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Failure to report any of the events listed below could result in an overpayment which you may be required to pay back to the Department. If you are in doubt if a change might affect your pension, please check with the State pension (contributory) section without delay. - What changes in circumstances must I notify the Department about? - How can I receive payment of my State pension (contributory)? - Can I receive payment of my State pension (contributory) if I live outside Ireland? - If I intend to live abroad what must I do to continue to receive my State pension (contributory)? - Can I change the bank account my State pension (contributory) is paid to? - Can I have my State pension (contributory) paid into a Credit Union account? - I want to change the Post Office my State pension (contributory) is paid at, what should I do? - I can no longer collect my State pension (contributory) from the Post Office myself; can someone else collect it for me? - If a person is unable to manage their own financial affairs, can an agent be nominated? - What is Power Of Attorney? - What is a general power of attorney? - What is an enduring power of attorney? - What is a Ward of Court? - What is a Public Services Card? - My Public Services Card/Social Services Card is lost or damaged, what should I do? - My State pension (contributory) payment was not lodged into my account, what should I do? - I have received a letter saying my State pension (contributory) payment into my Financial Institution has been returned to the Department, what should I do? - I have received a letter saying my State pension (contributory) payment into my Post Office has been returned to the Department uncollected, what should I do? - I have lost a State pension (contributory) payment cheque, what should I do? - I have an out of date State pension (contributory) cheque, what should I do? - My bank lost a State pension (contributory) cheque when I lodged it, what should I do? - I need a statement of my State pension (contributory) payments, how can I get one? - I need a statement of State pension (contributory) payments for a deceased person, how can I get this? - I have received a Continuing Eligibility (CE) Certificate/Declaration form, what should I do? - I have moved into a nursing home, what should I do? - I am no longer living alone, what should I do? - Can I apply to get paid on my pension for my spouse, civil partner or cohabitant? - Is my Increase for qualified adult affected if my spouse, civil partner or cohabitant’s income (means) changes? - What other benefits or allowances can I claim for? - Can I continue to receive SPC while in prison? - How do I notify the Department of the death of a State pension recipient? - Does the Department of Employment Affairs and Social Protection deduct income tax from my State pension (contributory)? - Can my Local Property Tax be deducted from my State pension (contributory)? - Where can I get more information in relation to State pension (contributory)? What changes in circumstances must I notify the Department about? - You must inform us in writing or by phone if: - the death of a pension recipient, qualified adult or qualified child occurs. You must provide their Personal Public Service Number (PPSN) and the date of death. - You must inform us in writing if: - you or your qualified adult change your residential address. - you or your qualified adult want to change payment method. - your qualified adult or qualified child stops living with you. - you or another member of your household are in receipt of fuel allowance and the composition of your household (i.e. the people who live with you ) changes OR the income of your household changes. - you are in receipt of an Increase for qualified child and your spouse, civil partner’s or cohabitant’s income (means) increase. - you are no longer financially supporting your qualified adult or qualified child. - your qualified adult or qualified child becomes entitled to a social welfare payment in their own right. - there is a change in the financial circumstances of your qualified adult or qualified child. - your qualified child over 18 leaves full time education. - you or your qualified adult take up residence in a Nursing Home. - your qualified adult participates in a full-time SOLAS (formerly FÁS) non craft training course. - you, your qualified adult or your qualified child are detained in legal custody. - you are in receipt of an increase for living alone but are no longer living alone. All correspondence should be sent to: State pension (contributory) section Social Welfare Services College Road Sligo If calling from outside the Republic of Ireland please call +353 71 915 7100 Note: The rates charged for using 1890 (LoCall) numbers may vary among different service providers. How can I receive payment of my State pension (contributory)? People living in the Republic of Ireland can have their pension paid by one of the following methods: - Electronic Fund Transfer – pension is paid one week in advance directly into an account in a financial institution (for example, in a Bank, Building Society, Credit Union or into an An Post Pension Save Account). - Electronic Information Transfer – pension is paid weekly using a Public Services / Social Services Card at a chosen Post Office. Arrears of pension may be included in the normal method of payment or paid by cheque. People living outside the Republic of Ireland can only be paid by Electronic Fund Transfer into an account. If that account is in an institution in the Republic of Ireland, they are paid weekly, as described above. Otherwise they are paid every four weeks (one week in advance and three weeks in arrears). Can I receive payment of my State pension (contributory) if I live outside Ireland? If you live or intend to live outside the State we will pay your pension directly to your account in a financial institution