operationSempLoyeeS32 phiLanthropy 46 awardS & reCognition72 pubLiC finanCe 23 engagement & governanCe 40 gri index53 suppOrtinG a sustainable MicrOFinance industry Microfinance can empower people with low incomes to achieve financial independence by providing financial services such as small loans to those who traditionally lack access to the mainstream banking sector.