Aviva has called on the Commission to consider ways to increase consumer confidence and enhance information disclosure to consumers – for example, through: Creating a European quality standard for pensions – allowing providers to demonstrate the quality and security of their products, facilitating comparability and increasing consumer confidence Issuing annual pension statements to all adults – this would provide clear, concise information and encourage consumers to consider the state pension as only part of a mixed strategy for providing for their future, prompting them to take action.