either in Ireland or the country you choose to live in. Note: The Department cannot facilitate direct payments to your account in a financial institution in the following countries: If I intend to live abroad what must I do to continue to receive my State pension (contributory)? If you intend living abroad please forward details of your new address in writing (together with change in payment arrangements if your bank details are different) to: State pension (contributory) section Department of Employment Affairs and Social Protection Social Welfare Services College Road Sligo If you move abroad you are obliged to notify this Department immediately of any change in your circumstances. (See Question No. 1) Can I change the bank account my State pension (contributory) is paid to? Yes. To do this please download, complete and return this form or you can write to State pension (contributory ) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo, stating your name, PPSN and the details of your account as set out in the table below: Can I have my State pension (contributory) paid into a Credit Union account? Payment to some Credit Unions in Ireland can be facilitated – you need to check with your Credit Union to establish if they can accept payment by electronic fund transfer. Please download and complete this form and send it to: State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo I want to change the Post Office my State pension (contributory) is paid at, what should I do? You need to write to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo, stating your name, PPSN and details of the new Post Office you wish to collect your payment at. I can no longer collect my State pension (contributory) from the Post Office myself; can someone else collect it for me? Yes, if you are unable to collect your payment at the Post Office you may appoint an agent to collect your payment for you. - If you require a permanent agent If you want to appoint an agent to collect your pension you need to download and complete this form and send it to State pension (contributory ) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo. - If you require a temporary agent You can get a temporary agent form at your Post Office which you must sign and which must be presented at the Post Office when payment is being collected on your behalf. A temporary agent can only be appointed to collect five payments in a six month period. Please note that the Department may cancel an agency arrangement at any time where it has reason to believe that the arrangement is not working satisfactorily If a person is unable to manage their own financial affairs, can an agent be nominated? Yes, where the pensioner is unable to sign their name or manage their financial affairs, Part 6 of the agent form must be completed by a medical practitioner. Please note that the Department may cancel an agency arrangement at any time where it has reason to believe that the arrangement is not working satisfactorily. What is Power Of Attorney? Power of attorney is a legal device that can be set up by a person (the donor) during his/her life when he/she is in good mental health which allows another specifically appointed person (the attorney) to take actions on the donor's behalf if he/she is absent, abroad or incapacitated through illness. There are two types of power of attorney under Irish law:- - Power of attorney which gives either a specific or a general power and ends as soon as the donor becomes incapacitated - An Enduring power of attorney which takes effect on the incapacity of the donor Both end on the death of the donor. The Department must be provided with a copy of the Power of Attorney documents and proof of registration for Enduring power of attorney cases, together with details of the pensioner’s current address and the desired method of payment. Please forward all correspondence to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo. What is a general power of attorney? A solicitor is not required to create a general power of attorney. It can be created when signed either by the donor or at their direction and in the presence of a witness. However, it is advisable to get legal advice before you sign a form appointing someone else to manage your affairs. More information on the general power of attorney process can be found here What is an enduring power of attorney? Because an enduring power of attorney involves the transfer of considerable powers from you to another person, there are a number of legal safeguards to protect you. The procedure for executing an enduring power of attorney is complex and requires the involvement of a solicitor and a doctor. The enduring power can only come into effect when certain procedures have been gone through and it has been registered with the Registrar of The Ward of Courts Office. The courts have a general supervisory role in the implementation of the enduring power of attorney. Please forward all correspondence to State pension (contributory) section, Department of Social Protection, Social Welfare Services, College Road, Sligo. More information on the enduring power of attorney process can be found here. What is a Ward of Court? The main purpose of Wardship is to look after the welfare and to protect the property of a person where this is considered necessary. The Office of Wards of Court is responsible for administering this process. If a person considers that there are grounds for making a Wardship application, that person should instruct a solicitor. The solicitor provides the Registrar with all available details in relation to the medical condition, next of kin, assets and income of the person to be protected. A family member usually makes the request to bring a person into Wardship. However, the request does not have to be made by a family member. The person’s own solicitor, his or her doctor or the hospital authorities if he or she is a patient in a hospital