Disclaimer/inquiries  the ability to maintain our reputation and promote our brand;  the ability to increase market share and control expenses;  technological changes instituted by us, our counterparties or competitors;  the timely development and acceptance of our new products and services and the perceived overall value of these products and services by users;  acquisitions, including the ability to integrate acquired businesses successfully, and divestitures, including the ability to sell non-core assets; and  other unforeseen or unexpected events and our success at managing these and the risks involved in the foregoing.