http___www.welfare.ie_ga_Pages_jajbfaq.aspx_1.xml
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- What payment can I claim if I lose my job or my working week is reduced? - Where should I apply for Jobseeker's Benefit or Jobseeker's Allowance? - What is the means test for Jobseeker's Allowance and how do I work it out? - What counts as means? - How are the means of my spouse/civil partner/cohabitant assessed? - Is my pension assessed as means? - What does not count as means? - Are means assessed if you are living at home with your parents? - If I get a redundancy payment, am I entitled to anything? - What happens if I voluntarily leave my employment? - What happens if I lose my employment because of misconduct? - Can I get paid Jobseeker's Benefit/ Allowance if I am on strike? - Are credits awarded for periods of disqualification? - If I am late making my claim what date am I paid from (Late Claims)? - What documents do I need when making a claim? - How will I get my payment? - What are the current rates of payment for JB/JA? - What is the rate of Jobseeker's Allowance that applies to customers aged 18-25 years? - How long can I continue to get my payment? - If I take up employment or training for a short period, do I have to reapply for my Jobseeker's payment all over again? - What happens if I am aged 20-25 (inclusive) claiming Jobseeker's Allowance and go on a Solas training course? - Do I have to pay tax on my Jobseeker's payment? - I have been working abroad for the last couple of years. I have now returned to Ireland and I am looking for a job. Can I apply for a Jobseeker's payment? - I have been self-employed for some time but I now have no work. Is there anything I can claim? - I have been on a career break. My employer is not in a position to take me back on completion of the career break. Am I entitled to claim JB/JA? - Is Sunday treated as a day of employment or unemployment? - I am currently on a Jobseekers payment. I am thinking of setting up a business but will I be entitled to any payment if I don't get sufficient work? - Will I qualify for the Fuel Allowance while I am in receipt of JB/JA? - If I want to transfer my Jobseeker's benefit to another EU country, what must I do? - Where can I find out more about the National Internship scheme? What payment can I claim if I lose my job or my working week is reduced? You can claim Jobseeker's Benefit / Jobseeker's Allowance. To qualify for a Jobseeker's payment you must be unemployed for at least 4 days in 7 and be available for and looking for full-time employment. For Jobseeker's Benefit you must satisfy the PRSI contributions conditions and have a loss of employment and earnings. For Jobseeker's Allowance you must satisfy the means test and the habitual residence condition. Back to top Where should I apply for Jobseeker's Benefit or Jobseeker's Allowance? You should apply at your Local Intreo Centre or Social Welfare Local Office or you can apply online at www.welfare.ie. You can download an application form (UP1) at Form UP1. Back to top What is the means test for Jobseeker's Allowance and how do I work it out? - The means test for Jobseeker's Allowance looks at all your household income. Your means are any income that you and your spouse, civil partner or cohabitant has and any capital or property (except your own home) that you own. See Q 4. - For further information on how to work out how your means are assessed see means assessment guideline Back to top What counts as means? The means test examines the following types of income: - Cash Income (includes income from work, maintenance, farm income) - Capital (savings and investments) and property not personally used - Pensions (occupational/private, foreign) Means Assessment guideline Cash Income that you or your spouse/ civil partner/ cohabitant receives All cash income is assessable as means. Among the cash income that is assessed is: Employment Insurable employment If you or your spouse/ civil partner/ cohabitant are working in insurable employment the income less the following deductions are taken into account: PRSI, Superannuation including Additional Voluntary Contributions (AVC's) and Personal Retirement Saving Accounts (PRSA's), the Pension Levy and Union dues. A disregard of €20 for each day worked subject to a maximum of 3 days a week will also be deducted from the income. 60% of the balance is assessable as means. Example Single Customer works 2 days a week, gross weekly income is €303 a week. The customer pays Union Contribution of €3.00. The personal rate is €188. The Jobseeker's rate payable is €32 (€188 - €156) calculated as follows: (€303 - €3 – €40 = €260 X 60% = €156). Self-employment If you or your spouse/ civil partner/ cohabitant are self-employed the yearly income less the expenses for the business are taken into account for means assessment. The income for the previous 12 months is used as an indication in estimating your likely future earnings; it is not simply assumed that the previous year's earnings will be received in the coming year. Instead, account is taken of the potential for significant upward or downward variations in income from one year to the next. Example Customer is self-employed he has a dependant spouse and one child. The customer's self-employed income for previous 12 months is €20,000 – €5,000 (yearly expenses) = €15,000/52 = €288.46 weekly means. Your weekly family rate is €342.60 (€188+€124.80+€29.80) less means. Family rate payable is €54.14 (€342.60 – €288.46). Farm Income All Farm income is assessable less the expenses incurred in farming. Income from maintenance paid to you or your spouse/ civil partner/ cohabitant Housing costs actually incurred by the customer to a maximum of €95.23 per week may be offset against the maintenance payment, with half the balance of the maintenance being assessed as means in the determination of the rate of payment Capital This includes money invested in all institution, all properties other than the customer's home. The capital assessment is: First €20,000 is disregarded, next €10,000 is assessed at €1 per €1,000, the next €10,000 is assessed at €2 per thousand, and anything over €40,000 is assessed at € 4per €1,000. Where property (capital) has a mortgage the capital value of the property less outstanding mortgage on that property applies. If a property is in negative equity then no capital assessment applies. Example of assessing capital Capital means assessment is assessed as follows: Person has €5,000 in a Bank account and has a 2nd property valued at €90,000 with a mortgage of €10,000 outstanding on it. The capital assessment in this case is €85,000 (€5,000 plus €80,000). The total capital assessment is €85,000. The capital assessment is €210 weekly assessment in this case. Back to top How are the means of my spouse/civil partner/ cohabitant assessed? They are assessed in the same way, as outlined in FAQ 3. Back to top Is my pension assessed as means? Yes, your pension is assessable euro for euro. All occupational /private pensions and pensions from other countries are assessable. Back to top What does not count as means? Social welfare payments (for Benefit & Privilege see Question 9) The first €20,000 of your capital/ savings / investments is disregarded. Compensation awards to individuals made by the Tribunal for Hepatitis C Compensation awards to individuals who have a disability caused by Thalidomide Compensation to individuals who were awarded under the Magdalen Laundries & Residential Institutions Statutory Fund Income from Letting a room in your home. If a portion of your home is being let, deductions from rental profits should be allowed in respect of ground rent and mortgage interest in proportion to the area used for business purposes. If rooms are let furnished 5% of the gross amount received are allowed for wear and tear and 15% of the gross receipts maybe allowed for voids. See Part 2 of Means Assessment guideline for cash income that is not counted as means. Back to top Are means assessed if you are living at home with your parents? The value of the Board & Lodgings is taken into account for customer under 25 years living at home. See Benefit & Privilege guideline for further information. Back to top If I get a redundancy payment, am I entitled to anything? In certain circumstances, a person who has been made redundant shall be disqualified from receiving Jobseeker's Benefit for a period of up to 9 weeks from the last date of employment. This disqualification applies only to persons who are: under age 55, AND have received or are entitled to a payment in excess of €50,000 under the Redundancy Payments Acts or under an agreement with their employer. This amount includes the gross amount of all payments in respect of the redundancy, e.g. statutory redundancy, top-up or ex-gratia payments related to weeks of service, early encashment of pension entitlements (if from employer's funds) and any other money received under an agreement with the employer. Period of Disqualification It should be noted that, while the imposition of a disqualification is mandatory, the duration of the disqualification is discretionary and may range from one day up to the maximum period of 9 weeks. The disregard that applies to Jobseeker's Benefit recipients is as follows: Back to top What happens if I voluntarily leave my employment? You may be disqualified from receiving Jobseeker's Benefit or Jobseeker's Allowance for up to 9 weeks from the date of leaving employment if you left the employment voluntarily and without just cause. Back to top What happens if I lose my employment because of misconduct? You may be disqualified from receipt of JB or JA for up to 9 weeks where you have lost your employment through your own misconduct. The duration of the disqualification is discretionary, although it cannot exceed 9 weeks. Back to top Can I be paid Jobseeker's Benefit/Allowance if I am on strike? You are disqualified from receiving Jobseeker's Benefit and Jobseeker's Allowance for the duration of the strike. Back to top Are Credits awarded for periods of disqualification? Credited contributions are awarded for the duration of the above disqualifications, subject to the conditions of being available for and capable of work being satisfied. Back to top If I am late making my claim what date am I paid from (Late Claims)? A claim may be backdated for a maximum of 6 months where the person can prove to the satisfaction of the Deciding Officer or Appeals Officer that they satisfied the qualifying conditions throughout the period and that there was good cause for delay in making the claim. Back to top What documents do I need when making a claim? P.45 or a letter from your employer Proof of address Proof of Identity Public Services Card (PSC) if issued or photographic identification i.e. valid passport or valid driver's license OR Photographic identification: Current Valid Passport. Alternatively, Current Valid National Identity Card is acceptable for EEA Nationals OR Current Valid Driver's Licence or Current Learners Permit and The following items are not accepted as proof of identity: Short Version of Birth Certificate Baptismal Certificate Bills or Personal Letters Photo Copies of Certificates or Documents Savings Accounts recently opened Persons are advised that no claim can be decided until identity has been proven. Back to top How will I get my payment? Jobseeker's Benefit and Jobseeker's Allowance are paid weekly in arrears in a post office using a social welfare services card. Back to top What are the current rates of payment for JB/JA? Jobseeker's Benefit /Jobseekers Allowance – full weekly personal rate is €188.00, qualified adult rate €124.80 and qualified child rate €29.80. The rates booklet is the SW 19. Example of Max Pay: If one of a couple qualified for a personal rate of €188 and a qualified adult allowance of €124.80 then the couple would be in receipt of the maximum amount that they could receive e.g. €312.80. If they both wished to claim in their own right the person on Jobseeker's Benefit would receive €188 and the Jobseeker's Allowance would have their personal rate of €188 reduced by €63.20. Therefore the Jobseeker's Allowance customer would receive €124.80. Total payment to couple is €312.80. This is assuming that all the conditions for Jobseeker's payments are satisfied by both customers. Back to top What is the rate of Jobseeker’s Allowance that applies to customers aged 18-25 years? If one of a couple is claiming Jobseeker's Benefit and the other person is claiming Jobseeker's Allowance, the couple can only receive the maximum amount that one would receive if they claimed for the family. See FAQ 17 Example of Max Pay. The rates booklet is the SW 19. Back to top How long can I continue to get my payment? Jobseeker's Benefit may be paid for up to 156/234 days of unemployment depending on the total contributions paid since commencing employment. A person with 260 or more contributions paid may qualify for 234 days and a person with less than 260 total contributions paid qualify for 156 days. Back to top If I take up employment or training for a short period, do I have to reapply for my Jobseeker's payment all over again? The Department operates a fast-tracking system for customers who sign off to take up employment or training for a short period (up to 12 weeks), you do not have to reapply for your Jobseeker’s payment when the employment or training ends. The 12 week suspension period ensures that your payment is re-instated without delay. It is important that you inform your Intreo Centre or Social Welfare Local Office in advance that you are taking up work or training. Back to top What happens if I am aged 20-25 (inclusive) claiming Jobseeker's Allowance and go on a Solas training course? The personal rate (subject to any means that may apply) while attending the course is €160. If a higher rate of payment than €160 was in payment before the course began, that higher rate will apply. Back to top Do I have to pay tax on my Jobseeker's payment? Jobseeker's Allowance is not taxable. Jobseeker's Benefit is taxable. The Department pays Jobseeker's Benefit directly to recipients without any deduction for tax. See www.revenue.ie for more information Back to top I have been working abroad for the last couple of years. I have now returned to Ireland and I am looking for a job. Can I apply for a Jobseekers payment? If you have been working in another EU Member State, your social insurance record in that Member State may be taken into account to help you qualify for Jobseeker's Benefit in this country. If you need to combine your contributions from another EU country to qualify for Jobseeker's Benefit your last employment must have been in this country. If you do not qualify for Jobseeker's benefit you may qualify for Jobseeker's allowance. Your Local Intreo Centre or Social Welfare Local Office will advise you. Back to top I have been self-employed for some time but I now have no work. Is there anything I can claim? Applicants who do not have the required PRSI contributions for Jobseeker's Benefit may apply for Jobseeker's Allowance. Back to top I have been on a career break. My employer is not in a position to take me back on completion of the career break. Am I entitled to claim JB/JA? A person on a career break is considered to be 'not unemployed' during the agreed period of the career break and will not receive JB/JA during this time. Where the agreed period of the career break has ended and you have sought to return to work but cannot due to a lack of a vacancy, you may apply for Jobseeker's benefit/allowance. Back to top Is Sunday treated as a day of employment or unemployment? The Jobseeker's benefit week is based on a 7 day week. Sunday is treated as any other day in the week, as a day of employment or unemployment as appropriate. Back to top I'm currently on a Jobseekers payment. I'm thinking of setting up a business but will I be entitled to any payment if I don't get sufficient work? You may qualify for Jobseeker's payment or Back to Work Allowance please contact your Intreo Centre or Social Welfare Local Office. Back to top Will I qualify for Fuel Allowance while in receipt of JB/JA? The National Fuel Allowance is payable for the duration of the fuel season to those receiving Jobseeker's Allowance for 15 months or more who live alone or only with a qualified dependant or other eligible recipients and who satisfy the conditions for the scheme. Payment of the National Fuel Allowance is limited to one per household. Back to top If I want to transfer my jobseeker's benefit to another EU country, what must I do? Call into your Local Intreo Centre or Social Welfare Local Office and ask to have your payment transferred. A person in receipt of Irish JB for at least 4 weeks may transfer the JB claim to a country covered by EC Regulations (No. 883/2004) for up to 3 months (78 Days) if the person is looking for work You must register as a jobseeker with the social security authorities in the other country within 7 days of your departure from Ireland. Back to top Where can I find out more about the National Internship scheme? Information regarding JobBridge - The National Internship Scheme can be found at National Internship Scheme - JobBridge Scheme page. You check on Internships available, or register you interest in providing an internship(s). Back to top Further Information: Jobseeker's Benefit guideline Jobseeker's Allowance guideline
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- Cén íocaíocht is féidir liom a éileamh má chaillim mo phost nó má laghdaítear mo sheachtain oibre? - Cár cheart dom iarratas a dhéanamh ar Shochar Cuardaitheora Poist nó Liúntas Cuardaitheora Poist? - Cad í an tástáil mhaoine do Liúntas Cuardaitheora Poist agus conas a dheimhním í? - Cad a mheastar is maoin ann? - Conas a mheasúnaítear maoin mo chéile/pháirtnéara shibhialta/ chomháitritheora? - An measúnaítear mo phinsean mar mhaoin? - Cad nach gcuirtear san áireamh mar mhaoin? - An measúnaítear maoin má tá tú ag cónaí sa bhaile le do thuismitheoirí? - Má fhaighim íocaíocht iomarcaíochta, an bhfuil mé i dteideal aon rud a fháil? - Cad a tharlaíonn má fhágaim m'fhostaíocht go deonach? - Cad a tharlaíonn má chaillim m'fhostaíocht mar gheall ar mhí-iompar? - An féidir liom Sochar/Liúntas Cuardaitheora Poist a fháil má táim ar stailc? - An mbronntar creidmheasanna le haghaidh tréimhsí dícháilithe? - Má bhím déanach le m'éileamh a dhéanamh, cén dáta óna n-íocfar mé (Éilimh Dhéanacha)? - Cén cáipéisí a theastaíonn uaim nuair a dhéanaim éileamh? - Conas a gheobhaidh mé m'íocaíocht? - Cad iad na rátaí reatha íocaíochta do SCP/LCP? - Cad é an ráta Liúntas Cuardaitheora Poist a bhaineann le custaiméirí idir 18 agus 25 bliain d'aois? - Cé chomh fada an féidir liom leanúint le m'íocaíocht a fháil? - Má ghlacaim le fostaíocht nó le hoiliúint ar feadh tréimhse ghearr, an gá dom athiarratas a dhéanamh ar m'íocaíocht Chuardaitheora Poist ón dtús arís? - Cad a tharlaíonn má táim idir 20 agus 25 bliain d'aois (an aois sin san áireamh) agus má tá Liúntas Cuardaitheora Poist á éileamh agam ar chúrsa oiliúna Solas? - An gá dom cáin a íoc ar m'íocaíocht Chuardaitheora Poist? - Bhí mé ag oibriú thar lear le roinnt blianta anuas. Tá mé fillte anois go hÉirinn agus tá post á chuardach agam. An féidir liom iarratas a dhéanamh ar íocaíocht Chuardaitheora Poist? - Bhí mé féinfhostaithe le tamall anuas ach níl aon obair agam faoi láthair. An bhfuil aon rud ann is féidir liom a éileamh? - Bhí me ar sos gairme. Níl m'fhostóir in ann mé a ghlacadh ar ais tar éis an tsosa gairme. An bhfuilim i dteideal SCP/LCP a éilamh? - An gcaitear leis an Domhnach mar lá fostaíochta nó dífhostaíochta? - Tá íocaíocht Chuardaitheora Poist á fáil agam faoi láthair. Táim ag smaoineamh ar ghnólacht a bhunú ach an mbeidh mé i dteideal aon íocaíocht a fháil mura bhfaighim dóthain oibre? - An gcáileoidh mé don Liúntas Breosla fad atá SCP/LCP á fháil agam? - Más mian liom mo Shochar Cuardaitheora Poist a aistriú chuig tír eile an AE, cad is gá dom a dhéanamh? - Cár féidir liom teacht ar bhreis faisnéise faoin Scéim Intéirneachta Náisiúnta? Cén íocaíocht is féidir liom a éileamh má chaillim mo phost nó má laghdaítear mo sheachtain oibre? Féadfaidh tú Sochar Cuardaitheora Poist / Liúntas Cuardaitheora Poist a éileamh. Chun cáiliú d'íocaíocht Chuardaitheora Poist, ní mór duit bheith dífhostaithe ar feadh 4 lá, ar a laghad, as 7 lá agus ní mór go bhfuil tú ar fáil chun tabhairt faoi fhostaíocht lánaimseartha agus ag cuardach fostaíocht lánaimseartha. Chun Sochar Cuardaitheora Poist a fháil, ní mór duit coinníollacha na ranníocaíochtaí ÁSPC a shásamh agus ní mór go raibh tú thíos le caillteanas fostaíochta agus tuilleamh. I gcás Liúntas Cuardaitheora Poist, ní mór duit tástáil mhaoine agus an coinníoll gnáthchónaithe a shásamh. Ar ais go barr Cár cheart dom iarratas a dhéanamh ar Shochar Cuardaitheora Poist / Liúntas Cuardaitheora Poist? Ba cheart duit iarratas a dhéanamh ag d'Ionad Intreo nó d'Oifig Leasa Shóisialaigh Áitiúil nó féadfaidh tú iarratas a dhéanamh ar líne ag www.welfare.ie. Féadfaidh tú foirm iarratais (UP1) a íoslódáil ag Foirm UP1. Ar ais go barr Cad í an tástáil mhaoine do Liúntas Cuardaitheora Poist agus conas a dheimhním í? - Caitheann an tástáil mhaoine le haghaidh Liúntas Cuardaitheora Poist súil ar ioncam uile do theaghlaigh. Is í do mhaoin aon ioncam atá agat agus ag do chéile, pháirtnéir sibhialta nó do chomháitritheoir agus aon chaipiteal nó maoin (seachas do theach féin) atá faoi úinéireacht agat. Féach C4. - Chun teacht ar bhreis faisnéise ar conas a dheimhniú conas a mheasúnaítear do mhaoine, féach treoirlínte maidir le tástáil mhaoine Ar ais go barr Cad a mheastar is maoin ann? Scrúdaíonn an tástáil mhaoine na saghsanna a leanas d'ioncam: - Ioncam Airgid Thirim (áirítear leis seo ioncam ó obair, chothabháil, ioncam feirme) - Caipiteal (coigiltí agus infheistíochtaí) agus maoin nach n-úsáidtear go pearsanta - Pinsin (ceirde/príobháideach, iasachta) Treoirlínte maidir le Tástáil Mhaoine Ioncam airgid thirim a fhaigheann tú féin nó do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir Tá gach ioncam airgid thirim inmheasúnaithe mar mhaoin. I measc an ioncaim airgid thirim sin a mheasúnaítear, tá: Fostaíocht Fostaíocht inárachais Má tá tú féin nó do chéile/ pháirtnéir sibhialta/ chomháitritheoir ag oibriú i bhfostaíocht inárachais, cuirtear an t-ioncam lúide na hasbhaintí a leanas san áireamh: ÁSPC, Aoisliúntas lena n-áirítear Ranníocaíochtaí Saorálacha Breise (RSBanna) agus Cuntais Choigiltis Scoir Phearsanta (CCSPanna), an Tobhach Pinsin agus táillí dlite Ceardchumainn. Asbhainfear neamhaird ar €20 do gach lá a oibríodh faoi réir 3 lá ar a mhéid sa tseachtain, chomh maith, ón ioncam. Tá 60% den iarmhéid inmheasúnaithe mar mhaoin. Mar Shampla Oibríonn Custaiméir Singil 2 lá sa tseachtain, agus is é an t-ollioncam seachtainiúil ná €303. Íocann an custaiméir Ranníocaíocht Cheardchumainn €3.00. Is é an ráta pearsanta €188. Is é ráta iníoctha an Chuardaitheora Poist €32 (€188 - €156) a ríomhtar mar seo a leanas: (€303 - €3 – €40 = €260 X 60% = €156). Féinfhostaíocht Má tá tú féin nó do chéile/ pháirtnéir sibhialta/ chomháitritheoir féinfhostaithe, cuirtear an t-ioncam bliantúil lúide na costais a raibh ar an ngnólacht íoc astu san áireamh don tástáil mhaoine: Úsáidtear an t-ioncam do na 12 mhí roimhe sin mar mheastachán chun do thuillimh dhóchúla amach anseo a mheas; ní ghlactar leis, go simplí, go bhfaighfear tuillimh na bliana roimhe sin sa bhliain amach romhainn. Ina ionad sin, cuirtear san áireamh go bhféadfadh athraithigh shuntasacha aníos nó anuas teacht ar ioncam ó bhliain amháin go dtí an chéad bhliain eile. Mar Shampla Tá custaiméir féinfhostaithe agus tá céile cleithiúnach agus leanbh amháin aige. Is é ioncam ó fhéinfhostaíocht an chustaiméara le 12 mhí anuas €20,000 – €5,000 (costais bhliantúla) = €15,000/52 = €288.46 maoin sheachtainiúil. Is é do ráta seachtainiúil teaghlaigh €342.60 (€188+€124.80+€29.80) lúide maoin. Is é an ráta teaghlaigh atá iníoctha €54.14 (€342.60 – €288.46). Ioncam Feirme Tá gach Ioncam Feirme inmheasúnaithe lúide na costais a thabhaítear san fheirmeoireacht. Ioncam ó chothabháil a íocadh leat féin nó le do chéile/ pháirtnéir sibhialta/ chomháitritheoir Féadtar costais tithíochta a thabhaigh an custaiméir féin a mhéid le €95.23 sa tseachtain a sheach-chur i leith na híocaíochta cothabhála, agus measúnaítear leath iarmhéid na cothabhála mar mhaoin nuair a bhíonn an ráta íocaíochta á dheimhniú Caipiteal Áirítear leis seo airgead a infheistítear i ngach institiúid, gach maoin seachas teach an chustaiméara. Is é an measúnú ar chaipiteal: Tugtar neamhaird ar an gcéad €20,000, measúnaítear an chéad €10,000 eile ar €1 gach €1,000, measúnaítear an chéad €10,000 eile ar €2 gach míle, agus measúnaítear aon rud os cionn €40,000 ar €4 gach €1,000. Sa chás go bhfuil morgáiste ag maoin (caipiteal), beidh luach na maoine lúide an morgáiste gan íoc ar an maoin sin i gceist. Má tá cothromas diúltach ag maoin, ní bhíonn aon mheasúnú ar chaipiteal i gceist. Sampla de mheasúnú a dhéanamh ar chaipiteal Déantar an measúnú a leanas ar mhaoin chaipitiúil: Tá €5,000 ag duine i gcuntas Bainc agus tá an dara maoin acu ar a bhfuil luach €90,000 le morgáiste €10,000 le híoc go fóill uirthi. Is é an measúnú ar chaipiteal sa chás seo €85,000 (€5,000 móide €80,000). Is é an measúnú iomlán ar chaipiteal €85,000. Is é an measúnú ar chaipiteal €210 gach seachtain sa chás seo. Ar ais go barr Conas a mheasúnaítear maoin mo chéile/ pháirtnéara shibhialta/ chomháitritheora? Déantar measúnú orthu ar an mbealach céanna, faoi mar a thugtar cuntas air i gCeist Choitianta 3. Ar ais go barr An measúnaítear mo phinsean mar mhaoin? Measúnaítear, is féidir measúnú euro ar euro a dhéanamh ar do phinsean. Tá gach pinsean ceirde/ príobháideach agus pinsin ó thíortha eile inmheasúnaithe. Ar ais go barr Cad nach gcuirtear san áireamh mar mhaoin? Íocaíochtaí leasa shóisialaigh (le haghaidh Sochair agus Pribhléide, féach Ceist 9) Tugtar neamhaird ar an gcéad €20,000 de do chaipiteal/ choigiltí/ infheistíochtaí. Dámhachtainí cúitimh ar dhaoine aonair a rinne an Binse le haghaidh Heipitíteas C Dámhachtainí cúitimh ar dhaoine aonair atá faoi mhíchumas a raibh Tailídimíd mar chúis leis Cúiteamh do dhaoine aonair ar tugadh dámhachtain dóibh faoi Chiste Reachtúil Neachtlann Magdalene agus Institiúidí Cónaithe Ioncam ó sheomra a Ligean i do theach. Má tá cuid de do theach ligthe ar cíos, ba cheart asbhaintí ó bhrabúis chíosa a cheadú maidir le bunchíos agus ús morgáiste i gcomhréir leis an achar a úsáidtear ar mhaithe le cuspóirí gnó. Má ligtear seomraí faoi throscán ar cíos, ceadaítear 5% den ollmhéid le haghaidh caithimh agus cuimilte agus féadtar 15% de na hollfháltais a cheadú le haghaidh tithe folmha. Féach Cuid 2 de na treoirlínte maidir le Tástáil Mhaoine le haghaidh ioncam airgid thirim nach gcuirtear san áireamh mar mhaoin. Ar ais go barr An measúnaítear maoin má tá tú ag cónaí sa bhaile le do thuismitheoirí? Cuirtear luach Bia agus Lóistín san áireamh i gcás custaiméir faoi 25 bliain d'aois a chónaíonn sa bhaile. Féach na Treoirlínte maidir le Sochar agus Pribhléid chun teacht ar bhreis faisnéise. Má fhaighim íocaíocht iomarcaíochta, an bhfuilim i dteideal aon rud a fháil? Faoi roinnt cúinsí, beidh duine a rinneadh iomarcach dícháilithe ó Shochar Cuardaitheora Poist a fháil ar feadh tréimhse a fhad le 9 seachtaine ón dáta deiridh fostaíochta. Ní bhaineann an dícháiliú seo ach le daoine atá: faoi aois 55 bliain, AGUS a fuair íocaíocht nó atá i dteideal íocaíocht os cionn €50,000 a fháil faoi na hAchtanna um Íocaíochtaí Iomarcaíochta nó faoi chomhaontú lena bhfostóir. Áirítear leis an tsuim seo ollmhéid gach íocaíochta maidir leis an iomarcaíocht, e.g. iomarcaíocht reachtúil, íocaíochtaí breisithe nó ex-gratia a bhaineann le seachtainí seirbhíse, teidlíochtaí pinsin a thiontú ina airgead roimh théarma (más ó chistí fostóra atá siad) agus aon airgead eile a fhaightear faoi chomhaontú leis an bhfostóir. Tréimhse Dhícháilithe Ba cheart a thabhairt faoi deara, cé go bhfuil dícháiliú a chur i bhfeidhm éigeantach, tá fad an dícháilithe lánroghnach agus d'fhéadfadh idir lá amháin agus tréimhse uasta 9 seachtaine a bheith i gceist. Mar seo a leanas atá an neamhaird a chuirtear i bhfeidhm ar fhaighteoirí Sochar Cuardaitheora Poist: Ar ais go barr Cad a tharlaíonn má fhágaim m'fhostaíocht go deonach? Féadtar thú a dhícháiliú ó Shochar Cuardaitheora Poist nó Liúntas Cuardaitheora Poist a fháil ar feadh 9 seachtaine ar a fhad ón dáta a fhágann tú an fhostaíocht má d'fhág tú an fhostaíocht go deonach agus gan údar ceart. Ar ais go barr Cad a tharlaíonn má chaillim m'fhostaíocht mar gheall ar mhí-iompar? D'fhéadfaí thú a dhícháiliú ó SCP nó LCP a fháil ar feadh a fhad le 9 seachtain sa chás gur chaill tú d'fhostaíocht mar gheall ar do mhí-iompar féin. Tá fad an dícháilithe lánroghnach, ach ní féidir leis 9 seachtaine a shárú, áfach. Ar ais go barr An féidir Sochar/Liúntas Cuardaitheora Poist a íoc liom fad atáim ar stailc? Ní féidir. Tá tú dícháilithe ó Shochar Cuardaitheora Poist agus Liúntas Cuardaitheora Poist a fháil d'fhad na stailce. Ar ais go barr An mbronntar Creidmheasanna le haghaidh tréimhsí dícháilithe? Bronntar ranníocaíochtaí creidiúnaithe d'fhad an dícháilithe thuas, faoi réir go sásaíonn tú na coinníollacha go mbíonn tú ar fáil chun obair a dhéanamh agus gur féidir leat obair a dhéanamh. Ar ais go barr Má bhím déanach le m'éileamh a dhéanamh, cén dáta óna n-íocfar mé (Éilimh Dhéanacha)? Féadtar éileamh a shiardhátú a fhad le 6 mhí sa chás gur féidir leis an duine a chruthú chun sásaimh an Oifigigh Bhreithiúnachta nó an Oifigigh Achomhairc gur shásaigh siad na coinníollacha cáilithe i gcaitheamh na tréimhse agus go raibh údar maith ann leis an moill ar an éileamh a dhéanamh. Ar ais go barr Cén cáipéisí a theastaíonn uaim nuair a dhéanaim éileamh? P.45 nó litir ó d'fhostóir Cruthúnas i leith do sheolta Cruthúnas Aitheantais Cárta Seirbhísí Poiblí (CSP), má eisíodh ceann duit nó aitheantas grianghraif, i.e. pas bailí nó ceadúnas bailí tiomána NÓ Aitheantas fótagrafach: Pas Reatha Bailí. Mar rogha air sin, glacfar le Cárta Reatha Náisiúnta Aitheantais le haghaidh Náisiúnaigh an LEE NÓ Ceadúnas Reatha Bailí Tiomána nó Cead Reatha Foghlaimeora agus Ní ghlactar leis na rudaí a leanas mar chruthúnas aitheantais: Leagan Gearr den Teastas Breithe Deimhniú Baiste Billí nó Litreacha Pearsanta Fótachóipeanna de Theastais/Dheimhnithe nó Cáipéisí Cuntais Choigiltis a osclaíodh le déanaí Moltar do dhaoine nach féidir cinneadh a dhéanamh ar aon éileamh go dtí gur cruthaíodh an t-aitheantas. Ar ais go barr Conas a gheobhaidh mé m'íocaíocht? Íoctar Sochar Cuardaitheora Poist agus Liúntas Cuardaitheora Poist gach seachtain i riaráistí in oifig an phoist trí chárta seirbhísí leasa shóisialaigh a úsáid. Ar ais go barr Cad iad na rátaí reatha íocaíochta le haghaidh SCP/LCP? Sochar Cuardaitheora Poist/Liúntas Cuardaitheora Poist – is é an ráta iomlán pearsanta €188.00, is é an ráta do dhuine fásta cáilithe €124.80 agus is é an ráta do leanbh cáilithe €29.80. Is é an leabhrán rátaí SW 19. Sampla de Phá Uasta: Má cháiligh duine amháin i lánúin do ráta pearsanta €188 agus do liúntas do dhuine fásta cáilithe €124.80, bheadh an tsuim uasta á fáil ag an lánúin a d'fhéadfaidís a fháil, e.g. €312.80. Má theastaigh ón mbeirt acu éileamh a dhéanamh ina gceart féin, gheobhadh an duine a raibh páirt á glacadh acu i Sochar Cuardaitheora Poist €188 agus laghdódh Liúntas Cuardaitheora Poist a ráta pearsanta €188 faoi €63.20. Mar sin, gheobhadh an custaiméir Liúntas Cuardaitheora Poist €124.80. Is é an íocaíocht iomlán a dhéantar leis an lánúin €312.80, má ghlactar leis go sásaíonn an bheirt chustaiméirí na coinníollacha go léir a bhaineann le híocaíochtaí Cuardaitheora Poist. Ar ais go barr Cad é an ráta Liúntas Cuardaitheora Poist a bhíonn i gceist do chustaiméirí atá idir 18 agus 25 bliain d'aois? Má tá Sochar Cuardaitheora Poist á éileamh ag duine den lánúin agus má tá Liúntas Cuardaitheora Poist á éileamh ag an duine eile, ní fhéadfaidh an lánúin ach an tsuim uasta a fháil a gheobhadh duine amháin dá ndéanfaidís éileamh don teaghlach. Féach CC 17, Sampla de Phá Uasta. Is é an leabhrán rátaí SW 19. Ar ais go barr Cé chomh fada an féidir liom leanúint le m'íocaíocht a fháil? Féadtar Sochar Cuardaitheora Poist a fháil ar feadh a mhéid le 156/234 lá fostaíochta, ag brath ar na ranníocaíochtaí iomlána a íocadh ó cuireadh tús le fostaíocht. Féadfaidh duine a bhfuil 260 ranníocaíocht nó níos mó íoctha acu cáiliú do 234 lá agus féadfaidh duine a bhfuil níos lú ná 260 ranníocaíocht ar an iomlán íoctha acu cáiliú do 156 lá. Ar ais go barr Má ghlacaim le fostaíocht nó le hoiliúint ar feadh tréimhse ghearr, an gá dom athiarratas a dhéanamh ar m'íocaíocht Chuardaitheora Poist ón tús arís? Oibríonn an Roinn córas mear-rianaithe do chustaiméirí a dhíshíníonn chun tabhairt faoi fhostaíocht nó oiliúint ar feadh tréimhse ghearr (a fhad le 12 sheachtain), ní gá duit athiarratas a dhéanamh ar d'íocaíocht Chuardaitheora Poist nuair a chuirtear deireadh leis an bhfostaíocht nó leis an oiliúint. Cinntíonn an tréimhse fionraí 12 sheachtain go ndéanfar d'íocaíocht a atosú gan mhoill. Tá sé tábhachtach go gcuireann tú d'Ionad Intreo nó d'Oifig Leasa Shóisialaigh ar an eolas roimh ré go bhfuil tú ag glacadh le hobair nó le hoiliúint. Ar ais go barr Cad a tharlaíonn má táim idir 20 agus 25 bliain d'aois (an aois sin san áireamh) agus má tá Liúntas Cuardaitheora Poist á éileamh agam agus má thugaim faoi chúrsa oiliúna Solas? Is é an ráta pearsanta fad a bhíonn tú ag freastal ar an gcúrsa €160 (faoi réir aon mhaoin a d'fhéadfadh bheith i gceist). Má bhí ráta íocaíochta ní b'airde ná €160 á íoc sular thosaigh an cúrsa, íocfar an ráta níos airde sin. Ar ais go barr An gá dom cáin a íoc ar m'íocaíocht Chuardaitheora Poist? Níl Liúntas Cuardaitheora Poist incháinithe. Tá Sochar Cuardaitheora Poist incháinithe. Íocann an Roinn Sochar Cuardaitheora Poist go díreach le faighteoirí gan aon asbhaint a dhéanamh le haghaidh cánach. Féach www.revenue.ie chun teacht ar bhreis faisnéise Ar ais go barr Bhí mé ag oibriú thar lear le roinnt blianta anuas. Tá mé fillte anois go hÉirinn agus tá post á chuardach agam. An féidir liom iarratas a dhéanamh ar íocaíocht Chuardaitheora Poist? Má bhí tú ag oibriú i mBallstát eile an AE, féadtar do chuntas árachais shóisialaigh sa Bhallstát sin a chur san áireamh chun cabhrú leat cáiliú do Shochar Cuardaitheora Poist sa tír seo. Má theastaigh uait do ranníocaíochtaí ó thír eile an AE a chur le chéile chun cáiliú do Shochar Cuardaitheora Poist, is gá go raibh an fhostaíocht dheireanach a bhí agat sa tír seo. Mura gcáilítear thú le haghaidh Sochar Cuardaitheora Poist, d'fhéadfadh go gcáileofaí thú do Liúntas Cuardaitheora Poist. Cuirfidh d'Ionad Intreo nó d'Oifig Áitiúil Leasa Shóisialaigh comhairle ort faoi seo. Ar ais go barr Bhí mé féinfhostaithe le tamall anuas ach níl aon obair agam faoi láthair. An bhfuil aon rud ann is féidir liom a éileamh? Féadfaidh iarratasóirí nach bhfuil na ranníocaíochtaí riachtanacha ÁSPC acu le haghaidh Sochar Cuardaitheora Poist iarratas a dhéanamh ar Liúntas Cuardaitheora Poist. Ar ais go barr Bhí mé ar sos gairme. Níl m'fhostóir in ann mé a ghlacadh ar ais tar éis an tsosa gairme. An bhfuilim i dteideal SCP/LCP a éileamh? Meastar nach bhfuil duine atá ar sos gairme 'dífhostaithe' i rith thréimhse chomhaontaithe an tsosa gairme agus ní bhfaighidh siad SCP/LCP i rith an ama seo. Sa chás gur chríochnaigh tréimhse chomhaontaithe an tsosa gairme agus gur lorg tú chun filleadh ar an obair ach ní féidir leat mar gheall ar easpa folúntais, féadfaidh tú iarratas a dhéanamh ar Shochar/Liúntas Cuardaitheora Poist. Ar ais go barr An gcaitear leis an Domhnach mar lá fostaíochta nó dífhostaíochta? Tá Sochar Cuardaitheora Poist bunaithe ar sheachtain 7 lá. Caitear leis an Domhnach faoi mar a chaitear le lá ar bith eile sa tseachtain, mar lá fostaíochta nó dífhostaíochta, faoi mar is cuí. Ar ais go barr Tá íocaíocht Chuardaitheora Poist á fáil agam faoi láthair. Táim ag smaoineamh ar ghnólacht a bhunú ach an mbeidh mé i dteideal aon íocaíocht a fháil mura bhfaighim dóthain oibre? D'fhéadfá cáiliú d'íocaíocht Chuardaitheora Poist nó Liúntas um Fhilleadh ar Obair, déan teagmháil le d'Ionad Intreo nó d'Oifig Áitiúil Leasa Shóisialaigh. Ar ais go barr An gcáileoidh mé do Liúntas Breosla fad atá SCP/LCP á fháil agam? Tá an Liúntas Breosla Náisiúnta iníoctha d'fhad an tséasúir bhreosla dóibh siúd a bhfuil Liúntas Cuardaitheora Poist á fháil acu ar feadh 15 mhí nó níos mó a chónaíonn leo féin nó nach gcónaíonn ach le cleithiúnaí cáilithe nó le faighteoirí incháilithe eile agus a shásaíonn na coinníollacha don scéim. Tá íocaíocht an Liúntais Náisiúnta Bhreosla teoranta do dhuine amháin an teaghlach. Ar ais go barr Más mian liom mo shochar cuardaitheora poist a aistriú chuig tír eile an AE, cad is gá dom a dhéanamh? Tabhair cuairt ar d'Ionad Intreo nó d'Oifig Áitiúil Leasa Shóisialaigh agus iarr orthu d'íocaíocht a aistriú. Féadfaidh duine a raibh SCP Éireannach á fháil acu ar feadh 4 seachtaine, ar a laghad, an t-éileamh ar SCP a aistriú chuig tír atá cuimsithe ag Rialacháin an CE (Uimh. 883/2004) ar feadh a mhéid le 3 mhí (78 lá) má tá obair á cuardach ag an duine Ní mór duit clárú mar chuardaitheoir poist leis na húdaráis slándála sóisialaí sa tír eile laistigh de 7 lá oibre tar éis go n-imíonn tú ó Éirinn. Ar ais go barr Cár féidir liom teacht ar bhreis faisnéise faoin Scéim Intéirneachta Náisiúnta? Is féidir teacht ar fhaisnéis maidir le JobBridge – an Scéim Intéirneachta Náisiúnta ag leathanach na Scéime Intéirneachta Náisiúnta – Scéim JobBridge. Féadfaidh tú súil a chaitheamh ar na hIntéirneachtaí atá ar fáil, nó a chlárú gur spéis leat intéirneacht(aí) a sholáthar.