https___aib.ie_ways-to-bank_bainceireacht-le-aib_bainceireacht-ghasta-le-aib_1.xml
1.1 2.1 3.1 5.1 6.1 7.1 8.1 9.1 10.1 11.1 11.2 11.3 11.4 11.5 11.6 12.1 13.1 13.2 13.3 14.1 15.1 16.1 17.1 17.2 18.1 19.1 19.2 20.1 20.2 20.3 20.4 21.1 22.1 23.1 24.1 25.1 26.1 27.1 27.2 28.1 29.1 30.1 31.1 32.1 33.1 34.1 35.1 35.2 36.1 37.1 38.1 38.2 41.1 42.1 42.2 43.1 44.1 45.1 46.1 48.1 49.1 50.1 51.1 52.1 53.1 54.1 55.1 56.1 57.1 58.1 59.1 60.1 60.2 61.1 62.1 63.1 64.1 65.1 66.1 67.1 68.1 69.1 70.1 71.1 72.1 73.1 74.1 75.1 76.1 77.1
A current account with all the essentials you need to help make managing your money easy and convenient. The AIB Advantage Account is a current account that you are eligible to apply for if you are aged 66 or over. AIB Advantage Account Features and Benefits Enjoy banking free from maintenance and transaction fees with an AIB Advantage Account. If you are aged 66 or over, you can benefit from banking free from maintenance and transaction fees on your AIB Advantage Account. See A Guide to Fees and Charges for Personal Accounts for more information. Easy access to your money. Pay for goods and services with our AIB Debit Card in store or online or use your card to make cash withdrawals at ATMs in Ireland and anywhere in the world where Visa Debit is accepted. Terms and conditions apply. Debit cards are liable to annual Government Stamp Duty. Government Stamp Duty will be charged at a rate of €0.12 per ATM transaction. Government Stamp Duty only applies to ATM transactions carried out within Ireland (excluding Northern Ireland). This charge is capped at €2.50 if you only use your debit card for ATM transactions and capped at €5 if you use your debit card for both purchases and ATM transactions. Government Stamp Duty charge on debit cards is applied in January, for the previous year Manage your bills on the go. Pay your bills in any AIB branch or through AIB Phone and Internet Banking. Manage your money on the move and download our mobile banking app. See our full range of Ways to Bank Options. Never miss a payment. Use your AIB Current Account to set up Standing Orders and Direct Debits to automate the scheduling of your regular payments. International transfers. Send funds in all major currencies from your account to most destinations worldwide through AIB Internet Banking or in any AIB branch. Find out more about International Transfers. Deal with unexpected expenses. Apply for an overdraft to help you through those times when you really need it. A Personal Overdraft gives you a credit facility on your current account for temporary or occasional use. Terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. An overdraft facility fee of €25.39 per annum or per overdraft sanction, whichever is the more frequent, will be applied. Stay in Control. Receive regular statements by post or sign up for a free, convenient and secure method of receiving your eStatements online. Before you can switch to eStatements you will need to be registered for AIB Phone & Internet Banking. Benefits for you as a Personal Customer aged 66 or over: If you are aged 66 or over and have a personal account with AIB Bank, you can receive the following benefits in any AIB branch by notifying branch staff that you are eligible: Foreign Exchange free of Commission Charges Commission-free Foreign Exchange applies only to the purchase and sale of foreign currency notes, and the purchase of international euro and foreign currency cheques and bank