The values that guide us Social responsibility and sustainability Integration and specialisation Under the direction of UBI Banca, the Parent, in which governance, control and co-ordination functions and support services (logistics, IT and back-offi ce services through the subsidiary UBI Sistemi e Servizi) are centralised, the Network Banks offer a range of products and services on local markets designed and developed in co-ordination with companies which specialise in asset management, consumer credit, leasing and factoring services, corporate and investment banking, insurance and fi nancial services and online trading.