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Introduction Disablement Benefit is a benefit under the Occupational Injuries Scheme. It can be paid to you if you suffer a loss of physical or mental faculty because of an accident at work, an accident travelling directly to or from work, or a prescribed disease contracted at work. Payment is only made where the level of disablement following the accident or disease is assessed at 15% or more. Where the level of disablement is assessed at 20% or more the benefit is paid weekly or every 4 weeks (called Disablement Pension). However, where the rate is assessed at less than 20%, the benefit is paid as a lump sum (called Disablement Gratuity). The size of the lump sum will vary depending on the degree of disablement and how long you are reasonably expected to be disabled. People getting Disablement Pension (without another payment) can work, full or part-time. If you are getting Disablement Pension and you are unfit for work, you may qualify for Illness Benefit based on your social insurance contributions (PRSI). If you do not qualify for Illness Benefit or another social welfare payment, you may get Incapacity Supplement. Incapacity Supplement This is an extra supplement with Disablement Pension. You may get Incapacity Supplement if you are permanently incapable of work as a result of an occupational accident or disease and do not qualify for another social welfare payment such as Illness Benefit. You may get an increase in your payment for an adult dependant and child dependants. Incapacity Supplement is not payable outside the EU. If you do not qualify for a State Pension at age 66, you can remain on Incapacity Supplement. Constant Attendance Allowance This allowance can be paid weekly as an increase to Disablement Pension if you are so seriously disabled as to need someone (a relative or some other person) to help you daily at home to attend to your personal needs for a period of at least 6 months. You must be getting a Disablement Pension of 50% or over. Entitlement to Constant Attendance Allowance is based on the recommendation of the Department of Employment Affairs and Social Protection's medical advisor. You will not get the allowance during any period you are in a hospital or similar institution. Constant Attendance Allowance is not payable outside the Taxation of payments under the Occupational Injuries Scheme Disablement Benefit, Incapacity Supplement and Constant Attendance Allowance are taxable sources of income but you are unlikely to pay tax if they are your only income. Disablement Gratuity is not taxable. Other social welfare payments Disablement Benefit is a compensation payment and can be paid at the same time as most social welfare payments including Jobseeker’s Benefit, Jobseeker’s Allowance, Disability Allowance, Invalidity Pension, State Pension and One-Parent Family Payment. It is not considered as means for most social welfare means-assessed schemes except in the case of Supplementary Welfare Allowance or Working Family Payment. Rules You may get Disablement Benefit if you suffer a loss of physical or mental faculty because of: Loss of physical or mental faculty The extent of disablement is assessed following an examination by a Medical Assessor, who will assess the extent of your loss of faculty as a result of your occupational accident or disease. 'Loss of faculty' means your inability to enjoy a normal lifestyle because of the loss, or partial loss, of your ordinary physical or mental abilities as a result of your occupational injury or disease. In assessing the degree of loss of faculty, account is taken of how your current physical and mental condition compares to your pre-accident state of health, and how you compare with a healthy person of the same age and sex. Examples of assessments are as follows: PRSI contributions In order to qualify for Disablement Benefit, you must have been in employment on or after 1 May 1967, that was insurable at PRSI Class A, B, D, J or M, at the time that you sustained the accident or disease. (Under the Occupational Injuries Scheme, civil servants insured at PRSI