drafts. Find out more. Domestic Euro Bank Drafts free of Service/Commission Charges The sale of domestic euro Bank Drafts is free of service/commission charges – Medallion Stamp Duty €0.50 applies per draft How to obtain these Benefits and the General Conditions that apply. Personal Customers aged 66 or over who hold any personal account with AIB Bank are eligible for the benefits specified above. As a Personal Customer aged 66 or over you must advise staff at the time of each transaction request that you are eligible for these benefits. AIB reserves the right to seek further proof of identification and proof of date of birth from you at any time a service or benefit is requested. These services are only available on face-to-face transactions undertaken in the branch and cannot be applied to any transactions undertaken at an Automated Teller Machine (ATM), AIB Self-Service Banking or through any other electronic means. The above described benefits are available for Personal Customers only. Examples of Personal Customer accounts are Current Accounts, Personal Credit Card Accounts, Mortgage Accounts and Deposit Accounts. For further information on our fees and charges, please refer to our booklet A Guide to Fees and Charges for Personal Accounts. Additional Services. Top up any Meteor, Vodafone, eMobile, Three and Tesco mobile on the move. Find out more about Mobile Top Ups. How to Apply To convert your existing personal current account to an AIB Advantage Account, simply call in to any AIB branch and nominate the personal current account(s) which you would like to convert. Alternatively, you can advise your branch in writing. Eligible current accounts not identified by you will not automatically be converted to the AIB Advantage Account. If you are aged 66 or over but do not have a personal current account with AIB you can contact any AIB branch and open a new AIB Advantage Account. Please note that in the case of joint accounts all parties to the account must be aged 66 or over to qualify for an AIB Advantage Account. There is no limit to the number of AIB Advantage Accounts you may maintain in your sole name or in joint names with another or others, provided all parties to the account(s) are aged 66 or over. Identification requirements You will need to provide us with the following documentation: To comply with legislation to combat money laundering and terrorism financing, we will need to see suitable documentation to verify both your identity and your current permanent address. Suitable Proof of Identity: Current Valid signed Passport Current Valid Driving Licence - must contain photograph (Irish Provisional accepted) Current EU National Identity Card Suitable Proof of Address: Proof of Current Permanent Address (Documents must be no more than 6 months old): Utility Bill, Correspondence from a Regulated financial institution (insurance/assurance co., bank, building society, credit card co.), Correspondence from a government department/body. Please talk to one of our staff by contacting any of our branches or our customer service helpline (0818 724 725 (+ 353 1 771 2424 from outside Ireland), lines are open Monday to Friday 9am - 5pm), if you do not possess the documentation outlined above. The name on your photographic identification (e.g. name on your passport) must exactly match the name on your proof of address (e.g. full name on your gas bill). Talk to Us Simply call 0818 724 725 (+ 353 1 771 2424 from outside