https___www.itbit.com_legal_1.xml
http___fun-clix.com_BA_support_terms_1.xml
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Introduction – Welcome to the User Agreement (hereinafter “Agreement” or “Terms and Conditions”) of itBit Pte. Ltd. and Paxos Trust Company, LLC. The provisions of this Agreement will govern your use of our Site (as defined below) and of our Services (as defined below), and you should therefore take some time to read the Agreement carefully. The purpose of the Site and Services is to provide our users with an exchange whereby users may trade certain virtual currencies (the “Exchange”). The Exchange does not issue such virtual currencies to its users; rather, the Exchange merely provides a means for users to conveniently trade or exchange their existing virtual currencies with other users. Should you have any questions or comments regarding our Site or Services, please feel free to contact us at: info@itbit.comIntroduction – Welcome to the User Agreement (hereinafter “Agreement” or “Terms and Conditions”) of itBit Pte. Ltd. and Paxos Trust Company, LLC. The provisions of this Agreement will govern your use of our Site (as defined below) and of our Services (as defined below), and you should therefore take some time to read the Agreement carefully. The purpose of the Site and Services is to provide our users with an exchange whereby users may trade certain virtual currencies (the “Exchange”). The Exchange does not issue such virtual currencies to its users; rather, the Exchange merely provides a means for users to conveniently trade or exchange their existing virtual currencies with other users. Should you have any questions or comments regarding our Site or Services, please feel free to contact us at: info@itbit.com. Through these Terms and Conditions, we are placing legal conditions on your use of the Site, Exchange, and Services and making certain promises to you. You must agree to all of the conditions in this Agreement. If you do not agree to or accept all the conditions of this Agreement, please immediately discontinue access to and use of the Site, the Exchange and the Services. If you are under the age of eighteen (18) or the legal age for entering legally binding contracts under applicable laws, you are not permitted to use this Site, the Exchange, or the other Services at all. Misrepresentation of your age to gain access to our Site or Services is considered a breach of this Agreement and may constitute computer hacking under applicable law. If you do not understand all of the terms The operative parties referred to in this Agreement are defined as follows: ItBit Pte. Ltd. and Paxos Trust Company, LLC are the operators of the website (“Site”), the Exchange, and any associated Services. Hereinafter, each of "itBit" and “Company” shall mean, in the case of U.S. customers, Paxos Trust Company, LLC, and in the case of customers outside the U.S., itBit Pte. Ltd. When first-person pronouns are used in this Agreement, (us, we, our, ours, etc.) these provisions are referring to the Company as publisher of this Site and provider of the Exchange and Services. Additionally, when the terms “the Site” or “Site” are used, these terms refer to any websites with domains ending “itbit.com”, including but not limited to exchange.itbit.com, api.itbit.com, and www.itbit.com. The services the Site provides, including the Exchange and the ancillary services, are hereinafter collectively referred to as the “Services”. The Site may contain images and content, including, but not limited to, text, software, images, graphics, data, messages, or any other information, and any other website content owned, operated, licensed, or controlled by the Company (collectively, “Materials”). As the user of this Site and/or Services (the “User”), this Agreement will refer to the User as “you” or through any second-person pronouns, such as “your,” “yours,” etc. Hereinafter, the User of the Site and/or Services shall be referred to in applicable second-person pronouns. For the purposes of this Agreement, all Members are Users, but not all Users are Members. This Agreement applies to all Users, whether they are Members or not. You become a User by accessing this Site or Service in any way. You need not become a Member of the Site to make this Agreement apply to you. You become a “Member” by registering with the Site for a Member ID and password, as discussed below. Only Members may trade or exchange virtual currency via the Exchange or use the Services. Hereinafter, the Company and you shall collectively be referred to as the “Parties” and each, a “Party”. THIS AGREEMENT IS A LEGAL CONTRACT BETWEEN YOU AND THE COMPANY. YOU SHOULD TREAT IT AS ANY OTHER LEGAL CONTRACT BY READING ITS PROVISIONS CAREFULLY, AS THEY WILL AFFECT YOUR LEGAL RIGHTS. BY ACCESSING THE SITE OR USING THE SERVICES IN ANY MANNER, YOU ARE DEEMED TO HAVE READ, UNDERSTOOD AND AGREED TO BE BOUND BY ALL OF THE TERMS CONTAINED IN THIS AGREEMENT. YOU MAY NOT PICK AND CHOOSE WHICH TERMS APPLY TO YOU. IF YOU DO NOT AGREE WITH ALL OF THE TERMS IN THIS AGREEMENT, YOU MUST CEASE ALL ACCESS AND USE OF THE SITE AND ANY OTHER SERVICES PROVIDED BY THE COMPANY. NOTHING IN THIS AGREEMENT IS INTENDED TO CREATE ANY ENFORCEMENT RIGHTS BY THIRD PARTIES. Consideration for your acquiescence to all of the provisions in this Agreement has been provided to you in the form of allowing you to use our Site and our Services. You agree that such consideration is both adequate, and is received upon your viewing or using any portion of any of our Site and/or Services. No one is authorized or allowed to access this Site or use the Services unless he, she or it has signed this Agreement. Such signature does not need to be a physical signature, since electronic acceptance of this Agreement is permitted by various jurisdictions’ laws, such as the Electronic Signatures in Global and National Commerce Act (E-Sign Act) and similar legislation. You manifest your agreement to this Agreement by taking any act demonstrating your assent thereto. Most likely, you have clicked or will click a button containing the words “I agree” or some similar syntax. You should understand that this has the same legal effect as you placing your physical signature on any other legal contract. If you click any link, button or other device provided to you in any part of our Site’s interface, then you have legally agreed to all of these Terms and Conditions. Additionally, by using any part of our Site or Services in any manner, including the Exchange, you understand and agree that such use constitutes your affirmation of your complete and unconditional acceptance to all of the terms in this Agreement. Even if you fail to sign this Agreement, you understand and agree that you are still bound by the terms of this Agreement by virtue of your viewing the Site or using any portion of the Site or our Services. If you are seeking information regarding any illegal activities, or seeking to engage in any illegal or fraudulent financial activity, please leave this Site immediately and do not attempt to use the Services. You acknowledge and agree that you are aware of the legality of using our Services in your relevant local jurisdiction, and you agree that you will not use the Services, including the Exchange, if such use is prohibited or otherwise violates the laws of your state, province, country, or other jurisdiction. From time to time, we may revise this Agreement. We reserve the right to do so, in our sole and absolute discretion, and you agree that we have this unilateral right. Your continued use of the Site and the Services shall be deemed acceptance of the then prevailing terms and conditions. You agree that all modifications or changes to this Agreement are in force and enforceable immediately upon posting. Any updated or edited version supersedes any prior versions immediately upon posting, and the prior version is of no continuing legal effect unless the revised version specifically refers to the prior version and keeps the prior version or portions thereof in effect. To the extent any amendment of this Agreement is deemed ineffective or invalid by any court, the Parties intend that the prior, effective provisions of this Agreement be considered valid and enforceable to the fullest extent, and all remaining provisions shall remain in full force and effect. We agree that if we make any material changes to this Agreement, we will send you an email or written notification regarding the changes and include an updated version of this Agreement on our web page. The updated version of the Agreement will include a new “last modified” date at the top of the Agreement in order to identify the then-currently applicable Agreement. Following receipts of such a notice and the posting of the updated version of the Agreement on our web page, please re-review the Agreement in order to ensure that you understand how your rights and responsibilities may have been affected by the revisions. If you fail to periodically review this Site and Agreement to determine if any of the terms have changed, you assume all responsibility for your failure to do so and you agree that such failure amounts to your affirmative waiver of your right to review the amended terms. We are not responsible for your neglect of your legal rights. Although this Agreement represents the primary terms and conditions with respect to our Site and Services, certain additional guidelines and rules are hereby incorporated by reference. These documents, which can be found on our Site, and which are specifically incorporated by reference, and which form an integral part of this Agreement, are the following: (i) Privacy Policy and (ii) Anti-Money Laundering/Know Your Customer. All Users may access certain public areas of the Site; however, only Members may use the Exchange or ancillary Services. You understand that all we are providing to you is access to our Services as we provide them. You need to provide your own access to the Internet, and any Internet access or other fees that you incur to access our Site and use our Services are your sole responsibility. We are not providing any hardware or software to you. You will need to purchase or license the necessary hardware and software to access the Site and Services. This Agreement covers all public and non-public areas of the Site. We do not provide or issue our Members any virtual currency whatsoever. All virtual currency, including, but not limited to, Bitcoin (“XBT”), exchanged or traded by and between our Members originates from the Members themselves. The Company does not have access to any third-party accounts used by Users or Members to obtain virtual currency. All currencies transferred to us by Members for use with the Exchange are held in an omnibus client account controlled by the Exchange. The Exchange maintains an internal ledger recording how much virtual currency each Member possesses in the omnibus client account, and all transactions between Members are based on such ledger. YOUR ACCOUNT WITH US (AND ANY AVAILABLE CURRENCY THEREIN) IS NOT A BANK ACCOUNT, CREDIT CARD or DEPOSITS. OUR SERVICES ARE NOT FINANCIAL INSTRUMENTS. NO INTEREST WILL BE PAID ON ANY FUNDS OR CURRENCY YOU USE TO PURCHASE OR TRADE FOR ANY OTHER CURRENCY, BITCOIN, OR ANY OTHER THING WITH OTHER MEMBERS, AND ALL ASSETS, INCLUDING SUCH CURRENCY OR BITCOIN, THAT ARE DIRECTLY HELD BY THE COMPANY ARE NOT INSURED BY THE COMPANY OR ANY GOVERNMENT AGENCY. PLEASE NOTE THAT PAXOS TRUST COMPANY, LLC WILL MAINTAIN DEPOSITORY ACCOUNTS WITH A FDIC-INSURED DEPOSITORY INSTITUTION FOR CUSTOMER CURRENCY, AND CURRENCY DEPOSITED IN SUCH ACCOUNTS WILL BE INSURED TO THE FULL EXTENT OF FDIC DEPOSIT INSURANCE. ALL CURRENCY TRADED OR PURCHASED BY YOU WILL BE ASSOCIATED WITH YOUR ACCOUNT UNTIL USED TO TRADE WITH OTHER MEMBERS OR UNTIL WITHDRAWN BY YOU. 2.4.1 We are not responsible for any loss or damage incurred by you as a result of your use of our Services or for your failure to understand the nature of virtual currencies or the market for such currencies. All we are providing you is a method by which you can exchange, trade, and/or store certain virtual currencies, and we make no representations or warranties concerning the value, stability, or legality of any such virtual currencies. You acknowledge the following risks related to your use of the Site and the Services: You acknowledge and agree that you are solely responsible for determining the nature, potential value, suitability, and appropriateness of those risks for you, and that the