Bank’s Response to COVID-19”, for the Canadian Retail, U.S. Retail, and Wholesale Banking segments under headings “Key Priorities for 2021”, and for the Corporate segment, “Focus for 2021”, and in other statements regarding the Bank’s objectives and priorities for 2021 and beyond and strategies to achieve them, the regulatory environment in which the Bank operates, and the Bank’s anticipated financial performance, and potential economic, financial and other impacts of the Coronavirus Disease 2019 (COVID-19).