https___agefriendlyhomes.ie_ga__C3_A1bhair_deontais-agus-maoiniu_maoiniu-rialtais-chun-tithiocht-shoisialta-a-thogail-do-dhaoine-scothaosta__1.xml
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The Department of Housing, Local Government and Heritage funds the building of housing by Approved Housing Bodies under a number of capital programmes, including the Capital Assistance Scheme. Capital Assistance Scheme (CAS) The Capital Assistance Scheme funds Approved Housing Bodies to provide housing for people with specific categories of need, such as older people, people with disabilities and those experiencing homelessness. Full details of the scheme are available from your local authorities, which are responsible for its administration. You can also contact your Age Friendly Technical Advisor for more information. The Health Services Executive also provides support for some housing, particularly those involving people with disabilities or older people. Contributions can also be made to the cost of providing ‘communal facilities’, such as a meeting room or shared dining space. Using the Capital Assistance Scheme, the Approved Housing Bodies, working with local authorities, provide Supported/Independent Housing Schemes for older people, either by building new housing, buying or adapting homes. The aim is to deliver well-designed homes in a suitable location, close to services. There are different models of Supported/Independent housing, ranging from housing with low level of supports to those with a high level of care and supports. More information on the different models of supported or independent housing can be found on the Supported / Independent housing section of this website. Accommodation can be grouped, individual self-contained homes, or may be shared housing, with or without shared communal facilities. Capital Advanced Leasing Facility (CALF) CALF is a loan facility, which is exclusively available to Approved Housing Bodies (AHB’s) to assist them in accessing private or Housing Finance Agency (HFA) finance for the acquisition, construction or refurbishment of units that will then be made available for social housing purposes where the ongoing funding is provided through the Social Housing Current Expenditure Programme (SHCEP). Essentially, the facility works by providing AHB’s, where funding is approved, with a small capital advance in the form of a loan that is made available by the Department of Housing, Local Government & Heritage through local authorities. This loan facility is a contract debt between the local authority and the AHB. This loan facility is only available as part of a project where the AHB makes the homes available under a Payment & Availability (P&A) agreement to nominees of the housing authority for a set period of time. Repayments on the CALF loan are not required during the term of the P&A agreement but the amount, plus interest, remains outstanding at the end of the agreement. The purpose of this is to ensure that the capital advance should assist AHB’s in securing all of the necessary finance to deliver homes and make projects more viable for AHB’s from liquidity or cash flow perspective, particularly in the initial years. Payment and Availability Agreement (P&A) Payment and Availability agreements (P&A) are key agreements that underpin all leasing arrangements for AHB’s. This agreement and sets out detailed terms and conditions between the local authority and the AHB and provides evidence to potential funders of an income stream that may assist with access to finance. Under a P&A agreement, the AHB makes a property available to the Housing Authority for social housing for a set period of up to 30 years. The local authority will agree to pay the Approved Housing Body a percentage of the market rent. Under the P&A Agreement the AHBs agree to: - make the properties available for social housing purposes for a term of up to 30 years, - manage and maintain the units in a condition suitable for letting, - be the landlord to the occupying tenants - accept the nomination of tenants from the local authority which has 100% nomination rights. Local authorities agree to: - pay an ‘availability payment’ to the AHB, - liaise with the AHB regarding nominations, - monitor compliance with the Availability Agreement during the term of same, - pay the AHB on a monthly/quarterly basis. This money is recouped from DHLGH. - In the case of a purchase using Capital Advance Leasing Facility (CALF) and Payment and Availability Agreement (P&A) the AHB will be eligible for up to 92% of the Market rent with apartments eligible for up to 95% (where there is a service charge on the property) of the market rent. This payment is dependent on continued occupancy for the period of the Agreement. The tenant pays differential rent (rent based on household income) to the AHB based on the relevant local authority’s differential rent scheme. Useful Links