Ireland, lines are open Monday to Friday 9am – 5pm), or drop into any AIB branch. We’ll be happy to answer any questions you may have and find the right kind of current account for you. Help and Guidance Register for AIB Internet Banking today With secure online and mobile banking, you can manage your money while you’re on the move 24/7 Help Centre For all service related queries please visit our Help Centre. Glossary of Terms This document explains the fees outlined in the Fee Information Document. Downloads Information leaflet View the Information Leaflet for AIB Advantage Account which outlines the key product features & benefits and fees and charges that may apply. Fees and Charges A Guide to Fees and Charges for Personal Accounts Schedule of International Transaction Charges Brochure Fee Information Document for AIB Advantage Account Terms and Conditions Terms and Conditions for Current, Demand Deposit and Masterplan Accounts AIB Advantage Account Terms and Conditions
1.1 2.1 2.2 2.3 3.1 3.2 4.1 5.1 5.2 6.1 6.2 7.1 8.1 9.1 10.1 11.1 12.1 12.2 13.1 14.1 14.2 15.1 15.2 15.3 16.1 17.1 18.1 18.2 18.3 19.1 20.1 21.1 22.1 23.1 24.1 25.1 26.1 27.1 28.1 29.1 30.1 31.1 32.1 33.1 34.1 35.1 36.1 37.1 38.1 39.1 40.1 41.1 42.1 43.1 43.2 44.1 45.1 45.2 46.1 47.1 48.1 49.1 50.1 51.1 52.1 53.1 53.2 54.1 55.1 55.2 56.1 57.1 57.2 57.3 58.1 59.1 59.2 60.1 61.1 62.1 63.1 64.1 65.1 66.1 67.1 68.1 69.1 70.1 71.1 72.1 73.1 74.1 75.1 76.1
Baincéireacht ghasta le AIB Is iomaí rud is féidir leat a dhéanamh i do bhrainse gan labhairt leis an airgeadóir. Cuireann ár meaisíní bainc Gasta, atá ar fáil inár mbrainsí ar fud na tíre, ar do chumas do chuid baincéireachta a dhéanamh go slán sábháilte ar bhealach gasta, áisiúil. Buail isteach chuig do bhrainse áitiúil de chuid AIB agus beimid in ann lámh chúnta a thabhairt duit lenár meaisíní bainc Gasta. Tabhair do d’aire go bhféadfadh sé go gcosnódh idirbhearta áirithe níos mó ná a chosnóidís dá n-úsáidfí cainéal eile. Breathnaigh ar ár dTreoir maidir le Táillí agus Muirir i gcomhair Cuntais Phearsanta le liosta iomlán de na muirir a fháil. Meaisíní Lóisteála Airgid Thirim agus Seiceanna Bealach iontach áisiúil is ea é seo le hairgead tirim nó seiceanna a lóisteáil gan dul i scuaine ná aon fhoirmeacha ná duillíní a chomhlánú. Léann an meaisín do sheiceanna, comhaireann do chuid airgid thirim agus suimíonn iomlán do lóisteála. Le lóisteálacha a dhéanamh, caithfidh tú do Chárta Dochair/Chárta Lóisteála Gasta AIB a bheith agat, nó, de rogha air sin, is féidir leat an NSC (Cód Sórtála Náisiúnta) agus an Uimhir Chuntais a chur isteach de láimh. Ansin, ní gá duit ach na treoracha ar an scáileán a leanúint. Lóisteálacha airgid thirim agus seiceanna atá idir éasca agus ghasta Tugtar duillín admhála duit mar dheimhniú ar do lóisteáil Is féidir idir airgead tirim agus seiceanna a lóisteáil in aon lóisteáil amháin Is féidir airgead a thógáil amach as meaisíní áirithe Is féidir an méid atá amuigh ar do Chárta Creidmheasa Pearsanta AIB a íoc le hairgead tirim D’fhéadfadh táillí agus muirir a bheith i gceist. Féach Treoir maidir le Táillí agus Muirir i gcomhair Cuntais Phearsanta agus Táillí agus Muirir i gcomhair Gnóthas. Tabhair faoi deara gurb iondúil nach féidir níos mó ná 25 seic ná 120 nóta a lóisteáil in aon idirbheart amháin. Seiceanna a lóisteáiltear le linn uaireanta oscailte an bhrainse, cuirfear do shochar do chuntais iad tráth nach déanaí ná 7:30 i.n. an oíche sin. Bíodh sin mar atá, seiceanna a lóisteáiltear