		Providing	clear	continuity	of	coverage	requirements	where	customer-initiated	changes	in	the	financing	or	other	terms	 and conditions of a banking arrangement could result in the need to apply for new insurance coverage Code of Conduct for Federally Regulated Financial Institutions – Mortgage Prepayment Information This Code outlines the type of information CIBC will provide to help clients make an informed decision about prepayment of their mortgage.