First, we will disclose annual corporate governance and remuneration system reports on the BOD’s operation and employee remuneration through the company websites and the Korea Federation of Banks shareholders; second, we disclose all regulations, including the Articles of Association, internal corporate governance regulations, BOD regulations and regulations of the BOD’s committees, etc., on our homepage in order to provide information on our governance structure and operations; lastly, we disclose major matters concerning corporate governance structure, including the appointment and dismissal of executives and the list of recommended independent director candidates on our homepage so that stakeholders can check the information at any time.