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These terms and conditions outline the rules and regulations for the use of Forex Learners Academy Website. By accessing this website we assume you accept these terms and conditions. Do not continue to use Forex Learners Academy website if you do not agree to take all of the terms and conditions stated on this page. The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person logging on to this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same. PLEASE READ THIS AGREEMENT CAREFULLY. IT IS A LEGAL AGREEMENT (“AGREEMENT”) BETWEEN YOU AND THE COMPANY, AND GOVERNS YOUR ACCESS TO AND USE OF THIS WEBSITE AND THE PRODUCTS, SERVICES, MATERIALS, COURSES, AND ASSESSMENT (REFERRED TO HEREIN AS “PRODUCTS AND/OR SERVICES”) OFFERED ON THIS WEBSITE. BY ACCESSING OR USING THIS WEBSITE OR BY ORDERING THE PRODUCTS AND SERVICES OFFERED HERE, YOU AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT. GETTING STARTED By purchasing any Program or Services or registering for an account, course, or enquiry with or through this Site, you are legally bound to the following terms and conditions. Prices, terms and offerings on the Sites are subject to change at any time without notice. ELIGIBILITY There are specific eligibility criteria for each of the program or services. Learners are supposed to check and join only if they fit the eligibility criteria. YOUR ACCOUNT In creating an account with Forex Learners Academy (“Account”), you will be required to provide certain information. When establishing your Account, you agree to: 3.1 Provide complete and accurate information to the Company and to permit the Company to store and use your registration data for use in maintaining your account and as provided in the Privacy Policy. 3.2 You agree to protect your username and password, as well as any access codes and product codes provided by the Company, and not share them with others or permit any unauthorized use of the Products and Services. 3.3 You certify and represent that you will be the person using the Products and Services for which you have registered and that any attestations which you are required to complete in connection with the foregoing will be completed only by you. 3.4 Purchases made under your account are not refundable and non-transferable. The Company and its partners need to use and store your data in order to provide the Products and Services and related material to you. You understand that the data that the Company collects from you or you provide in your Accounts and when using the Products and Services is stored on systems and data storage operating in various countries. In providing any data in respect to the Products and Services, you agree to the transfer of your data to the Company and its partners, and the processing and storage of your data by the Company and its partners in various countries. If you do not agree to the transfer and storage of your data, do not use the Company’s Products and Services. ASSIGNMENTS and EVALUATIONS Some learners are sponsored by an employer (“Sponsoring Institution)”. Forex Learners Academy may need to share such learners assignments/evaluations or a snapshot from the program with your Sponsoring Institution. You authorize Forex Learners Academy to share assignments/evaluations or a snapshot from the program with your Sponsoring Institution. You understand and agree that, if you behave in an unacceptable or offensive manner then Forex Learners Academy reserves the right to immediately stop your program access and report your behaviour to your Sponsoring Institution. Unacceptable behaviour includes, but is not limited to, behaviour that amounts to cheating or is offensive, vulgar, criminal, obscene or otherwise unprofessional or inappropriate. Forex Learners Academy reserves the right to disqualify any Forex Learners Academy assessment for any of the foregoing, or if Forex Learners Academy identifies any suspicious behaviour, cheating, or test misconduct during the program. PRODUCT AND SERVICES TERMS PURCHASING OPTIONS; PAYMENTS These Terms and Conditions apply to all purchases unless specifically modified by contract agreement. Most products and services are sold on a direct to consumer basis. Full payment is typically made at the time of sale. 5.1 Purchasing Options Program Fees : The program fees mentioned on the website is the final price at which a learner may purchase any program. The company at its discretion would revise the listed price on the website without any notice. The company might also provide other purchasing options to its learners. Scholarships. Periodically, the Company offers scholarships that, if availed at the time of purchase, will be immediately reflected in the purchase price. Most scholarships are offered with specific terms and conditions, including eligibility conditions, so Learners are advised to reviews these terms and conditions in advance of purchase. Please note that scholarships are not stackable – only one scholarship can be applied to an order and that, after the initial purchase, adjustments to the purchase price for scholarships will only be honoured if presented to Customer Service within 28 days of the original purchase. Corporate Discounts. Corporate pricing for products and services may be available for certain business accounts. Please contact a Sales Associate for more details. Corporate discounts and credits may not be combined with other offers and are not transferable. Additional restrictions may apply. In order for a corporate discount to apply, the person making the purchase must be employed by the corporate entity, and have proof of employment, on the date of the purchase. A corporate discount presented