Company does not give advice or recommendations regarding Digital Assets, including the suitability and appropriateness of, and investment strategies for, Digital Assets. You acknowledge and agree that you shall access and use the Services and the Site at your own risk. This brief statement does not disclose all of the risks associated with trading in Digital Assets. You should, therefore, carefully consider whether such trading is suitable for you in light of your circumstances and financial resources. You should be aware that you may sustain a total loss of the funds in your Account (as defined below), and that under certain market conditions, you may find it difficult or impossible to liquidate a position. You understand and agree that, due to technical and other restrictions, the virtual currency values displayed on our Site may be delayed and therefore not reflect the current, live market value of such currency. Nonetheless, you agree that the values displayed on our Site control your Account and your use of the Site and Services, including the Exchange. itBit's market value data is valuable to us, and to the extent that you receive access to such data, you hereby agree that you will not redistribute, retransmit, duplicate, publish or otherwise make such data available in any way, either through automated, manual, or any other means, for the purpose of generating revenue, either directly or indirectly. Any distribution, publication, or transmission of our live market feed without itBit's consent is a material breach of this Agreement and a violation of our property rights for which we may seek appropriate legal recourse. You agree that we are not responsible for any adverse consequences that you may experience, or costs that you may incur, arising from any lapse, failure, outage, or error in receiving live market value date from itBit. In order to use the Exchange, you must create an account with us (your “Account”). Your Account will be used to store various virtual currency amounts as deposited by you. In creating your Account, you may be asked to provide certain registration details and information. In order to verify your identity, some of this information may be personal, private or detailed. In connection with completing the online registration form, you agree to provide true, accurate, current and complete information about yourself as prompted by the registration form (such information being the "Registration Data"); and you further agree to maintain and promptly update the Registration Data to keep it true, accurate, current and complete at all times while you are a Member. While we use reasonable efforts to protect the personal information of others from inadvertent release or misappropriation, we are not responsible for the intentional or criminal acts of third parties such as hackers or “phishers.” Please refer to our Privacy Policy for more information on the use of your personal information. You must promptly inform us of all changes, including, but not limited to, changes in your address and changes in any virtual or fiat currency account used by you in connection with the Site and Services, if applicable. If you provide any information that is untrue, inaccurate, not current or incomplete, or if we or any of our authorized agents have reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we have the right to suspend or terminate your Account and refuse any and all current or future use of the Site and Services by you, as well as subject you to civil liability or refer you to the appropriate law enforcement authorities for criminal prosecution. We shall not be liable to make any compensation, monetary or otherwise, following such suspension, termination or inability to use the Site or the Services. You are responsible for any fees that the Company incurs with respect to your Account. If you fail to reimburse us for any fees within thirty (30) days of our initial demand for reimbursement, you agree that you will pay us one hundred dollars ($100) as liquidated damages, being a genuine pre-estimate of loss and damage suffered by the Company, as well as any costs incurred by the Company for each fee incurred plus interest on the amount owed at a rate equal to the lesser of (i) 1% per month or (ii) the maximum rate permitted by applicable law. You are entirely responsible for any and all activities conducted through your Account. You agree to notify us immediately of any unauthorized use of your password or Member ID, as well as of any other breach of security. While we may implement certain monitoring procedures designed to alert us to fraudulent activity, we are not responsible for any unauthorized use of your Account, and you agree that you are responsible for such unauthorized use and for protecting the confidentiality of your password. Control or use of your Account may not be transferred, leased, assigned or sold to a third party. We disclaim any and all liability arising from fraudulent entry and use of the Site, Exchange, and other Services (including, but not limited to, liabilities arising from unauthorized trades executed through your Account). If a User fraudulently obtains access to your Account or the Exchange, we may terminate the User’s access and membership immediately and take all necessary and appropriate actions under applicable federal, state, and international laws. AS PART OF OUR SECURITY MEASURES AND POLICIES, PLEASE NOTE THAT WE WILL NEVER ASK YOU, FOR ANY REASON, WHETHER BY EMAIL, REGULAR MAIL OR TELEPHONE, TO DISCLOSE YOUR ACCOUNT PASSWORD. PASSWORD INQUIRIES WILL ONLY BE CONDUCTED ONLINE AND ONLY AFTER YOU HAVE SIGNED ONTO THE COMPANY’S SITE. WE WILL NEVER SEND YOU EMBEDDED LINKS IN AN EMAIL REQUESTING THAT YOU SIGN ONTO THE SITE BY CLICKING SUCH A LINK. IF YOU RECEIVE AN EMBEDDED LINK BY EMAIL, CLAIMING TO BE FROM US, YOU SHOULD NOT OPEN IT OR CLICK ON THE LINK. THE EMAIL IS NOT FROM US AND IS LIKELY FRAUDULENT. NEVER GIVE YOUR ACCOUNT PASSWORD TO ANYONE WHOM YOU DO NOT INTEND TO AUTHORIZE TO USE YOUR ACCOUNT. In order to provide you with the Services, including the Exchange, you may also be required to disclose certain other third-party account information to us, including, without limitation, your bank account number, your Bitcoin addresses and related information. As indicated elsewhere in this Agreement, we are not responsible for any unauthorized use of your Account with the Company or any third-party accounts which you use in connection with the Exchange. After creating your Account with the Company, you will be able to fund your Account by transferring, for example, XBT, from your accounts with such third-party virtual currency providers into your Account operated by the Exchange. No fees are charged by us for funding your Account; however, third parties, such as your bank, may charge transaction and other fees. For example, to fund your Account with 100 XBT, you would use the third-party Bitcoin software to transfer your own pre-existing 100 XBT to the Exchange’s Bitcoin address for the omnibus client account. The Exchange would then credit your Account with 100 XBT on the Exchange’s ledger, and you would be able to trade those XBT for USD/EUR/SGD on the Exchange. After your Account has been funded, you may begin to trade your virtual currency with other Members. Trading is accomplished via bids and offers to buy and sell virtual currency. Specific examples and illustrations of how trading works may be found on the Site. We are not responsible for any disputes among or between Members regarding any transaction. Matching bids and offers to buy and sell virtual currency are automatically paired by the Exchange, and the Exchange will notify the respective Members that the order has been executed. Once a match is made, the order is executed and cleared instantaneously. YOU SHOULD ONLY PLACE A BID OR OFFER TO BUY OR SELL IF YOU FULLY INTEND TO COMPLETE THE TRANSACTION. You have the right to stop payment of a preauthorized bid or offer to sell or buy virtual currency by initiating procedures through your Account online to effectuate closure of such open bid or offer. Members may only sell as much virtual currency as is recorded by the Company in the Exchange ledger, plus the applicable Transaction Fee (as defined below). Any attempt by you to sell more virtual currency than our records show exists in your Account after deduction of the applicable Transaction Fee will result in an unsuccessful trade and may be grounds for termination of your Account. Once an order has been executed and the appropriate currencies have been credited and debited from the Members’ Accounts, the transaction may not be reversible. The Exchange simply matches bids and offers put forth by Members and assists Members with carrying out the intent of the Member as expressed via the bid(s) or offer(s). In order to provide the Site, Exchange, and other Services to you, we charge a fee on each transaction initiated by Members of the Site (such fee, a “Transaction Fee”). The current Transaction Fee may be found on our Site. We reserve the right to change, modify or increase the Transaction Fee at any time and from time to time. Any such changes, modifications or increases will be effective upon posting such changes, modifications or increases on our Site. If you do not agree to the posted changes, modifications, or increases, you may delete your Account as provided herein. Your first use of your Account following the posting of any changes or revisions to the terms of this Agreement or modified Transaction Fee as posted on the Site will constitute your acceptance of all such changes or revisions. Transaction Fees are paid by both the buyer Member and seller Member in any given transaction. The XBT buyer and seller will each be charged a fee in USD/EUR/SGD. The Member is responsible for any fees imposed by third parties in connection with transferring virtual currency into the omnibus client account. The Exchange does not charge fees to transfer virtual currency from the omnibus client account. WITHDRAWING CURRENCY In addition to allowing Members to trade virtual currency, the Exchange allows Members to withdraw virtual currency upon request to us. Members may withdraw all or some of their virtual currency, and there is no minimum amount of virtual currency required to maintain your status as a Member (however, as indicated above, you may only trade or sell virtual currency up to the amount shown as belonging to you in the ledger maintained by the Exchange). XBT currency will be transferred from the Exchange’s account to the specific Bitcoin address provided by the Member. Withdrawals may take up to three (3) days to complete, provided that larger withdrawals may take up to thirty (30) days to complete and that any withdrawal may be delayed as necessary to comply with applicable law and/or the Exchange’s customer identification and anti-money laundering procedures. A statement of your available currency balance and the status of your Account is available to you in electronic format for viewing online anytime (subject to down times) at the Site. You may review online all transactions that have taken place in the previous one year. You also have the right to receive a receipt, trade ticket or other evidence of a transaction. If you believe that you have been erroneously charged a Transaction Fee, please notify us immediately of such error, along with any additional information concerning the transaction. If we do not hear from you within thirty (30) days after such alleged erroneous Transaction Fee first appears on any Account statement, such fee will be deemed acceptable by you for all purposes. You may close your Account by providing written notice to us, and on such notice, a hold will be placed on your Account to allow all pending transactions to clear, if any. After notifying us of your desire to close your Account, you may only use the Exchange to withdraw the remaining available currency associated with your Account. All currencies appearing in the ledger and attributed to you must be withdrawn or otherwise sold or transferred before cancellation of your Membership and closing of your Account will be finalized. We reserve the right at our sole and absolute discretion to block access to or to suspend, close or terminate your Account if: (i) you violate the terms and conditions of this Agreement, including, but not limited to, engaging in abusive or harassing behavior; (ii) you add currency to your Account using any source that you do not have the legal right from which to