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Terms and Conditions Welcome to Infinity! The legal requirements for your use of the service - You are entering a legal agreement that governs your use of Infinity. By clicking “agree,” you are agreeing that in consideration for using the Infinity product, software, services, and websites (collectively referred to as the “Service”), you agree to and agree that your use of the Service will be governed by these Terms and Conditions, including the Infinity Privacy Policy. This legal agreement is between you and MetLife Consumer Services, located at 1095 Avenue of the Americas, New York, New York 10036 and its directors, officers and employees (“MetLife”). The Services are provided by MetLife, as well as its agents, affiliates, subsidiaries, associate companies, licensors, contractors, partners and service providers (collectively, the “MetLife Entities”). Please read these Terms and Conditions carefully before using the Service. - You can only use the Service if you are at least 13 years old. The Service is not available to any person under the age of 13. By using the Service you affirm that you are 13 years or older. You also agree that you will not open an Infinity account using the personal information of anyone under the age of 13. You will only use the Service if you have the power to form a contract with MetLife and are not barred under any applicable laws from doing so. If you are under the age of 18, you must have a parent or legal guardian open an Infinity account on your behalf. - These Terms and Conditions and other Infinity policies may be modified from time to time. MetLife may, in its sole discretion, modify or revise these Terms and Conditions, the Infinity Privacy Policy and other policies relating to the Service at any time, and you agree to be bound by such modifications or revisions. We may attempt to notify you when major changes are made to these Terms and Conditions (such as by a message to your Infinity account or alternate email address associated with your account); you understand and agree that it is your responsibility to check your Infinity account and/or alternate email address for any such notices. You further agree that MetLife is not obligated to provide such notice and that the changes, modifications or revisions to these Terms and Conditions constitute sufficient notice. You have an obligation to periodically review the most up-to-date version of these Terms and Conditions at www.pnbmetlifeinfinity.com/en-in/terms/. If you do not agree with any changes, modifications or revisions to these Terms and Conditions, the Infinity Privacy Policy or other policies, you must stop using the Service. Your continued use of the Service will be deemed acceptance of such changes, modifications or revisions. - You agree that you access the Service at your own initiative and that your use of the Service and your use of and access to any Content (as defined below) is solely at your own risk. - The agreement for use of the Services is with you. Nothing in these Terms and Conditions shall be deemed to confer any third-party rights or benefits, including your “Designees/Loved ones” (as such term is described in the Infinity application). - You agree to use the Service only for purposes as permitted by these Terms and Conditions and any applicable law, regulation, or generally accepted practice in the applicable jurisdiction. - You agree that you are responsible for compliance with any applicable laws, including, but not limited to, any applicable local laws. - Your use of the Service includes the ability to enter into agreements and/or to make transactions electronically. YOU ACKNOWLEDGE THAT YOUR ELECTRONIC SUBMISSIONS CONSTITUTE YOUR AGREEMENT AND INTENT TO BE BOUND BY ELECTRONIC AGREEMENTS AND TRANSACTIONS. Additional Requirements for your use of the service - You are responsible for the computer or other devices used to access the Service. Use of the Service requires a compatible computer or mobile device, Internet access, and certain software (fees may apply). The latest version of the Infinity software is recommended to access the Service from a mobile device and may be required for certain features. If applicable, you understand and agree that it is your responsibility to make sure that the Infinity software made available to you is the current version on your devices and properly installed. You also understand that the technical requirements for access to the Service may change over time and that it is your responsibility to meet those requirements. You further agree that MetLife has no obligation to provide access to the Service on any particular computer or other device or by using any specific software. - The Service is only available in certain jurisdictions and MetLife makes no representation that the Service, or any feature or part thereof, is appropriate or available for use in any particular location. This limits both the ability to upload, distribute and receive content. You understand that if one of your Designees resides in a jurisdiction where the Service is not available, the Designee will not be able to receive content from you. In addition, you agree that MetLife has no obligation to provide access to such Designee. - The Service, or any feature or part thereof, may not be available in all languages. Although you may store content in any language, the language of the Service in India is currently limited to English. Your account - You may only create a single Infinity account (“Account”). MetLife reserves the right to require you to consolidate Accounts, delete redundant Accounts and limit the number of computers and/or devices associated with an Account. - You will create an Infinity ID and password that you should