within 28 days of the initial purchase will be honoured provided that the employment requirements are satisfied. Bulk Purchases. Bulk purchases may be available for certain business accounts. Please contact a Sales Associate for more details. Batch Transfer : The company allows its registered learners for batch transfer to the immediate next batch for the same program without any charges. However for any further batch transfers or to transfers beyond the next immediate batch; the learner would incur the following charges along with any additional applicable taxes: Revised Program Fees : In the event of program fees revision, the learner has to pay the differential fees, if any, under the following scenarios – – Batch transfer is not to the immediate next batch for the same program. – More than 1 batch transfers availed Also, any scholarship or company/bulk discount extended earlier will be revoked and the differential fee would need to be paid. 5.2 Payment Options Credit and Debit Card payments : The Company accepts all major credit and debit card types: American Express, Visa, and MasterCard. All such payments are made through payment gateways. A non-refundable convenience fee is charged by the payment gateway to the learner and this amount is charged for all card payments. Forex Learners Academy does not charge the fee or receive any part of the fee. This convenience fee is paid in full to and retained by the payment gateway. Direct Transfers : Additional forms of payment through direct transfer to company account are accepted for paid in full and also for installment orders . You can connect with your Master’s Guide to get the company bank details for direct transfer. If for any reason payment is incomplete or untimely (returned transfer, declined credit card, etc.), your account will be placed on hold and you will be unable to access or complete any online material, quizzes or assignments until full payment of the then due amount, plus any fees, is received, processed and approved. The Company has the right to reject any order and/or to limit quantities on any order, for any reason at its sole discretion. Installment Plans : For some products ,services and markets, the Company offers installment payment plans. Please note our “Not in Good Standing” status. Forex Learners Academy offers Learners the opportunity to purchase its products and services using a payment plan. The payment plan option is a privilege and not a right. If you have an outstanding balance on a payment plan, you are required to make timely payments pursuant to your payment plan agreement even if you have completed your program or have stopped using the products or services. All learners who do not pay their installment fees by the due date will incur a late payment fee of $10 for each due date. If you don’t pay your fees within 15 days of your due date, Forex Learners Academy may place a block on your Forex Learners Academy LMS account. This means you won’t be able to access various Forex Learners Academy services, including library, and other services. You’ll also be unable to see your exam results, request academic records (transcripts) or graduate. We’ll notify you in writing if this happens. Once we’ve received your payment, we’ll restore your access to services. This can take around two working days if payment is made by payment gateway but up to five working days for wire transfer. If your access is not restored within that time, contact info@forexlearnersacademy.com If you don’t pay your fees within 45 days of your due date, Forex Learners Academy may cancel your admission and your Forex Learners Academy LMS account would be permanently disabled. This means that you would need to make fresh admission application and re-join the program as a new learner by paying the complete applicable fees. Any fees paid earlier shall remain forfeited. We’ll notify you in writing if this happens. Without waiving any of our rights set forth, if you fail to make a payment on time, we have the right to put you in a “Not in Good Standing” status and to suspend your access to our products and services. Forex Learners Academy reserve the right to report to concerned third parties, including employers, Learners who inquire about you, your school, credit bureaus, or any regulatory or licensing body of your Not in Good Standing status. Exchange Rates and/or Bank Charges : All learners are expected to meet their program fee costs at the dollar or Sterling (£) value regardless of any changes in exchange rates or devaluation in your home currency. In all bank transfers undertaken by a learner, the learner should accept full responsibility for whatever dollar or Sterling (£) equivalent obtained by Forex Learners Academy bank and must settle personally any shortfall that may arise from the transaction. This includes any charges made by the Bank for processing the transaction. In no circumstances is Forex Learners Academy liable for any differences arising from foreign currency payments. You may, of course, find any changes in the exchange rate that works in your favour. REFUND OF FEES No refund is made. Additional Support Material The company may provide additional support material for the benefit of its learners. This would be over and above the material provided on Forex Learners Academy LMS. Forex Learners Academy may choose to provide such services free or cost. It’s not mandatory for learners to avail such additional support material provided by Forex Learners Academy and any such decision would be purely on the learner. Any such support material not limited to subscriptions to external library, e-books or any other material is purely at the discretion of the company and no way can be constituted as a right of the learner. The Program Fees paid by the learner doesn’t include any additional support material and is limited to the support available on Forex Learners Academy LMS. Under no circumstance would Forex Learners Academy be held responsible for any deficiency of the services on the part of the service providers of such additional support services. In the event of any complaints, queries or suggestions; learners have to directly connect with such services providers. GENERAL TERMS COOKIES We employ the use of cookies. By accessing the Forex Learners Academy website, you agreed to use cookies in agreement with the Forex Learners Academy Privacy Policy. Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies. HYPERLINKING TO OUR CONTENT The following organizations may link to our Website without prior written approval: - Government agencies; - Search engines; - News organizations; - Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and - System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site. These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site. We may consider and approve other link requests from the following types of organizations: - commonly-known consumer and/or business information sources; - dot.com community sites; - associations or other groups representing charities; - online directory distributors; - internet portals; - accounting, law and consulting firms; and - educational institutions and trade associations. We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavourably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Forex Learners Academy and (d) the link is in the context of general resource information. These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site. If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Forex Learners Academy. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response. Approved organizations may hyperlink to our Website as follows: - By use of our corporate name; or - By use of the uniform resource locator being linked to; or - By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site. No use of Forex Learners Academy logo or other artwork will be allowed for linking absent a trademark license agreement. IFRAMES Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website. RESERVATION OF RIGHTS We reserve the right to request that you remove all links or any particular link to our Website. You accept to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions. REMOVAL OF LINKS FROM OUR WEBSITE If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly. We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date. CONFIDENTIALITY except as permitted by this Agreement, the Company’s Privacy Policy posted on this Site and any opt-in elections you have made, no Company employees, committees or panels shall divulge confidential information about you without your express written consent, except that certification status, once earned, will be made available to the public as required by the Company’s accreditor or state law. Confidential information consists of your application status, your raw certification examination scores, your phone number(s), your email address(es), and your residential address(es). You acknowledge and agree that the Company may de-identify and aggregate your learning data, as kept within its online products, your examination scores and your product usage data with the same data of others and to use that aggregated data as the Company deems appropriate. You acknowledge and agree that your certification status is not confidential information and that the Company may disclose your current certification status, including expiration dates, to third parties. Please reference the Privacy Policy on this Site for more information about the protection and use of data. NON DISCRIMINATION POLICY Forex Learners Academy do not discriminate against any individual because of age, disability, gender, national origin, race, religion, sexual orientation, veteran status or any other protected class. Forex Learners Academy endorses and adheres to the principles of equal opportunity. LICENSE TERMS Products and services made available to you by the Company are licensed, and not sold, to you, subject to the terms of this Agreement and your timely payment of any fees due and payable by you to the Company. Your license to use Company’s products and services is subject to your prior acceptance of this Agreement and you agree that these terms will apply to each Company’s product and service, including any updates or enhancements thereto. You are not authorized to assign or transfer this license or your access code, username, or password to any other person or entity. Other than the rights granted to you in this Agreement, the Company grants you no other rights. You agree not to copy, modify, rent, lease, loan, sublicense, sell, distribute, disassemble, decompile, reverse engineer, or create any derivative works or translations of or based on the Company’s products and services (except as and only to the extent that the foregoing restrictions is not permitted under applicable law or to the extent permitted by the license terms of any open-source components included with the Company’s products and services). You agree to use the Company’s products and services only as permitted under this Agreement and any terms delivered with the Company’s products and services. Any violation of these terms may subject you to civil and criminal penalties, prosecution, monetary damages, and the immediate termination of your license to use the Company’s products and services. If the Company reasonably suspects that you have violated this Agreement, or if you have not paid the fees that