See information provided for GRI 103-2 The management approach and its components See information provided for GRI 205 Anti-corruption 2016 103-3 Evaluation of the management approach See information provided for GRI 205 Anti-corruption 2016 206-1 Legal actions for anticompetitive behavior, anti-trust, and monopoly We are not aware of any incidents of non-compliance related to fair lending, anti-discriminatory regulations, anti-competitive behavior or anti-trust or monopoly practices occurring in 2020 that would have a material adverse effect on our operations or ability to perform the services we offer.