keep confidential. You understand that you should not reveal your Account information, including your Infinity ID and password, to anyone else. - You agree to provide accurate and complete information when you register with, and as you use, the Service (“Service Registration Data”). You further agree to update your Service Registration Data to keep it accurate and complete. You understand that your failure to provide accurate, current and complete Service Registration Data may result in the suspension and/or termination of your Account. - You are solely responsible for maintaining the confidentiality and security of your Account and for all activities that occur on or through your Account. You agree to immediately notify MetLife of any security breach of your Account. You acknowledge and agree that the Service is designed and intended for personal use on an individual basis and you should not share your Account and/or password details with another individual. You agree that, provided MetLife exercises reasonable skill and due care, MetLife shall not be responsible for any losses arising out of the unauthorized use of your Account resulting from you not following these rules. - Your Account has a finite storage capacity. MetLife will provide you with a certain amount of storage free of charge to you. MetLife may elect to provide you with additional storage for fees, in its sole discretion. You understand that if you exceed the applicable storage capacity for your Account, you may be prevented from adding or accessing Content, or receiving new email sent to your Infinity email address. - You agree that your Account is non-transferable and that any rights to your Infinity ID or Content within your Account terminate no later than twenty-five (25) years after your death. On a date no later than twenty-five (25) years from the date of your death (as determined according to the process described in the Service, which may change from time to time in MetLife’s sole discretion), your Account may be terminated and all Content within your Account deleted. - You will have the opportunity to apply preset “tags” to your Content. You understand that MetLife will track any tags you apply to Content (“Tagged Information”) and may use that Tagged Information as more fully set forth below in “Use of Your Information” and in the Infinity Privacy Policy. - You understand and agree that MetLife shall be entitled to take all reasonable steps to protect the Service and MetLife’s systems, which may include suspension of your access to the Service or your Account. - You understand and agree that repeated violations of these Terms and Conditions may result in termination of your Account. Your content - You understand that you are solely responsible for any Content you upload, download, post, transmit, store or otherwise make available through your use of the Service. “Content” means any information that may be stored or uploaded to the Service or otherwise generated or created through use of the Service, such as text, documents, software, scripts, music, graphics, photographs, images, sounds, videos, messages and any other like materials as well as data files, computer and/or device characteristics, and other information relating to your use of the Service. - You represent that you have the right to upload, download, post, transmit, store or otherwise make available all the Content in your Account. You further represent that you are the owner of such Content and/or have all necessary rights, licenses, and authorization to distribute it. You agree that any Content that you upload, post, transmit, store or otherwise make available shall be your sole responsibility, shall not infringe or violate the rights of any other party (including intellectual property rights) or violate any laws, contribute to or encourage infringing or otherwise unlawful conduct, or otherwise be obscene, objectionable or harassing. - You hereby grant a license to MetLife and to the MetLife Entities to all Content that you upload, post, transmit, store or otherwise make available through your Account. By uploading, posting, transmitting, storing, or otherwise making available Content, you grant MetLife and the MetLife Entities a worldwide, perpetual, fully paid-up, royalty-free, non-exclusive license to use, store, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content through the Service (i) for the purpose for which such Content was submitted or made available or (ii) to comply with law or legal process, in each case without any compensation or obligation to you. MetLife and the MetLife Entities do not claim any interest in the Content you make available on the Service other than with respect to the foregoing license. - You understand that you may expose others to Content that they may find offensive, indecent, or objectionable. As more fully set forth below, you also agree not to upload, post, transmit, store or otherwise make available Content through your Account that violates the “Your Conduct” section of these Terms and Conditions. - You are responsible for backing up, to your own computer or other device, any Content that you store or access via the Service, including important documents, images, messages and other information. You agree that MetLife shall not be liable for lost Content, including Content not delivered to or made accessible to Designees. - Access to Content, including the time required to view, upload or transmit the Content, shall vary depending upon a number of factors. These factors include the device and software or browser version used, the server where the Content is being stored (which server may not be in the same jurisdiction in which you reside), how the Content is stored in the “cloud” and the location from which