In this regard, we take the classic governance risks into account, as well as the sustainabil ity risks, and focus above all on changing legal conditions, data protection and protection of privacy, information and IT security, anti-trust law and unfair competition, money-laundering and terrorism financing, discrimination, work and health protection, criminal actions like fraud, embezzlement, theft, bribery and corruption, conflicts of interest, intellectual property and intangible property rights, environmental standards, and tax questions.