In line with the Bank’s strategy to reduce bad debts and to satisfy the terms for the implement ation of the agreement between the four Greek systemic banks and doBank S.p.A. for the man completion of the necessary preparatory work by participating in the relevant Interbank Com same time, the Group Organisation coordinates the creation of the internal operating model, (internal and interbank) and formulates the detailed instructions for informing the involved Units. transition to the new operating model and its reinforcement, Group Organisation is re viewing the framework of basic principles and rules governing procurement manage In 2018 work continued on the creation of a central database covering the Bank’s entire loan portfolio.