transfer funds; (iii) we have reasonable suspicion that you are directly or indirectly using our Site, Exchange or other Services in violation of applicable law or regulation; (iv) we are directed as such by a regulatory authority, law enforcement, or a court of competent jurisdiction; (v) we are otherwise required to do so by applicable law or regulation; or (vi) for any other reason in our sole and absolute discretion. We are not responsible for any loss of currency or funds resulting from your violation of these Terms and Conditions or from any government forfeiture. Without limiting other remedies available to us, we may immediately issue a warning, temporarily suspend, indefinitely suspend, or terminate your access to and use of the Site and Services, including closing your Account, at any time, with or without advance notice, if: (i) We believe, in our sole and absolute discretion, that you have breached any material term of this Agreement or the document(s) it incorporates by reference; (ii) We are unable to verify or authenticate any information you provide to us; (iii) We believe, in our sole and absolute discretion, that your actions may cause legal liability for you, our users or us; or (iv) We decide to cease operations or to otherwise discontinue any Services or options provided by the Site, Exchange, or parts thereof. You agree that neither the Site nor any third party acting on our behalf shall be liable to you for any termination of your access to any part of the Site or Services in accordance with these Terms and Conditions. You agree that if your access is terminated by us, you will not attempt to regain access to the Site, Exchange, or Services – using the same or different username – without prior written consent from us. We take credit card fraud very seriously. Discovery that any Member has used a stolen or fraudulent credit card will result in the notification of the appropriate law enforcement agencies and immediate termination of such Member’s Account. From time to time due to technological factors, scheduled software uploads and other factors beyond or within our control, the Site, Exchange, or other Services may be temporarily interrupted. You agree that we are not liable for any loss and damage arising from such interruption and you agree to hold us harmless against any such interruption of or inability to access the Site or Services. We reserve the right to send electronic mail or other messages to you and to other Members. The purpose of these communications may include, but is not limited to: (i) Providing you with information concerning your Account; (ii) Providing information to you regarding products or services offered by our affiliates or partners; (iii) Informing you about any of our related products or services; or (iv) Providing you with information about any item that we think, in our sole discretion, may be of interest to you. We may engage one or more market makers (each, an “MM”), who may also be affiliated with us, to act as liquidity providers on the Exchange. You understand and agree that we may provide information concerning bids and offers provided by you and other participants on the Exchange to such MMs prior to posting such bids and offers to the Exchange. The MMs will have the opportunity, but not the obligation, to accept and fill such bids and offers prior to the other participants on the Exchange (including you), should such bids be matched at lower prices and such offers be matched at higher prices (price improvement) than they otherwise would have been had they been routed directly through the Exchange. Absent mutual consent of parties involved, we reserve the right to cancel or nullify trades in the event that: (i) The trade resulted from an erroneous print disseminated by the underlying market which is later cancelled or corrected, where such erroneous print resulted in a trade higher or lower than the average trade in the underlying currency pair during the time period encompassing five minutes before and after the erroneous print, by an amount at least five times greater than the average quote width for such underlying currency pair; (ii) The trade resulted from an identifiable interruption or malfunction of an Exchange execution or communication system that caused a quote or order to trade in excess of its disseminated size or quote; (iii) The trade resulted from an erroneous quote in the primary market for the underlying currency pair that has a width of at least $10.00 or that width is at least three times greater than the average quote width for such underlying security during the time period encompassing five minutes before and after the dissemination of such quote. Underlying market includes various digital currency venues and FX rates; or (iv) The trade occurred at a price caused by any of the above, 10% above or below fair market value or deemed clearly erroneous. If you register with us as an individual user, you agree that you will use the Site and Services for your personal use only. If you register with us as an institutional user, you agree that you will use the Site and Services for commercial purposes only. In addition, you agree that any use of the Site and Service shall for the purposes expressly permitted and contemplated by this Agreement. You may not use the Site and Services for any other purposes, without our express prior written consent. Without our express prior written authorization, you may not: (i) Duplicate any part of our Site or the Materials contained therein or received via the Services (except as expressly provided elsewhere in this Agreement); (ii) Create any derivative works based on our Site or any of the Materials contained therein or received via the Services, and you agree and stipulate that any and all derivative works are NOT “fair use;” (iii) Use our Site or Services, or any of the Materials contained therein, for any public display, public performance, sale or rental, and you hereby agree and stipulate that any and all such uses are NOT “fair use”; (iv) Re-distribute our Site or any of the Materials contained therein or received through the Services, and you hereby agree and stipulate that any and all such uses is NOT “fair use;” (v) Remove any copyright or other proprietary notices from our Site or any of the Materials contained therein; (vi) Frame or utilize any framing techniques in connection with our Site or any of the Materials contained therein; (vii) Use any meta-tags, pay-per-click advertising, or any other “hidden text” using our Site’s name or marks, and you hereby stipulate that any use of the Site’s name or marks, or any other marks owned by Us is an infringement upon our trademark rights, and you stipulate to make payment of liquidated damages of five thousand dollars ($5000) per such infringement as a genuine pre-estimate of the loss and damage that will be suffered by Us as a result of such infringement, plus you agree to pay any and all fees incurred in the recovery of this amount, including attorney's fees and all associated costs; (viii) “Deep-link” to any page of our Site, or avoid agreement to the Site’s Terms & Conditions (for the avoidance of doubt, you may only link to the main entry page); (ix) Circumvent any encryption or other security tools used anywhere on the Site or in conjunction with the Services (including the theft of usernames and passwords or using another person’s username and password in order to gain access to a restricted area of the Site); (x) Use any data mining, bots, scrapers or similar data gathering and extraction tools on the Site or in conjunction with the Services; (xi) Sell, rent, lease, license, sublicense, transfer, distribute, re-transmit, time-share, use as a service bureau or otherwise assign to any third party the Materials or Services or any of your rights to access and use the Materials or Services as granted specifically by this Agreement (xii) Use our Services to impersonate any other User or person; (xiii) Use any Material or information on our Site or included in our Services in any manner that infringes any copyright, trademark, patent, trade secret, publicity or other proprietary right of any party; (xiv) Upload or attempt to upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another’s property; (xv) Upload, post, email or otherwise transmit any submission that you do not have a right to transmit under contractual, fiduciary or other relationships (such as inside information, trade secrets, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements); (xvi) Upload, post, email or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation, except in those areas that we may designate for such purpose; (xvii) Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source material that is uploaded or otherwise provided by you; (xiii) Restrict or inhibit any other User from using and enjoying the Services; (xix) Harvest or otherwise collect information about others, including e-mail addresses or other personally-identifiable information; (xx) Violate any applicable laws, policies, or regulations; (xxi) Upload, post, email or otherwise transmit any material which is illegal immoral, obscene or defamatory of any person; or (xxii) Do anything that may adversely affect proper operation of the Site, the Services and the reputation and goodwill of the Company. Except where expressly permitted by law, you may not translate, reverse-engineer, decompile, disassemble, or make derivative works from any of our Materials or any other Materials from our Site. You hereby agree not to use any automatic device or manual process to monitor or reproduce the Site or Materials, and will not use any device, software, computer code, or virus to interfere or attempt to disrupt or damage the Site, Exchange, or Services. If you do not adhere to this provision of this Agreement, you hereby stipulate to and agree to pay liquidated damages of five thousand dollars ($5,000) (being a genuine, pre-estimate of loss and damage suffered by us as a result of your said breach), plus any and all fees associated with recovery of these damages, including attorney’s fees and costs. In various provisions in this Agreement, we have outlined liquidated damages amounts to be applied against you if you violate these specific provisions. You specifically agree to pay these amounts. In agreeing to pay liquidated damages, you acknowledge that this amount is not a penalty, that the actual damages are uncertain and difficult to ascertain, but that this amount represents the parties’ good faith attempt to calculate an appropriate compensation based on anticipated actual damages and is a genuine pre-estimate of the loss and damage which may be suffered by Us. For any breach of a portion of this Agreement that does not specifically state a liquidated damages amount, you hereby agree that any breach of this Agreement shall result in liquidated damages of one hundred dollars ($100) per occurrence. You specifically agree to pay one hundred dollars ($100) in liquidated damages per occurrence; provided, however, that you will not be required to pay such liquidated damages in an amount in excess of (x) $1,000 or (y) the outstanding balance of currency or other assets in your Accounts with the Company, whichever is greater. By using the Site, Exchange or Services, you expressly acknowledge and agree that: (i) Such use of the Site, Exchange, and Services is at your own and sole risk; (ii) Any material and/or data downloaded or otherwise obtained through the use of the Site and Services or any of the Materials contained therein is done at your own discretion and risk and you are solely responsible for any damage to your computer system or loss of data that results from the download of such material and/or data; (iii) The Site, Exchange, and Services, and all materials contained therein, are provided “as is” without warranty of any kind, either express or implied, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement; (iv) itBit makes no representations or warranties that the Site, Exchange, and Services, or any Materials contained therein, will be uninterrupted, timely, secure, or error-free; nor does itBit make any representations or warranties as to the quality, suitability, truth, usefulness, accuracy, or completeness of the Site, Exchange, and Services or any of the Materials contained therein; (v) itBit cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses, or other code that may manifest contaminating or destructive properties; and accordingly, itBit does not assume any responsibility