may make the application. When a person becomes unable to manage his or her assets because of mental incapacity, an application can be made to the courts for this person to become a Ward of Court. If it is decided that the person cannot manage his or her own property, a committee is appointed to control the assets on the Ward's behalf. The Department must be furnished with a copy of the Ward of Court papers to take instruction on the pensioner’s behalf, together with the pensioner’s current address and the payment method to where the pension is to be paid. Please forward all correspondence to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo. More information on the Ward of Court process can be found here. What is a Public Services Card? A Public Services Card (PSC) has been introduced to replace the Social Services Card used to collect social welfare payments. The card was first introduced in 2012 and is being rolled out to people getting certain social welfare payments and to new applicants for other social welfare payments. If you apply for, or are currently getting a social welfare payment (including State pension contributory) you may receive an invitation to register for your PSC. A PSC is usually issued when you are allocated a PPSN. More information about the PSC and the registration process is available here. My Public Services Card/Social Services Card is lost or damaged, what should I do? If your PSC (this card contains your photograph) from the Department is lost or stolen you should report this to the PSC Helpdesk at 1890 837 000. The Department will then cancel the original card and a replacement card will be issued immediately. If your Social Services Card is lost or stolen, you need to contact State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo at (071) 91 57100 stating your name and PPSN to order a replacement card or complete this form and send it to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo. My State pension (contributory) payment was not lodged into my account, what should I do? You should write to the State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo stating your name, PPSN and details of the missing lodgement. Please also attach a statement from your financial institution confirming that the payment was not received. Please include your contact telephone number to enable us to assist you. I have received a letter saying my State pension (contributory) payment into my Financial Institution has been returned to the Department, what should I do? You should complete the form on the reverse side of the letter and return to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo. Note: No payment can be issued until the completed form is received by State pension (contributory) section. I have received a letter saying my State pension (contributory) payment into my Post Office has been returned to the Department uncollected, what should I do? Payments are returned to the Department by the Post Office if not collected after 8 weeks. You should complete the form on the bottom of the letter and return to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo. Note: No payment can be issued until the completed form is received by State pension (contributory) section I have lost a State pension (contributory) payment cheque, what should I do? You should write to the State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo, stating your name, PPSN and details of the missing cheque. Please include your contact telephone number to enable us to assist you. I have an out of date State pension (contributory) cheque, what should I do? You should return the cheque to the State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo and the payment will be re-issued to you in due course. Please ensure a contact telephone number is included to enable us to assist you. My bank lost a State pension (contributory) cheque when I lodged it, what should I do? You should write to the State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo stating your name, PPSN and details of the lost cheque. You must also attach a letter of indemnity from your bank. Please ensure your contact telephone number is provided to enable us to assist you. I need a statement of my State pension (contributory) payments, how can I get one? You can request a statement of payments by completing the online statement request form. You can also contact State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services , College Road, Sligo at (071) 91 57100 stating your name and PPSN and the year the statement is required for. I need a statement of State pension (contributory) payments for a deceased person, how can I get this? Statements of pension payments for deceased customers must be requested in writing by the executor/trix of the deceased person’s estate or by the solicitor acting in an official capacity for the deceased person. The executor/trix or solicitor should write to the State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo, stating the PPSN and name of the deceased and the year the statement is required for. If the executor/trix or solicitor is aware that the deceased person has an outstanding debt or overpayment with the Department, it is important that they do not make arrangements for distribution of the deceased’s estate until this matter has been finalised with the Department. I have received a Continuing Eligibility (CE) Certificate/Declaration form, what should I do? You should complete the form and have it witnessed and return it immediately to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo. If you do not return the CE Certificate/Declaration form by the date requested your pension payment will be suspended. I have moved into a nursing home, what should I do? You should write to State pension contributory section, Department of Social Protection, Social Welfare Services, College Road, Sligo, stating your name, PPSN and your