lasmuigh de na gnáthuaireanta oibre, cuirfear do shochar do chuntais iad tráth nach déanaí ná 7:30 i.n. an lá oibre dar gcionn (is éard is lá oibre ann ná lá, seachas Satharn, Domhnach nó lá saoire poiblí, a mbíonn an banc ar oscailt air de ghnáth). B’fhéidir go mbeidh ar an mbanc lóisteálacha a dheimhniú. B’fhéidir go mbeidh ar an mbanc eisiúna seiceanna a dheimhniú agus a ghlanadh. Beidh feidhm ag téarmaí agus coinníollacha do chuntais AIB ar aon lóisteálacha a dhéantar isteach sa chuntas sin freisin. Le tuilleadh eolais a fháil faoi mheaisíní lóisteála airgid thirim agus seiceanna agus uathmheaisíní bainc (UMB), féach an bhileog eolais atá curtha le chéile againn dar teideal Meaisíní Lóisteála Airgid Thirim agus Seiceanna agus Uathmheaisíní Bainc (UMB) - Eolas Áisiúil. Baincéireacht Bhotha Rogha ghasta, áisiúil is ea an Bhaincéireacht Bhotha, atá ar fáil inár mbrainsí, a chuireann ar do chumas baincéireacht a dhéanamh gan foirmeacha ná duillíní. Leis an mboth a úsáid, ní foláir duit do Chárta Dochair AIB agus do PIN (Uimhir Aitheantais Phearsanta) a bheith agat, agus/nó d’uimhir chláraithe agus do Chód Rochtana Pearsanta (PAC) le haghaidh na Baincéireachta Fóin agus Idirlín. Ansin, ní gá duit ach na treoracha ar an scáileán a leanúint. Leis an mBaincéireacht Bhotha is féidir leat: Do Chuntais: Logáil isteach le Cárta agus PIN nó le hUimhir Chláraithe agus PAC le breathnú ar iarmhéideanna agus idirbhearta do chuntas. Do NSC (Cód Sórtála Náisiúnta), uimhir chuntais, BIC agus IBAN a chur i gcló Airgead a Aistriú: Idir do chuntais féin, nó chuig cuntas Éireannach eile Airgead a aistriú chuig cuntais idirnáisiúnta Billí a íoc, lena n-áirítear billí fóntais agus bille do Chárta Creidmheasa AIB Buanorduithe: Buanorduithe a chruthú, breathnú ar chinn atá sceidealaithe cheana, agus iad a leasú nó a chur ar ceal Dochair Dhíreacha: Breathnú ar na dochair dhíreacha atá agat agus iad a chur ar ceal cibé uair is mian leat D’Fhón Póca a Bhreisiú: Aon fhón póca réamhíoctha a bhreisiú ar na líonraí Vodafone, Three agus Tesco Mobile Fógra a thabhairt le hairgead a thógáil amach as do chuntais taisce Online Notice Do ráitis a bhainistiú: Breathnú ar ráitis Logaí Íocaíochtaí: Breathnú ar íocaíochtaí isteach i do chuntais agus amach astu Idirbhearta Stairiúla: Breathnú ar na hidirbhearta go léir ar do Chuntais Reatha agus Cuntais Cárta Creidmheasa le 24 mí anuas agus cuardach tríothu Na hidirbhearta go léir ar do chuntais reatha agus cuntais cárta creidmheasa le 3 mhí anuas a fháil a chur i gcló go gasta Ráitis: Breathnú ar suas le 7 mbliana de ráitis Bainistigh mo Chuid Sonraí – AIB a chur ar an eolas faoi do sheoladh poist nua, do sheoladh r-phoist, agus suas le 3 uimhir fóin Bainistigh do Chártaí Creidmheasa - a thuairisciú go bhfuil cárta ar iarraidh nó gur goideadh é, nóta taistil a chur leis, meabhrú ar do PIN a iarraidh, do shonraí dochair dhírigh a leasú le billí do chárta creidmheasa a íoc, a iarraidh go méadófaí do theorainn chreidmheasa, cárta athsholáthair a ordú Cur isteach ar chárta creidmheasa AIB CLICK Cuntas Online Saver a Oscailt Bainistigh do Chártaí Dochair - a thuairisciú go bhfuil cárta ar iarraidh nó gur goideadh é, nóta taistil a chur leis, nó cárta athsholáthair a ordú Clárú le haghaidh na Baincéireachta Idirlín le go mbeidh tú in ann rochtain ar do chuntais cibé uair is mian leat, cibé áit a bhfuil tú Dearmad Déanta ar Uimhir Chláraithe agus PAC: Meabhrú a fháil ar d’Uimhir Chláraithe le haghaidh na Baincéireachta