or risk for your use of the Internet; (vi) itBit makes no warranty, express or implied, regarding any transaction entered into through the Site, Exchange, or Services; (vii) itBit is NOT responsible for the XBT market, and itBit makes no representations or warranties concerning the value of virtual currency of any kind (viii) The value of virtual currencies can be volatile and itBit is not in any way responsible or liable for any losses you may incur by holding or trading virtual currencies, even if the Site or Services are delayed, suspended, or interrupted for any reason; and (ix) itBit is not responsible for any use of confidential or private information by users or third parties. The warranties and representations expressly set forth in this Agreement are the only warranties and representations made by itBit with respect to this Agreement and the Services, and are in lieu of any and all other warranties, written or oral, express or implied, that may arise either by agreement between the parties or by operation of law or otherwise, including warranties of merchantability and fitness for a particular purpose which are excluded to the fullest extent permitted by applicable laws. None of these warranties and representations will extend to any third person. The provision of any services which are in violation of any laws is strictly prohibited. If we determine that you or any User has provided or intends to engage in any activity or provide any services or material in violation of any law, your ability to use the Site, Exchange, and Services will be terminated immediately without any reimbursement of any payment or fees you may have made to Us. We reserve the right, in our sole and absolute discretion, to cooperate with law enforcement upon legal request and/or advisement of an attorney. We hereby disclaim any liability for damages that may arise from any User providing any material or services for any purpose that violates any law. To the maximum extent permitted by applicable law, you agree to defend, indemnify, and hold harmless the Company, its parent company, affiliates and subsidiaries and each of their respective officers, directors, shareholders, members, partners, attorneys, employees, independent contractors, telecommunication providers, and agents (collectively, the “Indemnified Parties”), from and against any and all claims (including third-party claims), actions, loss, liabilities, expenses, costs, or demands, including, without limitation, legal and accounting fees (collectively, “Losses”), directly or indirectly, resulting from or by reason of (i) your (or you under another person’s authority, including, without limitation, to governmental agencies) use, misuse, or inability to use the Site, Exchange, Services, or any of the Materials contained therein; or (ii) your breach of this Agreement. itBit shall notify you by electronic mail, mail, or other appropriate means, of any such claim or suit, and reasonably cooperate (at your expense) in the defense of such claim or suit. We reserve the right to participate in the defense of such claim or choose our own legal counsel, but are not obligated to do so. To the maximum extent permitted by applicable law, you hereby discharge, acquit, and otherwise release the Indemnified Parties, from any and all allegations, counts, charges, debts, causes of action, claims and Losses, relating in any way to the use of, or activities relating to the use of the Site and Services including, but not limited to, claims relating to the following: negligence, gross negligence, intentional interference with contract or advantageous business relationship, defamation, privacy, publicity, misrepresentation, any financial loss not due to the fault of the Site, false identities, fraudulent acts by others, invasion of privacy, release of personal information, failed transactions, purchases or functionality of the Site, unavailability of the Site, its functions and/or Services and any other technical failure that may result in inaccessibility to the Site, Exchange or Services, or any claim based on vicarious liability for torts committed by Users encountered or transacted with through the Site and Services, including, but not limited to, fraud, computer hacking, theft or misuse of personal information, assault, battery, stalking, rape, cheating, perjury, manslaughter, or murder. The above list is intended to be illustrative only, and not exhaustive of the types or categories of claims released by you. This release is intended by the parties to be interpreted broadly in favor of itBit, and thus any ambiguity shall be interpreted in a manner providing release of the broadest claims. This release is intended to be a full release of claims, and the parties acknowledge the legally binding nature of this provision, and the nature of the rights given up in connection therewith. Save as permitted to the maximum extent by applicable laws, in no event shall itBit (or its licensors, agents, suppliers, resellers, service providers, or any other subscribers or suppliers) be liable to you, or any other third party for any direct, special, indirect, incidental, consequential, exemplary, or punitive damages, including without limitation, damages for loss of profits, loss of information, business interruption, revenue, or goodwill, which may arise from any person’s use, misuse, or inability to use the Site, Exchange, Services, or any of the materials contained therein, even if we have been advised of the probability of such damages. This is for any matter arising out of or relating to this Agreement and your use of the Site and the Services, whether such liability is asserted on the basis of contract, tort or otherwise, even if we have been advised of the possibility of such damages. We (nor any bank where our deposit accounts are held) will not be liable for our failure to perform any obligations under this Agreement due to events beyond our control, and the time provided for performing such obligations shall be extended by a period of time equal to the duration of such events. Events beyond our control include, but are not limited to, acts of God, war, riot, arson, embargoes, civil commotion, strikes, labour disputes, equipment failures, bank failures, virtual currency market collapse or fluctuations, credit or debit card transaction processing failures, strikes, fire, flood, earthquake, hurricanes, tropical storms or other natural disaster or casualty, shortages of labour or material, shortage of transportation, facilities, fuel, energy, government regulation or restriction, acts of civil or military authority or terrorism, fibre cuts, weather conditions, breaches or failures to perform by third parties, technical problems, including hardware and software crashes and other malfunctions, failure of the telecommunications or information services infrastructure, hacking, SPAM or failure of any computer, server or software disruptions on account of or caused by vandalism, theft, phone service outages, power outage, Internet disruptions, viruses, and mechanical, power or communications failures. If, after the date of this Agreement, any law, regulation, rule, regulation or decision of any funding method association, or ordinance, whether federal, state, or local, becomes effective which substantially alters our ability to perform Services hereunder, we shall have the right to cancel this Agreement, with notice, if reasonably possible, effective upon the earlier of (i) the date upon which we are unable to provide our Services hereunder; or (ii) thirty (30) days following notice. In no event shall our maximum total aggregate liability hereunder for direct damages exceed the total fees actually paid by you for use of the Site or Services for a period of more than three (3) months from the accrual of the applicable cause or causes of action. Because some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. To the extent allowable by law, we reserve the right to set-off any damages or amounts owed to Us by you for your breach of this Agreement or other obligations under this Agreement against funds in your Account. Some websites which are linked to or from the Site (including advertisements) are owned and operated by third parties. Because we have no control over such websites and resources, you acknowledge and agree that we are not responsible or liable for the availability of such external websites or resources, and do not screen or endorse such websites or the content, products, advertising or other materials presented therein, and are not responsible or liable for any such content, advertising, services, products, or other materials on or available from such websites or resources. Use of any website controlled, owned or operated by third parties is governed by the terms and conditions of use for those websites, and not by this Agreement or our Privacy Policy, which is incorporated into this Agreement by reference. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such third-party content, goods or services available on or through any such website or resource. If you decide to access any such third-party website, you do so entirely at your own risk and subject to any terms and conditions and privacy policies posted therein. You hereby agree to defend and hold harmless each of the Indemnified Parties from and against any and all Losses that may result from your use of links that may appear on the Site or via the Services. We reserve the right to terminate any link or linking program at any time. “itBit” is a registered trademark of ours. Other manufacturers’ product and service names referenced herein may be trademarks and service marks of their respective companies and are the exclusive property of such respective owners, and may not be used publicly without the express written consent of the owners and/or holders of such trademarks and service marks. You acknowledge and agree that we either own or have been authorized by relevant third-party intellectual property owners to use all trademarks, copyright, patents, design and intellectual property of any nature and form found on the Site and the Services. All of the marks, logos, domains, and trademarks that you find on the Site and Services may not be used publicly except with express written permission from itBit, and may not be used in any manner that is likely to cause confusion among consumers, or in any manner that disparages or discredits itBit. The Materials accessible from the Site, Services, and any other website owned, operated, licensed, or controlled by Us are our proprietary information and valuable intellectual property and we retain all right, title, and interest in such Materials. No rights, title or interest in any such Materials are transferred to you by access to the Site and Services. All Materials included on the Site, such as text, graphics, photographs, video and audio clips, music, soundtracks, button icons, streaming data, animation, images, downloadable materials, data compilations and software are the property of the Company or its content suppliers and are protected by United States and international copyright laws. The compilation of all Materials on the Site is the exclusive property of the Company or its content suppliers and protected by The Materials may not be copied, distributed, republished, modified, uploaded, posted, or transmitted in any way without our prior written consent, except that you may print out a copy of the Materials solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Materials. Modification or use of the Materials except as expressly provided in this Agreement violates our intellectual property rights. You understand and acknowledge that the software elements of the Materials on the Site may be subject to regulation by agencies of the United States Government, including the United States Department of Commerce, which prohibits export or diversion of software to certain countries and third parties. Diversion of such Materials contrary to United States’ or international law is prohibited. You will not assist or participate in any such diversion or other violation of applicable laws and regulations. You agree that none of the Materials are being or will be acquired for, shipped, transferred, or re-exported, directly or indirectly, to proscribed or embargoed countries or their nationals or be used for proscribed activities. Nothing in this Agreement shall be deemed to constitute, create, imply, give effect to, or otherwise recognize a partnership, employment, joint venture, or