Class B are not eligible for Disablement Benefit for the first 26 weeks after the date of the accident. This is because, for this 26-week period, civil servants continue to be paid by their parent Department. After this 26-week period, a civil servant is paid half their salary and half-rate Disablement Benefit). Declaring an occupational injury All work accidents or occupational diseases may not result immediately in illness or disablement. If you are not immediately incapacitated but wish to safeguard your future right to Disablement Benefit, you should notify your employer about the accident or disease and apply for a declaration that your accident or disease was an occupational one. This should be done without delay. Declaration forms are available from the Injury Benefit Section of the Department of Employment Affairs and Social Protection (see 'Where to apply' below). If your disablement occurs at a later stage, you should claim within 3 months of becoming aware of it. Duration of payment Disablement Pensions can be awarded on a provisional basis or for life. When you are awarded Disablement Pension for life, it is payable until your death. It is a personal award and is not payable to anyone else after your death. Provisional awards are paid for a defined period of time. You are informed of this period when you are notified of an award. Rates Disablement Benefit Your payment depends on the degree of your disablement, which is medically assessed. For assessments of less than 20%, Disablement Benefit will normally be a lump sum (gratuity). The size of the lump sum will vary depending on the degree of disablement and how long you are expected to be disabled. For assessments of 20% upwards, a pension is payable. From 30 March 2018, if you have 100% disablement, your maximum personal pension is €229 (previously €224). If you have between 20-90% disablement, your maximum personal pension is as follows: Up to 19% disablement: A lump sum may be payable, up to a maximum of €16,020 (previously Incapacity Supplement Constant Attendance Allowance Weekly rate: This payment is only made to certain people with over 50% disablement. How to apply If you are unable to work after the accident or disease, you should first claim Injury Benefit, which can be paid for up to 26 weeks after the accident or the onset of the disease. Before your Injury Benefit payment finishes, you should claim Disablement Benefit if you suffer from loss of faculty as a result of your accident or disease. If you do not claim in time, you may lose some benefit. You should claim within 3 months of your Injury Benefit claim ending. If you are able to work after the accident or disease, you should claim Disablement Benefit as soon as possible and within 3 months of the date of the accident or the onset of the disease. Payment is made from the fourth day of your disablement. If you do not claim in time, you may lose some benefit. You should claim within 3 months of the date of your accident or the onset of the disease. To apply, fill in a Disablement Benefit claim form (pdf) and send it to the Disablement Benefit Section - see address below. If you think you have been wrongly refused Disablement Benefit, or you are unhappy about a decision of a Social Welfare Deciding Officer about your entitlements, you can appeal this social welfare decision. Where to apply Your completed application form should be returned to Disablement Benefit Section below. For more information on Disablement Benefit, contact your Intreo Centre or Social Welfare Branch Office or the Disablement Benefit Section. Disablement Benefit Section Department of Employment Affairs and Social Protection Social Welfare Services Office Government Buildings Ballinalee Road Longford Tel: (043) 333 4794 (If calling from outside the Republic of Ireland please call + 353 43 333 4794) Locall: 1890 927 770 (Note: the rates charged for using 1890 (Lo-call) numbers may vary) If you wish to safeguard your future right to benefit, apply for a declaration that your accident or disease was an occupational one to: Occupational Injuries Benefit Section Department of Employment Affairs and Social Protection Áras Mhic Dhiarmada Store Street Dublin 1 Ireland Tel: (01) 704 3300 (If calling from outside the Republic of Ireland please call + 353 1 704 3300) Locall: 1890 928 400 (Note: the rates charged for using 1890 (Lo-call) numbers may vary)
