Generali Group - Generali for the economy and the market G Policies that reward the good behaviour of the policyholder: ❚ products to encourage the adoption of a healthy lifestyle, such as life insurance policies that offer reduced premiums to non-smokers and/or the application of higher premiums for smokers, or products which assess the obesity risk by calculating the Body Mass Index ❚ motor insurance products that aim to promote careful and responsible driving with a view to reducing accidents, such as policies combined with the installation of a black box, which reward responsible driving and protect policyholders through telemobility ❚ motor insurance policies which, to encourage compliance with the Rules of the Road, are linked to contractual conditions limiting insurance benefits for drivers who fail to wear their seat belts or are found to be driving under the influence of alcohol or drugs.