formal business entity of any kind; and the rights and obligations of the parties shall be limited to those expressly set forth herein. We are not your agent or other representative. Except for the indemnity and exculpation provisions herein, nothing expressed in, mentioned in, or implied from this Agreement is intended or shall be construed to give any person other than the parties hereto any legal or equitable right, remedy, or claim under or in respect to this Agreement to enforce any of its terms which might otherwise be interpreted to confer such rights to such persons. This Agreement and all representations, warranties, covenants, conditions and provisions hereof are intended to be and are for the exclusive benefit of you and Us. Any notice we are required to give you under this Agreement may be provided by email, postal mail, or facsimile utilizing the contact information provided by you when you registered with the Site or by general posting on the Site. Notices from you to us shall be given by email to: info@itbit.com, unless otherwise specified in the Agreement. Either party may change the address to which notice is to be sent by written notice to the other party pursuant to this provision of the Agreement. Any notice of a change to our Terms and Conditions or Fee Schedule required to be given pursuant to Section 1.8 hereof, shall be sent to the email address you provide to us. The email notice will instruct you to visit our website to review the new changes to the Terms and Conditions or the Fee Schedule. Notices shall be deemed effective upon delivery. Notices delivered by overnight carrier (e.g., United States Express Mail or Federal Express) shall be deemed delivered on the business day following mailing. Notices mailed by United States Mail, postage prepaid, registered or certified with return receipt requested, shall be deemed delivered five (5) days after mailing. Notices by email and facsimile transmission, with confirmation from the transmitting machine that the transmission was completed, are acceptable under this Agreement provided that they are deemed delivered one (1) hour after transmission if sent during the recipient's business hours, or otherwise at 9:00 a.m. (recipient's time) the next business day. Notices delivered by posting on the site shall be deemed delivered upon posting. Notices delivered by any other method shall be deemed given upon receipt. Either party may, by giving the other party appropriate written notice, change the designated address, fax number and/or recipient for any notice or courtesy copy, hereunder. Any correctly addressed notice that is refused, unclaimed, or undeliverable, because of an act or omission of the party to be notified shall be deemed effective as of the first date that said notice was refused or deemed undeliverable by the postal authorities, messenger, facsimile machine, email server or service provider, or overnight delivery service. We do not provide any facility for sending or receiving private or confidential electronic communications. Visitors should not use this Site or Services to transmit any communication for which the sender intends only the sender and the intended recipient(s) to read. Notice is hereby given that all messages and other content entered into this Site or Services can and may be read by the agents and operators of the Site or Services, regardless of whether they are the intended recipients of such messages. User should not have an expectation of privacy regarding any communications sent through this Site or the Services. If a dispute arises between the parties arising out of or otherwise relating to this Agreement, the parties shall meet and negotiate in good faith to attempt to resolve the dispute. If the parties are unable to resolve the dispute through direct negotiations, then, except as otherwise provided herein, either party must submit the issue to binding arbitration in accordance with applicable Arbitration Ordinance. Claims subject to arbitration (“Arbitral Claims”) shall include, but are not limited to, contract and tort claims of all kinds, and all claims based on any federal, state or local law, statute, or regulation, excepting only claims by Us under applicable worker’s compensation law, unemployment insurance claims, intellectual property claims (including, but not limited to, claims involving copyrights, trademarks, patents, unfair competition, and/or trade secrets), along with actions (regardless of the underlying cause of action) by Us seeking injunctions, attachment, garnishment, and other equitable relief. Any dispute arising out of or relating to this Agreement, or the breach thereof, shall be finally settled on an individual basis – (i) In the case of disputes involving customers of itBit Pte. Ltd., by arbitration in Singapore in accordance with the Arbitration Rules of the Singapore International Arbitration Centre for the time being in force, which rules are deemed to be incorporated by reference in this clause. The language of the arbitration shall be English and the Agreement shall be interpreted in accordance with the laws of Singapore. (ii) In the case of disputes involving customers of Paxos Trust Company, LLC, by arbitration in New York, New York administered by the American Arbitration Association in accordance with its Consumer Arbitration Rules. The language of the arbitration shall be English and the Agreement shall be governed by the laws of the State of New York. An arbitral decision resulting from (i) or (ii) above may be enforced in any court, and a prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorney's fees. Additionally, the parties waive any right to trial by jury, as well as any right to participate in a class action lawsuit. The Arbitrator shall have no authority to award any punitive or exemplary damages, certify a class action, add any parties, or vary or ignore the provisions of this Agreement. The arbitrator shall render a written opinion setting forth all material facts and the basis of his or her decision within thirty (30) days of the conclusion of the arbitration proceeding. There shall be no waiver of the right to arbitration unless such waiver is provided affirmatively and in writing by the waiving party to the other party. There shall be no implied waiver of this right to arbitration. No acts, including the filing of litigation, shall be construed as a waiver or a repudiation of the right to arbitrate. Notwithstanding the period of limitation prescribed by applicable laws for the bringing of any relevant action or claim, the Parties hereby mutually agree that no action, regardless of form, arising out of or in conjunction with the subject matter of this Agreement, except for claims involving intellectual property, claims to recover outstanding amounts due to Us and claims for indemnification, may be brought by any party more than one (1) year after the cause of action arose, following which either party shall have no further claim whatsoever against the other party. Each Party acknowledges that the other party’s remedies at law may be inadequate to provide them with full compensation in the event of a breach of this Agreement, and that the non-breaching party shall therefore be entitled to seek injunctive relief in the event of any such breach, in addition to seeking all other remedies available at law or in equity. If you would like to contact us with a complaint, please contact Customer Support using one of the following methods: E-mail help@itBit.com using the email address associated with your account. Write to Customer Support at: itBit 450 Lexington Ave, #3952 New York, NY 10017 Call Customer Support at +1 (855) 997-2994 in the U.S. or (+65) 3158-33343 in Asia. If you are a customer of the Trust Company in the U.S., you may also direct your complaint to the attention of: New York State Department of Financial Services, One State Street, New York, NY 10004-1511; +1 (212) 480-6400. Please visit www.dfs.ny.gov for additional information. The rights and liabilities of the parties hereto will bind and inure to the benefit of their respective assignees, successors, executors, and administrators, as the case may be. You may not assign this Agreement without our prior written consent. We may assign this Agreement and our rights and obligations hereunder at any time upon thirty (30) days prior written notice to you. If for any reason a court of competent jurisdiction or an arbitrator finds any provision of this Agreement, or any portion thereof, to be invalid, unenforceable or illegal, such invalidity, unenforceability or illegality shall not affect the remainder of this Agreement which will continue to be in full force and effect. No waiver or action made by Us shall be deemed a waiver of any subsequent default of the same provision of this Agreement. No failure or delay in exercising or enforcing any privilege, right, remedy, or power hereunder shall be deemed a waiver of such provision by Us. If any term, clause or provision hereof is held invalid or unenforceable by a court of competent jurisdiction, such invalidity shall not affect the validity or operation of any other term, clause or provision and such invalid term, clause or provision shall be deemed to be severed from this Agreement. All waivers must be in writing. All headings are solely for the convenience of reference and shall not affect the meaning, construction or effect of this Agreement. This Agreement, together with our Privacy Policy, constitutes the entire agreement between the parties with respect to your access and use of the Site, Exchange, Services and the Materials contained therein, and your use of the Site and Services. This Agreement, together with our Privacy Policy, supersedes and replaces all prior understandings or agreements, written or oral, regarding such subject matter. We make no representation that the Site, Exchange, Services or any of the Materials contained therein are appropriate or available for use in other locations, and access to them from territories where their content or function may be illegal or is otherwise prohibited. Those who choose to access the Site, Exchange and Services from such locations do on their own initiative and are solely responsible for determining compliance with all applicable local laws. Your privacy is important to us. In this policy, “itBit”, “we”, “us”, “our” means, collectively, itBit Pte Ltd. and itBit Trust Company, LLC. “You”, “your” or “yours” means the persons to whom this policy applies. The security of your personal data is important to us. itBit has in place safeguards to protect the personal data stored with us. This policy describes how we may collect, use, disclose, process and manage your personal data. This policy applies to any individual’s personal data which is in our possession or under our control. “Personal data” is data that can be used to identify a natural person. Some examples of personal data that we may collect are: We may use your personal data for our core business purposes, such as: We may also use personal data for purposes set out in the terms and conditions that govern our relationship with you or our customer. We may use your personal data to offer you products or services, including special offers, promotions, contests or entitlements that may be of interest to you or for which you may be eligible. Such marketing messages may be sent to you in various modes including but not limited to electronic mail, direct mailers, short message service, telephone calls, facsimile and other mobile messaging services. In doing so, we will comply with the Personal Data Protection Act of Singapore (PDPA), Gramm Leach Bliley Act of the United States (GLBA) and other applicable data protection and privacy laws. In respect of sending telemarketing messages to your telephone number via short message service, telephone calls, facsimile and other mobile messaging services, please be assured that we shall only do so if we have your clear and unambiguous consent in writing or other recorded form to do so or if you have not otherwise made the appropriate registration of that number with the Do Not Call Registry. If we have an ongoing relationship with you and you have not indicated to us that you do not wish to receive telemarketing messages sent to your telephone number, we may send you telemarketing messages to that number related to the subject of our ongoing relationship via short message service, facsimile and other mobile messaging services (other than a voice or video call). You may at any time request