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Eolas Is íocaíocht faoin Scéim um Shochair Dhíobhálacha Ceirde é Sochar Míthreorach. Is féidir é a íoc leat má chailleann tú cunas fisiciúil nó meabhrach de bharr timpiste a tharla agus tú ag obair, timpiste a tharla agus tú ag dul go dtí nó abhaile ó obair nó de bharr galair a bhuail thú ag obair. Íoctar é má mheastar go bhfuil míchumas 15% nó níos mó i ndiaidh an timpiste Íoctar Sochar Míthreorach i bhfoirm pinsin in aghaidh na seachtaine, nó in aghaidh na míosa má mheastar go bhfuil míchumas 20% nó níos mó i gceist. Íoctar Sochar Míthreorach i bhfoirm cnapshuime, áfach, má mheastar go bhfuil míchumas 20% nó níos lú i gceist. Beidh éagsúlacht ag baint le méid na cnapshuime ag brath ar a mhíchumasaithe is atá tú agus cá fhad a bhfuiltear ag súil go réasúnach go mbeidh tú míchumasaithe. Má tá Pinsean Cróilíocht atá íoc leat, is féidir leat dul ag obair (páirtaimseartha nó lánaimseartha). Má tá Sochar Míthreorach dhá íoc leat agus muna bhfuil tú in ann dul ag obair, b'fhéidir go mbeadh Sochar Breoiteachta le fáil agat bunaithe ar do chuid ÁSPC. Muna bhfuil tú i dteideal Sochair Breoiteachta b'fhéidir go mbeadh Forlíonadh Éagumais ag dul duit. Forlíonadh Éagumais Seo íocaíocht bhreise a mhéadaíonn an Sochar Míthreorach do dhuine nuair a ghlactar leis nach bhfuil sé/sí in ann dul i mbun oibre agus nach mbeidh feasta de bharr timpiste/galair shaothair agus nuair nach bhfuil an duine i dteideal aon íocaíochta leasa shóisialaigh, mar shampla Sochar Breoiteachta. Íoctar liúntais bhreise ar son daoine fásta cleithiúnacha nó páistí cleithiúnacha atá cáilithe. Liúntas Freastail Leanúnaigh Is féidir an liúntas seo a íoc go seachtainiúil mar ardú ar an tSochar Míthreorach má tá tú chomh dona faoi mhíchumas agus go mbíonn duine éigin (gaol nó duine eile) ag teastáil chun cuidiú leat agus aire phearsanta a thabhairt duit go laethúil ar feadh tréimhse 6 mhí ar a laghad. Caithfidh Sochar Míthreorach de 50% nó níos mó a bheith dhá íoc leis an duine. Bíonn teidlíocht ar Liúntas Freastail Leanúnaigh bunaithe ar mholadh chomhairleoir liachta na Roinne. Ní bhfaighidh tú an liúntas i rith aon tréimhse go mbíonn tú in ospidéal nó in institiúid cosúil leis. Má cheapann tú go bhfuil éagóir déanta mar gheall go bhfuil Sochar Míthreorach diúltaithe duit, nó má tá tú míshásta le cinneadh a thóg Oifigeach Leasa Shóisialaigh maidir lena bhfuil tú ina theideal, tá an rogha agat achomharc a lorg maidir leis an gcinneadh seo Rialacha Beidh tú cáilithe chun Sochar Mithreorach a fháil má tá tú tar éis cumais fhisiciúla nó mheabhrach a chailliúint mar gheall ar: Cailliúint chumais fisiciúil nó meabhrach Déanfar measúnú ar Mhéid an Éagumais tar éis scrúdaithe a dhéanann Meastóir Leighis. Déanfaidh sé/sí measúnú ar mhéid an chumais a chaill tú de bharr do thimpiste/do ghalair shaothair. Ciallaíonn "cailliúint chumais" do neamhábaltacht gnáth shaol a chaitheamh, mar gheall gur chaill tú cuid nó iomlán d'éirim mheabhrach nó fhisiciúil mar thoradh ar ghortú / ar ghalar saothair. Nuair atá measúnú á dhéanamh ar chailliúint chumais, déantar comparáid idir an gcruth fisiciúil agus meabhrach atá ort anois agus an cruth a bhí ort roimh an timpiste agus freisin cé chomh sláintiúil agus atá tú le hais duine sláintiúil den aois agus den ghnéas céanna leat féin. Seo a leanas samplaí de mheasúnaithe: Ranníocaíochtaí ÁSPC Chun a bheith ina theideal caithfidh tú a bheith i bhfostaíocht faoi árachas ag ÁSPC in Aicmí A, B, D, J nó M. (Faoin Scéim um Shochair Dhíobhálacha Ceirde níl Sochar Míthreorach ar fáil do státseirbhísigh atá faoi árachas ÁSPC in Aicme B don chéad 26 seachtainí tar éis dáta na timpiste. Sin é an cúis a bhfuil a dtuarastal á íoc ag an bPríomhroinn le linn an tréimse 26 seachtaini. Ní íocfar Sochar Míthreorach leo i ndiaidh na tréimhse seo ach ag leath an ráta agus bíonn an leath eile á íoc