We concentrateon: pUsing innovative ideas tooffer our clients’ cost-saving solutions pTreatingour clients and their customers fairly and actingwith integrity to enable us todevelop and expand long term relationships p Ensuringwe have good control and robust governance in place throughour internal structure and processes p Identifying,managing andmitigating any risk for the business, our clients and their customers p Sharingour scale and helping to reduceour clients’ resource requirements, including their carbon footprint.