that we stop contacting you for marketing purposes via selected or all modes. To find out more on how you can change the way we use your personal data for marketing purposes, please contact us. Nothing in this section shall vary or supersede the terms and conditions that govern our relationship with you. We may from time to time and in compliance with all applicable laws on data privacy, disclose your personal data to any personnel of itBit or to third parties, whether located in Singapore, New York or elsewhere, in order to carry out the purposes set out above. Please be assured that when we disclose your personal data to such parties, we require them to ensure that any personal data disclosed to them are kept confidential and secure. For more information about the third parties with whom we share your personal data, you may, where appropriate, wish to refer to the agreement(s) and/or terms and conditions that govern our relationship with you or our customer. You may also contact us for more information (please see the “How to contact us” section below). We wish to emphasise that itBit does not sell personal data to any third parties and we shall remain fully compliant We may transfer, store, process and/or deal with your personal data outside New York and Singapore. In doing so, we will comply with the PDPA, GLBA and other applicable data protection and privacy laws. Our website uses cookies. A cookie is a small text file placed on your computer or mobile device when you visit a website or use an app. Cookies collect information about users and their visit to the website or use of the app, such as their Internet protocol (IP) address, how they arrived at the website (for example, through a search engine or a link from another website) and how they navigate within the website or app. We use cookies and other technologies to facilitate your internet sessions and use of our apps, offer you products and/or services according to your preferred settings, track use of our websites and apps and to compile statistics about activities carried out on our websites. You may set up your web browser to block cookies from monitoring your website visit. You may also remove cookies stored Our websites may contain links to other websites which are not maintained by itBit. This privacy policy only applies to the web sites of itBit. When visiting these Your personal data is retained as long as the purpose for which it was collected remains and until it is no longer necessary for any other legal or business purposes. You may request access or make corrections to your personal data held by itBit. itBit may charge a fee for processing your request for access. Such a fee depends on the nature and complexity of your access request. Information on the processing fee will be made available to you. Please contact us (please see the “How to contact us” section below) for details on how you may request such access or corrections. To contact us on any aspect of this policy or your personal data or to provide any feedback that you may have, please visit any of our branches or get in touch with our customer centre officer in the following ways: You can contact our customer support officer at help@itbit.com. If you are a customer you may also contact us by phone, itbit.desk.com, We may amend this policy from time to time to ensure that this policy is consistent with any developments to the way itBit uses your personal data or any changes to the laws and regulations applicable to itBit. We will make available the updated policy on our web site. All communications, transactions and dealings with us shall be subject to the latest version of this policy in force at the time. The Company protects itself from involvement in money laundering or suspicious activity by the following: The Policy will be approved by the Company’s Board. The Policy once approved will be provided to all employees. Each employee will acknowledge the Policy in writing. All policies and procedures will be reviewed and updated or revised as needed, but The Company has developed and implemented internal controls for the purpose of ensuring that all of its operations comply with all AML legal requirements and that all required reports are made on a timely basis. Some of those internal controls are listed within this document and include, but are not limited to, the Customer Identification Program, the Suspicious Activity Reporting system, and the required reports on the Program’s effectiveness to the Board. All of the officers and employees of the Company are required to receive AML training at least annually. The Company will track the training progress of all employees and maintain documentation of each employee, the date of the AML training as well as a description of such training. New employees will receive appropriate AML training within 30 days of their hire date. Training for all employees will include not only the legal elements of AML laws and regulations but will also cover job specific applications of these laws. Ongoing training will be provided and updated regularly to reflect current developments and changes to laws and regulations. The Company has appointed a Compliance Officer to be responsible for the management, coordination and monitoring of compliance with this policy and all applicable AML laws and regulations. The Compliance Officer will have a working knowledge of all AML laws and be qualified by knowledge, experience and training. The Compliance Officer will be responsible for filing (if applicable) or keeping a record of suspicious transaction reports (“STR”) and suspicious activity reports (“SAR”) with the appropriate agencies and for overseeing the annual audit. The Compliance Officer will oversee all corrective action of any audit findings or other AML-related issues. The Compliance Officer will be responsible for all record keeping requirements and provide reports on the effectiveness of the AML program to the Company’s Board. It is the Company’s policy to ensure that it has reasonably identified each customer who uses the Company’s virtual Additionally, the Company will, as part of its account-opening process: (i) cross-check the names of users against compliance databases such as the OFAC Specially Designated Nationals list and other governmental watch lists; (ii) require users to provide proof of identification; and (iii) not permit any trades to be made with incomplete account-opening information. Individual Businesses Documents used in opening an account relationship must be verified prior to establishing the account. Verification of identity will require multi-factor authentication, layered The following are examples of verification methods the Company may use: The Company will diligently monitor transactions for suspicious activity. Transactions that are unusual will be carefully reviewed to determine if it appears that they make no apparent sense or appear to be for an unlawful purpose. Internal controls will be implemented so that an ongoing monitoring system is in place to detect such activity as it occurs. When such suspicious activity is detected, the Compliance Officer will determine whether a filing with any law enforcement authority is necessary. Suspicious activity can include more than just suspected money laundering attempts. Activity may be suspicious, and the Company may wish to make a filing with a law enforcement authority, even if no money is lost as a result of the transaction. The Compliance Officer will initially make the decision of whether a transaction is potentially suspicious. Once the Compliance Officer has finished his review of the transaction details, he or she will consult with the Company’s senior management to make the decision as to whether the transaction meets the definition of suspicious transaction or activity and whether any filings with law enforcement authorities should be filed. The Compliance Officer will maintain a copy of the filing as well as all Reasonable procedures for maintaining records of the information used to verify a person’s name; address and other identifying information are required under this Policy. The following are required steps in the record keeping process: The Compliance Officer is responsible for directing the annual AML audit of the Company’s operations. The independent audit will be conducted by an independent third party with working knowledge of BSA requirements, or by Company personnel with working knowledge of BSA requirements, none of whom work for the Compliance Officer. The Compliance Officer will develop corrective action plans for all issues that are raised in the audit and will provide the audit report and all corrective action plans to the Company’s senior management for review. Reports of the corrective action will continue until all are resolved.
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OPŠTI USLOVI POSLOVANJA, 10 AVGUST 2016 PRIMENJIVOST I PROMENE Ovi Opšti uslovi poslovanja i Posebni uslovi poslovanja (u daljem tekstu zajednički se nazivaju ‘Opšti i posebni uslovi poslovanja’), kao i Pravila o autorskim pravima i Pravila o zaštiti podataka, primenjuju se na sve ugovore između nas, kao Pružaoca usluga (u daljem tekstu ‘Pružaoc’, ‘mi’, ‘nama’ ili ‘naš’ – vidi naše detalje ispod) i Vi, kao Kupac usluga koje pružamo. ‘Usluge’ se odnosi na pružanje mobilnog sadržaja, npr. sadržaja koji je namenjen za upotrebu na mobilnim telefonima (kao što su aplikacije, slike za pozadine, igre, zabavni zvukovi i stvarni tonovi) putem centra za slanje kratkih poruka “Short Messaging Service” (u daljem tekstu ‘SMS’), putem (mobilnog) interneta, ove web stranice ili wap stranice (‘Stranice’) i/ili putem bilo kojeg drugog načina isporuke mobilnog sadržaja, osim kada je drugačije ugovoreno u pismenom obliku. Opšti i posebni uslovi poslovanja, kao i pravila o autorskim pravima i pravila o zaštiti podataka se takođe primenjuju na upotrebu Stranica. UPOTREBA STRANICA I/ILI REGISTRACIJA ZA (JEDNU OD) USLUGA I/ILI PRIHVAĆANJE MOBILNOG SADRŽAJA I/ILI (JEDNE OD) USLUGA PREDSTAVLJA PRIHVAĆANJE OPŠTIH I POSEBNIH USLOVA POSLOVANJA, KAO I PRAVILA O AUTORSKIM PRAVIMA I PRAVILA O ZAŠTITI PODATAKA, TE VI POTVRĐUJETE DA STE ISTE PROČITALI I DA STE VEZANI SA ISTIMA. Za određene mobilne sadržaje i usluge mogu da se primenjuju dodatni Uslovi poslovanja uz Opšte i posebne uslove poslovanja, kao što su uslovi za igre, pravila o sporovima i smernice koje će kasnije da se predstave (u daljem tekstu ‘Dodatni uslovi poslovanja’). REGISTRACIJA ZA (JEDNU OD) USLUGA I/ILI PRIHVAĆANJE MOBILNOG SADRŽAJA I/ILI (JEDNE OD) USLUGA, PREDSTAVLJA PRIHVAĆANJE SVIH VAŽEĆIH DODATNIH USLOVA POSLOVANJA, TE VI POTVRĐUJETE DA STE ISTE PROČITALI I DA STE VEZANI SA ISTIMA. Ako nastane nesaglasnost između Opštih i posebnih uslova poslovanja i Dodatnih uslova poslovanja, ovi drugi uslovi poslovanja imaju prednost. Pružaoc usluga ima pravo da u svako vreme promeni ili dopuni Opšte i posebne uslove poslovanja. Zbog toga treba da redovno proveravate ove stranice. OPIS USLUGA Uz upotrebu Usluga, Pružaoc usluga omogućava Kupcima pristup mreži mobilnog sadržaja, uključujući, ali ne ograničeno vesti ili informacije, aplikacije, igre, email-ove, usluge chat-a, zabavu, horoskope, melodije za mobitele, slike za pozadine, zabavne zvukove, stvarne tonove i video. Usluge mogu takođe da uključe pristup mobilnom sadržaju i uslugama nezavisnih trećih lica. Pristup Uslugama može da se omogući isporukom mobilnog sadržaja za preuzimanje za kategoriju za koju ste zainteresovani (npr. isporukom aplikacije) ili omogućavanjem preuzimanja mobilnog sadržaja (npr. isporukom WAP-push poveznice ili PIN koda za preuzimanje sadržaja Stranica koje su namenjene za tu svrhu, ili ponudom pristupa mobilnom sadržaju). Takse dospevaju za naplatu bez obzira da li Vi preuzmete mobilni sadržaj ili ne; naplata takse će se sastojati isključivo od stavljanja na raspolaganje prava na preuzimanje, primanje i/ili pristup mobilnom sadržaju. Opšti i posebni uslovi poslovanja, Pravila o autorskim pravima i Pravila o zaštiti podataka i svi Dodatni uslovi poslovanja takođe se primenjuju na svako proširenje ili poboljšanje Usluga. Pružaoc usluga može privremeno ili trajno da promeni ili obustavi Usluge (ili njihov deo) u bilo koje vreme. Saglasni ste sa činjenicom da Pružaoc usluga nije odgovoran bilo kojem trećem licu ili Vama, kao korisniku, ako se Usluga promeni, obustavi ili prekine. PRISTUP USLUGAMA, DOSTUPNOST I OGRANIČENJE PREMA STAROSNOJ DOBI; VAŠE ODGOVORNOST Da bi mogli da koristite Usluge, morate da: - Da imate najmanje godina starosti