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economics major salary Thursday, March 24, 2011 Privacy Policy If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at frqblogger@gmail.com. At economicsmajorsalary.blogspot.com, the privacy of our visitors is of extreme importance to us. This privacy policy document outlines the types of personal information is received and collected by economicsmajorsalary.blogspot.com and how it is used. Log Files Like many other Web sites, economicsmajorsalary.blogspot.com makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable. 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If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites. The Business Economics Major As you may have heard, the choice of school and the pursuit of a degree are extremely important in determining your success in economics. Just about every school offers macro economics and microeconomics courses, but to really get ahead, you'll want to get into a graduate school with the best department of Economics you can find. The best schools may offer more passionate teachers, better internship options, more extensive areas of study and the sort of prestige you'll need when looking to start your career in the competitive labor market. When choosing classes from a school's department of Economics, the best advice is to take more math courses! It can be easy to fall behind in your studies if you aren't crystal clear on the statistics, calculus and mathematical concepts. When you were trying to get your bachelor's degree in economics, you were likely scanning the course options for "easy electives" and ways of pulling your GPA up. However, graduate schools care most about what hard classes you've taken and how well you did in them, rather than your GPA as a whole. Be sure you take real analysis, calculus and econometrics, as these classes will be vital to your understanding. To get an undergrad degree in Business Economics, students attending an accredited economics university will need to take courses like macro economics, microeconomics, financial accounting and reporting, calculus, economics statistics, econometrics, money/banking/credit, business writing, the stock market, labor economics, monetary economics, international trade theory, law and economics, industrial organization, economics and business strategy, organizational psychology, formal organizations and politics and the economy. The average starting salary for economists is $38,000 for a bachelor's degree, $48,000 for a master's and $70,000 for a PhD, according to a 2002 National Association of Business Economics survey. The median income for the economics major is higher than any other major, experts say. Economics research also suggests that economics majors earn 20% more than business administration majors, 19% more than accounting majors, 18% more than marketing majors and 15% more than finance majors. When a potential employer sees this major on a resume, he or she immediately understands that you have a solid foundation of math, politics, business and economic theory. Your degree also shows that you have the capacity to process complex subjects and problem solve, which is valuable in any field. According to US News & World Report, Harvard University in Boston, Massachusetts is the top-rated school for Business Economics. The second-best university in this field is Stanford in California and Northwestern University in Illinois. After the top-three, other economics college options include the University of Pennsylvania (Wharton) in Philadelphia, the Massachusetts Institute of Technology (Sloan) in Cambridge, the University of Chicago, UC-Berkeley in California, Dartmouth College in New Hampshire, Columbia University in New York City and Yale University in Connecticut. It's highly recommended that individuals looking to remain competitive in their field pursue advanced education with Master's or PhD's. Unlike undergrad, the department of Economics in grad schools looks to cultivate the best and brightest talent. Most students are granted a fellowship, assistantship, grant, tuition remission or monthly stipend to cover the cost of the program and living expenses. Be aware that you'll be required to do a lot of dirty work for your money, like grading, teaching, lecturing, leading weekly section meetings, researching and writing. If a lot of students are admitted, then you may still need to pay or seek NSF grants on your own. The good news is that, after all their hard work, 99% of graduate students get placed into applied economics positions right out of grad school. How to Earn Impressive Actuarial Salary? As mentioned above, an actuary's primary responsibility is to create strategies that can capacitate any financial business with strength and insight to counter uncertainties and unfavorable impacts. Actuaries are mostly found in the field of insurance where they calculate the effects of major incidents like natural disasters, accidents and deaths. Through such assessment, actuaries help minimize the impact of losses on their clients' finances. Collection of pertinent data and study of the same are major parts of an actuary's professional duties. Educational