nursing home address. If you have been in receipt of an Increase for living alone and/or fuel allowance, payment of these allowances will stop as they are not payable to nursing home residents. I am no longer living alone, what should I do? If you have been in receipt of an Increase for living alone, but somebody has now moved in with you, please write to us (including your name and PPSN) at State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo. If you were living alone and are now living with somebody else at a different address, please write to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo to let us know your new address. Your Increase for living alone will be stopped. Note: If you are in receipt of fuel allowance, your entitlement will have to be reviewed as this is a household means tested payment. Can I apply to get paid on my pension for my spouse, civil partner or cohabitant? Yes, you can apply for an Increase for a Qualified Adult on your pension. A qualified adult is your spouse, civil partner or cohabitant. This increase is subject to a means test. You will not get this increase if your spouse, civil partner or cohabitant - has gross weekly means of more than €310 Or - is getting a higher rate social welfare payment in their own right (except Disablement Pension, Supplementary Welfare Allowance, Guardian’s Payment or Child Benefit) Or - is disqualified from getting Jobseeker’s payments while taking part in a trade dispute Or - is taking part in either a full-time FÁS/Solas non-craft training course or a VTOS course. If your spouse, civil partner or cohabitant has gross weekly means of €100 or less you will receive the fullincrease for them. If they have gross weekly means of between €100 and €310, you may get a reduced rate of increase. Where joint means exist (e.g. a joint bank account, property in joint names), half of such means is assessable. Is my Increase for qualified adult affected if my spouse, civil partner or cohabitant’s income (means) changes? Yes, you should write to the Department at State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo if there is a change in your qualified adult’s means. Failure to report a change in your qualified adult’s means could result in an overpayment which you may have to pay back to the Department. If your spouse, civil partner or cohabitant has gross weekly means of €100 or less you will receive the full increase for them. If they have gross weekly means of between €100 and €310, you will get a reduced rate of increase. Where joint means exist (e.g. a joint bank account), half of such means is assessable. If your spouse, civil partner or cohabitant deprives themselves of income or property (including money) in order for you to qualify for the increase, or improve your weekly rate of payment, we will include that income or property in the means test if transfer of asset has taken place on or after 29th November 2011 (This may not apply in the case of a farm transfer). What other benefits or allowances can I claim for? In addition to your pension and Increase for Qualified Adult if relevant, you may also qualify for some of the following weekly payments: - Increase for a Qualified Child – Where a child normally living with you and aged under 18 or aged up to 22 if they are in full time education and are being financially supported by you. If a person claims State pension contributory on or after 5th July 2012, they are not entitled to claim half-rate Increase for a Qualified Child if their spouse, civil partner or cohabitant has an income of over €400 a week. Please forward the following details to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo: Child’s name, PPSN, date of birth, birth cert and a letter confirming their attendance from school/ college - Increase for Living Alone – if you live alone or mainly alone; Please download and complete this form and send it to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo - Increase for living on a Specified Island – if you live on certain Irish offshore islands; - Fuel Allowance – a means-tested payment, payable if you live alone or with certain other people; Please download and complete this form and send it to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo - Age 80 Allowance – No application required, this allowance is automatically paid weekly once you are in receipt of a State pension (contributory) and reach age 80; - Household Benefits – Electricity or Gas Allowance and Free TV Licence. Available to people aged 70 or over resident in the State and to people aged under 70 resident in the State, in certain circumstances. Only one person in a household can qualify for the package at any time. For more information on all of these increases, see the relevant links on www.welfare.ie Can I continue to receive SPC while in prison? No, a person is no longer entitled to payment if sentenced to a term of imprisonment or detention in legal custody. Similarly, where a person is getting an increase for a spouse, civil partner or cohabitant who is sentenced to a term of imprisonment or detention in legal custody, such increase in payment is no longer due. The Department should be notified as soon as sentencing has taken place in order that an overpayment will not arise. To re-activate your pension you should forward the release papers to State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo. There are some exceptions to the disqualification from payment on imprisonment etc. Where a person in prison or in detention in legal custody was in receipt of an increase in respect of a spouse/partner and/or an increase in respect of qualified child/ren, such increases may continue to be made to the spouse/partner or to some other person appointed by the Department to receive the payment for the benefit of the dependants. Where the spouse/partner is imprisoned and there are child dependants, there may be an entitlement to One-Parent-Family Payment. How