The composition of the Board of Directors shall be determined by giving due consideration to operational structure, business development direction, future trends and other needs, and it is advisable to assess aspects of diversity including but not limited to: basic composition (e.g. gender, age, nationality and race), professional experience (e.g. financial holding, banking, insurance, securities, industry and technology) and professional knowledge and skills (e.g. business, finance, accounting, law, marketing and digital technology).