Qualification To become an actuary, you could take up an advanced degree in actuarial science. You can also achieve competency in this field of study by taking up online education. An actuarial science degree consists of subjects like calculus, statistics, business communication, finance and economics. Apart from an actuarial science degree, a degree in economics, math, finance or even business can make you an actuary. Though the actuarial science degree is the most preferred, you can successfully get a job only when you clear the actuarial exams. Compensation Actuarial jobs are considered niche all over the world. In the United Kingdom, there are only about 9000 registered actuaries presently. While very few students prepare to be actuaries, the demand for them is quite high. For the very same reason, actuaries are paid high salaries. Actuarial salary in the United States can range from anywhere between $55, 000 and $115, 000. The pay of a student holding an actuarial science degree can start anywhere between $50, 000 and $54, 000. Actuarial salary being higher than packages paid in most other jobs, are decided on the basis of a few factors like the duration of professional experience, actuary examination passed and the knowledge of computers. The best actuarial jobs are out there. With the right education, you too can get impressive actuarial salary. Visit the State University website to read Michael Russell talk about all the recent information on online degrees related to actuarial science and associated careers. Thursday, August 19, 2010 International Growth Highlights Wal-Mart's 2Q Wal-Mart's competitive advantages and everyday low pricing strategy will stand under any operating environment. Moreover, as Wal-Mart gains traction in several high-growth markets such as Mexico, China, and Brazil, the international segment will become an increasingly critical component of our valuation assumptions. Trading at less than 13 times our forward earnings estimate and an enterprise value/EBITDA under 7 times, Wal-Mart shares look attractive. Wealth Creators vs. Wealth Destroyers: Best Buy Co., Inc. (NYSE:BBY) vs. Circuit City Structure and Development of the Economy Hong Kong is characterised by a high degree of internationalisation, business-friendly environment, rule of law, free trade and free flow of information, open and fair competition, well-established and comprehensive financial network, superb transport and communications infrastructure, sophisticated support services, and a skilled and well educated workforce complemented by a pool of effective and enterprising entrepreneurs. Added to these are the substantial amount of fiscal reserves and foreign exchange reserves, a fully convertible and stable currency, and a simple tax system with a low tax rate. On these virtues, Hong Kong is widely regarded as amongst the freest and most competitive economies in the world. The US Heritage Foundation ranks Hong Kong as the world's freest economy for the 10th year in a row in 2004. The Cato Institute of the United States, in conjunction with the Fraser Institute of Canada and other research bodies around the world, also consistently ranks Hong Kong as the freest economy in the world. Over the past two decades, the Hong Kong economy has more than doubled in size, with GDP growing at an average annual rate of 5.0 per cent in real terms. This outpaces considerably the growth of the world economy and the Organisation for Economic Cooperation and Development (OECD) economies. Over the same period, Hong Kong's per capita GDP doubled at constant price level, giving an average annual growth rate of 3.7 per cent in real terms. At US$23,300 in 2003, this per capita GDP was amongst the highest in Asia, next only to Japan (Chart 1). Chart 1 As another indication of the high degree of external orientation, the stock of inward direct investment in Hong Kong amounted to $2,622 billion in market value at end-2002, equivalent to 208 per cent of GDP. Hong Kong is the second most favoured destination for inward direct investment in Asia, next only to the Mainland. The corresponding figures for the stock of outward direct investment in Hong Kong were likewise substantial, at $2,413 billion and 192 per cent of GDP, much larger than those for many other economies in Asia. As a major financial centre in the region with huge cross-territory fund flows, Hong Kong's external financial assets and liabilities were also substantial, at $8,033 billion and $5,355 billion respectively at end-2002. The corresponding ratios to GDP in that year were 638 per cent and 425 per cent. Reflecting Hong Kong's sound international investment position, net external financial assets amounted to $2,677 billion at end-2002, equivalent to 213 per cent of GDP. As to gross external debt, which is the sum of the non-equity liability components in international investment, it stood at $2,803 billion at end-2003, equivalent to 227 per cent of GDP. Yet a major proportion of it arose from normal operations of the banking sector, and the Government incurred no external debt at all. The Gross National Product (GNP), comprising GDP and net external factor income flows, stood at $1,269 billion in 2003. This