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Carrying out banking transactions through mobile phones gets easier through mobile banking. As mobiles are easily accessible and used by everyone, making transactions will become faster. To activate mobile banking, you would have to follow the below steps: A few banks would require you to register for mobile banking by filling up a registration form and submitting ID proofs to your nearest bank branch, while other banks will let you register on online portals. You would then have to download your bank’s mobile banking application To activate your account, some banks will allow customers to set a mobile banking PIN. While other banks might send a default MPIN as an SMS to your registered number. So each time, you want to access your mobile bank account you can use your mobile banking PIN After entering your PIN, you would have to enter your net banking login ID and password to access your account For security purposes, banks might add security features that ensure customers have a secure mobile banking experience. Added features like OTPs, grid based authentication, etc carry out mobile banking transactions Making online payments safely through mobile banking has made banking transactions become easier during the coronavirus outbreak. Additional Reading: All Mobile Banking Services
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मोबाइल बैङ्किङ्गको भविष्य हाल देश विदेशमा मोबाइल बैङ्किङको व्यापकता निकै बढ्दै गैरहेको छ। यही व्यापकतालाई मूल्याङ्कन गर्ने हो भने नजिककै भविष्यमा हातमा मोबाइल हुने हर एकसँग मोबाइल बैङ्किङको सुविधा नहोला भन्न सकिन्न। खर्चको तथ्याङ्क, क्यासब्याक, पैसा बाँडफाँड, वेयरेबलका लागि एप्स जस्ता विशेष सेवाहरू पाउने भएकाले पनि मोबाइल बैङ्किङको भविष्य सुरक्षित देखिन्छ। आज यसकै कारणले हरेक मोबाइल बैङ्किङ युजर लाई पर्स बोक्ने, चोरी हुने झन्झटबाट पनि उन्मुक्ति मिलेको छ। मे २०११ मा, आरबीएसले आइओएसको लागि आफ्नो पहिलो मोबाइल बैंकिंग एप सुरु गरेको थियो। छ महिनाको दौडानमा यसले दस लाख सक्रिय प्रयोगकर्ताहरूबाट यस एपमार्फत १ अरब पाउन्डको ट्रान्जेक्सन भएपछि यसै बाट प्रेरित भई पछिल्ला केही वर्षमा अधिकांश विश्व बैङ्कले आफ्नो एप्स जारी गरेका छन्। अहिले प्रायः सबै बैङ्कमा मोबाइल एप छ। ग्याजेटमा हुर्काइएको पुस्ताको लागि यो पक्कै पनि जरुरी छ। मानिसहरू आफ्नो पैसा छिटो र सुरक्षित ढङ्गमा चलाउन चाहन्छन्। मोबाइल विकास बैङ्किङको एउटा आशाजनक क्षेत्र हो। यदि यसलाई अझै सहज, सुगम, सरल र सुरक्षित बनाउने हो भने ठुलै जनसङ्ख्या मोबाइल बैङ्किङ तर्फ आकर्षित हुने निश्चित छ।