Policies that meet the needs of specific categories of people: ❚ products for young people, including accumulation plans which can be integrated with various types of insurance cover and financial protection in the event of premature death of a parent, the waiving of service costs during the first two years of policy underwriting to help encourage the under appreciation based on loyalty and academic merit ❚ products for the elderly, targeted to their specific needs ❚ products for couples, which respond to the needs of a changing society as they are also aimed at non-traditional family structures ❚ products for the disabled, including roadside assistance for policyholders driving adapted vehicles and policies for integrated housing, with extended warranties covering home automation systems ❚ products for immigrants which, in the event of death, provide for the reimbursement of all expenses related to the event, including the repatriation of the deceased to their country of origin ❚ products for people who lose their jobs, which cover the monthly repayments of existing loans or mortgages for a number of months ❚ occupational disability policies for young entrepreneurs ❚ third party liability policies for people involved in voluntary activities.