was higher than the corresponding GDP by 2.8 per cent, owing to sustained net inflow of external factor income. In gross terms, inflows and outflows of external factor income remained substantial in 2003, at $329 billion and $294 billion respectively, equivalent to 27 per cent and 24 per cent of GDP. This was related to the huge volume of both inward and outward investment in Hong Kong. Primary production (including agriculture, fisheries, mining and quarrying) is insignificant in Hong Kong, in terms of both value added contribution to GDP and share in total employment. This reflects the predominantly urbanised nature of the economy. Secondary production (comprising manufacturing, construction, and supply of electricity, gas and water), which constituted a significant contributor to GDP up to the early 1980s, has diminished in relative importance since then. Within this broad sector, the value added contribution from manufacturing shrank from 21 per cent in 1982 to 14 per cent in 1992 and distinctly more to only 5 per cent in 2002, consequential to ongoing relocation of the more labour-intensive production processes to the Mainland. For the construction sector, its contribution to GDP edged lower from 7 per cent in 1982 to 5 per cent in 1992, and further to 4 per cent in 2002. As to supply of electricity, gas and water, the corresponding share held relatively stable, at around 2-3 per cent over the past two decades. The open door policy and economic reform in the Mainland have not only provided an enormous production hinterland and market outlet for Hong Kong's manufacturers, but have also created abundant business opportunities for a wide range of service activities. These activities include specifically freight and passenger transport, travel and tourism, telecommunications, banking, insurance, real estate, and professional services such as financial, legal, accounting and consultancy services. In consequence, the Hong Kong economy has become increasingly service-oriented since the 1980s. Reflecting this, the share of the tertiary services sector (comprising the wholesale, retail and import/export trades, restaurants and hotels; transport, storage and communications; financing, insurance, real estate and business services; community, social and personal services; and ownership of premises) in GDP went up visibly, from 69 per cent in 1982 to 79 per cent in 1992 and further to 88 per cent in 2002 (Chart 2). The profound change in the economic structure was also borne out by a broadly similar shift in the sectoral composition of employment. Over the past two decades, the share of the services sector in total employment followed a continuous uptrend, rising distinctly from 52 per cent in 1983 to 73 per cent in 1993 and further to 85 per cent in the first three quarters of 2003. On the other hand, the corresponding share for the manufacturing sector kept on shrinking, from 38 per cent in 1983 to 18 per cent in 1993 and further to only 5 per cent in the first three quarters of 2003 (Chart 3). The services sector has not only flourished but also diversified in types of activities, concomitant with the structural transformation of the economy. Trade-related and tourism-related services, community, social and personal services, and finance and business services such as banking, insurance, real estate and a host of related professional services, have all grown distinctly over the past two decades. Strong expansion was also observed in information technology in the more recent years, especially those pertaining to telecommunications services and Internet applications, in line with the shift in economic structure more towards knowledge-based activities. Chart 2 Net output or value added of the services sector as a whole rose visibly, by an annual average of 6 per cent in value terms between 1992 and 2002. Amongst the major constituent sectors, net output of community, social and personal services had the fastest growth (at an average annual rate of 9 per cent). This was followed by transport, storage and communications (6 per cent); the wholesale, retail and import/export trades, restaurants and hotels (5 per cent); and financing, insurance, real estate and business services (4 per cent). Chart 4 Economic Value Added (EVA) - How to Calculate Economic Viability of a Corporation i) Economic Value Added is used as a performance evaluation tool of higher level managers, directors, VPs and CEOs of a corporation because the performance of the organization depends on the human resources deployed. ii) Economic Value Added is used at sub-division level & entire organizational level of the business, unlike other methods such as Market Value Added that only focuses on the big picture of a corporation. iii) Economic Value Added factors in to performance evaluation that the operating net income of a corporation must cover both operating costs of the organization as well as the capital costs (opportunity cost of capital). This is unlike other accounting methods such as EBIT or EBITDA or Net Income that look at total revenues generated by the business minus total expenses as a performance evaluation tool.
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