access is being sought. - MetLife does not guarantee the delivery or accessibility of any Content. MetLife shall use reasonable skill and due care in providing the Service, but, TO THE GREATEST EXTENT PERMISSIBLE BY APPLICABLE LAW, METLIFE AND ITS VENDORS DO NOT GUARANTEE OR WARRANT THAT ANY CONTENT YOU MAY STORE OR ACCESS THROUGH THE SERVICE WILL NOT BE SUBJECT TO INADVERTENT DAMAGE, CORRUPTION, LOSS, OR REMOVAL IN ACCORDANCE WITH THE TERMS OF THIS AGREEMENT, AND METLIFE AND ITS VENDORS SHALL NOT BE RESPONSIBLE SHOULD SUCH DAMAGE, CORRUPTION, LOSS, OR REMOVAL OCCUR. The content of other users - You understand that by using the Service you may encounter Content that you may find offensive, indecent, or objectionable. You acknowledge that MetLife is not responsible or liable in any way for any Content provided by others and has no duty to pre-screen or monitor the distribution of such Content, nor does it guarantee the accuracy, integrity or quality of such Content. You hereby waive any claims against MetLife for delivering or providing access to any Content for which another Account holder has identified you as a Designee. Links and other third party materials embedded in content - You understand that third party material in the Content or the Service may not be available. Certain Content and components or features of the Service may include materials from third parties and/or hyperlinks to other web sites. Because MetLife may have no control over such third party sites and/or materials, you acknowledge and agree that MetLife is not responsible for the availability of such sites or resources. - MetLife does not endorse or warrant the accuracy of any such sites or resources, and shall in no way be liable or responsible for any Content, advertising, products or materials on or available from such sites or resources. You further acknowledge and agree that MetLife shall not be responsible or liable in any way for any damages you incur or allege to have incurred, either directly or indirectly, as a result of your use and/or reliance upon any such Content, advertising, products or materials on or available from such sites or resources. Security - You understand that your Infinity Content, Tagged Information and Service Registration Data are stored in the “cloud” using Microsoft’s Azure service. Microsoft shall be solely responsible for the storage, security, availability and distribution of the Content. For more information about the Azure product and the related data security, please go to http://www.windowsazure.com/en-us/support/trust-center/security/. MetLife hereby disclaims all liability to the fullest extent allowable by law for any loss, destruction, unauthorized access or release, alteration or unavailability of such Content. - You understand and agree that MetLife may store the Service Registration Data and the Tagged Information that you provide on other servers owned by or dedicated to MetLife business. - You understand that in order to provide the Service and make your Content available to others, MetLife or the MetLife Entities may transmit your Content, the Tagged Information and the Service Registration Data across various public networks, in various media, and modify or change any of the foregoing to comply with technical requirements of connecting networks or devices or computers. The transmission of data or information (including communications by e-mail) over the Internet or other publicly accessible networks is not secure, and is subject to possible loss, interception, or alteration while in transit. Accordingly, MetLife does not assume any liability for any damage you may experience or costs you may incur as a result of any transmissions over the Internet or other publicly accessible networks. In no event will the information you provide to MetLife be deemed to be confidential, create any fiduciary obligations to you on MetLife’s part, or result in any liability to you on MetLife's part in the event that such information is inadvertently released or accessed by third parties without MetLife’s or your consent. Privacy - You understand that by using the Service, you consent and agree to the collection and use of certain information about you, your Designees, and your use of the Service in accordance with the Infinity Privacy Policy. - You consent and agree that MetLife may collect, use, transmit, process and maintain information related to your Account, and any devices or computers registered thereunder, for purposes of providing the Service. Information collected by MetLife when you use the Service may also include technical or diagnostic information related to your use that may be used by MetLife to support, improve and enhance MetLife’s products and services. - You further understand and agree that this information may be transferred to the United States and/or other countries for storage, processing and use by MetLife, its affiliates, subsidiaries and/or their service providers. Your conduct - You agree that you will NOT use the Service to: - upload, download, post, email, transmit, store, host, display, modify, transmit, update or otherwise make available any Content that - is unlawful, harassing, threatening, harmful, tortious, defamatory, libelous, abusive, violent, obscene, vulgar, invasive of another’s privacy, hateful, racially or ethnically offensive, blasphemous, pornographic, pedophilic, disparaging, relating or encouraging money laundering or gambling or otherwise objectionable; - harms minors in any way; - deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature; or - threatens the unity, integrity, defense, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any offence or is insulting any other nation. - stalk, harass, threaten or harm another; - if you are an adult, request