are due and payable by you to the Company, then, without notice to you, the Company may terminate this Agreement, the license, and your Account and deny you further access to the Company’s products and services. Upon termination of this license, you shall cease all use of the Company’s products and services and remain liable for paying all amounts that may be due and payable by you to the Company. The Company reserves the right to modify, suspend, remove, or disable access to any Company products or services at any time without notice and in no event will the Company be liable for making any such changes. INTELLECTUAL PROPERTY 15.1 You understand and agree that the Company’s products and services constitute intellectual property and proprietary material that is owned by the Company, its affiliates, or its licensors and is protected under intellectual property laws in India and other countries, which includes, but is not limited to, copyright. All rights not expressly granted to you under this Agreement are reserved by the Company and its licensors. The Company names and acronyms, including Forex Learners Academy and other Company trademarks, service marks, graphics, and logos used in connection with the Company’s products and services are trademarks or registered trademarks of the Company. Other trademarks, service marks, graphics, and logos used in connection with the Company’s products and services may be the trademarks of their respective owners. The Company and its licensors do not grant to you any right or license in connection with any of the foregoing trademarks, service marks, graphics, or logos. 15.2 You agree to abide by all copyright notices and restrictions contained on this or any website of the Company, on the Company’s products and services and in accordance with this Agreement. You may not copy, distribute, enter into a database, display, perform, create derivative works, translate, or transmit any content contained in the Company’s products or services, except that you may download one copy of any Company materials accessible online so long as you comply with the terms of this Agreement. All Company products and services are provided for your own personal, non-commercial use. You may not alter the text or remove any trademark or other notice displayed on the Company’s products or services. All rights are reserved. The Company’s logos, trademarks, and service marks (together, “Marks”), are owned by the Company. You may not use the Marks without the prior written approval of the Company. NO RESALE The Company’s products and services are not provided for redistribution or resale under this Agreement. COMPLIANCE WITH LAWS; EXPORT You agree to comply with all applicable federal, state, and local laws, including without limitation, all applicable laws in the jurisdiction where you reside, in your use of the Company’s products or services. USE OF LINKS The Company may include material from third parties or include links to third party websites in its products and services. Such material is provided as a convenience to you and the Company assumes no liability or responsibility for such third-party materials or websites. Please note that these third-party websites may have privacy policies that differ from those of the Company and the Company encourages you to carefully read those policies. The Company’s Privacy Policy applies only to information collected by this or other Company websites. DISCLAIMER OF WARRANTIES THE COMPANY’S PRODUCTS AND SERVICES ARE PROVIDED TO YOU “AS IS” AND “AS AVAILABLE”, WITHOUT WARRANTY OF ANY KIND, AND THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES WITH RESPECT TO ALL PRODUCTS AND SERVICES, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SATISFACTORY QUALITY OR TITLE, QUIET ENJOYMENT, AND NON-INFRINGEMENT. No oral or written statement by any Company employee or representative shall create a warranty or modify this section. Certain jurisdictions do not permit the exclusion of implied warranties, so the forgoing exclusion may not apply to you. YOU EXPRESSLY AGREE THAT your use of or your inability to use, the Company’s products or services is at your sole risk. The Company does not warrant for the accuracy or completeness of any information, text, graphic, links or other items contained within the Company’s products or services or for any errors, omissions, or any outcomes related to your use of the Company’s products and services. The Company takes precautions to protect itself against, but makes no warranties respecting, any harm that may be caused by the transmission of a computer virus, worm or other system or network infection or attack. The Company does not guarantee that your use of the Company’s products or services will be error-free or uninterrupted. You and those with whom you work or provide advice should always review the latest instructions and recommendations, as the instructions and recommendations may have changed since the release of the Company product. YOU EXPRESSLY AGREE that the Company is not responsible for harm that may arise from the use or misuse of any product by you or any person to whom you provide advice or instruction. DISCLAIMER: NO PROVISION OF PROFESSIONAL ADVICE; NO GUARANTEE The Company, its licensors and contributors are not engaged in rendering legal or other professional advice or services and the content of the Company’s products or services or its websites and marketing materials are not intended to take the place of such advice. If such advice or other expert assistance is required, the service of a competent professional should be sought. The Company does not endorse, sponsor or guarantee any of the information of others, including advertisers, providers or