http___homeinsteadhearthside.net_bs_category_new-car-insurance-quote_page_2__1.xml
1.1 2.1 3.1 3.2 3.3 3.4 3.5 4.1 4.2 5.1 6.1 6.2 6.3 7.1 8.1 8.2 9.1 10.1 10.2 11.1 11.2 11.3 12.1 12.2 13.1 14.1 15.1 16.1 17.1 18.1 19.1
HoBи циTaT ayTo ocиrypaњe- MoTop ocиrypaњe HoBи ayToMoбил ocиrypaњe HoBи ayToMoбил ocиrypaњe - Motor Insurance is a security blanket for car buyers helping them in case of theft or accidental damage. Ca cTaHoBHишTBa / caoбpaћaj kao rycTo kao ИHдиja je и ca зaпaњyjyћиx бpojaњa MoTopHиx Boзилa-, the reported daily accident count is way more than average . Thefts, especially that of 2-wheeleres is also very common. A sensible car/bike buyer therefore goes for an insurance cover that will cater to insure the owner the maximum protection and yet be very light on his/her pocket. Personal accident cover is also something that an insured looks out for and therefore a driving factor for procuring Motor Insurance. The premium a motor-vehicle buyer pays for the Insurance is directly dependent on the Insured Declared Value (IDV) of the vehicle. The extent or nature of coverage provided by company can be broadly classified into three types: - Third – party coverage: Basically the coverage when the driver is at fault– meaning the insurance company is liable to pay for the losses incurred by the driver. This type is legally mandatory as per the Motor-vehicle act in India. This type of coverage is easiest on the pocket. - Collision Coverage: Collision coverage protects the insured against the losses incurred or any damage due to collision to his/her property. Theft or damage due to collision is not covered. - Comprehensive Coverage: Easily the most preferred choice of people, this type covers almost everything ranging from individual damages; loss because of theft to third-party liabilities. This type of coverage can be extended to bring in more cover for the vehicle and is the most expensive of the three. There are hefty discounts awarded to the insured for every claim-free year. Usually termed as no-Claim Bonus, the insured have to pay a discounted premium rate for the next term. The percentage of discount adds up with each progressing year and it ranges from 10 to 50 percent. An insured should also not be fooled to believe that he/she has absolutely everything covered from head to toe. There are quite a few notable exceptions that a buyer should be aware of: - Gradual wear of vehicle parts is not covered, neither is the damage when an insured vehicle is driven by a driver without a valid driving license. - Damage to the vehicle in case the driver was in an intoxicated state and losses due to deliberate negligence of an insured vehicle (for example damage to an engine caused due to low engine oil)don’t fall within the boundaries of the insurance. The benefits of a motor insurance are: - Coverage against any loss or damage to the insured vehicle. - Coverage against any damage or loss to the vehicle caused due to accident, theft, fire, explosion, natural calamities, etc. - Coverage against liability caused due to injury or death of the third party. - Personal accidental cover.
1.1 2.1 3.1 3.2 3.3 3.4 4.1 4.2 5.1 6.1 7.1 7.2 7.3 8.1 9.1 10.1 11.1 11.2 12.1 13.1 14.1 15.1 15.2 16.1 16.2 16.3 17.1 17.2 18.1 19.1 20.1 21.1 22.1 23.1 24.1
Novi osiguranje automobila quote- osiguranja motornih vozila Novi osiguranje automobila Novi osiguranje automobila - Motor Osiguranje je sigurnosni pokrivač za auto kupcima pomažući im u slučaju krađe ili slučajnog oštećenja. Sa stanovništvom / saobraćaj gusta što su Indija i sa zapanjujućih count motornih vozila, prijavljenih count dnevnih nesreće je daleko više od prosjeka .Thefts, naročito od 2-wheeleres je također vrlo čest. Razuman auto / bicikl kupca stoga ide za osiguranje poklopac koji će zadovoljiti kako bi se osiguralo vlasnika maksimalnu zaštitu, a ipak biti vrlo svjetlo na njegov / njen džep. Osobni poklopac nesreće je također nešto što osiguranik pazi na i stoga vožnje faktor za nabavku Motor Osiguranje. Premija kupac motornih vozila plaća za Osiguranje direktno zavisi od osiguranih Deklarisane Vrijednost (IDV) vozila. Obim ili priroda pokrivenosti koje kompanije mogu se svrstati u tri tipa: - Treće - pokrivenost party: & Nbsp; U osnovi je pokrivenost kada je vozač kriv– što znači da se osiguranje firma je odgovoran da plati za gubitke koji su nastali od strane vozača. Ovaj tip je zakonski obavezna po akt motornih vozila u Indiji. Ovaj tip pokrivenost je najlakše na džep. & Nbsp; - Collision Pokrivenost: & Nbsp; Pokrivenost sudara štiti osiguranika protiv gubitaka ili bilo kakvu štetu zbog sudara na njegovu / njenu imovinu. Krađe ili oštećenja zbog sudara nije pokriven. & Nbsp; - Sveobuhvatna Pokrivenost: & Nbsp; Lako najpoželjniji izbor ljudi, ovaj tip pokriva gotovo sve u rasponu od individualnih štete; gubitak zbog krađe na treće strane obaveze. Ovaj tip pokrivenost može se proširiti kako bi u više poklopac za vozilo i najskuplji od tri. Postoje HEFTY popusti dodjeljuje osiguranih za svaku tvrdnju bez godine. Obično nazvati no-potraživanje Bonus, osiguranika moraju platiti sniženoj stopi premije za naredni mandat. Postotak popusta dodaje se sa svakom napreduje godine i kreće se od 10 u 50 posto. Osiguranik treba da se zavaravati da veruje da on / ona ima apsolutno sve pokrivene od glave do pete. Postoji dosta časnih izuzetaka da kupac treba biti svjestan: - Postepeno trošenje dijelova vozila ne pokriva, niti je šteta kada se osiguranik vozilo kojim je upravljao vozač bez važeće vozačke dozvole. - Šteta na vozilu u slučaju da je vozač bio u alkoholiziranom stanju države i gubitke zbog namjernog nemara osiguranika vozila (naprimjer štetu na motoru izazvao zbog niske motornog ulja)ne spadaju u granicama osiguranje. Prednosti osiguranja motornih vozila su: - Pokrivenost protiv bilo kakav gubitak ili oštećenje osiguranog vozila. - Pokrivenost protiv bilo kakvu štetu ili gubitak na vozilu nastala zbog nezgode, krađa, vatra, eksplozija, prirodne katastrofe, itd. - Pokrivenost od odgovornosti uzrokovane zbog povrede ili smrti trećeg lica. - Osobni slučajno cover.