In this context, in  prepared a detailed audit plan with an annual audit cycle for Branch Network and with a 2-to 3-year audit cycle for the rest of the activities according to risk assessment;  the Bank maintained its continual observation and monitoring of branch activities in Greece and subsidiary banks in Bulgaria, Romania and Albania by means of the Regional Divisions’ Auditors (RDA) and extended RDA’s responsibilities to include Egypt and Serbia;  continued the development of a data base using own resources aimed at electronic transaction tracing, the development of fraud identification and prevention “scenarios”, and at supporting the auditing work performed by Regional Divisions’ Auditors.