and Materiality 26 inveSting with iMpact 28 public Finance 31 coMMunity developMent 37 Social Finance 40 eMployeeS 48 philanthropy 56 operationS 66 awardS & recognition 67 gri index http://www.morganstanley.com/about/company/governance/hotline.html 16sustainability 2012 Overall governance of the NPA program, including the setting of policy and procedures, and monitoring compliance with stated requirements, is owned by the NPA Department and is overseen by a NPA Steering Committee.