personal or other information from a minor (any person under the age of 18 or such other age as local law defines as a minor) whose parent or guardian has given you permission to obtain such information, including but not limited to any of the following: full name or last name, home address, zip/postal code, telephone number, picture, or the names of the minor's school, church, athletic team or friends; - pretend to be anyone, or any entity, you are not — you may not impersonate or misrepresent yourself as another person (including celebrities), entity, another Infinity user, a MetLife employee, or a civic or government leader, or otherwise misrepresent your affiliation with a person or entity; - engage in any copyright infringement or other intellectual property infringement (including uploading any Content to which you do not have the right to upload), or disclose any trade secret or confidential information in violation of a confidentiality, employment, or nondisclosure agreement; - post, send, transmit or otherwise make available any unsolicited or unauthorized email messages, advertising, promotional materials, junk mail, spam, or chain letters, including, without limitation, bulk commercial advertising and informational announcements; - forge any TCP-IP packet header or any part of the header information in an email or a news group posting, or otherwise putting information in a header designed to mislead recipients as to the origin of any Content transmitted through the Service (“spoofing”); - upload, post, transmit, store or otherwise make available any material that contains viruses or any other computer code, files or programs designed to harm, interfere or limit the normal operation of the Service (or any part thereof), or any other computer software or hardware; - interfere with or disrupt the Service (including a denial of service attack or accessing the Service through any automated means, like scripts or web crawlers), or any servers or networks connected to the Service, or any policies, requirements or regulations of networks connected to the Service (including any unauthorized access to, use or monitoring of data or traffic thereon); - plan or engage in any fraudulent or illegal activity; - gather and store personal information on any other users of the Service to be used in connection with any of the foregoing prohibited activities; - copy, sell, resell, rent or trade the Service (or any part thereof) for any purpose; - copy, sell, resell, rent, trade, modify, loan, distribute, sublicense, create a derivative work of, reverse engineer, decompile, or otherwise attempt to discover the source code (unless expressly permitted or required by law) grant a security interest in, assign, transfer or otherwise convey any right in the Software - exploit the Service in any unauthorized way whatsoever, including, but not limited to, by trespass; - subvert any storage limits or burdening network capacity; and/or - upload any personal information of others who have not consented to share such personal information with you. - upload, download, post, email, transmit, store, host, display, modify, transmit, update or otherwise make available any Content that MetLife's Actions - MetLife reserves the right to take steps MetLife believes are reasonably necessary or appropriate to enforce and/or verify compliance with any part of these Terms and Conditions. - MetLife may delete inappropriate Content. Although MetLife does not routinely screen Content, MetLife reserves the right at all times to determine whether Content is appropriate and in compliance with these Terms and Conditions, and may pre-screen, move, refuse, modify and/or remove Content at any time, without prior notice and in its sole discretion, if such Content is found to be in violation of these Terms and Conditions. - You acknowledge and agree that MetLife may, without liability to you and to the extent allowable by law, access, use, preserve and/or disclose your Account information and Content to law enforcement authorities, government officials, and/or a third party, as MetLife believes is reasonably necessary or appropriate. MetLife intellectual property - MetLife, the MetLife logo, Infinity, the Infinity logo and other MetLife trademarks, service marks, graphics, and logos used in connection with the Service are trademarks or registered trademarks of Metropolitan Life Insurance Company in the US and/or other countries. Other trademarks, service marks, graphics, and logos used in connection with the Service may be the trademarks of their respective owners. You are granted no right or license in any of the aforesaid trademarks, and further agree that you shall not remove, obscure, or alter any proprietary notices (including trademark and copyright notices) that may be affixed to or contained within the Service. - You acknowledge and agree that MetLife and/or the MetLife Entities own all legal right, title and interest in and to the Service, including but not limited to graphics, user interface, the scripts and software used to implement the Service, and any software provided to you as a part of and/or in connection with the Service, including any and all intellectual property rights that exist therein, whether registered or not, and wherever in the world they may exist. You further agree that the Service (including the Software, or any other part thereof) contains proprietary and confidential information that is protected by applicable intellectual property and other laws and that you will not use such proprietary information or materials in any way whatsoever except for use of the Service in compliance with these Terms and Conditions. THE MISUSE OF THE INTELLECTUAL PROPERTY OF METLIFE OR THE METLIFE ENTITIES MAY SUBJECT YOU TO