do I notify the Department of the death of a State pension recipient? Where the deceased is the main pension recipient State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo at (071) 91 57100 should be notified of the death, stating the name, PPSN and the date of death. If they were in receipt of an increase for a Qualified Adult I on their pension in respect of their spouse/civil partner/cohabitant or their spouse/civil partner/cohabitant was in receipt of a Social Welfare payment in their own right, there may be an entitlement to six weeks after death benefit. If there is an entitlement, this payment will issue to the spouse/civil partner/cohabitant automatically. Where the deceased person was receiving a payment as a Qualified Adult on your pension State pension (contributory) section, Department of Employment Affairs and Social Protection, Social Welfare Services, College Road, Sligo at (071) 91 57100 should be notified of the death, stating your spouse/civil partner or cohabitant’s name, their PPS number and their date of death. Payment of the six weeks after death benefit will issue automatically to you. Does the Department of Employment Affairs and Social Protection deduct income tax from my State pension (contributory)? The Department does not deduct income tax from your pension. However, your pension, including Increase for a Qualified Adult, Increase for Qualified Child, Increase for living alone, Increase for living on a Specified Island, is regarded as income for income tax purposes and your liability for tax will depend on your overall circumstances. You should contact your local Revenue office if you have any questions about your tax liability. Can my Local Property Tax be deducted from my State pension (contributory)? Yes, you can have the Local Property Tax deducted from your State pension (contributory) payment but you must contact your local tax office to make the necessary arrangements. Revenue will notify the Department of Employment Affairs and Social Protection directly, on your behalf, if such an agreement has been entered into. You do not need to contact us. Any queries in relation to the local property tax should be directed to your local Revenue office or you can call 01 702 3049. Where can I get more information in relation to State pension (contributory)? For more information in relation to the State pension (contributory): - See www.welfare.ie - Contact your local Citizens Information Centre or Social Welfare Local Office If calling from outside the Republic of Ireland please call (071) 91 93302 Note: The rates charged for using 1890 (LoCall) numbers may vary among different service providers.
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- Cad é an Pinsean Stáit (Neamh-Ranníocach)? - Conas a cháilítear? - Cad í an tástáil acmhainne agus conas a ríomhtar í? - Cad a áirítear mar acmhainn? - Samplaí de chaipiteal a mheasúnú. - An measúnaítear pinsean ó thír eile mar acmhainn? - Cad nach n-áirítear mar acmhainn? - Conas agus cén uair ba cheart ba cheart iarratas a dhéanamh? - An féidir íocaíocht a fháil ar mo phinsean do mo chéile, mo pháirtnéir sibhialta nó mo chomhchónaitheoir? - Cé áta ina dhuine fásta cáilithe? - Cé atá ina leanbh cáilithe? - Bás pinsinéara a thuairisciú….cad atá le déanamh agam anois agus an bhfuil aon duine ar gá dom a insint dó/di faoin mbás? - Deontas Méala – Conas iarratas a dhéanamh? - Conas a chuirtear gníomhaire le pinsean a bhailiú? - Conas a athraítear modh íocaíochta? - Liúntas Breosla – conas iarratas a dhéanamh? - Cártaí caillte nó goidte a thuairisciú. - Ráiteas cánach a iarraidh. - An bhfuil aon dálaí ina ndéanfaidh an Roinn éileamh a shiardhátú níos sia siar ná 6 mhí? - Cad a tharlaíonn má théitear chun cónaí lasmuigh den Stát? Cad é an Pinsean Stáit (Neamh-Ranníocach)? Is éard atá sa Phinsean Stáit (Neamh-Ranníocach) ná íocaíocht atá bunaithe ar chónaitheacht agus faoi réir tástála acmhainne do dhaoine atá 66 bliana d'aois nó os a chionn sin nach gcáilíonn do Phinsean Stáit (Eatramhach) ná do Phinsean Stáit (Ranníocach) de bhun a dtaifid leasa shóisialaigh. Ba chóir duit iarratas a dhéanamh ar an íocaíocht seo 3 mhí roimh duit 66 bliana d'aois a shlánú. Conas a cháilítear? Chun cáiliú do Phinsean Stáit (Neamh-Ranníocach): * Is éard atá sa Choinníoll Gnáthchónaithe ná coinníoll nach mór duit a shásamh chun cáiliú d'íocaíochtaí áirithe leasa shóisialaigh agus don Sochar Linbh. Tháinig an coinníoll seo i bhfeidhm ón 1 Bealtaine 2004 agus baineann sé le gach iarratasóir is cuma faoina náisiúntacht. - Is slí í an tástáil acmhainne lena fháil amach an bhfuil do dhóthain acmhainne agat chun soláthar a dhéanamh duit féin agus cé mhéid íocaíochta, más ann di, dá bhféadfaidh tú cáiliú. Is í d'acmhainn ná aon ioncam ar leat é nó ar le do chéile, do pháirtnér sibhialta nó do chomhchónaitheoir é agus maoin (seachas do bhaile cónaithe féin) nó sócmhainn a d'fhéadfadh ioncam a chur ar fáil duit. - Chun a thuilleadh eolais a fháil ar conas a dhéantar measúnú ar d'acmhainn cliceáil anseo. Tabhair faoi deara: Ní mór duit an fhoirm iarratais a líonadh go hiomlán ionas gur féidir linn d'acmhainn a ríomh. Ní mór duit na sonraí go léir de d'acmhainn féin agus d'acmhainn do chéile, do pháirtnéara shibhialta nó do chomhchónaitheora, i gcás inar cuí sin, a thabhairt. Ba chóir duit na cáipéisí riachtanacha go léir mar ráitis bhainc (3 mhí), sonraí de do thuilleamh ar fad nó duillíní pá pinsin eile a chur le d'iarratas. Má chuireann tú foirm iarratais neamhiomlán isteach nó mura gcuireann tú na cáipéisí tacaíochta is gá isteach, is féidir go gcuirfear moill ar chinneadh ar d'iarratas nó go ndiúltófar d'iarratas ar phinsean dá thoradh sin. Is féidir go mbeidh sé riachtanach ag an Roinn seo d'éileamh a sheoladh chuig Cigire Leasa Shóisialaigh áitiúil chun go ndéanfar a thuilleadh imscrúdaithe air agus chun go gcuirfear faoi agallamh thú. Cad a áirítear mar acmhainn? Is iad na príomh-mhíreanna a áirítear mar acmhainn