INDICATOR � Climate pressure s Energy and emissions � Land use � Biodiversity s Fresh water � Oceans 	¢ Population � Health � Safety 	¢ Education and employment � Infrastructure 	¢ Equality (Income/Gender) 	¢ Voice and accountability 	¢ Political stability 	¢ Government effectiveness s Regulatory quality 	¢ Rule of law s Control of corruption � No/Few Flags— Not Material ¢Medium Flags s High Flags RIIM portfolio analysis allows for comparison of the portfolio vs benchmark for overall RIIM ratings and at the individual factor level.