CIVIL AND CRIMINAL PENALTIES, INCLUDING POSSIBLE MONETARY DAMAGES, FOR COPYRIGHT INFRINGEMENT. - MetLife grants you a personal, non-exclusive, non-transferable, limited license to use the software provided by MetLife as a part of the Service and in accordance with these Terms and Conditions. You agree that you will not (and will not permit anyone else on your behalf to) copy, modify, rent, loan, distribute, create a derivative work of, reverse engineer, decompile, or otherwise attempt to discover the source code (unless expressly permitted or required by law), sell, lease, sublicense, assign, grant a security interest in or otherwise transfer any right in the software, and you shall not exploit the Service in any unauthorized way whatsoever, including, but not limited to, by trespass or burdening network capacity. Termination by you - You may terminate your Account and/or stop using the Service at any time. If you wish to stop using Infinity on your mobile device, you should: (1) remove the Infinity application from the device as you would any other application, and (2) contact Infinity Support by e-mail at infinityindia@pnbmetlife.com. If you wish to stop using Infinity on your computer, you should contact Infinity Support by e-mail at infinityindia@pnbmetlife.com. Upon receiving your instructions to terminate your Account, MetLife shall use commercially reasonable efforts to promptly delete your Account and all associated Content. You understand that once your Account has been terminated, your Content will be deleted and you will thereafter have no access to it. Termination by MetLife - MetLife may at any time, under certain circumstances and without prior notice, immediately terminate or suspend all or a portion of your Account and/or access to the Service. Cause for such termination shall include: (a) violations of these Terms and Conditions or any other policies or guidelines that are referenced herein and/or posted on the Service; (b) a request by you to cancel or terminate your Account; (c) a request and/or order from law enforcement, a judicial body, or other government agency; (d) where provision of the Service to you is or may become unlawful; or (e) unexpected technical or security issues or problems. - MetLife may terminate your Account upon prior notice via email to the address associated with your Account if (a) your Account has been inactive for one (1) year; or (b) there is a general discontinuance or material modification to the Service or any part thereof. - Any termination or suspension shall be made by MetLife in its sole discretion and MetLife will not be responsible to you or any third party for any damages that may result or arise out of such termination or suspension of your Account and/or access to the Service. - You understand and agree that MetLife may discontinue the Service at any time and that it has no obligation to continue to provide the Service for any period of time Effects of termination - Upon termination of your Account you will lose all access to the Service and any portions thereof, including, but not limited to, your Account, Infinity ID, email account, and Content. - In the event that MetLife discontinues the Service, you will be provided with three (3) months of time from the date of discontinuance to download or store your Content elsewhere. Disclaimer of warranties - METLIFE SHALL USE REASONABLE SKILL AND DUE CARE IN PROVIDING THE SERVICE. THE FOLLOWING DISCLAIMERS ARE SUBJECT TO THIS EXPRESS WARRANTY. METLIFE, FOR ITSELF AND THE METLIFE ENTITIES, EXPRESSLY DISCLAIMS ALL OTHER WARRANTIES OF ANY KIND, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. - METLIFE DOES NOT GUARANTEE, REPRESENT, OR WARRANT THAT (1) YOUR USE OF THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, (2) ANY INFORMATION OBTAINED BY YOU AS A RESULT OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (3) THAT ANY DEFECTS OR ERRORS IN THE SOFTWARE PROVIDED AS PART OF THE SERVICE WILL BE CORRECTED OR (4) THE SERVICE WILL BE FREE FROM LOSS, CORRUPTION, ATTACK, VIRUSES, INTERFERENCE, HACKING, OR OTHER SECURITY INTRUSION. METLIFE DISCLAIMS ANY LIABILITY RELATING TO THE FOREGOING. - YOU UNDERSTAND AND AGREE THAT FROM TIME TO TIME, METLIFE MAY REMOVE THE SERVICE FOR INDEFINITE PERIODS OF TIME, OR CANCEL THE SERVICE IN ACCORDANCE WITH THE TERMS OF THIS AGREEMENT. - YOU UNDERSTAND AND AGREE THAT THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE, COMPUTER, OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. - YOU UNDERSTAND AND AGREE THAT THE SERVICE IS NOT INTENDED OR SUITABLE FOR USE IN SITUATIONS OR ENVIRONMENTS WHERE THE FAILURE OR TIME DELAYS OF THE SERVICE, OR ERRORS OR INACCURACIES IN, THE CONTENT, DATA OR INFORMATION PROVIDED BY THE SERVICE COULD LEAD TO DEATH, PERSONAL INJURY, OR SEVERE PHYSICAL OR ENVIRONMENTAL DAMAGE. - SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, AS SUCH, TO THE EXTENT SUCH EXCLUSIONS ARE SPECIFICALLY PROHIBITED BY APPLICABLE LAW, SOME OF THE EXCLUSIONS SET FORTH IN THIS SECTION MAY NOT APPLY TO YOU. Limitation of liability - YOU EXPRESSLY UNDERSTAND AND AGREE THAT METLIFE AND THE METLIFE ENTITIES SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR OTHER INTANGIBLE LOSSES (EVEN IF METLIFE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (I) THE USE OR INABILITY TO USE THE SERVICE; (II) ANY CHANGES MADE TO THE SERVICE OR ANY TEMPORARY OR PERMANENT CESSATION OF THE SERVICE OR ANY PART THEREOF; (III) THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR CONTENT OR OTHER DATA, INCLUDING TAGGED INFORMATION AND SERVICE REGISTRATION DATA; (IV) THE DELETION OF, CORRUPTION OF, OR FAILURE TO STORE AND/OR SEND OR RECEIVE YOUR CONTENT OR OTHER DATA ON OR THROUGH THE SERVICE; (V) STATEMENTS, CONTENT OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; AND (VI) ANY OTHER MATTER RELATING TO THE SERVICE. - METLIFE’S AND THE METLIFE ENTITIES’ AGGREGATE LIABILITY WILL NOT EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU HAVE PAID METLIFE IN THE PAST TWELVE MONTHS. - SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY BY SERVICE PROVIDERS. TO THE EXTENT SUCH EXCLUSIONS OR LIMITATIONS ARE SPECIFICALLY PROHIBITED BY APPLICABLE LAW, SOME OF THE EXCLUSIONS OR LIMITATIONS SET FORTH HEREIN MAY NOT APPLY TO YOU. Indemnity and waiver - You agree to defend, indemnify and hold MetLife and the MetLife Entities harmless from any claim or demand, including reasonable attorneys’ fees, made by a third party, relating to or arising from: (1) any Content you submit, post, transmit, or otherwise make available through the Service; (2) your use of the Service (3) use of your Account, whether or not such use is expressly authorized by you; (4) any violation by you of these Terms and Conditions; (5) any action taken by MetLife as part of its investigation of a suspected violation of these Terms and Conditions or as a result of its finding or decision that a violation of these Terms and Conditions has occurred; or (6) your violation of any rights of another. - You agree not to sue MetLife or any of the MetLife Entities as a result of MetLife’s decision to remove or refuse to process any information or Content, to warn you, to suspend or terminate your access to the Service, or to take any other action during the investigation of a suspected violation or as a result of MetLife’s conclusion that a violation of these Terms and Conditions has occurred. - This indemnity and waiver provision applies to all violations described in or contemplated by these Terms and Conditions. - This obligation shall survive the termination or expiration of these Terms and Conditions and/or your use of the Service. Governing law - These Terms and Conditions and the relationship between you and MetLife shall be governed by the laws of the State of New York, excluding its conflicts of law provisions. - You and MetLife agree to submit to the personal and exclusive jurisdiction of the courts located within the county of New York, New York, to resolve any dispute or claim arising from these Terms and Conditions. Contacting MetLife Copyright Notice – DMCA. If you believe that any Content in which you claim copyright has been infringed by anyone using the Service, please provide us with the following information: - a description of the Content that you claim to be infringing - a description of the copyright work that you claim infringes your copyright - information reasonably sufficient to permit us to locate the allegedly infringing Content - a statement from you that you have a good faith belief that the use of the copyrighted work, in the manner you have complained of, is not authorized by the copyright owner, its agent or the law - a statement from you that the information in your notice is accurate - a declaration from you, under penalty of perjury, that you are the owner of or are authorized to act on behalf of the copyright owner - a physical or electronic signature of the copyright owner or person authorized to sign on their behalf Our designated copyright agent for notice of alleged copyright infringement appearing in the Service is as follows: MetLife Consumer Services attn.: Copyright Agent 1095 Avenue of the Americas New York, New York 10036 E-mail: infinityindia@pnbmetlife.com attn.: Copyright Agent 1095 Avenue of the Americas New York, New York 10036 E-mail: infinityindia@pnbmetlife.com - If while using the Service, you encounter Content you find inappropriate, or otherwise believe to be a violation of these Terms and Conditions, you may report it by sending an email to infinityindia@pnbmetlife.com - If you have an issue to report about your Account or the Service, you may report it by sending an e-mail to infinityindia@pnbmetlife.com Miscellaneous - Agreement constitutes the entire agreement between you and MetLife, governs your use of the Service, and completely replaces any prior agreements between you and MetLife in relation to the Service. - You may also be subject to additional terms and conditions that may apply when you use affiliate services, third-party content, or third-party software, including the Microsoft Azure terms and conditions. - If any part of these Terms and Conditions is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect. - The failure of MetLife to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision.
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UVJETI KORIŠTENJA INTERNET STRANICE INFOPLUS.HR NIŽE IZLOŽENI UGOVOR („UGOVOR”) REGULIRA VAŠE KORIŠTENJE INTERNET STRANICE INFOPLUS.HR, U DALJEM TEKSTU INTERNET STRANICE. VAŽNO JE DA PROČITATE I RAZUMIJETE SLJEDEĆE UVJETE. UKOLIKO PRILIKOM REGISTRACIJE KOD UVJETA POSLOVANJA OZNAČITE "DA", PRIHVAĆATE PRIMJENU OVIH UVJETA. Internet stranica u vlasništvu je tvrtke INFOPLUS d.o.o., Augusta Harambašića 6, 10000 Zagreb, Hrvatska, OIB: 59176370397. KUPOVINA PROIZVODA I USLUGA Kupac može postati svaka punoljetna i poslovno sposobna osoba koja prihvaća naše uvjete poslovanja što se potvrđuje narudžbom proizvoda i usluga. Prihvaćanje uvjeta poslovanja kupac potvrđuje prilikom narudžbe za kupnju proizvoda putem ove internet stranice. Sve cijene su izražene u kunama i/ili eurima i/ili dolarima a mogu biti iskazane sa PDV-om, a i bez PDV-a. Postupak, te uvjeti poslovanja (kupnje i prodaje) robe putem internet stranice definirani su kroz slijedeće parametre: registracija kupca, narudžba, plaćanje, dostava, povrat i reklamacija robe. Isporučitelj robe je Infoplus d.o.o. Kupcem se smatra svaka osoba koja elektronski naruči barem jedan proizvod putem ove internet stranice. REGISTRACIJA Da biste se