kao što je navedeno u Posebnim uslovima poslovanjai/ili imate dozvolu (jednog od) roditelja ili zakonskih zastupnika. - Ako neko drugi plati Usluge koje su Vam isporučene (lice ovlašćeno za plaćanje računa), morate da imate njegovu/njenu dozvolu za kupovinu i upotrebu usluga i za plaćanja Usluga. - Ako je primenjivo, da budete saglasni, takođe u ime (jednog od) roditelja, zakonskih zastupnika ili lica ovlašćenog za plaćanje računa, da budu vezani sa ovim Opštim i posebnim uslovima poslovanja, Pravilima o autorskim pravima i Pravilima o zaštiti podataka i svim Dodatnim uslovima poslovanja. Usluga se isporučuje ‘po viđenju’ i ‘po dostupnosti’ u vreme upotrebe ili potrošnje. Da bi mogli da koristite Usluge: - Morate da imate potrebnu opremu za mobilnu komunikaciju. Određeni mobilni sadržaj je dostupan samo za odabrani broj mobilnih telefona. Ovo je stvar proizvođača mobilnih telefona i zbog toga se nalazi izvan oblasti rizika Pružaoca usluga. Da bi izbegli razočarenje, pre registracije za (jednu od) Usluga, proverite kompatibilnost Vašeg telefona za ove Usluge, kao što je prikazano na Listi kompatibilnih telefona, dostupnoj na Stranicama. - Morate da obezbedite da su postavke, kao što su WAP postavke Vašeg mobilnog telefona, tačne. Da bi izbegli razočarenje, pre registracije za (jednu od) Usluga, treba da proverite kod Vašeg mobilnog mrežnog operatera da postavke Vašeg mobilnog telefona odgovaraju za ove Usluge. - Morate da imate pretplatu za mobilnu mrežu sa odgovarajućim pružaocem mobilnih mrežnih usluga ili da imate pristup mobilnoj mrežnoj komunikaciji putem drugih sredstava preko kojih Pružaoc usluga omogućava dostupnost Usluga. - Morate da imate funkcionalni internet priključak instaliran na Vašem mobilnom telefonu (WAP, GPRS ili Wi-Fi). Uputstva za ovo možete da pronađete na web stranici Vašeg mobilnog mrežnog operatera. - Morate da imate uređaje koji su potrebni za ostvarivanje veze, uključujući mobilni telefon ili kompjuter ili drugi uređaj koji je potreban. MOGUĆE JE DA ĆETE MORATI DA PLATITE DODATNE TAKSE ZA PRISTUP MOBILNOJ KOMUNIKACIONOJ MREŽI, FUNKCIONALNOM INTERNET PRIKLJUČKU ILI ZA STVARANJE PRAVILNIH POSTAVKI DA BI MOGLE DA SE ISKORISTE USLUGE. Pružaoc usluga ne prihvaća bilo kakvu odgovornost i ne pruža nikakvu garanciju ako niste u mogućnosti da (potpuno) koristite Usluge i/ili mobilni sadržaj ili da primate (SMS) poruke od nas ili ih ne primate na vreme, ako je ovo rezultat činjenice da ne ispunjavate uslove člana 3 ili kao rezultat Vašeg brisanja ili propusta u čuvanju mobilnog sadržaja ili (SMS) poruka koje primate od nas (na vreme) ili kao rezultat činjenice da je Vaše (SMS) sanduče puno ili je pun uređaj za čuvanje podataka. Odgovorni ste za obezbeđenje da Vaša oprema i/ili softver ne prekida ili sprečava usluge Pružaoca usluga. Oprema ili softver koja prouzrokuje prekide odmah će da se isključi od Usluga i u takvim slučajevima Pružaoc usluga ima pravo da prekine ili suspenduje Usluge sa trenutnim dejstvom. Ako je potrebna promena u Vašoj opremi ili softveru zbog ažuriranja ili radi Usluga, morate da napravite ove promene na Vaš trošak. PLAĆANJE USLUGA Da biste kupili Usluge, morate da budete registrovani kao nosioc računa, a za upotrebu Usluga, treba da platite taksu u skladu sa trenutnim cenama Pružaoca usluga putem računa za telefon od Vašeg mobilnog operatera ako imate pretplatu, ili putem oduzimanja od Vašeg kredita ako nemate pretplatu. Moguće je da će Vam Vaš mrežni operater naplatiti troškove za slanje ili primanje (SMS) poruka ili mobilnog sadržaja nama ili od nas, dodatno uz takse koje mi naplaćujemo. Molimo da ovo proverite sa Vašim mrežnim operaterom. Kod registracije za naše Usluge, pronaći ćete informacije o taksama koje se plaćaju Pružaocu usluga i frekvenciji slanja mobilnog sadržaja. Sve takse, uključujući takse za postojeće pretplate, su predmet promene nakon obavesti od Pružaoca usluga. Pružaoc usluga će Vam dostaviti blagovremenu obavest o ovakvim promenama. Ako ne prihvatite nove takse (koje nikada neće da imaju retroaktivno dejstvo), možete da otkažete svoj ugovor sa nama sa trenutnim dejstvom. U slučaju izdavanja računa od strane trećeg lica, uslovi plaćanja trećeg lica se primenjuju. Vi ćete da platite ili da nadoknadite Pružaocu usluga za sve nacionalne i lokalne ili druge takse (uz izuzetak poreza na osnovu neto prihoda Pružaoca usluga), uključujući ali ne ograničeno PDV, porez na imovinu i porez za igre na sreću ili bilo koji izdatak umesto toga, koji porezi se zasnivaju na troškovima za upotrebu Usluga, bez obzira da li su ovi porezi naplaćeni sada ili ubuduće putem međudržavnih, evropskih, nacionalnih ili lokalnih organa ili drugih institucija sa ovlašćenjem za naplatu poreza. PRAVILA PONAŠANJA KOD UPOTREBE USLUGA Saglasni ste sa upotrebom Usluga u skladu sa sledećim pravilima ponašanja: - Čuvaćete tajnost svih informacija koje ste dobili putem Usluga i nećete ih otkriti bilo kome bez dozvole Pružaoca usluge ili lica koje Vam je dalo informaciju; - Nećete koristiti Usluge za učestvovanje u bilo kojem obliku zlostavljanja ili uvredljivog ponašanja, uključujući ali ne ograničeno objavljivanje komunikacije, slika ili snimaka koje sadrže klevetničke, pogrdne, vulgarne, uvredljive ili skandalozne izjave, ili rasistički, pornografski, nepristojan ili uvredljiv jezik ili slike; - Nećete koristiti Usluge za kršenje prava privatnosti, prava vlasništva ili bilo kojih drugih prava Pružaoca usluge ili bilo kojeg drugog lica; - Nećete objavljivati poruke, slike ili snimke ili koristiti usluge na način koji krši, plagijazira ili ukida prava Pružaoca usluga ili bilo kojeg trećeg lica, uključujući ali ne ograničneo bilo koje autorsko pravo ili zaštitu podataka ili drugo lično ili imovinsko pravo ili koje je prevarno ili na drugi način nezakonito ili krši zakon ili javni moral; - Nećete koristiti Usluge za promociju humanitarnih udruženja, reklama ili proizvoda ili usluga; - Nećete na bilo koji način objavljivati ili proslediti kontaktne informacije preko Vaših javno objavljenih informacija, uključujući ali ne ograničeno telefonski broj, poštansku adresu, email adrese, web stranice ili puna imena; - Nećete umnožavati, kopirati, prodavati ili preprodavati Usluge, u celosti ili delimično; - Nećete koristiti Usluge u komercijalne svrhe; - Nećete koristiti Usluge za slanje nepozvanih email poruka, uključujući ali ne ograničeno masovno komercijalno reklamiranje ili informativne objave (‘Spam’). Nadalje, nećete koristiti Usluge (a) za slanje email poruka koje su neumerene i/ili namenjene za zlostavljanje ili uznemiravanje drugih lica, (b) za slanje email poruka Pružaocu usluga ili primaocu koje je naveo/la da ne želi da prima iste, (c) za slanje email-ova sa prevarnim informacijama u naslovu, (d) za slanje zlonamernih email-ova, uključujući ali ne ograničeno ‘mail bombardovanje’, ili (e) za slanje ili primanje email poruka na način koji krši Uslove poslovanja Pružaoca internet usluga; Pružaoc usluga pridržava pravo da prema vlastitom nahođenju suspenduje ili prekine Vašu pretplatu, i/ili prekine ugovorni odnos sa Vama i/ili da Vam uskrati upotrebu Usluga ili njihovog dela, sada ili ubuduće, bez toga da Vam duguje bilo kakvu naknadu za to. OBAVEZA REGISTRACIJE ZA USLUGE Da bi osigurali bezbednu upotrebu Usluga kao i plaćanje odgovarajućih taksi, garantujete da su lične informacije navedene u obrascu za registraciju (u daljem tekstu ‘Registrovana informacija’) tačne i potpune. Ako Pružaoc usluge, prema vlastitom nahođenju, veruje da Registrovana informacija nije tačna ili je nepotpuna, Pružaoc usluga ima pravo da suspenduje ili prekine svoju pretplatu i/ili prekine ugovorni odnos sa Vama i/ili Vam uskrati upotrebu Usluga ili njihovog dela, sada ili ubuduće, bez toga da Vam duguje bilo kakvu naknadu za to. Odgovorni ste za održavanje tajnosti svih lozinki i/ili drugih informacija koje Vam je izdao Pružaoc usluga i potpuno ste odgovorni za sve radnje izvedene uz upotrebu Vaše lozinke ili ovih drugih informacija. Obavezujete se da ćete završiti svoju posetu Stranicama na kraju svake sesije (zatvaranjem Vašeg pretraživača) i da ćete kontaktirati Pružaoca usluga ako uočite ili sumnjate na neovlašćenu upotrebu Vaše lozinke ili računa kod Pružaoca usluga, ili da bezbednost ili zaštita Registrovane informacije nije više zajamčena iz bilo kojeg razloga. Pružaoc usluga može da odobri pristup određenim Uslugama bez registracije kao korisnik, kao što je prijava za usluge putem Vašeg mobilnog telefona. U svakom od ovih slučajeva, Vaša identifikacija se zasniva na metodi identifikacije koju mi smatramo odgovarajućom, kao što je broj Vašeg mobilnog telefona. TAKMIČENJA I DOSTPUNOST NAGRADA Ako se kao deo Usluga mogu da osvoje nagrade, morate da budete registrovani kod Pružaoca usluga u skladu sa članom 6 ovih Opštih uslova poslovanja kako bi mogli da primite nagrade koje ste osvojili. Uslovi igara se primenjuju i mogu da se pogledaju na Stranicama. Navedene informacije moraju da budu tačne i potpune da bi se mogla zahtevati nagrada. PRAVILA O ZAŠTITI PODATAKA I OBRADA PODATAKA Pružaoc usluga pridaje veliku važnost privatnosti svojih korisnika. Zbog tog razloga odredili smo odvojena Pravila o zaštiti podataka koja čine sastavni deo Opštih i posebnih uslova poslovanja Pružaoca usluga i Dodatne uslove poslovanja. Potvrđujete da Pružaoc usluga može da sakuplja i obrađuje ‘lične informacije’, ‘finansijske informacije’ ili ‘demografske informacije i informacije korisnika’ (‘Informacije’) u vezi sa Uslugama. Možemo da prosledimo Informacije Vašem mobilnom mrežnom operateru i/ili Pružaocu gejtvej usluga za naplatu taksi koje ste dužni, a ovakve Informacije koje sakuplja Pružaoc usluga mogu da se sačuvaju i obrade u zemlji u kojoj Pružaoc usluga ili njegovi zastupnici poseduju određena tehnička sredstva. Upotrebom Usluga, saglasni ste sa ovakvim prenosom Informacija izvan Vaše zemlje. Upotrebom Usluga, saglasni ste sa Pravilima o zaštiti podataka, Pravilima o autorskim pravima i Opštim i posebnim uslovima poslovanja. Ako niste saglasni sa njima, ne treba da koristite naše Usluge. Pridržavamo pravo da menjamo, dopunimo ili ograničimo ova Pravila o zaštiti podataka, Pravila o autorskim pravima i Opšte i posebne uslove poslovanja u bilo koje vreme. Osim kada je izričito drugačije određeno, Opšti i posebni uslovi poslovanja, Pravila o autorskim pravima i Pravila o zaštiti podataka primenjuju se na sve postojeće i nove aplikacije sa kojim su trenutne Usluge proširene ili poboljšane. Zbog toga se preporučuje da redovno proveravate ove stranice. NAKNADA ŠTETE Saglasni ste da ćete da nadoknadite štetu, odbranite i oslobodite od odgovornosti Pružaoca usluge i njegove holding-kompanije, članove, filijale, pridružene kompanije, pružaoce usluga, izvođače, zastupnike, predstavnike, davaoce licence, menadžere, rukovodeće službenike, direktore, deoničare i zaposlenike u vezi sa bilo kojim zahtevom, tužbom, radnjom, molbom ili drugim predlogom koje je predalo treće lice, a koje je prouzrokovano od ili je nastalo u vezi sa Vašom (i) upotrebom Usluga, mobilnog sadržaja i Stranica, uključujući ali ne ograničeno na Vaše preuzimanje sa Stranica i/ili mobilnog sadržaja, (ii) kršenjem ovih Opštih i Posebnih uslova poslovanja ili (iii) kršenjem bilo kojeg zakona, propisa ili prava bilo kojeg trećeg lica. Vi plaćate bilo koje i sve troškove, štete i izdatke, uključujući ali ne ograničeno na razumne zakonske troškove i troškove koji su naplaćeni ili na drugi način nastali od strane Pružaoca usluge u vezi sa ili na osnovu takvog zahteva, tužbe, radnje, molbe ili drugog predloga. UPOTREBA, ČUVANJE, KONTROLA I BRISANJE INFORMACIJA Pridržavamo pravo da kontrolišemo sve reklamne poruke, tekstualne poruke, javne objave i poruke da bi obezbedili da su isti saglasni sa smernicama koje se primenjuju u svako vreme. Iako ne pregledamo svaku poruku koje šalju korisnici Usluga (i to nismo u mogućnosti) i nismo odgovorni za sadržaj ovih poruka, pridržavamo pravo, ali nismo obavezni da izbrišemo ili pomerimo sadržaj, uključujući ali ne ograničeno na profile, javne objave i (tekstualne) poruke, za koje mi prema vlastitom nahođenju smatramo da su suprotne Opštim i posebnim uslovima poslovanja ili drugim primenjivim smernicama, ili su neprihvatljive na drugi način. Bićete isključivo odgovorni za sadržaj profila, javnih objava i (tekstualnih) poruka koje sačuvate putem Usluga ili pošaljete korisnicima Usluga. Ako mislite da reklamna poruka, tekstualna poruka ili javna objava na Stranicama krši Vaše autorsko pravo, molimo da pročitate Pravila o autorskim pravima. Sve tekstualne poruke mogu da se pregledaju a sadržaj eksplicitnog