well-being of people and their communities within the compatible limits of our field of activity by: ■ developing an integrated cooperative network of secure and profitable financial services on a permanent basis, owned by the members and administered by them, and a network of complementary financial companies with a competitive return, also controlled by the members; and ■ educating the public, and in particular our members, officers and employees, about democracy, the economy, solidarity, and individual and collective responsibility.