Accordingly, we attempt to consider the relevant and material factors as part of our initial investment https://www.bankofengland.co.uk/-/media/boe/files/prudential-regulation/supervisory-statement/https://www.bankofengland.co.uk/-/media/boe/files/prudential-regulation/supervisory-statement/2019/ss319.pdf?la=en&hash=7BA9824BAC5FB313F42C00889D4E3A6104881C44 https://www.bankofengland.co.uk/-/media/boe/files/prudential-regulation/supervisory-statement/2019/ss319.pdf?la=en&hash=7BA9824BAC5FB313F42C00889D4E3A6104881C44 312020 Environmental, Social and Governance Report underwriting process (including ESG factors), and regularly seek to challenge our investment thesis on an on-going basis.