At the end of  ■ 98% (2014: 97%) of employees had formally acknowledged the nedbank Group environmental Policy; ■ 98% (2014: 97%) of employees had formally acknowledged the nedbank Group code of conduct; ■ 98% (2014: 97%) of employees had formally acknowledged the nedbank Group code of ethics; and ■ 95% (2014: 93%) of employees had formally acknowledged the nedbank Group fraud and corrupt Activities Policy.