http://www.scotiabank.com/ca/en/files/http://www.scotiabank.com/ca/en/files/15/12/BNS_Annual_Report_-_2015.pdf 2015 SCOTIABANK CORPORATE SOCIAL RESPONSIBILITY REPORT ■ 12 2.0 CSR GOVERNANCE, ENGAGEMENT AND PERFORMANCE Acting responsibly has always been an underpinning of Scotiabank’s culture and approach to business.