Thus, the Bank: has Internal Corporate Governance and Operating Regulations, that ensure transparency and symmetrical information and encompass issues not stipulated in the Bank’s Articles of Association but are indispensable for its smooth operation, it also possesses a “Code of Conduct” has established an Audit Committee, which yearly monitors and evaluates the sufficiency and effectiveness of the Internal Control System on both Bank and Group level, based on the respective data and information acquired by the Internal Audit Unit, the findings and observations of the external auditors, as well as of the supervising authorities has established a Group’s General Division of Internal Audit - GDIA (Internal Audit Unit, according to the Act the Board of Directors through the Audit Committee and the Chairman of the Bank’s Board of Directors.