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The article continues below the ad The case is updated. Central bank governor Ida Wolden Bache struck on Thursday with the third rate hike of 0.5 percentage points in a row. This means that the key interest rate is now at 2.25 per cent, the highest level in more than ten years. The key interest rate is the interest rate on the banks’ deposits with Norges Bank, and when the central bank sets the interest rate, the banks often follow suit with increased lending and deposit rates. KLP Banken is the first bank to raise interest rates. Interest rates on mortgages are raised by up to 0.5 percentage points, while interest rates on deposits are raised by up to 0.6 percentage points. – The fact that Norges Bank raised the policy rate this week for the fourth time this year affects the market rate at which the banks borrow money. This means that we have to increase the interest rate on mortgages and deposits, says Jorunn Ygre Storjohann, who is director of personal markets at KLP Banken. The new interest rates apply from 8 November for existing customers. On Thursday, the central bank also presented a new interest rate path, which illustrates Norges Bank’s forecast for the key interest rate going forward, if the economy develops in line with expectations. In the interest rate path, further interest rate increases of 0.25 percentage points are signaled in both November and December, so that the key interest rate is 2.75 per cent at the end of the year.(Terms)Copyright Dagens Næringsliv AS and/or our suppliers. We would like you to share our cases using links, which lead directly to our pages. Copying or other forms of use of all or part of the content may only take place with written permission or as permitted by law. For further terms see here. The article continues below the ad
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काठमाडौं - वाणिज्य बैंकहरुले कात्तिक महिनामा पनि असोज महिनाकै ब्याजदरलाई निरन्तरता दिएका छन् । कात्तिक महिनाको लागि प्रकाशित नयाँ ब्याजदर सूचना अनुसार बैंकहरुले निक्षेपको ब्याजदर बढाएका छैनन् । अधिकांश बैंकहरुको अधिकतम ब्याजदर १२.१३ प्रतिशत रहेको छ । बैंकहरुले गत महिना ब्याजदर वृद्धि गरी व्यक्तिगत मुद्दति निक्षेपमा सो दरमा ब्याज दिँदै आएका थिए । यद्यपि, रेमिट्यान्स मुद्दति खातामा भने १४–१५ प्रतिशतभन्दा बढीसम्म ब्याजदर दिइएको छ । हरेक महिना बैठक बसेर ब्याजदरसम्बन्धि निर्णय गर्दै आएका बैंकहरुले, यस महिना भने बैठक नबसी अनौपचारिक रुपमा निक्षेपको ब्याजदर नबढाउने सहमति गरेका थिए। सोही अनुसार बैंकहरुले ब्याजदर स्थिर राखेको देखिन्छ । ब्याजदर बढाउदा लागत मात्रै धेरै बढ्ने हुँदा अहिले बैंकरहरुले निक्षेपको ब्याजदर नबढाउने निश्कर्ष निकालेका हुन् । तपाईंको ईमेल गोप्य राखिनेछ ।