Pillar Ethical banking Pillar 2 Ethical products and services Pillar 3 Ethical business Pillar 4 Ethical workplace and culture Pillar 5 Ethical campaigning Tackling youth homelessness in partnership with Centrepoint Centrepoint addresses the specific needs of 16-25 year olds, helping them into a home and a job by providing safe accommodation, access to learning, and support with physical and mental health issues.