Water 4.	 Emissions	 36 5.	 Effluents	and	waste	 37 6.	 Products	and	services	 37 7.	 Compliance	 37 Social 38 1.	 Labour	practices	and	decent	work	 38 2.	 Human	rights	 39 3.	 Society	 40 4.	 Product	responsibility	 41 * Including Financial Services Sector Disclosures Within this document we report against the Global Reporting Initiative G4 Guidelines and Financial Services Sector Disclosures document.