registrirali na internet stranicu, morate imati najmanje 18 godina. Ugovor u ime i za račun maloljetnika ili potpuno poslovno nesposobne osobe mogu sklopiti samo njihovi zakonski zastupnici, a djelomično poslovno sposobne osobe mogu sklopiti ugovor samo uz suglasnost njihova zakonskog zastupnika. ZAŠTITA PODATAKA Osobne podatke koje dajete dobrovoljno, pohraniti ćemo u našoj evidencijskoj bazi kupaca. Te podatke prikupljamo i koristimo u svrhu obrade narudžbe, te za unaprjeđenje odnosa sa kupcima, u mjeri i vremenu koje je neophodno za ostvarenje navedene svrhe u svakom pojedinom slučaju. Prilikom prijave dajete suglasnost za obradu Vaših podataka u naprijed navedene svrhe. Vaše osobne podatke štitimo sukladno zakonu o zaštiti osobnih podataka, te ih nećemo ni na koji način učiniti dosupnima trećima. Vaše je pravo zatražiti ispravak, izmjenu ili nadopunu netočnih, nepotpunih ili neažuriranih podataka, a ukoliko više ne želite primati naš promidžbeni materijal dovoljno je da kliknete na link: "odjavi me za primanje newslettera" koji će biti prikazan na svakom promidžbenom materijalu. Jamčimo Vam da Vašu email adresu i ostale podatke nećemo staviti trećim pravnim i fizičkim osobama na raspolaganje bez Vašeg pristanka, jer je to protivno našoj politici o privatnosti. Od navedenog se izuzima uvid od strane ovlaštenih službi izvršne državne vlasti Republike Hrvatske, za potrebe istražnih radnji temeljem valjanog sudskog naloga. Ne odgovaramo za slučajnu pogrešku ili pogrešku zbog više sile, ili drugih objektivnih okolnosti kojima se uzrokuje slučajno kršenje zajamčene zaštite Vaših podataka, ali jamči da će pogreška biti otklonjena, ukoliko je to moguće, čim prije. NARUDŽBA Kupac naručuje proizvode ili usluge putem elektronskog obrasca narudžbe. Proizvodi ili usluge se naručuju elektronskim oblikom, odabirom određenog proizvoda i njegovim spremanjem u košaricu. Nakon odabira svih željenih proizvoda klikom na link "Spremi", sustav vas dalje automatski vodi do stranica na kojima morate potvrditi točnost unesenih podataka te odabrati neki od ponuđenih načina plaćanja, isporuke i dr. Ako odaberete online plaćanje karticama, sustav vas preusmjerava na sigurne stranice na kojima ćete odabrati vrstu kartice, te će od vas tražiti ostale potrebne podatke. Nakon što zaprimimo vašu narudžbu dobiti ćete povratni e-mail sa potvrdom o uspješno obavljenoj narudžbi odnosno kupovini, što ovisi o odabranom načinu plaćanja. PLAĆANJE U internet stranici možete plaćati kako je navedeno u NAČINIMA PLAĆANJA i u nastavku ovoga teksta: - virmanom ili općom uplatnicom DOSTAVA Dostavu proizvoda naručenih putem naše internet trgovine vršimo u suradnji sa najkvalitetnijim dostavnim službama, po načelu "od vrata do vrata". Dostavu naplaćujemo prema težini paketa. Nema minimalne vrijednosti narudžbe. Artikle naručene radnim danom do 12:00h predajemo dostavnoj službi istoga dana. Artikle naručene radnim danom iza 12:00h predajemo dostavnoj službi idućeg radnog dana. Dostavna služba se obavezuje obaviti ekspresnu uslugu prijevoza pošiljke od trenutka preuzimanja do trenutka uručenja u roku od (1) jednog radnog dana (osim u slučajevima slanja izvan ili preko više tranzitnih centara prijevoznika prema rasporedu vožnje prijevoznika). Svaku pošiljku primatelj ovjerava i potpisuje dostavnu listu po primitku pošiljke. Sukladno odredbama Zakona o obveznim odnosima, ovjerom dostavne liste od strane primatelja smatra se da je pošiljka uručena u neoštećenom stanju i nakon toga je prijevoznik oslobođen bilo kakve naknadne odgovornosti. Pošiljatelj će u listi preuzimanja naznačiti referentni broj prateće dokumentacije, pri čemu će kasnije potpisana dostavna lista s referentnim brojem biti dokaz o izvršenoj dostavi. Ukoliko se radi o licencama i ostalim digitalnim uslugama, iste se šalju kupcu putem interneta. POVRAT I ZAMJENA Kupac ima pravo na povrat robe u slijedećim slučajevima: - ako je isporučena roba koja nije naručena, - ako je isporučena roba koja ima grešku - oštećenja koja nisu nastala u transportu - ako se ne radi o elektronskim licencama Kupac također ima pravo raskinuti ugovor sukladno članku 45. Zakona o zaštiti potrošača. Kupac nema pravo na raskid ugovora ukoliko se radi o prodaji audio ili videozapisa te računalnih programa koje je kupac otpakirao, ili proizvoda koji se prodaju u rinfuzi (CD, DVD mediji, ili potrošnog materijala i sl.). Artikli koje vraćate moraju biti kompletni, u originalnoj ambalaži sa svim pripadajućim dijelovima, priborom i dokumentacijom. Kupac je proizvode dužan vratiti o svom trošku na našu adresu. JAMSTVO I SERVISI Za proizvode iz naše ponude vrijedi jamstvo u trajanju koje je označeno na Jamstvenom listu određenog proizvoda kojeg ovjerenog dobivate uz svaki proizvod, a koji je izdao ovlašteni uvoznik ili distributer. Kako bi se izbjegli nepotrebni problemi i eventualni nesporazumi, molimo Vas da proučite odredbe na Jamstvenom listu te da se istih pridržavate kod reklamiranja neispravnih uređaja u jamstvenom roku. Dogodi li se unutar jamstvenog roka da je artikl, primjerice, promijenio svojstva, a što proizlazi iz nepridržavanja propisanih postupaka njege i održavanja, ne odgovaramo za nastala oštećenja. U jamstvo ne spadaju softwerski problemi, softwersko podešavanje uređaja i podaci na medijima uređaja, potrošni materijal, CD i DVD mediji, tinte, toneri i sl. PRAVILA KORIŠTENJA INTERNET STRANICE Suglasni ste koristiti internet stranicu i pripadajuće usluge u skladu s ovim pravilima korištenja. Suglasni ste da NEĆETE koristiti internet stranicu kako biste: a. vršili bilo koju povredu autorskog prava ili nekog drugog prava intelektualnog vlasništva ili otkrili bilo koju trgovinsku tajnu ili povjerljiv podatak u povredi odnosa povjerljivosti, radnog odnosa ili ugovora o neotkrivanju; b. krivotvorili bilo koje