at the end of ■ 97% (2013: 96%) of employees had formally acknowledged the nedbank group Environmental policy; ■ 97% (2013: 94%) of employees had formally acknowledged the nedbank group code of conduct; ■ 97% (2013: 95%) of employees had formally acknowledged the nedbank group code of Ethics; and ■ 93% (2013: 93%) of employees had formally acknowledged the nedbank group Fraud and corrupt activities policy 26 ensuring a sustainable businessNedbaNk Group investment in training in 2013 we stopped reporting on training expenditure in terms of the old department of trade and industry scores and shifted to reporting in accordance with the Financial sector code.