As the ‘Act on Corporate Governance of Financial Companies’ was established and enacted in August of the major contents regarding internal control(insider reporting system, instructive holiday system, job separation system for highly dangerous office jobs, development of new products and establishment of sales process, and branch self-inspection system) in the company’s internal control regulations and legal compliance audit work regulations to quickly respond to the reinforced financial supervisory regulations and established aninternal control system within the group to be consistent and efficiently operated.