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A means test is a way of checking if you have enough means to support yourself and what amount of payment, if any, you may qualify for. Your means are any income belonging to you or your spouse, civil partner or cohabitant and property (except your own home) or an asset that could provide you with an income. You must complete the application form fully so that we can calculate your means. You must give all details of your own means and those of your spouse, civil partner or cohabitant where applicable. You should submit all necessary documents such as bank statements, details of all your earnings or other pension payslips with your application. If you submit an incomplete application form or if you don’t submit the required supporting documents a decision on your application may be delayed or result in your pension being refused. Your claim for pension may be forwarded to a local Social Welfare Inspector for investigation and interview. What counts as means? The main items that count are: If you are married, in a civil partnership or cohabiting, we will include the means of your spouse, civil partner or cohabitant in the means test. If you own or lease a farm of land, we assess as means the yearly value of any income that you or your spouse, civil partner or cohabitant have from it. We work out the yearly value by deducting any necessary expenses from the gross income. If you or your spouse, civil partner or cohabitant deprive yourselves of an income or property (including money) to qualify for Blind Pension or to qualify for this pension at a higher rate, we will include that income or property in the means test. However, this may not apply in the case of certain family settlements involving the transfer of ownership of a farm or business. Note: If you are married, in a civil partnership or cohabiting, your means will be calculated as half the joint means of you and your spouse, civil partner or cohabitant. What does not count as means? The following are some of the main items that do not count as means: - The first €120 a week from rehabilitative employment (you must send us medical evidence from your GP stating that the work is rehabilitative before you start this work), - your own home, - any payment made by the Department of Social Protection, - the value of the first €20,000 of savings or other assets (for more see Section 5), - maintenance from a higher education grant paid for you, a qualified adult or qualified children for certain courses, - income from rehabilitative training, - Domiciliary Care Allowance paid for any qualified children, - Child Benefit, Supplementary Welfare Allowance or allowances paid by the Health Service Executive for children who the Health Service Executive places in foster care or with relatives, - Mobility Allowance from the Department of Health, and - income from certain charities. Note: It is essential that you declare full details both of your own means and that of your spouse, civil partner or cohabitant when you apply for a pension. Also if you are awarded a pension, you are legally obliged to report any increase in your means to the Department within a period of three months. If you fail to do so, you may incur an overpayment of pension which you (or your Estate after your death) will have to repay.