partners, that may be accessible or made available on its websites or in its marketing materials or posted by any users who are not officers, directors, employees, representatives or agents of the Company. The Company does not guarantee that the use of any of study or preparation materials or tools guarantees success on the certification exam, assignments/projects or of future employment. DISCLAIMER: NO ENDORSEMENT OR AFFILIATION Without limiting the forgoing, the Company makes no representations or warranties and assumes no liability regarding the background, suitability or qualifications of who may enrol for the programs , whether as providers (independent contractors who serve as instructors or trainers, staff of the facility or other non-employees of the Company) or as recipients of the Company’s products or services. Participants are solely responsible for making their own inquiries regarding the suitability of such individuals. Limitation of Liability IN NO EVENT WILL THE COMPANY, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, PRINCIPALS, OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO, LOST PROFITS, LOSS OF DATA, OR BUSINESS DISRUPTION, ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT OR YOUR USE OF THE PRODUCTS AND SERVICES, INCLUDING WITHOUT LIMITATION SERVICES, INCLUDING BUT NOT LIMITED TO, ANY ERRORS OR OMISSIONS IN ANY MATERIALS OR ANY LOSS OR DAMAGE OF ANY KIND, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGE. CERTAIN JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CONSEQUENTIAL OR INCIDENTAL DAMAGES, AND IN SUCH JURISDICTIONS, THE COMPANY’S LIABILITY SHALL BE LIMITED TO THE EXTENT PERMITTED BY APPLICABLE LAW. In no event shall the Company’s total liability to you for all damages exceed the amount of one hundred dollars ($100.00). The foregoing limitations will apply even if the above stated remedy fails its essential purpose. INDEMNIFICATION By using the Company’s products and services and this Site, you accept this Agreement and you agree that you will indemnify and hold the Company and its parent companies and affiliated entities, its and their respective directors, officers, employees, agents, contractors, principals, and its licensors and suppliers and their respective parent companies, affiliated entities, directors, officers, employees and agents harmless in connection with any claim arising out of your breach of the terms of this Agreement, your use of the Company’s products and services, or any action taken by the Company to protect its intellectual property, including, but not limited to, suspension or termination of your access to the Company’s products and services. CHILDREN We recognize the importance of protecting the privacy and safety of children. Our Services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are under 13, do not use the Services and do not send any information about yourself to us. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. BREACH OF THESE TERMS If you violate any of these Terms, the Company reserves the right to terminate or suspend, in whole or in part, without notice, your access to our Sites, Services and Content. INFORMATION YOU PROVIDE OR POST ON OUR SITES Except for information which the Company expressly agrees to treat confidential, any communication, material or information that you transmit or post to our Sites (“User Content”) will be deemed non-confidential. If you post User Content, you agree that your User Content will be accessible and viewed by others. You agree not to post, upload to, transmit, distribute, store, create or otherwise publish through this or our other Sites any of the following: User Content that is unlawful, libellous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent or otherwise objectionable; User Content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national or international law, including, without limitation, the regulations concerning privacy; User Content that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party; User Content that impersonates any person or entity or otherwise misrepresents your affiliation with a person or entity; Any unauthorized commercial use such as, but not limited to, engaging in unsolicited promotions, political campaigning, advertising, or solicitations, hyperlinking off of the Sites, or collecting names and emails addresses for the purpose of sending unsolicited emails; Private information of any third party, including, without limitation, addresses, phone numbers, email addresses, Social Security numbers and credit card numbers; Viruses, corrupted data or other harmful, disruptive or destructive files; and User Content that, in the sole judgment of the Company, is objectionable or which restricts or inhibits any other person from using or enjoying the Sites, or which may expose the Company or its users to any harm or liability of any type. This list of prohibitions provides examples and is not complete or exclusive. By posting any User Content, you represent and warrant that you have the lawful right to distribute and reproduce such User Content. Any use of our Sites, Services or Content in violation of these Terms, including the foregoing, may result in, among other things, termination or suspension of your rights to use our Sites, Services or Content. Also, by posting any information or material on our Sites, Services or Content you grant a perpetual, royalty-free license to use, display, reproduce, distribute, modify, and make publicly available such material or information for any commercial or non-commercial use. OUR USE OF PERSONAL INFORMATION The Company’s collection and use of personal information is governed by the Forex Learners Academy Privacy Policy, available by link at the bottom of this page, and any Additional Terms provided during registration which are incorporated by reference into these Terms. If you do not consent to these Terms, Forex Learners Academy Privacy Policy, or any Additional Terms, please do not continue to use our Sites and Services. MISCELLANEOUS 28.1 The Company reserves the right to update and modify these Terms and Conditions without advance notice to you and such changes will be effective immediately when posted on this site and will govern your continued use of the Company’s products and services. 28.2 If you are current on all financial obligations to the Company, your access to Company products or services typically will expire 365 days from the initial purchase date (provided the version of the purchased Company products or services is still available). The Company reserves the right to disable access to its products and services temporarily, until all late payments and fees have been made, and permanently for default on payment obligations. The access period described here will not be extended to make up any time lost due to a period of disabled access. 28.3 No Company employee or representative has any right or authority to modify, whether orally or in writing, the terms of this Agreement, unless such modification is in a written agreement signed by an authorized representative of each party. 28.4 This Agreement is the entire and exclusive agreement between the Company and you regarding your use of the Company’s products and services and replaces any prior agreements between you and the Company regarding the subject matter herein. If any part of this Agreement is determined to be invalid or unenforceable, the remaining portions shall remain in full force and effect. The Company’s failure to enforce any right under this Agreement will not constitute a waiver of such right or of any other right under this Agreement. The Company is not responsible for failing to fulfill its obligations hereunder for reasons that are outside of the Company’s control. This Agreement, and the license rights granted herein, are not assignable by you and any attempt to do so is of no force and effect. 28.5 The Company reserves the right to take steps it believes are reasonably necessary or appropriate to enforce and/or verify compliance with any part of this Agreement. You agree that the Company has the right, without liability to you, to disclose any registration data and/or account information to law enforcement authorities, government officials, and/or a third party, as the Company believes is reasonably necessary or appropriate to enforce and/or verify compliance with any part of this Agreement (including but not limited to the Company’s right to cooperate with any legal process relating to your use of the Company’s products or services, and/or a third-party claim that your use of the products or services is unlawful and/or infringes such third party’s rights). PRIVACY STATEMENT; TERMS AND CONDITIONS Your use of the Company’s products and services is subject to the Company’s Privacy Policy found on this Site and these Terms and Conditions. Educational Partners and Accreditation Forex Learners Academy is NOT a University, but an education service provider, offering Programs in consultation with International universities, awarding bodies, educational institutions, governmental authorities, NGOs, corporates, etc. (each an “Educational Partner”). Admission to the degree/diploma programs of an Educational Partner is separate from being accepted into and/or taking one or more Programs. You agree and acknowledge that nothing in these Terms or otherwise with respect to the use of the Platform or any Program (a) enrolls or registers you in an Educational Partner, or any other school, division, institute or program of or associated with an Educational Partner, and (b) allows you to access or use the resources or receive any benefits or privileges of any Educational Partner, beyond the Programs. 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You acknowledge that any such Program Certificate awarded may not be affiliated to any Educational Partner and may not stand in the place of a course taken with an Educational Partner or convey academic credit or certification for any Educational Partner. You will not receive academic credit from Forex Learners Academy or any other Educational Partner for taking a Program. If you are taking a Program for academic credit or certification as a student of, or otherwise through, an Educational Partner, any such credit or certification may only be awarded directly by the Educational Partner based on its own policies and procedures, and you may be required by that Educational Partner to be registered or enrolled with the Educational Partner in order to receive credit or certification; and, in any event, Forex Learners Academy will not have any authority or responsibility with respect to any award of academic credit or certification provided by an Educational Partner for a Program. 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Tá na teorainneacha agus na heisiaimh dliteanais atá leagtha amach sa Roinn seo agus in áiteanna eile sa séanadh seo: (a) faoi réir na míre roimhe seo; agus (b) gach dliteanas a eascróidh faoin séanadh nó i ndáil le hábhar an séanadh seo a rialú, lena n-áirítear dliteanais a eascraíonn i gconradh, i dtort (lena n-áirítear faillí) agus mar gheall ar shárú ar dhleacht reachtúil. Sa mhéid go gcuirtear an suíomh Gréasáin agus an fhaisnéis agus na seirbhísí ar an suíomh Gréasáin ar fáil saor in aisce, ní bheimid faoi dhliteanas as aon chaillteanas nó damáiste de chineál ar bith. Nuashonraíodh an doiciméad seo go deireanach an 14 Márta 2022