These included the progress with incentive leaving schemes, training and incentive systems, supplementary company trade union agreements, the results of the corporate climate survey and all the extraordinary operations: the creation of a Banca Jesi, rationalisation of Group services in the various operational centres, the merger of Banca Popolare di Todi into Banca Popolare di Ancona and of Esaleasing into BPU Leasing and the sale of the Banca Carime branches to Banca Popolare Pugliese.