microsite https://www.otpfenntarthatosag.hu/hu/felelos-munkaltato 404-1 Average hours of training per year per employee by gender, and by employee category p. 62 404-2 Programmes for skills management and lifelong learning that support the continued employability of employees and assist them in managing career endings p. 93 405 Diversity and equal opportunity 2016 103-1 An explanation and the limits of the material subject pp.