No Group member companies may conduct business with companies involved in the production and/or sale of arms of mass destruction (e.g. nuclear, chemical, bacteriological) and other controversial arms (e.g. mines) and all international trade transactions are subject to authorisation by the General Management of the bank or company concerned subject to verifi cation that the foreign country involved is not on a list of the group of countries under embargo by the UN or the EU or which does not give suffi cient guarantees of respect for human rights on the basis of the assessment criteria International trade in armaments materials (Law No.