We have always pursued a serious and transparent route, which has led us to scrupulously observe the norms on the transparency of the transactions and the banking services, to adhere to the Codes of Conduct proposed by the ABI (Code of Conduct for the Banking and Finance Sector dated for the Mortgage Lending Sector dated 2002) and more recently to participate in the consortium of banks which have entered into the Patti Chiari project established by the ABI.