ná: - ioncam airgid ar leat é nó ar le do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir é - luach aon infheistíochtaí, aon choigiltis agus aon scaireanna a fhéadfaidh a bheith agat nó ag do chéile - luach aon mhaoine, seachas do bhaile cónaithe féin - cothabháil a íoctar leat má tá tú tréigthe nó idirscartha - ioncam ó phinsean ceirde nó ó phinsean coigríche - ioncam ó fhostaíocht nó ó fhéinfhostaíocht, agus feirmeoireacht san áireamh. Baineann neamhaird tuillimh ó fhostaíocht inárachais €200 in aghaidh na seachtaine leat agus le do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir araon, i gcás inar cuí sin. Ní bhaineann an neamhaird seo le tuilleamh ó fhéinfhostaíocht ná ó phinsean, áfach. Má tá tú pósta, i bpáirtnéireacht shibhialta nó ag comhchónaí, áireofar acmhainn do chéile, do pháirtnéara shibhialata nó do chomhchónaitheora sa tástáil acmhainne. Más úinéir feirme talún thú nó má tá feirm ar léas agat, measúnófar mar acmhainn luach bliantúil aon ioncaim atá agat no ag do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir ón bhfeirm. Ríomhfar an luach bliantúil trí aon chostais riachtanacha a bhaint as an ollioncam. Má choinníonn tú nó do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir ioncam nó maoin (agus airgead san áireamh) uaibh féin chun cáiliú don Phinsean Stáit (Neamh-Ranníocach) nó chun cáiliú do ráta níos airde den phinsean seo, cuirfear an t-ioncam nó an mhaoin sin san áireamh ó thaobh na tástála maoine. B'fhéidir nach mbeadh feidhm aige seo, áfach, i gcás socraíochtaí teaghlaigh áirithe lena ngabhfadh aistriú úinéireachta feirme nó gnólachta. Má tharla aistriú, iarrfar ort cóip den Ghníomhas Aistrithe arna stampáil ag na Coimisinéirí Ioncaim a sholáthar, nó má taisceadh an gníomhas, litir a sholáthar ó na haturnaetha ina ndeimhneofar gur taisceadh an Gníomhas Aistrithe leis na Coimisinéirí Ioncaim. Tabhair faoi deara Má tá tú pósta, i bpáirtnéireacht shibhialta nó ag comhchónaí, ríomhfar d'acmhainn mar leath na comhacmhainne atá agat féin agus do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir. Is é atá i gceist le caipiteal ná coigilteas, infheistíochtaí, scaireanna, airgead ar láimh agus luach maoine (seachas do bhaile cónaithe féin). Agus d'acmhainn ó chaipiteal á háireamh, baintear feidhm as foirmle ar leith chun d'acmhainn a ríomh: Sampla 1 Sampla 2 Dá mbeadh gach duine den lánúin i sampla 2 66 bliana d'aois nó os a chionn sin, cháileodh gach duine acu do phinsean seachtainiúil €179. (Rátaí Eanáir 2011) An measúnaítear pinsean ó thír eile mar acmhainn? Measúnaítear ioncam ó phinsean ó aon tír eile (lena n-áirítear an Ríocht Aontaithe agus Stáit Aontaithe Mheiriceá) mar acmhainn sheachtainiúil. Mar shampla, má fhaigheann tú £100 in aghaidh na seachtaine ó Phinsean Stáit na Breataine tiontófar ina Euro é seo agus measúnófar an méid seachtainiúil mar acmhainn. Mura bhfaigheann tú ná do chéile pinsean coigríche fós ach má bhraitheann tú gur féidir go gcáileofar do cheann, is cóir duit teagmháil a dhéanamh leis an Roinn Coimirce Sóisialaí a chuideoidh leat i dtaobh d'éilimh. Is iad seo a leanas cuid de na príomh-mhíreanna nach n-áirítear mar acmhainn: - do bhaile cónaithe féin - aon íocaíocht ón Roinn Coimirce Sóisialaí - an chéad €200 de thuilleamh seachtainiúil ó fhostaíocht, (ach ní ó fhéinfhostaíocht) - Beidh a macasamhail de neamhaird tuillimh €200 in aghaidh na seachtaine ó fhostaíocht, ach ní ó fhéinfhostaíocht, i bhfeidhm freisin i gcás do chéile, do pháirtnéara shibhialta nó do chomhchónaitheora - cibé costais a thabhaíonn tú de riachtanas chun aon chineál féinfhostaíochta a choinneáil sa siúl - Liúntas Cúraim Altrama ó Fheidhmeannacht na Seirbhíse Sláinte - ranníocaíochtaí le Cuntas Pearsanta Coigiltis Scoir - íocaíochtaí áirithe ó Fheidhmeannacht na Seirbhíse Sláinte agus ioncam ó charthanais áirithe. Scéim Luathscoir an Aontais Eorpaigh ón bhFeirmeoireacht - Tugaimid neamhaird freisin ar aon íocaíochtaí a fhaigheann tú ón Roinn Talmhaíochta agus Bia faoi Scéim Luathscoir an Aontais Eorpaigh ón bhFeirmeoireacht. Féadfaidh an Roinn sin, áfach, do phinsean faoin scéim sin a laghdú de mhéid an Phinsin Stáit (Neamh-Ranníocach) a fhaigheann tú. Ioncam ó Chíos - Má chónaíonn duine leat agus má íocann sé/sí cíos leat (duine amháin), ní áireofar an cíos mar acmhainn más rud é go mbeifeá i do chónaí leat féin murach sin. Tabhair faoi deara: Má cháilíonn tú don Phinsean Stáit (Neamh-Ranníocach), socrófar an ráta íocaíochta a gheobhaidh tú ar leibhéal ar chóir go dtabharfadh sé caighdeán leordhóthanach maireachtála duit. Bheadh súil ag an Roinn go gcaithfeá do phinsean uile, nó an chuid is mó de, gach seachtain chun íoc as do ghnáthchostais laethúla mhaireachtúla. Más mian leat, áfach, cuid de do phinsean a choigilt, cuirfear tástáil acmhainne ar an gcoigilteas sin sa chaoi chéanna agus a dhéantar i gcás coigiltis ó aon fhoinse eile (mar shampla, ó thuilleamh, ó phinsean ceirde nó ó oidhreacht). Ag brath ar mhéid an choigiltis a chnuasaíonn tú ó na foinsí go léir, d'fhéadfadh laghdú i (nó aistarraingt de) do Phinsean Stáit (Neamh-Ranníocach) a bheith mar thoradh air seo. Conas agus cén uair ba cheart ba cheart iarratas a dhéanamh? - Ba chóir duit iarratas a dhéanamh ar an bPinsean Stáit (Neamh-Ranníocach) 3 mhí roimh duit 66 bliana d'aois a shroicheadh. Má bhronntar pinsean ort, íocfar ón Aoine i ndiaidh do 66ú breithlá nó ón Aoine i ndiaidh an dáta a bhfaighfear d'iarratas. - Chun iarratas a dhéanamh, líon an fhoirm iarratais SPNC 1, agus cuir í maille leis na cáipéisí riachtanacha go léir mar ráitis bhainc, duillíní pá pinsin agus teastais chearta chuig: Rannóg an Phinsin Stáit (Neamh-Ranníocach), Oifig na Seirbhísí Leasa Shóisialaigh Bóthar an Choláiste Sligeach Íosghlao: 1890 500 000 (ó Phoblacht na hÉireann amháin) + 353 71 9157100 (ó Thuaisceart na hÉireann nó ón gcoigríoch) Uimhir PSP : (Uimhir Phearsanta Seirbhíse Poiblí) Ní mór duit d'Uimhir PSP agus Uimhir PSP do chéile, do pháirtnéara shibhialta nó do