pornografskog karaktera će se izbrisati. Korisnici koji se neprikladno ponašaju biće uklonjeni sa Stranica. Pružaoc usluga ima pravo da prekine/obustavi pretplatu i/ili račune koji su neaktivni jedno određeno vreme. Saglasni ste sa činjenicom da Pružaoc usluga nije odgovoran ako informacija koja je poslata putem Usluga nije sačuvana ili je greškom uklonjena. OTKAZ I PREKID – BEZ PRAVA OPOZIVA, PROBNOG PERIODA ILI OTKAZNOG ROKA Pravo opoziva, probnog perioda ili otkaznog roka se ne primenjuje na Usluge. Pružaoc usluga nudi korisnicima mogućnost isključenja Usluga. Pružamo Vam informacije o ovome u Opštim i posebnim uslovima poslovanja, na web stranicama koje pripadaju Uslugama, u samim Uslugama i/ili putem naših (SMS) poruka. Poruka o besplatnoj registraciji od Pružaoca usluga (ako je primenjivo) takođe sadrži informacije o tome kako da se otkažu Usluge. Ako se Usluge pružaju putem SMS-a, Usluge se u pravilu mogu otkazati slanjem SMS poruke sa reči STOP kao tekst. Možete da pošaljete ovu poruku na skraćeni broj (kratki kod) koji ste koristili za pristup Uslugama. Na primer, možete da pošaljete STOP poruku na primenjive kratke kodove i otkaz će odmah da deluje po prijemu zahteva za prekid. Za dalje detalje, pogledajte Opšte i posebne uslove poslovanja, i/ili kliknite na zastavu Vaše zemlje. Možete takođe da pošaljete email na prikazanu adresu na Stranicama i/ili kroz Usluge, ili pozovite broj, naveden u Posebnim uslovima poslovanja. U tom slučaju, otkaz će imati dejstvo u roku od 48 časova po prijemu zahteva za prekid. Međutim takse se mogu pojaviti na Vašem računu za mobilni telefon sledećeg meseca, jer mrežni operateri obračunavaju retroaktivno. Pružaoc usluge može, prema vlastitom nahođenju, bez prethodne obavesti, da prekine ili otkaže Vašu upotrebu Usluga u bilo koje vreme i da izbriše ili ukloni Registrovane informacije u okviru Usluga. Saglasni ste sa činjenicom da Pružaoc usluga može da prekine ugovorni odnos sa trenutnim dejstvom i može da uništi ili deaktiviše sve registrovane informacije u vezi ovog ugovornog odnosa, kao i liste ili datoteke koje sadrže, sa trenutnim dejstvom, i/ili može da Vam odbije dalji pristup Uslugama. TRANSAKCIJE SA OGLAŠIVAČIMA I/ILI SPONZORIMA Možemo da koristimo oglašivače i sponzore da bi smanjili troškove naših Usluga za Vas. Kao uslov za upotrebu naših Usluga, saglasni ste da možemo da objavimo reklame i druge promocije na našim Stranicama i/ili u našim Uslugama i da možemo da šaljemo reklame i promocije putem SMS-a ili drugih sredstava u vezi sa našim Uslugama. Takođe ste saglasni da nećete blokirati ovakve reklame i promocije i da nećete da ih sprečavate na bilo koji način. ODREĐENE ZEMLJE NE DOZVOLJAVAJU NAM DA VAM ŠALJEMO REKLAMNE PORUKE BEZ VAŠE PRETHODNE IZRIČITE SAGLASNOSTI. ZBOG TOGA JE MOGUĆE DA SE PRETHODNO NAVEDENO NE ODNOSI NA VAS. Objavljivanje reklama ili promocija na našim Stranicama ne predstavlja podršku Pružaoca usluga takvog sadržaja, usluge ili kompanije. Naš cilj je da obezbedimo da su reklame i promocije prikladne za naše korisnike. Imate pravo da u svako vreme zahtevate od nas da Vas ne kontaktiramo putem direktnog marketinga (ne više). Pružaoc usluga neće biti stranka niti će na bilo koji način biti odgovoran za bilo koje transakcije u vezi proizvoda ili usluga koje su navedena treća lica učinila dostupnim ili za sadržaj informacija navedenih u vezi sa proizvodima ili uslugama trećih lica. Saglasni ste sa činjenicom da Pružaoc usluga nije odgovoran za štete bilo koje vrste koje nastaju iz takvih transakcija. PRAVA INTELEKTUALNOG I INDUSTRIJSKOG VLASNIŠTVA Upoznati ste i saglasni sa činjenicom da sadržaj i softver koji se koristi u vezi sa Uslugama, u daljem tekstu Softver, sadrži poverljive informacije koje su zaštićene važećim i primenjivim pravima o intelektualnom vlasništvu. Osim ako je ovde drugačije određeno, sva prava, naslovi i interesi u i za svaku intelektualnu imovinu, imovinska prava ili druga prava povezana sa nematerijalnom imovinom koja se koristi, razvija, prilagođava, uključuje ili praktikuje u vezi sa bilo kojom Uslugom ("Prava intelektualnog vlasništva") su vlasništvo Pružaoca usluga ili njegovih davaoca licence i saglasni ste da nećete zahtevati interes u ili vlasništvo bilo kakvih prava intelektualnog vlasništva. Potvrđujete da nemate pravni osnov na prava industrijskog vlasništva koja su Vam preneta i da ne dobivate nikakva prava, izričito ili implicirano, na Uslugama, osim prava koja su izričito odobrena u ovim Opštim i posebnim uslovima poslovanja. "Prava intelektualnog vlasništva" znači bilo koja i sva prava prema Zakonu o patentima, Zakonu o autorskim pravima, Zakonu o poslovnim tajnama, Zakonu o trgovačkim markama i bilo koja i sva druga imovinska prava, i bilo koja i sve njihove primene, obnavljanja, proširenja i obnove, sada ili ubuduće na snazi u svetu. Potvrđujete da sve trgovačke marke koje se pojavljuju u Softveru i na Stranicama pripadaju Pružaocu ulsuga ili vlasnicima takvih marki i da su zaštićeni domaćim i međunarodnim Zakonima o trgovačkim markama i autorskim pravima. Bilo koja i svaka upotreba marki koje se pojavljuju u Softveru i na Stranicama, bez izražene pismene saglasnosti Pružaoca usluge ili vlasnika marke, prema tome je strogo zabranjena. Nadalje ste upoznati sa činjenicom i saglasni ste sa tim da podaci u reklamama od oglašivača i/ili sponzora ili informacije koje su Vam posredovane putem Usluga budu predmet Zakona o autorskim pravima, trgovačkim markama, nazivima trgovačkih marki, patentima ili drugim imovinskim pravima i zakonima. Garantujete da nećete da izmenite, iznajmite, pozajmite, date u lizing, posudite, prodate, distribuišete, stvorite ili generišete sadržaj ili proizvode delimično ili u potpunosti izvedeno od Usluga ili Softvera, osim u slučaju da Vam je Pružaoc usluga dao izričitu pismenu saglasnost da to učinite. Pružaoc usluga Vam ovde odobrava a Vi prihvaćate, ličnu, ograničenu, neprenosivu, neekskluzivnu, opozivu i neprenosivu licencu ili dozvolu za instalaciju Softvera i preuzimanje sadržaja, za upotrebu radnog koda njegovog Softvera za upotrebu Usluga na određenom kompatibilnom mobilnom uređaju isključivo za Vašu ličnu nekomercijalnu upotrebu i za upotrebu Softvera i Stranice isključivo u skladu sa ovim Opštim i posebnim uslovima poslovanja, sve dok ne kopirate, menjate ili podešavate bilo koji Softver, izvorne kodove ili sadržaj, umnožavate, modifikujete, izvodite, prenosite, distribuišete, prodajete, preprodajete, stvarate izvedeni proizvod ili sadržaj od njih, rekonstruišete ili pravite reverzibilne sklopove od njih ili na drugi način pokušavate da pronađete izvorni kod (niti dozvoljavate trećim licima da isto čine), koristite ili činite dostupnim Softver i sadržaj osim kao što je izričito navedeno u ovim Opštim i posebnim uslovima poslovanja i pod uslovom da ne prodajte bilo koja prava vezana za sadržaj, Softver i prava intelektualnog vlasništva, kodirate iste, izdajete podlicence za iste, označavate ih sa pravima bezbednosti ili na drugi način prenosite iste. Garantujete da nećete da promenite sadržaj, Softver i prava intelektualnog vlasništva na bilo koji način ili da ćete da koristite izmenjene verzije Softvera i prava intelektualnog vlasništva, uključujući (ali ne ograničeno) da bi dobili neovlašćeni pristup Uslugama. Garantujete da ćete da koristite samo interfejs koji je omogućio Pružaoc usluga da bi dobili pristup Uslugama. Pružaoc usluga daje dozvolu da napravi samo jednu kopiju Informacija na opremi koju koristite za pristup Uslugama i da koristite i pokažete kopiju Registrovanih informacija koje su napravljene na toj opremi u privatne svrhe. - ISKLJUČENJE ODGOVORNOSTI / BEZ GARANCIJE PRUŽAOC USLUGA, NJEGOVI DIREKTORI, MENADŽERI, ZAPOSLENICI, DOBAVLJAČI, PREDSTAVNICI I ZASTUPNICI (‘STRANKA PRUŽAOCA USLUGA’) NE PRIHVAĆAJU NIKAKVU ODGOVORNOST ZA ŠTETE KOJE NASTANU ZBOG UPOTREBE USLUGA, MOBILNOG SADRŽAJA, SOFTVERA I STRANICA. VI RAZUMETE I IZRIČITO PRIHVAĆATE DA: - USLUGE, SADRŽAJ, SOFTVER I STRANICE SU ISPORUČENE ‘NA VIĐENO’ I ‘PREMA DOSTUPNOSTI’, BEZ BILO KAKVE GARANCIJE. U SKLADU SA ZAKONSKIM OGRANIČENJEM, STRANKE PRUŽAOCI USLUGA IZRIČITO NE PRIHVAĆAJU BILO KAKVU ODGOVORNOST, BILO IZRIČITO, BILI IMPLICIRANO, ZAKONSKI ILI NA DRUGI NAČIN U VEZI SA USLUGAMA, SADRŽAJEM, SOFTVEROM I STRANICAMA, UKLJUČUJUĆI ALI NE OGRANIČENO NA IMPLICITNU GARANCIJU IMOVINSKIH PRAVA, TRŽIŠNI POTENCIJAL, PRIKLADNOST ZA ODREĐENE SVRHE I NEKRŠENJE IMOVINSKIH PRAVA; - STRANKE PRUŽAOCA USLUGA NE PRIHVAĆAJU BILO KAKVU ODGOVORNOST U VEZI SA BEZBEDNOSTI, POUZDANOSTI, BLAGOVREMENOSTI I IZVEDBE USLUGA, MOBILNOG SADRŽAJA, SOFTVERA I STRANICA. STRANKA PRUŽAOCA USLUGA NE GARANTUJE DA ĆE USLUGE, MOBILNI SADRŽAJ I STRANICE ISPUNITI VAŠA OČEKIVANJA I DA ĆE STRANICE BITI SLOBODNE OD PREKIDA ILI GREŠAKA; - NITI JEDAN SAVET ILI INFORMACIJA, BEZ OBZIRA DA LI JE USMENA ILI PISMENA, KOJI STE DOBILI OD NAS ILI KROZ NAŠE USLUGE, NEĆE STVORITI BILO KAKVU GARANCIJU, OSIM AKO JE OVDE IZRIČITO DATA. NE SMETE DA SE OSLANJATE NA TAKVU INFORMACIJU ILI SAVET; RAZUMETE I PRIHVAĆATE DA PREUZIMATE I/ILI KORISTITE USLUGE, SADRŽAJ, SOFTVER I STRANICE PREMA VLASTITOM NAHOĐENJU I NA VLASTITI RIZIK I DA STE ISKLJUČIVO ODGOVORNI ZA BILO KOJE ŠTETE KOJE NASTANU NA VAŠEM KOMPJUTERSKOM SISTEMU, MOBILNOM TELEFONU ILI GUBITAK PODATAKA KAO REZULTAT PREUZIMANJA ILI UPOTREBE MOBILNOG SADRŽAJA, OVOG SOFTVERA I STRANICA; - U POGLEDU USLUGA CHAT-A: USLUGE, UKLJUČUJUĆI SMS USLUGE, NAMENJENE SU ISKLJUČIVO U SVRHU ZABAVE; SLIKE LICA PRIKAZANIH NA TELEVIZIJI, NA INTERNETU I/ILI MOBILNIM TELEFONIMA SU NAMENJENE ISKLJUČIVO U SVRHU ILUSTRACIJE. U STVARNOSTI OVO NISU LICA KOJA VAM ZAISTA PRUŽAJU USLUGE OGRANIČENJE ODGOVORNOST STRANKE PRUŽAOCI USLUGA NEĆE POD BILO KAKVIM OKOLNOSTIMA, UKLJUČUJUĆI NEMAR, BITI ODGOVORNI PREMA VAMA ILI TREĆEM LICU ZA BILO KOJE ŠTETE, UKLJUČUJUĆI ALI NE OGRANIČENO NA DIREKTNU, INDIREKTNU, SPOREDNU, POSEBNU, KRIVIČNU ODŠTETU, KAZNU, DODATNU, ZAKONSKU ODGOVORNOST ILI POSLEDIČNI GUBITAK (UKLJUČUJUĆI ŠTETU ZBOG GUBITKA POSLOVNIH PRIHODA, PREKIDA POSLOVANJA, GUBITKA POSLOVNE INFORMACIJE I SLIČNO) KAO REZULTAT VAŠE UPOTREBE, ZLOUPOTREBE ILI NEMOGUĆNOSTI KORIŠĆENJA USLUGA, MOBILNOG SADRŽAJA, SOFTVERA I STRANICA, ČAK I KADA JE OVLAŠĆENI PREDSTAVNIK PRUŽAOCA USLUGA INFORMISAN O MOGUĆNOSTI NASTANKA OVAKVE ŠTETE (UKLJUČUJUĆI ŠTETU KOJU PRETRPE TREĆA LICA). ODREĐENE ZEMLJE NE DOZVOLJAVAJU OGRANIČENJE ILI ISKLJUČENJE ODGOVORNOSTI ZA DIREKTNE, DODATNE ŠTETE ILI POSLEDIČNI GUBITAK, TAKO DA GORE NAVEDENO OGRANIČENJE ILI ISKLJUČENJE SE MOŽDA NE PRIMENJUJE NA VAS. POTPUNA ODGOVORNOST STRANAKA PRUŽAOCA USLUGA ZA VAS I ZA SVE ŠTETE, GUBITKE I ZAKONSKE ZAHTEVE (UGOVORNE ILI NA OSNOVU NEZAKONITIH RADNJI (UKLJUČUJUĆI NEMAR) ILI NA DRUGI NAČIN) NEĆE U BILO KOJEM TRENUTKU DA PREKORAČI IZNOS KOJI STE PLATILI ZA REGISTRACIJU USLUGA, MOBILNOG SADRŽAJA, SOFTVERA I STRANICA. OPŠTE INFORMACIJE Ovi Opšti i posebni uslovi poslovanja zamenjuju sve prethodne ugovore između Vas i Pružaoca usluga. Ako koristite dodatne usluge, materijal ili softver od trećih lica, dodatni opšti uslovi poslovanja mogu se primenjivati na Vas. Nacionalni zakoni iz Vaše zemlje prebivališta se primenjuju na ugovorni odnos između Vas i Pružaoca usluga, nezavisno od odredbi međunarodnog zakona. Vi i Pružaoc usluga se odričete bilo kojeg prava na porotnički sud u pogledu bilo koje tužbe u vezi sa ovim Opštim i posebnim uslovima poslovanja. Primena UN Konvencije o ugovorima za međunarodnu prodaju robe je izričito isključena. Sporovi će se rešavati pred konačnom i obavezujućom arbitražom prema pravilima arbitražnih udruženja u Vašoj zemlji. Bilo koje propuštanje Pružaoca usluga da izvrši ili se pozove na određena prava ili ugovorne klauzule određene u ovim Opštim i posebnim uslovima poslovanja ne predstavlja na bilo koji način odricanje ili odbijanje ovih prava ili ugovornih klauzula. U slučaju da bilo koja odredba ovih Opštih i posebnih uslova poslovanja postane nevažeća ili neizvodiva od strane nadležnog suda ili postavljenog arbitra, ovakvo određenje neće na bilo koji način delovati na važenje ili izvodivost bilo koje druge odredbe. Naše propuštanje u izvršenju prava koja su nam omogućena pod ovim uslovima kod nastupanja bilo kakvih kršenja koja su određena u ovom Ugovoru, neće predstavljati odustanak od ovih prava nakon ponavljanja ovih kršenja. Naslovi poglavlja koji se nalaze u ovim Opštim i posebnim uslovima poslovanja su navedeni samo zbog jednostavnosti i ne određuju, ograničavaju, tumače ili opisuju na bilo koji način obim ili razmere ovih poglavlja ili na bilo koji način imaju uticaj ovo poglavlje. Usluge izvršava: pogledajte Posebne uslove poslovanja za Vašu zemlju.