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OLYMPIA — Gov. Jay Inslee signed two bills, House Bill 1732 and House Bill 1733, which make changes to the WA Cares Fund, a first-of-its-kind program ensuring all Washingtonians have access to affordable long-term care when they need it. House Bill 1732 enables near-retirees to qualify for partial benefits and delays the WA Cares Fund by 18 months, directing employers to begin withholding premiums starting July 1, 2023. House Bill 1733 will allow certain veterans with disabilities, spouses and registered domestic partners of military service members, workers on temporary nonimmigrant visas, and employees who work in Washington but live in a different state to opt out of WA Cares. “Washington is the first state to take bold action to address the looming long-term care crisis,” said DSHS WA Cares Director Ben Veghte. “Over the past year, we have heard concerns from the public regarding coverage gaps in the program. The reforms enacted today address those concerns.” The Department of Social and Human Services and the Employment Security Department are two of several state agencies partnering to deliver this benefit to Washingtonians. Some of ESD’s responsibilities for the program are employer reporting, premium collection and exemptions while DSHS is generally responsible for WA Cares Fund benefits. Both agencies have started implementing the changes. Beginning in July 2023, employees will pay $0.58 per $100 of earnings into the fund. ESD has started work to delay employer reporting and premium collection by 18 months. It has updated its website with basic information for employers and people who’ve applied for exemptions. ESD won’t accept any WA Cares premium payments for the first quarter of 2022 and will communicate more detailed guidance to employers in February. “The Legislature and Gov. Inslee’s work to improve WA Cares this session will give employers and the public more time to understand and prepare for this first-in-the-nation program,” said ESD Commissioner Cami Feek. Employers should: - Stop withholding WA Cares premiums from employee earnings. - Reimburse employees for WA Cares premiums within 120 days of the date premiums were collected. - Continue to maintain copies of exemption approval letters for workers who provided them. Exemptions. ESD is continuing to monitor legislation that could affect exemptions and will communicate any changes as soon as we can. Benefits. Employees’ contributions will allow them to later receive up to $36,500 in long-term care benefits over their lifetime. Eligible employees will now begin to receive benefits in July 2026. The benefit will be adjusted annually up to inflation. It can be used for services like professional personal care in your home, dementia support, respite for family caregivers and much more. You can read more about the available benefits here. According to Veghte, “WA Cares will protect many Washingtonians from being driven into poverty by the need for long-term care and serve as a model for the rest of the nation. The program will make it easier for all of us to age with dignity and independence in the setting of our choice.” The number of Washingtonians over 75 is expected to double in the next 15 years. Research shows that 70% of us will need some type of long-term care, yet only 7% can afford private long-term care insurance. Medicare does not cover it, and many families are forced to spend down their savings to qualify for Medicaid. Caregiving can also place a tremendous burden on family members who are often forced to reduce work hours, forego promotions, or leave the workforce entirely to care for a loved one.
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जनजाति सरकारहरू दीर्घकालीन हेरचाह बीमा किफायती बनाउने सार्वजनिक योजना विकास गर्ने वाशिंगटन राष्ट्रको पहिलो राज्य हो। WA Cares Fund ले सदस्यहरूलाई दीर्घकालीन सेवाहरूको विस्तृत दायरामा प्रयोग गर्न सक्ने आजीवन लाभमा पहुँच दिन्छ र उनीहरूलाई आवश्यक परेको बेला समर्थन गर्दछ। सार्वभौम राष्ट्रहरूको रूपमा, जनजातिहरूले छनौट गर्ने वा नगर्ने छनौट गर्न सक्छन्। जब कुनै जनजातिले अप्ट इन गर्छ, तिनीहरूका आदिवासी व्यवसायका सबै कर्मचारीहरू कभर हुन्छन्। सबै कर्मचारीहरूले आफ्नो पारिश्रमिकको ०.५८ प्रतिशत योगदान गर्नेछन् र बदलामा, उनीहरूले भेट्दा योगदान आवश्यकताहरू, तिनीहरू दीर्घकालीन सेवाहरू र समर्थनहरूको आवश्यकता विरुद्ध बीमा गरिएका छन् — $ 36,500 को आजीवन लाभ सम्म (मुद्रास्फीतिको लागि वार्षिक रूपमा समायोजित)। एउटा जनजातिले किन रोज्नुपर्छ? - यो किफायती छ। WA Cares Fund सबै काम गर्ने वाशिङ्टनवासीहरूका लागि सस्तो दीर्घकालीन हेरचाह बीमा कार्यक्रम हो। WA Cares प्रिमियमहरूको लागि हालको दर कर्मचारी आम्दानीको ०.५८ प्रतिशत मात्र हो — वा साधारण कमाउनेको लागि प्रति वर्ष लगभग $३००। कामदारहरूले काम गरिरहेको बेला मात्र कोषमा योगदान गर्छन् र अवकाश पछि होइन। - यो विकल्प प्रदान गर्दछ। WA Cares ले हामीलाई घरमा हेरचाह, सुविधा हेरचाह, उपकरण, प्रशिक्षण, परामर्श, खाना वितरण र परिवार द्वारा प्रदान गरिएको हेरचाह सहित, हामी कसरी र कहाँ दीर्घकालीन हेरचाह प्राप्त गर्ने नियन्त्रण गर्न शक्ति दिन्छ। WA Cares लाभहरूको बारेमा थप जान्नुहोस्. - यसले मानसिक शान्ति प्रदान गर्दछ। कर्मचारीहरूले उनीहरूको दीर्घकालीन हेरचाह किन्न सक्षम हुनेछन् वा आफ्नो आवश्यकताको लागि परिवार वा मेडिकेडमा निर्भर हुनेछन् कि भनेर कम चिन्ता गर्न सक्छन्। - यसले समुदायलाई फाइदा हुन्छ । जनजातिहरू तिनीहरूका क्षेत्रहरूमा सबैभन्दा ठूलो रोजगारदाताहरू हुन्, जसले समुदायलाई प्रभाव पार्ने ठूलो अवसरहरू सिर्जना गर्दछ। आवश्यकतालाई सम्बोधन गर्दै 7 वर्ष भन्दा माथिका 10 मध्ये 65 वाशिंगटनवासीहरूलाई उनीहरूको जीवनकालमा दीर्घकालीन सेवाहरू र समर्थनहरू चाहिन्छ। पारिवारिक बोझ कम गर्दै प्रियजनको हेरचाह गर्न कार्यबल छोड्ने पारिवारिक हेरचाहकर्ताहरूले आफ्नै आय र स्वास्थ्य र सेवानिवृत्ति लाभहरू गुमाउन सक्छन्। आफ्नो बचत राख्दै दीर्घकालीन हेरचाहको लागि भुक्तान गर्न, धेरै व्यक्तिहरूले आर्थिक सहयोगको लागि योग्य हुन आफ्नो बचत खर्च गर्नुपर्छ। मनको शान्ति हो हामीले काम गरिरहेको बेला प्रत्येक पेचेकबाट थोरै रकम योगदान गरेर, हामी सबैले आवश्यक पर्दा दीर्घकालीन हेरचाहको लागि भुक्तानी गर्न सक्छौं। अझै सिक थप जानकारी चाहिन्छ? - हाम्रो भ्रमण गर्नुहोस् अझै सिक हाम्रो बारम्बार सोधिने प्रश्नहरू पढ्नको लागि पृष्ठ। - ESD नियम बनाउने क्रममा हुनेछ। सूचित गर्न सदस्यता लिनुहोस्.