These projections, goals, assumptions and statements may relate to future actions, prospective services or products, future performance or results of current and anticipated services or products, sales eforts, expenses, the outcome of contingencies such as legal proceedings, anticipated organizational, business or regulatory changes, the efect of catastrophes and macroeconomic events, such as COVID-dispositions, monetization and/or acquisitions of businesses or assets, or successful integration of acquired businesses, management succession and retention plans, exposure to risk, trends in operations and financial results.