http___www.welfare.ie_ga_Pages_Does-all-income-affect-my-allowance.aspx_1.xml
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Leaving your home If, due to old age or infirmity, you leave your home for either a short time or indefinitely, the value of your home will not be assessed as means. However, if it is put to profitable use, for example rented out, the capital value of your house will then be assessed as means. If you put your house up for sale, we do not assess the value of that home for up to 2 years from the date it was put up for sale. However, if the property is sold within the two years, we will assess the income from the sale as means at that stage. Selling your home If you are living in accommodation that no longer suits you or that is too difficult for you to maintain, you may sell your home and move to more suitable accommodation. In certain cases, we may ignore the proceeds of the sale of your home, up to a limit of €190,500, when we assess your means. If you are living in a premises that is split between a living area and a business area, we will only exempt the proceeds of the sale up to €190,500 that relate to the living area. When does the exemption apply? The exemption applies if you sell your home and you either: - buy other accommodation, or - rent other accommodation, or - move into a private nursing home that is registered under the 1990 Health (Nursing Homes) Act, or - move in with a person who is caring for you and is getting Carer's Benefit or Carer's Allowance, or - move to special or sheltered housing in the voluntary, co-operative, statutory or private sector. What happens if I buy more suitable accommodation? If you sell your home and buy more suitable accommodation, the balance of the sale proceeds from your old home is exempted up to a limit of €190,500. Example 1 If you sell your home for €320,000 and buy alternative accommodation for €250,000, the balance of €70,000 is not counted as means as it is less than the limit of €190,500. Example 2 If you sell your home for €450,000 and buy alternative accommodation for €220,000, the difference is €230,000. The first €190,500 is disregarded and the remainder €39,500 is assessed as means using the capital assessment formula. What happens if I move into a private nursing home? If you sell your home and move into a private nursing home that is registered under the 1990 Health (Nursing Homes) Act, the proceeds of the sale of your old home is exempted up to a limit of €190,500. Example If you sell your home for €250,000 and move into a private nursing home, €190,500 is not counted as means. Only the difference between these amounts (€59,500) will be taken into account when working out your weekly means.
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Má chónaíonn tú i lóistín nach n-oireann duit a thuilleadh nó ar ródheacair duit é a chothabháil, féadfaidh tú do theach a dhíol agus dul chun cónaithe i lóistín a oireann níos fearr duit. I gcásanna áirithe, féadfaimid neamhaird a thabhairt ar na fáltais ó do theach a dhíol, suas le teorainn €190,500, agus d’acmhainn á measúnú againn. Má chónaíonn tú in áitreabh atá roinnte idir áit chónaithe agus áit ghnó, ní thabharfar díolúine ach ar na fáltais ó dhíolachán na háite cónaithe. Cathain a bhíonn feidhm ag an díolúine? Ní bhíonn feidhm ag an díolúine ach má fhaigheann tú an Liúntas Míchumais agus má dhíolann tú do bhaile cónaithe agus: - má cheannaíonn tú lóistín eile, - má ghlacann tú lóistín eile ar cíos, - má théann tú chun cónaithe i dteach altranais príobháideach atá cláraithe faoin Acht Sláinte (Tithe Banaltrais), 1990, - má théann tú chun cónaithe le duine a thugann aire duit agus a fhaigheann Sochar Cúramóra nó Liúntas Cúramóra, nó - má théann tú chun cónaithe i dtithíocht speisialta nó i sciath-thithíocht san earnáil dheonach, san earnáil chomhoibritheach, san earnáil reachtúil nó san earnáil phríobháideach. Cad a tharlóidh má cheannaím áitreabh cónaithe níos oiriúnaí? Má cheannaíonn tú lóistín níos oiriúnaí, tabharfar díolúine suas le teorainn €190,500 ar iarmhéid na bhfáltas, tar éis duit an lóistín nua a cheannach. Sampla 1 Má dhíolann tú do theach ar €320,000, agus má cheannaíonn tú lóistín eile ar €250,000, ní áireofar an t-iarmhéid €70,000 mar acmhainn. Cad a tharlóidh má théim chun cónaithe i dteach altranais príobháideach? Má dhíolann tú do theach agus má théann tú chun cónaithe i dteach altranais príobháideach (atá cláraithe faoin Acht Sláinte (Tithe Banaltrais), 1990), tabharfar díolúine suas le teorainn €190,500 ar na fáltais ó do theach a dhíol. Sampla 2 Má dhíolann tú do theach ar €450,000, agus má théann tú chun cónaithe i dteach altranais ríobháideach, ní áireofar €190,500 den €450,000 mar acmhainn.