http___www.welfare.ie_ga_Pages_4096_What-is-the-means-test.aspx_1.xml
1.1 1.2 2.1 2.2 2.3 2.4 2.5 3.1 4.1 5.1 6.1 7.1 8.1 9.1 10.1 11.1 12.1 13.1 13.2 14.1 15.1 16.1 16.2 17.1 18.1 19.1 20.1 21.1 21.2 21.3 22.1 23.1 24.1 25.1 25.2 26.1 26.2 26.3 27.1 28.1 29.1
A means test is a way of checking if you have enough means to support yourself and what amount of payment, if any, you may qualify for. Your means are any income belonging to you or your spouse, civil partner or cohabitant and property (except your own home) or an asset that could provide you with an income. To carry out a means test, a Social Welfare Inspector will ask you for details of your means. The Inspector will do this at your local Social Welfare Office or may call to you at your home. They may also ask you to produce documents such as, accounts or bank statements. Please give details of all your means when completing your application form. A Deciding Officer makes a decision on your entitlement to Carer's Allowance based on the means test. What counts as means? Your means are any income belonging to you or your spouse, civil partner or cohabitant, property (except your own home) or an asset that could bring in money or provide you with an income, for example occupational pensions or pensions or benefits from another country. The first €7.60 of means assessed will not affect your payment, but for every extra €2.50 means you have, your weekly payment will be reduced by €2.50. Note We also take into account the total amount of any social security payment made to you from another country. Investments and savings When working out your means from savings and investments, also known as capital, we add together the following items and use a special formula: - the cash value of investments and property (except your home), - money in any savings account or current account, and - cash-in-hand. If you are married, in a civil partnership or cohabiting with another person, we will assess you based on half of the combined means assessed. See examples below. Disregarding certain earnings Single carer If you are married or living with another person as husband and wife, we will assess you based on half of the combined capital held by both of you. See examples below. Disregarding certain earnings Single carer We will not take into account the first €332.50 of your weekly income when assessing your means. Example 1: The first €7.60 of weekly means assessed is disregarded. So, in this example, the carer would receive a full Carer's Allowance of €204.00 a week. These rates ar based on current (September 2014) rates. Married, in a civil partnership or cohabiting carer We will not take into account the first €665.00 of your combined weekly income when assessing your means. Example 2: A carer aged under 66 has weekly earnings of €105 and their spouse, civil partner or cohabitant has gross earnings from employment of €650 a week. The couple have 3 dependent children. We would work out their means by adding the income of the carer and their spouse's, civil partner's or cohabitant's weekly earnings after PRSI, union dues and superannuation are taken away. We may also make an allowance for travel expenses. We do not take into account the amount of income tax paid. These figures are based on current (September 2014) rates. Note: The above amounts apply to any of you or your spouse's, civil partner's or cohabitant's income, including earnings from employment, an occupational pension, capital or savings.
1.1 1.2 2.1 2.2 2.3 2.4 2.5 3.1 4.1 5.1 6.1 7.1 8.1 9.1 10.1 11.1 12.1 13.1 14.1 15.1 16.1 17.1 18.1 18.2 18.3 19.1 20.1 21.1 22.1 22.2 23.1 23.2 23.3 24.1 25.1 26.1
Is slí í an tástáil acmhainne lena fháil amach an bhfuil do dhóthain acmhainne agat chun soláthar a dhéanamh duit féin agus lena shocrú cé mhéid íocaíochta, más ann di, dá bhféadfaidh tú cáiliú. Is í d’acmhainn ná aon ioncam ar leat é nó ar le do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir é agus maoin (seachas do bhaile cónaithe féin) nó sócmhainn a d’fhéadfadh ioncam a chur ar fáil duit. Chun tástáil acmhainne a dhéanamh, iarrfaidh Cigire Leasa Shóisialaigh sonraí de d’acmhainn ort. Déanfaidh an Cigire é seo ag d’Oifig Leasa Shóisialaigh áitiúil nó is féidir go mbuailfidh an Cigire isteach chugat i do bhaile cónaithe. Is féidir freisin go n-iarrfaidh an Cigire ort cáipéisí mar chuntais nó ráitis bhainc a thabhairt ar aird. Tabhair na sonraí de d’acmhainn uile nuair a líonfaidh tú d’fhoirm iarratais, le do thoil. Is de bhun na tástála acmhainne a dhéanfaidh Oifigeach Breithiúnachta cinneadh faoi do theidlíocht ar phinsean. Cad a áirítear mar acmhainn? Is í d’acmhainn ná aon ioncam ar leat é nó ar le do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir é, maoin (seachas do bhaile cónaithe féin) nó sócmhainn a d’fhéadfadh airgead a shaothrú nó a d’fhéadfadh ioncam a chur ar fáil duit, mar shampla pinsin cheirde nó pinsin nó sochair ó thír eile. Ní rachaidh an chéad €7.60 den acmhainn a mheasúnaítear isteach ar d’íocaíocht, ach laghdófar d’íocaíocht sheachtainiúil de €2.50 in aghaidh gach €2.50 breise d’acmhainn atá agat. Nóta Cuirfimid san áireamh freisin méid iomlán aon íocaíochta slándála sóisialaí a thagann chugat ó thír eile. Infheistíochtaí agus coigilteas Agus do chuid acmhainne ó choigilteas agus ó infheistíochtaí, ar a dtugtar caipiteal freisin, á ríomh againn, suimímid na nithe seo a leanas agus bainimid feidhm as foirmle ar leith: - luach airgid thirim infheistíochtaí agus maoine (seachas do bhaile cónaithe), - airgead in aon chuntas coigiltis nó aon chuntas reatha, agus - airgead ar láimh. Má tá tú pósta, i bpáirtnéireacht shibhialta nó ag comhchónaí le duine eile, measúnóimid an acmhainn de bhun leath na hacmhainne measúnaithe atá ag an mbeirt agaibh le chéile. Neamhaird ar thuilleamh áirithe Cúramóir singil Ní áireomid an chéad €332.50 de d’ioncam seachtainiúil agus d’acmhainn á measúnú againn. Sampla 1: Tugtar neamhaird ar an gcéad €7.60 d’acmhainn sheachtainiúil. Mar sin, sa sampla seo, thabharfaí Liúntas Cúramóra iomlán €204.00 sa tseachtain don chúramóir. Bunaítear an t-áireamh seo ar na rátaí reatha (Meán Fómhair 2014). Cúramóir atá pósta, i bpáirtnéireacht shibhialta nó ag maireachtáil i bhfochair a chéile Ní áireoimid an chéad €665.00 den ioncam seachtainiúil atá agaibh le chéile san áireamh agus an acmhainn á measúnú againn. Sampla 2: Tá tuilleamh seachtainiúil €105 ag cúramóir atá faoi bhun 66 bliana d’aois agus tá olltuilleamh €650 sa tseachtain as fostaíocht ag a c(h)éile, a p(h)áirtnéir sibhialta nó a c(h)omhchónaitheoir. Tá triúr leanaí cleithiúnacha ag an lánúin. Ríomhfaimis a n-acmhainn trí ioncam an chúramóra agus tuilleamh seachtainiúil a c(h)éile, a p(h)áirtnéara shibhialta nó a c(h)omhchónaitheora tar éis d’ÁSPC, dleachtanna ceardchumainn agus aoisliúntas a bheith bainte as, a shuimiú. D’fhéadfaimis costais taistil a chur san áireamh freisin. Ní chuirimid méid na cánach ioncaim a íoctar san áireamh. Bunaítear an t-áireamh seo ar na rátaí reatha (Meán Fómhair 2014). Nóta Baineann na méideanna thuas le cibé ioncam atá agat féin nó ag do chéile, do pháirtnéir sibhialta nó do comchónaitheoir, lena n-áirítear tuilleamh as fostaíocht, pinsean ceirde, caipiteal nó coigilteas.