chomhchónaitheora a thabhairt. Ní mór duit freisin Uimhir/Uimhreacha PSP a thabhairt dúinn i dtaca le haon leanbh/leanaí a bhfuil sé de rún agat íocaíocht a éileamh ina leith. Mura bhfuil na huimhreacha seo ar eolas agat, déan teagmháil le d'Oifig Leasa Shóisialaigh, le do thoil. Cuirfidh siad d'uimhir PSP in iúl duit. Mura bhfuil ceann agat, inseoidh siad duit cad a bheidh ort a dhéanamh chun ceann a fháil. Tabhair faoi deara: B'fhéidir go gcaillfí íocaíocht dá gcuirfí éileamh isteach go déanach. Teastais le cur le d'iarratas: Agus iarratas á dhéanamh agat ar Phinsean Stáit (Neamh-Ranníocach), is féidir go gcaithfidh tú teastais a chur chugainn má tharla an bhreith / na breitheanna, an pósadh, an pháirtnéireacht shibhialta nó an t-aontas sibhialta lasmuigh de Phoblacht na hÉireann, mar: - do theastas breithe - teastas breithe do chéile, do pháirtnéara shibhialta nó do chomhchónaitheora - do theastas pósta nó do theastas clárúcháin um páirtnéireacht shibhialta nó um aontas sibhialta - teastas breithe / teastais bhreithe do linbh/leanaí cáilithe. Is féidir leat iarratas a dhéanamh ar Mhéadú um Dhuine Fásta Cáilithe ar do phinsean. Is duine fásta cáilithe é do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir. Tá an méadú seo faoi réir tástála acmhainne. Is duine fásta cáilithe é do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir, i gcoitinne. Féadfaidh tú meadú sa phinsean a fháil ina leith fad is nach bhfaighidh sé/sí íocaiocht leasa shóisialaigh dá c(h)eart féin, ach amháin an Liúntas Cúramóra (mar a bhfuil feidhm ag socruithe ar leith). Céimnítear an Méadú um Dhuine Fásta Cáilithe de réir ráta pearsanta do phinsin féin. Tabhair faoi deara: Má bhronntar méadú um dhuine fásta cáilithe ort, coinnigh cuimhne, le do thoil, gur féidir go mbeidh do dhuine fásta cáilithe i dteideal Pinsean Stáit (Neamh-Ranníocach) a éileamh dá c(h)eart féin nuair a bheidh sé/sí 66 bliana d'aois. Nuair a bheidh sé/sí 66 bliana d'aois, stadfaidh an méadú um dhuine fásta cáilithe go huathoibríoch agus tabharfar cuireadh dó/di iarratas ar Phinsean Stáit a dhéanamh dá c(h)eart féin. Is cóir a thabhairt faoi deara gur mó an tairbhe daoibh mar lánúin ó thaobh an airgid de, má fhaigheann gach duine agaibh pinsean dá c(h)eart féin. Mar mhalairt air sin, má bhí do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir fostaithe nó féinfhostaithe, b'fhéidir go gcáileodh sé/sí do Phinsean Stáit (Eatramhach) in aois 65 bliana nó do Phinsean Stáit (Ranníocach) in aois 66 bliana. Tabhair faoi deara freisin: Ó Mheán Fómhair 2007, íocaimid de réir dlí an méadú um dhuine fásta cáilithe go díreach leis an gcéile, leis an bpáirtnéir sibhialta nó leis an gcomhchónaitheoir lena mbaineann ach amháin mar a sonraíonn sé/sí gur féidir an méadú a íoc leat. Is leanbh cáilithe é leanbh atá suas le 18 mbliana d'aois, a chónaíonn leat de ghnáth agus atá á chothabháil agat, nó suas le 22 bliana d'aois má tá sé/sí in oideachas lánaimseartha de ló. Meastar freisin leanbh atá 18 mbliana d'aois nó os a chionn sin agus a chónaíonn leat de ghnáth ina leanbh cáilithe de do chuid ar feadh na tréimhse 3 mhí tar éis dó/di an t-oideachas dara leibhéal a fhágáil nó Scrúdú na hArdteistiméireachta a dhéanamh. Má cháilíonn tú do Mhéadú um Dhuine Fásta Cáilithe i leith do chéile, do pháirtnéara shibhialta nó do chomhchónaitheora, gheobhaidh tú an ráta iomlán den Mhéadú um Leanbh Cáilithe do do leanbh/leanaí cáilithe. Má fhaigheann do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir íocaíocht leasa shóisialaigh dá c(h)eart féin, gheobhaidh sé/sí leath an Mhéadaithe um Leanbh Cáilithe is cuí dá (h)íocaíocht agus gheobhaidh tú leath an Mhéadaithe um Leanbh Cáilithe ar do phinsean. Ní féidir leat Méadú um Leanbh Cáilithe a fháil má fhaigheann an leanbh íocaíocht leasa sóisialaigh dá c(h)eart féin. Tabhair faoi deara: Níl aon ghá le teastas breithe má fhaigheann tú an Sochar Linbh do na leanaí seo cheana. Ní ghlacaimid le fótachóipeanna teastas. Mura bhfuil tú in ann an teastas / na teastais a fháil láithreach, is cóir duit d'fhoirm iarratais ar phinsean a chur isteach maille a nóta ina luafar go gcuirfidh tú an teastas / na teastais isteach a luaithe is féidir. Má tá tú chun do theastais a chur isteach ar ball, cinntigh, le do thoil, go luafaidh tú d'Uimhir PSP. Gheobhaidh tú an uimhir seo go huathoibríoch nuair a gheobhaimid d'iarratas. Thairis sin, cuir isteach litir ó scoil nó ó choláiste, le do thoil, má tá éileamh á dhéanamh agat do leanbh cáilithe, atá in aois 18-22 de bhlianta d'aois agus in oideachas lánaimseartha. Bás pinsinéara a thuairisciú….cad atá le déanamh agam anois agus an bhfuil aon duine ar gá dom a insint dó/di faoin mbás? Má fuair an duine éagtha pinsean nó íocaíocht ón Roinn: Má fhaigheann duine bás le linn dó/di íocaíocht leasa shóisialaigh a fháil, is cóir a b(h)ás a chur in iúl a luaithe is féidir do rannóg na Roinne a phléann leis an íocaíocht. An bás a chlárú: Ní mór gach bás a chlárú le hOifig an Ard-Chláraitheora (An tSeirbhís um Chlárú Sibhialta) laistigh de thrí mhí. Is féidir bás a chlárú in aon Oifig um Chlárú Sibhialta agus is duine den teaghlach a dhéanann an clárúchán sin de ghnáth. Mar mhalairt air sin, féadfaidh duine a bhí i láthair ag an mbás an bás a chlárú, cuir i gcás ionadaí an ospidéil, comharsa nó, dá éagmais sin, an t-adhlacóir. Má d'fhág an duine éagtha oidhreacht le huacht, ba chóir don ionadaí pearsanta cóip de sceideal na sócmhainní, nuair a bheadh sé sin ar fáil, a chur chuig Rannóg na nEastát san oifig seo. Murar fhág an duine éagtha oidhreacht/uacht, ní bheadh gá lena thuilleadh gnímh. Deontas Méala – Conas iarratas a dhéanamh? Is féidir Deontas Méala a íoc leis an duine atá freagrach as costais na sochraide a íoc. Is éard atá sa deontas méala ná sochar árachais shóisialaigh atá bunaithe ar ranníocaíochtaí Árachais Shóisialaigh Phá-Choibhneasa (ÁSPC) an duine éagtha nó a c(h)éile. Clúdaíonn an scéim an duine árachaithe agus a c(h)éile agus a leanaí cleithiúnacha faoi