Liquidity Risk The Liquidity Risk Management unit (LRM) is responsible for the design, development and implementation of the liquidity risk management policies, in accordance with the Group’s Risk Appetite Framework, as approved by the BoD, and in compliance with all regulatory and supervisory requirements. nancial obligations when they become due. All the Bank’s Units apply a uniform Liquidity Risk Management Policy which is consistent with internationally applied practices and supervisory regulations and has been adapted to the Group’s activities and organisational structures.