FN-CF-of products Page 206 of the AR – Note 27: Provisions, Contingent Liabilities, Commitments, Guarantees, Pledged Assets, and Collateral, which provides information regarding the Bank’s provisions, as well as reasonably possible losses in its legal and regulatory actions (that is, those which are neither probable nor remote), in excess of provisions, but does not disclose whether such losses are as a result of legal proceedings associated with selling and servicing of products.