For example: W a Responsible Investor Charter has been prepared outlining the principles and the responsibilities of the people directly and indirectly concerned W the business units have been given a brochure on “CNP Assurances’s CSR Commitment” to be handed out to distribution partners and/or policyholders W suppliers representing are now rated for their CSR performance W the goal of continuing to reduce carbon emissions per full-time equivalent employee generated by internal operations was met in 2014, with emissions cut by 2.6% vs. 2013.