RBC supported further research in the areas of retirement, health and well-being, and a study to better understand LGBT retirement planning needs.  Supported the expansion of a financial literacy program for cancer patients through Wellspring, providing tools they need to identify and apply for government programs, understand long-term disability benefits, deal with legal and tax issues and use their financial resources effectively when dealing with a cancer diagnosis.  Donated $of SmartSaver, a program to strengthen the ability of low-income Canadian families to save for their children’s post-secondary education.