» the Group’s Assets and Liabilities Management Committee, whose main responsibility is to define the rules on managing equity, and risks relating to interest rates, liquidities, and foreign exchange for the Group and to monitor their implementation; » the Group's Business Committee (since February Group's business strategy by country and by core business, in compliance with the business strategy reviewed and approved by the Group's Executive Committee, and to track the business performance (collection, revenues, margins, etc.) of the core businesses and sales teams; » the Group's Compliance and Reputation Committee whose main responsibility is to ensure compliance with laws and regulations generally, and to assess the compliance risk and the legal and regulatory reputational risk for the Group.