ag an bPríomhroinn nó ag an eagraíocht stáit atá bainteach.) Ag dearbhú díobhála ceirde Ní gá i gcónaí go dtiocfadh tinneas/míchumas ar dhuine láithreach tar éis timpiste/galair shaothair. Muna bhfuil tú éagumasaithe láithreach ach go dteastaíonn uait a bheith cinnte go mbeidh Sochar Míthreorach ar fáil duit amach anseo má tá gá leis, ba cheart duit do fhostóir a chur ar an eolas faoin timpiste/faoin ngalar agus iarratas a dhéanamh ar dhearbhú gur timpiste/galar saothair a bhí i gceist. Ba cheart é seo a dhéanamh gan mhoill. Tá na foirmeacha dearbhaithe ar fáil ón Rannóg Sochair Díobhála, Roinn Gnóthaí Fostaíochta agus Coimirce Sóisialaí - féach 'Cá háit a dhéanfaidh mé iarratas' thíos. Má tharlaíonn an t-éagumas níos déanaí, ba cheart duit iarratas a chur isteach, taobh istigh de 3 mhí ón am a dtugann tú faoi deara é. Rátaí Sochar Míthreorach Braitheann an íocaíocht a fhaigheann tú ar mhéid an éagumais atá i gceist agus cuirfear scrúdú dochtúra ort chun é seo a mheas. Más measúnú atá níos lú ná 20% atá i gceist is iondúil go n-íoctar é seo ina chnapshuim (deolchaire). Braithfidh méid na cnapshuime ar mhéid an éagumais atá i gceist agus cén t-achar a cheaptar a leanfaidh an t-éagumas. Má tá measúnú de 20% nó níos mó i gceist íocfar pinsean. Má tá do mhíthreoir 100%, beidh d'uasráta pinsean pearsanta €229.00. Má tá do mhíthreoir idir 20% agus 90%, beidh d'uasráta pinsean pearsanta mar a leanas Éagumas suas go dtí 19%: Is féidir cnapshuim a bheith iníoctha, suas go huasmhéid €16,020. Forlíonadh Éagumais Ráta seachtainiúil (ó 17 Márta 2017) Liúntas Freastail Leanúnaigh Tá ráta seachtainiúil Liúntas Freastail Leanúnaigh €215.00 ó 30 Níl sé íoctha amháin do dhaoine le míthreor os cionn 50%. Conas iarratas a dhéanamh Muna bhfuil tú in ann dul i mbun oibre tar éis na timpiste/an ghalair, ba cheart duit ar dtús éileamh a dhéanamh ar Shochar Díobhála, gur féidir a fháil ar feadh suas le 26 seachtainí tar éis na timpiste nó an ama a thagann an galar ort. Sula dtagann deireadh leis an íocaíocht ar Shochar Díobhála ba cheart duit éileamh a dhéanamh ar Shochar Míthreorach mas rud é gur chaill tú cumas de bharr do thimpiste nó do ghalair. Muna ndéanann tú éileamh in am d’fhéadfá cuid den sochar a chailliúint. Ba cheart an t-éileamh a dhéanamh taobh istigh de 3 mhí ón am a thagann deireadh leis an íocaíocht ar Shochar Díobhála. Muna bhfuil tú in ann dul i mbun oibre tar éis na timpiste/an ghalair, ba cheart duit éileamh a dhéanamh ar Shochar Míthreorach chomh luath agus is féidir leat agus taobh istigh de 3 mhí ón am ar tharla an timpiste nó ón am ar tháinig an galar ort. Déantar an íocaíocht ón gceathrú lá i ndiaidh na míchumasaíochta a theacht ort. Muna ndéanann tú éileamh in am d’fhéadfá cuid den sochar a chailliúint. Ba cheart an t-éileamh a dhéanamh taobh istigh de 3 mhí ón am ar tharla an timpiste nó ón am ar thosaigh an galar. Chun d'iarratas a dhéanamh déan an fhoirm éilimh OB 21 a íoschóipeáil agus a chomhlánú (pdf) agus seol é ar ais chuig an seoladh thíos. Cá háit a ndeánfaidh mé iarratas? Ba chóir d’fhoirm iarratais chomhlánaithe a sheoladh chuig an Rannóg Sochar Míthreorach thíos. Le haghaidh tuilleadh eolais maidir le Sochar Míthreorach, déan teagmháil leis an Ionad Intreo ó d'Oifig Bhrainse Leasa Shóisialaigh nó leis an Rannóg Sochar Míthreorach. An Roinn Gnóthaí Fostaíochta agus Coimirce Sóisialaí Oifig na Seirbhísí Leasa Shóisialaigh Tithe an Rialtais Bóthar Béal Átha na Lao An Longfort Éire Teil: (043) 334 0000 (If calling from outside the Republic of Ireland please call + 353 43 334 0000) Lóghlao: 1890 927 770 (Note: the rates charged for using 1890 (Lo-call) numbers may vary) Láithreán Gréasáin: http://www.welfare.ie Más mian leat do cheart ar shochar amach anseo a chosaint, déan iarratas ar dhearbhú gur tionóisc nó galar ceirde a bhí ann chuig: Rannóg Díobhálacha Ceirde An Roinn Gnóthaí Fostaíochta agus Coimirce Sóisialaí Áras Mhic Dhiarmada Sráid an Stórais Baile Átha Cliath 1 Éire Teil: (01) 704 3300 (If calling from outside the Republic of Ireland please call + 353 1 704 3300) Lóghlao: 1890 928 400 (Note: the rates charged for using 1890 (Lo-call) numbers may vary)