We currently have underway more than ments with Trade Associations and Guarantee Bodies (Industrial union, Artigiancredit, Confapi, Federfidi, Unionfidi), aimed at disbursing ordinary loans (Euro 500 million disbursed in 2004: +19.3% on 2003) and special loans for the competitive growth of small and medium-sized companies: research and technological innovation, capital enhancement also with a view to Basle 2, support of the “made in Italy” phenomenon and tourism are the main areas of intervention, with amounts set aside, for the medium/long-term component alone, of more than Euro 300 million of financial resources of our banks.