ilp2007/winners.asp 14 www.goodwithmoney.co.uk 15 Based on Association of British Insurers (ABI) guidelines on socially responsible investment – www.abi.org.uk/Display/File/ 85/SRI_Guidelines.doc 16 As determined by Ethical Investment Research Service (EIRIS), who identify bottom decile performers, based on SEE risk reporting and environmental reporting, and produce a universe of companies to which the voting policy is now applied.