zaglavlje paketa TCP-IP ili bilo koji dio podataka zaglavlja u elektroničkoj poruci ili podnesku grupe za vijesti, ili drugačije stavili podatke u zaglavlje u svrhu krivog navođenja primatelja glede izvora bilo kojeg sadržaja prenesenog putem Usluge („podvala“ - „spoofing“); c. predali, postavili, poslali putem elektroničke pošte, prenijeli, pohranili ili drugačije učinili dostupnim bilo koji materijal koji sadrži viruse ili bilo koji drugi računalni kod, datoteke ili programe načinjene da naštete, ometaju ili ograniče normalno djelovanje Usluge (ili bilo kojeg njenog dijela) ili bilo kojeg drugog računalnog softvera ili hardvera; d. ometali ili remetili Uslugu (uključujući pristupanje Usluzi putem bilo kojih automatiziranih sredstava poput komandnih datoteka (scripts) ili indeksera (web crawlers)), ili bilo koje servere ili mreže povezane s Uslugom ili bilo koja pravila, zahtjeve ili odredbe mreža povezanih s Uslugom (uključujući bilo koji neovlašteni pristup, korištenje ili praćenje podataka ili prometa o njima); e. planirali ili vršili bilo koju protuzakonitu aktivnost; i/ili prikupljali i pohranjivali osobne podatke bilo kojih drugih korisnika Usluge radi korištenja u svezi s bilo kojom od ranije navedenih zabranjenih aktivnosti; KOLAČIĆI Ova internet stranica koristi Google Analytics, internet servis za analitiku tvrtke Google Inc. Google Analytics koristi "kolačiće", tekst datoteke koje su pohranjeneu Vašem računalu, a pomažu analizirati na koji način korisnici koriste internet stranicu. Informacije generirane korištenjem kolačića o Vašoj upotrebi stranice (uključujući IP adresu Vašeg računala, koja je ipak anonimna zbog korištenja metode _anonymizeIp() tako da više ne može biti povezana s Vama) se šalju na Google server u USA gdje su i pohranjene. Google će koristiti te dobivene informacije da procijeni korištenje stranice, izradom izvještaja o aktivnosti stranice. Google također te informacije može dati trećim stranama na korištenje, osim ako to zahtijeva zakon, ili gdje treća strana obrađuju informacije u ime Google-a. Google neće povezati Vašu IP adresu sa bilo kojim drugim informacijama koje Google posjeduje. Vi možete onemogućiti korištenje koliačića odabirom odgovarajuće opcije u internet pregledniku, međutim želimo Vam napomenuti da u tom slučaju nećete biti u mogućnosti koristiti svu funkcionalnost ove stranice. Korištenjem ove stranice, slažete se da obradu informaciju o Vašem korištenju stranice vrši Google na prethodno opisan način i u navedenu svrhu. Korištenje Google Analytics možete onemogućiti instaliranjem dodatka u Vaš internet preglednik koji onemogućava njegovo korištenje. INTELEKTUALNO VLASNIŠTVO Suglasni ste da Usluga, uključujući, ali ne ograničavajući se na grafiku, korisničko sučelje, audio sadržaje, urednički sadržaj i skripte i softver koji su korišteni za implementaciju Usluge, sadrži podatke i sadržaj koji su u vlasništvu autor-a i/ili njegovih davatelja licencije, te su zaštićeni primjenjivim propisima o intelektualnom vlasništvu i drugim propisima, uključujući ali ne ograničavajući se na propise o autorskom pravu. Suglasni ste da nećete koristiti takve podatke ili materijale na bilo koji drugi način osim za korištenje Usluge u skladu s ovim Ugovorom. Niti jedan dio Usluge ne smije se reproducirati u bilo kojem obliku, niti bilo kojim sredstvom, osim ako je to izričito dopušteno ovim uvjetima. Suglasni ste da nećete ni na koji način mijenjati, iznajmljivati, davati u najam, posuđivati, prodavati, distribuirati ili stvarati prerađena djela na temelju Usluge, te da nećete iskorištavati Uslugu ni na koji nedopušteni način, uključujući ali ne ograničavajući se na neovlašteni pristup ili opterećen je mrežnih kapaciteta. Bez obzira na bilo koju drugu odredbu iz ovog Ugovora, autor i njegovi davatelji licencije zadržavaju pravo izmijeniti, obustaviti, ukloniti ili onemogućiti pristup bilo kojem proizvodu, sadržaju ili drugim materijalima koji čine dio Usluge u svako doba bez obavijesti. Ni u kojem slučaju autor neće biti odgovoran zbog vršenja ovakvih promjena. Autor također može u bilo kojem slučaju ograničiti korištenje odnosno pristup određenim mogućnostima ili dijelovima Usluge bez obavijesti ili odgovornosti. Sva autorska prava iz i na Uslugu (uključujući kompilaciju sadržaja, postavljene sadržaje, veze na druge Internetske izvore i opise tih izvora) i odnosni softver u vlasništvu su autor-a i/ili njegovih davatelja licencije, koji zadržavaju sva svoja prava koja imaju po zakonu i pravičnosti. KORIŠTENJE SOFTVERA ILI BILO KOJEG DIJELA USLUGE, OSIM KORIŠTENJA USLUGE KAKO JE DOPUŠTENO OVIM UGOVOROM, JE STROGO ZABRANJENO I PREDSTAVLJA POVREDU PRAVA INTELEKTUALNOG VLASNIŠTVA TREĆIH I MOŽE VAS PODVRGNUTI GRAĐANSKIM I KAZNENIM SANKCIJAMA, UKLJUČUJUĆI MOGUĆU NOVČANU NAKNADU ŠTETE, ZA POVREDU AUTORSKIH PRAVA. RASKID Ukoliko ne poštujete ili autor sumnja da ne poštujete bilo koju odredbu ovog Ugovora, autor može po svojoj vlastitoj diskreciji bez obavijesti Vama: (i) raskinuti ovaj Ugovor i/ili ukinuti Vaš Račun; i/ili (ii) raskinuti licenciju za Uslugu; i/ili (iii) spriječiti pristup Usluzi (ili bilo kojem njezinom dijelu). Autor zadržava pravo izmijeniti, obustaviti ili prekinuti Uslugu (odnosno bilo koji njen dio ili sadržaj) u bilo koje vrijeme sa ili bez obavijesti Vama, i autor neće biti odgovoran Vama ili bilo kojoj trećoj strani ukoliko iskoristi takva prava. ODRICANJE OD JAMSTAVA; OGRANIČENJA ODGOVORNOSTI Autor NE GARANTIRA, NE IZJAVLJUJE NITI JAMČI DA ĆE VAŠE KORIŠTENJE PROGRAMA ILI USLUGE BITI BEZ PREKIDA I GREŠAKA, I SUGLASNI STE DA AUTOR POVREMENO MOŽE UKLONITI USLUGU NA NEODREĐENA VREMENSKA RAZDOBLJA, ILI UKINUTI USLUGU U BILO KOJEM TRENUTKU, BEZ OBAVIJESTI VAMA. IZRIČITO STE SUGLASNI DA JE VAŠE KORIŠTENJE, ILI NEMOGUĆNOST KORIŠTENJA, PROGRAMA ILI USLUGE NA VAