http___www.welfare.ie_ga_Pages_Humanitarian-Assistance-Scheme.aspx_1.xml
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If you have been flooded you may be able to get financial help from the Department of Social Protection’s Humanitarian Assistance Scheme. The means-tested scheme provides emergency financial assistance to households who are not able to meet costs for essential needs immediately following flooding. The scheme aims to provide financial support to people who have suffered damage to their home. It is designed to alleviate hardship rather than provide full compensation for damage. Rules If you have been affected by flooding and meet a means test you may be eligible. What is covered by the scheme? Emergency income support payments. Damage to your home and its essential contents, such as: - Carpets - Flooring - Furniture - Household appliances and bedding. Structural damage may also be considered. What is not covered under the scheme? - Commercial and business losses - Losses covered by an insurance policy - Loss or damage to private rented accommodation or local authority accommodation Income test The income test determines your household’s ability to meet the costs of restoring your home to a habitable condition. All household income will be considered. Single people: If you have a gross household income of €30,000 or less you will get 100% of the amount allowable. For each whole €1,000 of household income above €30,000 you will be required to make a 1% contribution to the amount allowable. For example if you are single and have a gross household income of €35,000 you will get 95% of the amount allowable (€5,000 over the income limit of €30,000 = 5% personal contribution towards the loss). Couples: If you are married, in a civil partnership or cohabiting and have a household income of €50,000 or less you will get 100% of the amount allowable. For each whole €1,000 of household income above €50,000 you will be required to make a 1% contribution to the amount allowable. Children: The income limits are increased by €10,000 for each qualified child. One-parent household: The income limits that apply to couples also apply to one-parent households - €50,000 plus €10,000 for each dependent child. Non-dependent adult household members: For each non-dependent adult member of the household 20% of their gross income is added to the household income. For example, a couple with a gross income of €45,000 with a non-dependent adult in the house with an income of €20,000 will receive 100% of the amount allowable as the household income is less than €50,000 (€45,000 + €4,000 People who opted not to insure: If you had no insurance and you do not have reasonable grounds for not having insurance, you will be expected to contribute the first €2,000 toward the amount allowable and your personal contribution will be 2% for each whole €1,000 above the appropriate income level for your household. How much can be paid to individual applicants? Levels of payment will depend on the relative severity of damage experienced and your ability to meet these costs. Where structural work is an issue, the Department may get advice from a loss adjustor. In assessing cases for humanitarian assistance, account will be taken of Exceptional Needs Payments and Urgent Needs Payments already paid out.
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Rialacha Má d’imir tuile tionchar ort agus má chomhlíonann tú tástáil mhaoine, d’fhéadfá a bheith incháilithe. Cad atá cumhdaithe ag an scéim? Íocaíochtaí tacaíochta ioncaim éigeandála. Díobháil a rinneadh do do theach agus an t-inneachar buntábhachtach atá ann, ar nós an mhéid a leanas: - Cairpéid - Urlárach - Troscán - Fearais tí agus cóir leapa. Féadtar breithniú a dhéanamh ar dhíobháil struchtúrach chomh maith. Cad nach bhfuil cumhdaithe ag an scéim? - Caillteanais tráchtála agus ghnó - Caillteanais atá cumhdaithe ag polasaí árachais - Díobháil a rinneadh do chóiríocht phríobháideach ar cíos nó do chóiríocht údaráis áitiúil nó cailleadh na cóiríochta sin Tástáil ioncaim Deimhníonn an tástáil ioncaim cumas do theaghlaigh chun íoc as na costais atá ar bhail inchónaithe a chur ar do theach. Déanfar breithniú ar an ioncam uile teaghlaigh. Daoine singil: Má tá ollioncam teaghlaigh €30,000 nó níos lú agat, gheobhaidh tú 100% den tsuim atá incheadaithe. I dtaobh gach €1,000 iomlán d’ioncam teaghlaigh os cionn €30,000 atá agat, beidh ort ranníocaíocht 1% a dhéanamh leis an tsuim atá incheadaithe. Mar shampla, más duine singil thú agus má tá ollioncam teaghlaigh €35,000 agat, gheobhaidh tú 95% den tsuim atá incheadaithe (€5,000 os cionn na teorann ioncaim €30,000 = 5% den ranníocaíocht phearsanta i dtreo an chaillteanais). Lánúineacha: Má tá tú pósta, i bpáirtnéireacht shibhialta nó ag comhchónaí le duine eile agus má tá ioncam teaghlaigh €50,000 nó níos lú agat, gheobhaidh tú 100% den tsuim atá incheadaithe. I dtaobh gach €1,000 iomlán d’ioncam teaghlaigh os cionn €50,000 atá agat, beidh ort ranníocaíocht 1% a dhéanamh leis an tsuim atá incheadaithe. Leanaí: Méadaítear na teorainneacha ioncaim €10,000 i dtaobh gach linbh cháilithe. Teaghlach aontuismitheora: Baineann na teorainneacha a chuirtear i bhfeidhm i measc lánúineacha le teaghlaigh aontuismitheora chomh maith – €50,000 móide €10,000 i dtaobh gach linbh chleithiúnaigh. Daoine neamhchleithiúnacha fásta muinteartha: I dtaobh gach duine mhuinteartha neamhchleithiúnaigh den teaghlach, suimítear 20% dá n-ollioncam le hioncam an teaghlaigh. Mar shampla, gheobhaidh lánúin ag a bhfuil ollioncam €45,000 lena bhfuil duine fásta neamhchleithiúnach sa teach ag a bhfuil ioncam €20,000 100% den tsuim atá incheadaithe mar gheall gur lú ioncam an teaghlaigh ná €50,000 (€45,000 + €4,000 [€20,000 x 20%] = €49,000). Daoine a roghnaigh gan an teach a chur faoi árachas: Mura raibh aon árachas agat agus mura bhfuil bunúis réasúnta agat gan árachas a bheith agat, beifear ag súil leis go ranníocfaidh tú an chéad €2,000 i dtreo na suime atá incheadaithe agus is ionann a bheidh do ranníocaíocht phearsanta agus 2% i dtaobh gach €1,000 iomlán os cionn an leibhéil ioncaim i gcás do theaghlaigh. Cé mhéid is féidir a íoc le hiarratastóirí aonair? Braithfidh leibhéil íocaíochta ar dhéine choibhneasta na díobhála a rabhthas thíos léi agus ar do chumas chun íoc as na costais seo. Sa chás go bhfuil obair struchtúrach i gceist, féadfaidh an Roinn comhairle a fháil ó choigeartóir caillteanais. Nuair atá measúnú á dhéanamh ar chásanna i dtaobh cabhair dhaonnúil, cuirfear Íocaíochtaí ar Riachtanais Eisceachtúla agus Íocaíochtaí ar Riachtanais Phráinneacha san áireamh a íocadh amach .