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Is éard atá sa tástáil acmhainne ná caoi ar dhearbháil má tá do dhóthain acmhainne agat chun soláthar duit féin agus cé mhéid airgid, má thugtar aon airgead, a bhféadfaidh tú cáiliú dó. Is ionann d’acmhainn agus aon ioncam ar leatsa é nó ar le do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir é agus maoin (seachas do bhaile cónaithe féin) nó sócmhainn a d’fhéadfadh ioncam a chur ar fáil duit. Ní mór duit an fhoirm iarratais a líonadh go hiomlán ionas gur féidir linn d’acmhainn a ríomh. Ní mór duit na sonraí go léir de d’acmhainn, agus d’acmhainn do chéile, do pháirtnéara shibhialta nó do chomhchónaitheora i gcás inar cuí sin, a thabhairt. Ba chóir duit na cáipéisí riachtanacha go léir, mar ráitis bhainc, sonraí de do thuilleamh uile nó duillíní pinsin eile, a chur le d’iarratas. Má chuireann tú foirm iarratais neamhiomlán isteach nó mura gcuireann tú na cáipéisí riachtanacha ar fáil chun tacú le d’iarratas, is féidir go gcuirfear moill ar d’iarratas nó is féidir go ndiúltófar d’iarratas. Is féidir go seolfar d’iarratas chuig Cigire Leasa Shóisialaigh áitiúil i gcomhair imscrúdaithe agus agallaimh. Cad a áirítear mar acmhainn? Is iad seo na príomhrudaí a áirítear mar acmhainn: - aon ioncam ó fhostaíocht athshlánúcháin amháin os cionn €120 sa tseachtain (ní mór duit fianaise mhíochaine a chur chugainn ó do Liachleachtóir Ginearálta a luafaidh gur obair athshlánúchíin í roimh duit an obair seo a thosú), - ioncam ar leatsa é nó ar le do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir é, - luach cibé infheistíochta, coigiltis nó scaireanna atá agat, - luach cibé maoine, seachas do bhaile cónaithe féin, - cothabháil a íoctar leat, - ioncam ó fhostaíocht nó ó fhéinfhostaíocht, - ioncam ó bhreacfhostaíocht le Feidhmeannacht na Seirbhíse Sláinte mar chúntoir baile. Má tá tú pósta, i bpáirtnéireacht shibhialta nó ag comhchónaí, cuirfimid acmhainn do chéile, do pháirtnéara shibhialta nó do chomhchónaitheora san áireamh ó thaobh na tástála acmhainne. Más úinéir talún feirme thú nó má tá talamh feirme ar leas agat, measúnóimid mar acmhainn luach bliantúil cibé ioncaim a fhaigheann tú nó do chéile, do pháirtnéir sibhialta nó do chomhchónaitheoir �n bhfeirm sin. �ireoimid an luach bliant�il tr� na costais riachtanacha a bhaint as an ollioncam. M� choinn�onn t� n� do ch�ile, do ph�irtn�ir sibhialta n� do chomhch�naitheoir ioncam n� maoin (agus airgead san �ireamh) uaibh f�in chun c�ili� do Phinsean na nDall n� chun c�ili� do r�ta n�os airde den phinsean seo, cuirfimid an t-ioncam n� an mhaoin sin san �ireamh � thaobh na t�st�la acmhainne. B'fh�idir nach mbeadh feidhm aige seo i gc�s socra�ochta� teaghlaigh �irithe lena ngabhfadh aistri� �in�ireachta feirme, �fach. Tabhair faoi deara: M� t� t� p�sta, i bp�irtn�ireacht shibhialta no ag comhch�na�, r�omhfar d'acmhainn mar leath na comhacmhainne at� agat f�in agus ag do ch�ile, do ph�irtn�ir sibhialta n� do chomhch�naitheoir. Cad nach n-�ir�tear mar acmhainn? Is iad seo a leanas roinnt de na pr�omhruda� nach n-�ir�tear mar acmhainn: - An ch�ad �120 sa tseachtain � fhosta�ocht athshl�n�ch�in (n� m�r duit fianaise mh�ochaine a chur chugainn � do Liachleacht�ir Ginear�lta a luafaidh gur obair athshl�n�ch�in � roimh duit an obair seo a thos�), - do bhaile c�naithe f�in, - aon �oca�ocht �n Roinn Coimirce S�isiala�, - luach an ch�ad �20,000 de choigilteas n� de sh�cmhainn� eile (f�ach alt 5 chun a thuilleadh eolais a fh�il), - cothabh�il � dheontas ardoideachais a �octar duit, do dhuine f�sta c�ilithe n� do leana� c�ilithe i leith c�rsa� �irithe, - ioncam � oili�int athshl�n�ch�in, - Li�ntas C�raim Bhaile a �octar d'aon leana� c�ilithe, - Sochar Linbh, Li�ntas Leasa Forl�ontach n� li�ntais a �ocann Feidhmeannacht na Seirbh�se Sl�inte do leana� at� curtha faoi ch�ram altrama n� le gaolta ag Feidhmeannacht na Seirbh�se Sl�inte, - Li�ntas So-aistritheachta �n Roinn Sl�inte, agus - ioncam � charthanais �irithe. Tabhair faoi deara: T� s� f�or-riachtanach go ndearbh�idh t� na sonra� ioml�na de d'acmhainn f�in agus d'acmhainn do ch�ile, do ph�irtn�ara shibhialta n� do chomhch�naitheora nuair a dh�anfaidh t� iarratas ar phinsean. Thairis sin, m� bhronntar pinsean ort, t� de cheangal dl� ort tuairisc ar aon mh�ad� ar d'acmhainn a thabhairt don Roinn laistigh de thr�imhse tr� mh�. M� theipeann ort a leith�id a dh�anamh, is f�idir go bhfaighidh t� r�-�oca�ocht phinsin a mbeidh ort (n� ar d'East�t tar �is do bh�is) � a �oc ar ais.