The management approach and its components p. 103-3 (419 DMA) Evaluation of the management approach p. 62-65, microsite https://www.otpfenntarthatosag.hu/hu/felelos-szolgaltatas/etikus-uzleti-magatartas-es-biztonsag/etikus-es-atlathato-uzleti-magatartas https://www.otpbank.hu/static/portal/sw/file/200430_FTJ_e_083.pdf 419-1 Non-compliance with laws and regulations in the social and economic area p. 63-65 We place in this category all proceedings other than proceedings brought due to the breach of environmental legislation.