Idirlín, agus do PAC (Cód Rochtana Pearsanta) a athshocrú Léitheoir Cárta a ordú le húsáid leis an mBaincéireacht Idirlín Stop a chur le seiceanna Beidh feidhm ag na gnáth-tháillí leictreonacha ar gach idirbheart íocaíochta a dhéantar le Baincéireacht Bhotha AIB. Beidh téarmaí agus coinníollacha i gceist. *Beidh teorannacha idirbhirt i gceist. D’fhéadfadh táillí agus muirir a bheith i gceist. Féach Treoir maidir le Táillí agus Muirir i gcomhair Cuntais Phearsanta agus Táillí agus Muirir i gcomhair Gnóthas. Le heolas a fháil ar na scoithamanna i ndáil le hÍocaíochtaí Idirnáisiúnta, cliceáil anseo Baincéireacht Fóin Seirbhís baincéireachta fóin is ea Baincéireacht Fóin AIB, a chuirtear ar fáil do chustaiméirí pearsanta. Seirbhísí Baincéireachta Fóin a úsáid; d’iarmhéideanna cuntais, an méid airgid a bhfuil fáil agat air agus na hidirbhearta is déanaí a sheiceáil, nó an PIN le haghaidh do Chárta Dochair Phearsanta Visa a chloisteáil. Cur isteach ar tháirgí de chuid AIB; cur isteach ar Iasacht, Rótharraingt, Cárta Creidmheasa, Cuntas Coigiltis, Morgáiste nó Polasaí Árachais. Seirbhísí Cuntais a Úsáid; stop a chur le seiceanna nó cóip de do ráiteas a ordú. Seirbhísí Cárta a Úsáid; a thuairisciú go bhfuil do chárta ar iarraidh nó gur goideadh é, cárta athsholáthair a fháil nó PIN nua a shocrú, a iarraidh go méadófaí teorainn do chárta creidmheasa nó Cárta Lóisteála Gasta a ordú. D’fhéadfadh táillí agus muirir a bheith i gceist. Féach ár dTreoir maidir le Táillí agus Muirir i gcomhair Cuntais Phearsanta. UMB (ATM) Is féidir i bhfad níos mó a dhéanamh ag an UMB seachas airgead tirim a thógáil amach. Úsáid do Chárta Dochair AIB agus do PIN le d’iarmhéideanna a fháil amach, d’fhón póca a bhreisiú, do PIN a athrú, chomh maith le mionráiteas a ordú. Breathnaigh ar ár nAimsitheoir Brainsí lena fháil amach cá bhfuil an UMB is gaire de chuid AIB. D’fhéadfadh táillí agus muirir a bheith i gceist. Féach ár dTreoir maidir le Táillí agus Muirir i gcomhair Cuntais Phearsanta agus Táillí agus Muirir i gcomhair Gnóthas. Is féidir suas le €600 a thógáil amach gach lá as cuntas reatha AIB le Cárta Dochair AIB. Hallaí Féinseirbhíse AIB Tá Hallaí Féinseirbhíse ag AIB fud fad na tíre, áit ar féidir leat teacht ar ár meaisíní baincéireachta Gasta. Bíonn siad ar oscailt ó 8:00 r.n. go 9:00 i.n. seacht lá na seachtaine. Tá na Hallaí Féinseirbhíse sna brainsí seo a leanas de chuid AIB: Cabhair agus Treoir Cén Chaoi Táillí Cuntais agus Muirir Sheirbhíse a Choinneáil Síos Faigh amach cén chaoi ar féidir le custaiméirí a gcostais bhaincéireachta a laghdú. Tar ar shonraí faoi bhagairtí slándála ar leith i gcoinne chustaiméirí Bhaincéireacht Idirlín agus Mhóibíleach AIB agus ar fholáirimh ar chóir duit bheith ar an eolas fúthu. Téigh chuig ár nIonad Cabhrach má bhíonn aon cheisteanna agat maidir lenár gcuid seirbhísí. Teorainn idirbhirt i gcomhair na Baincéireachta Bhotha Faigh tuilleadh eolais faoi na teorannacha idirbhirt atá i gceist le Baincéireacht Bhotha AIB. Eolas ar Cén Chaoi Íocaíocht Idirnáisiúnta a Dhéanamh. Eolas Eile Beidh critéir, téarmaí agus coinníollacha iasachta i gceist. Íoslódálacha - Bróisiúr ‘Bealaí le do chuid baincéireachta a dhéanamh’ ó AIB - Meaisíní Lóisteála Airgid Thirim agus Seiceanna agus Uathmheaisíní Bainc (UMB) - Eolas Áisiúil - Treoir maidir le Táillí agus Muirir i gcomhair Cuntais Phearsanta - Sceideal na dTáillí Idirbhirt Idirnáisiúnta - Cliceáil anseo le haghaidh Théarmaí agus Coinníollacha Bhaincéireacht Bhotha AIB