The	 anti-fraud	 policy	 is	 binding	 on	 the	 entire	 staff	 of	 the	 Bank	 and	 its	 Group,	 irrespective	 of	 position	 and	 office,	 on	 business	 partners,	 internal	 and	 external	 associates,	 suppliers	 and	 generally	third	parties	directly	or	 indirectly	 involved	 in	 a	 business	 relationship	with	the	Bank	and/or	 its	subsidiaries.