To achieve this, we take a multi-faceted approach by: n Providing community development loans and services to companies developing or preserving affordable housing in low- and moderateincome areas n Making investments through low-incomehousing tax credits that benefit underserved communities n Investing significant support from the TD Charitable Foundation, including through our annual Housing for Everyone grant competition, which funds non-profits that are leading the way in building new affordable housing and enhancing the existing supply TD Charitable Foundation Activities In 2014, the TD Charitable Foundation continued to promote affordable housing and community economic development.