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Maoiníonn an Roinn Tithíochta, Rialtais Áitiúil agus Oidhreachta tógáil tithíochta ag Comhlachtaí Tithíochta Ceadaithe faoi roinnt clár caipitil, lena n-áirítear an Scéim Cúnaimh Chaipitil. Scéim Cúnaimh Caipitil (CAS) Maoiníonn an Scéim Cúnaimh Caipitil Comhlachtaí Tithíochta Ceadaithe chun tithíocht a sholáthar do dhaoine a bhfuil catagóirí sainiúla riachtanas acu, mar shampla daoine scothaosta, daoine faoi mhíchumas agus iad siúd atá gan dídean. Tá sonraí iomlána na scéime ar fáil ó d’údaráis áitiúla, atá freagrach as riar na scéime. Féadfaidh tú teagmháil a dhéanamh freisin le do Chomhairleoir Teicniúil Aoisbhá chun tuilleadh faisnéise a fháil. Soláthraíonn Feidhmeannacht na Seirbhísí Sláinte tacaíocht do roinnt tithíochta, go háirithe iad siúd a bhaineann le daoine faoi mhíchumas nó daoine scothaosta. Is féidir ranníocaíochtaí a dhéanamh freisin leis an gcostas a bhaineann le ‘saoráidí comhchoiteanna’ a sholáthar, mar shampla seomra cruinnithe nó spás bia roinnte. Ag baint úsáide as an Scéim Cúnaimh Caipitil, soláthraíonn na Comhlachtaí Tithíochta Ceadaithe, ag obair le húdaráis áitiúla, Scéimeanna Tithíochta Tacaithe / Neamhspleách do dhaoine aosta, trí thithíocht nua a thógáil, tithe a cheannach nó a oiriúnú. Is í an aidhm tithe dea-dheartha a sheachadadh in áit oiriúnach, gar do sheirbhísí. Tá samhlacha éagsúla de thithíocht Tacaithe/Neamhspleách ann, idir thithíocht le leibhéal íseal tacaíochtaí agus tithíocht a bhfuil leibhéal ard cúraim agus tacaíochtaí acu. Is féidir tuilleadh faisnéise faoi na samhlacha éagsúla de thithíocht tacaithe nó neamhspleách a fháil sa chuid a bhaineann le Tithíocht Tacaithe / Neamhspleách ar an láithreán gréasáin seo. Is féidir cóiríocht a bheith i ngrúpaí, glanscartha, comhroinnte nó le saoráidí comhchoiteanna nó gan iad. Ard-saoráid Léasúcháin Caipitil (CALF) Is saoráid iasachta í CALF, atá ar fáil go heisiach do Chomhlachtaí Tithíochta Ceadaithe (AHBanna) chun cabhrú leo rochtain a fháil ar mhaoiniú príobháideach nó ón nGníomhaireacht Airgeadais Tithíochta (HFA) chun aonaid a fháil, a thógáil nó a athchóiriú a chuirfear ar fáil ansin chun críocha tithíochta sóisialta áit a gcuirtear an maoiniú leanúnach ar fáil tríd an gClár Caiteachais Reatha don Tithíocht Shóisialta (SHCEP). Go bunúsach, oibríonn an tsaoráid trí airleacan caipitil beag a sholáthar do AHBanna, nuair a cheadaítear maoiniú, i bhfoirm iasachta a chuireann an Roinn Tithíochta, Rialtais Áitiúil & Oidhreachta ar fáil trí údaráis áitiúla. Is fiach conartha é an tsaoráid iasachta seo idir an t-údarás áitiúil agus an AHB. Níl an tsaoráid iasachta seo ar fáil ach amháin mar chuid de thionscadal ina gcuireann an AHB na tithe ar fáil faoi chomhaontú Íocaíochta & Infhaighteachta (P&A) d’ainmnithigh an údaráis tithíochta ar feadh tréimhse shocraithe ama. Ní gá aisíocaíochtaí ar iasacht CALF a aisíoc le linn théarma an chomhaontaithe P&A ach tá an méid, móide ús, fós gan íoc ag deireadh an chomhaontaithe. Is é an aidhm atá leis seo a chinntiú gur cheart don airleacan caipitil cuidiú le AHBanna an maoiniú riachtanach go léir a fháil chun tithe a sheachadadh agus tionscadail a dhéanamh níos inmharthana do AHBanna ó thaobh leachtachta nó sreabhadh airgid de, go háirithe sna blianta tosaigh. Comhaontú Íocaíochta agus Infhaighteachta (P&A) Is comhaontuithe lárnacha iad comhaontuithe Íocaíochta agus Infhaighteachta (P&A) a thacaíonn le gach socrú léasúcháin do AHBanna. Leis an gcomhaontú seo leagtar amach téarmaí agus coinníollacha mionsonraithe idir an t-údarás áitiúil agus an AHB agus soláthraíonn sé fianaise do mhaoinitheoirí ionchasacha maidir le sruth ioncaim a d’fhéadfadh cabhrú le rochtain ar airgeadas. Faoi chomhaontú P&A, cuireann an AHB maoin ar fáil don Údarás Tithíochta le haghaidh tithíochta sóisialta ar feadh tréimhse socraithe suas le 30 bliain. Aontóidh an t-údarás áitiúil céatadán den chíos margaidh a íoc leis an gComhlacht Tithíochta Ceadaithe. Faoin gComhaontú P&A aontaíonn na AHBanna: - • na réadmhaoine a chur ar fáil chun críocha tithíochta sóisialta ar feadh téarma suas le 30 bliain, - • na haonaid a bhainistiú agus a chothabháil i riocht atá oiriúnach le ligean, - • a bheith mar thiarna talún do na tionóntaí atá ina gcónaí sna tithe, - • glacadh le hainmniú tionóntaí ón údarás áitiúil a bhfuil cearta ainmniúcháin 100% aige. Aontaíonn údaráis áitiúla: - • ‘íocaíocht infhaighteachta’ a íoc leis an AHB, - • idirchaidreamh a dhéanamh leis an AHB maidir le hainmniúcháin, - • monatóireacht a dhéanamh ar chomhlíonadh an Chomhaontaithe Infhaighteachta le linn an téarma céanna, - • an AHB a íoc ar bhonn míosúil/ráithiúil. Faightear an t-airgead seo ar ais ó DHLGH. - • I gcás ceannaigh ag baint úsáide as an Ard-Saoráid Leasúcháin Caipitil (CALF) agus an Comhaontú Íocaíochta agus Infhaighteachta (P&A) beidh an AHB incháilithe do suas le 92% den chíos Margaidh le hárasáin incháilithe le haghaidh suas le 95% (i gcás go bhfuil táille sheirbhíse ar an maoin) den chíos margaidh. Tá an íocaíocht seo ag brath ar áitíocht leanúnach ar feadh thréimhse an Chomhaontaithe. Íocann an tionónta cíos difreálach (cíos bunaithe ar ioncam teaghlaigh) leis an AHB bunaithe ar scéim difreálach cíosa an údaráis áitiúil. Naisc Úsáideacha