bhun 18 mbliana d'aois (nó faoi bhun 22 bhliain d'aois má tá siad in oideachas lánaimseartha). Is féidir é a éileamh suas le 12 mhí i ndiaidh an bháis. Ní mór foirm iarratais a líonadh agus ní mór teastas báis agus cóip de bhille na sochraide a chur isteach leis an bhfoirm sin. Conas a chuirtear gníomhaire le pinsean a bhailiú? Más rud é nach bhfuil duine in ann a (h)íocaíocht a bhailiú nó a g(h)nóthaí airgeadais a bhainistiú féadfar duine a cheapadh mar ghníomhaire dó/di. Féadfar gníomhaire a cheapadh ar bhonn sealadach nó ar bhonn fadtréimhseach, chun íocaíochtaí a bhailiú nó chun gníomhú ar son an chustaiméara. Féadfaidh an Roinn socrú gníomhaire a chealú tráth ar bith má bhíonn údar ag an Roinn lena chreidiúint nach bhfuil an socrú ag oibriú go sásúil. Ní mór foirm iarratais a líonadh agus a chur chuig an Roinn. Conas a athraítear modh íocaíochta? Modh íocaíochta a athrú: Féadfaidh tú d'íocaíocht a fháil in Oifig roghnaithe an Phoist trí leas a bhaint as an Aistriú Leictreonach Faisnéise nó go díreach i do chuntas reatha nó taisce in institiúid airgeadais (Ríomhaistriú Airgid) nó i gCuntas Coigiltis An Phoist. Má tá tú chun do mhodh íocaíochta a athrú, cuir do shonraí nua i scríbhinn chuig an Roinn seo. Má tá tú chun athrú ón Aistriú Leictreonach Faisnéise chuig an Ríomhaistriú Airgid, cuir do chárta um Aistriú Leictreonach Faisnéise ar ais, le do thoil. Is íocaíocht faoi réir tástála acmhainne é an Líuntas Breosla. Má fhaigheann tú íocaíocht neamh-ranníocach glactar leat mar dhuine a shásaíonn an tástáil acmhainne ach amháin mar a bhfaigheann tú freisin íocaíocht ranníocach ar leathráta (mar an Sochar Breoiteachta, an Sochar do Lucht Cuardaigh Fostaíochta nó an Sochar Díobhála) mar bhreis ar an íocaíocht neamh ranníocach (mar an Íocaíocht Teaghlaigh Aontuismitheora). Tá tástáil acmhainne an Liúntais Bhreosla nasctha le huasráta an Phinsin Stáit (Ranníocach). Ní mór foirm iarratais a líonadh agus a chur chuig Rannóg Chothabhála na gCliant. Cártaí caillte nó goidte a thuairisciú. Cártaí Seirbhisí Sóisialta um Aistriú Leictreonach Faisnéise atá Caillte/Goidte: Más rud é go n-íoctar airgead le duine tríd an Aistriú Leictreonach Faisnéise ach má chailleann sé/sí a C(h)árta Seirbhísí Sóisialta nó má ghoidtear an cárta, is cóir iarratas ar chárta athsholáthair a chur láithreach chuig an Roinn. Ní mór an t-iarratas seo a bheith stampáilte ag na Gardaí chun a dheimhniú gur tuairiscíodh gur cailleadh/goideadh an cárta bunaidh. Ansin cealóidh an Roinn an cárta bunaidh agus eiseofar cárta athsholáthair láithreach. Ráiteas cánach a iarraidh. Is féidir leat ráiteas ar na híocaíochtaí atá faighte agat a iarraidh ar líne agus cuirfear an ráiteas chugat tríd an bpost. Má fhaigheann tú níos mó ná íocaíocht amháin, is gá duit ráiteas ar leith a iarraidh i dtaca le gach íocaíocht. Cliceáil anseo chun ráiteas a iarraidh. Féadfaidh tú freisin ráiteas cánach a iarraidh tríd an nguthán/bpost. An bhfuil aon dálaí ina ndéanfaidh an Roinn éileamh a shiardhátú níos sia siar ná 6 mhí? Is féidir go mbeidh sé indéanta éileamh a shiardhátú níos sia siar ná tréimhse sé mhí i ndálaí áirithe: - San áit ar theip ort éileamh a chur isteach ar dháta na teidlíochta toisc gur thug foireann na Roinne eolas bréagach nó míthreorach duit, nó do dhuine a ghníomhaigh ar do shon. Más mar seo atá an scéal, ní mór duit na sonraí ar fad den eolas bréagach nó míthreorach a tugadh duit a chur ar fáil, lena n-áirítear ainm an oifigigh a thug an t-eolas mícheart (más feasach duit é), an oifig inar tugadh an t-eolas mícheart agus an dáta ar tugadh é. - San áit ar theip ort éileamh a chur isteach ar dháta na teidlíochta toisc go raibh tú chomh éagumasach sin de dheasca breoiteachta nó éiglíochta nach raibh tú in ann iarratas a dhéanamh ná treoir a thabhairt do dhuine eile iarratas a dhéanamh ar do shon. Más mar seo atá an scéal, ní mór duit fianaise mhíochaine a sholáthar ó do dhochtúir a mhíneoidh cén fáth ar choisc an bhreoiteacht nó an t-éagumas ort iarratas a dhéanamh as do stuaim féin nó duine a cheapadh chun iarratas a dhéanamh ar do shon. San áit a n-éilítear breoiteacht nó éagumas, ní foláir nó go ndearnadh d'éileamh ar phinsean roimh an dáta ar stad do bhreoiteacht nó d'éagumas nó laistigh de shé mhí ón dáta sin. Tabhair faoi deara: Má tá tú ar uireasa eolais ó thaobh na teidlíochta ar phinsean nó má tá gníomhaire nó duine a ghníomhaíonn ar do shon ar uireasa eolais ó thaobh na teidlíochta ar phinsean, ní mheasfar an uireasa eolais sin ina rud a chomhlíonann na critéir chun d'éileamh a shiardhátú. Má tá tríú páirtithe ar uireasa eolais, má sholáthraítear eolas mícheart nó comhairle mhícheart duit, nó má theipeann ar dhuine nó ar ghníomhaireacht seachas fostaí na Roinne beart a dhéanamh, ní mheasfar iad seo ina mbonn lena thuilleadh siardhátaithe a dhéanamh ar íocaíocht phinsin. Cad a tharlaíonn má théitear chun cónaí lasmuigh den Stát? Ní íoctar an Pinsean Stáit (Neamh-Ranníocach), de ghnáth, má chónaíonn tú lasmuigh de Phoblacht na hÉireann. Má théann duine a fhaigheann an Pinsean Stáit (Neamh-Ranníocach) nó Pinsean na nDall chun cónaí i dTuaisceart na hÉireann, íocfar an pinsean go dtí go mbeidh an duine i dteideal íocaíochta coibhéisí ó Thuaisceart na hÉireann nó go ceann 5 bliana, cibé tréimhse is lú. Ina theannta sin, má tá pinsinéir ar saoire thar lear, is iondúil go gceadófar íocaíocht go ceann tréimhse suas le 13 seachtaine ar fhilleadh dó/di. Ní cheadófar íocaíocht, áfach, i dtaca le cuairteanna dá leithéid arís agus arís eile. Má choisceann cúrsaí nach mbíonn aon neart aige/aici orthu (cuir i gcás, de dheasca easláinte) ar phinsinéir filleadh, is féidir go gceadófar íocaíocht freisin má chuirtear fianaise oiriúnach ar fáil. Beidh gá le fianaise a thaispeánfaidh gur lean an duine de bheith i dteideal an phinsin, agus nach raibh an duine ag obair ná ag éileamh íocaíochta ó na húdaráis leasa shóisialaigh ar an gcoigríoch. Má fhágann tú Poblacht na hÉireann ar aon chúis eile, inis dúinn láithreach faoi.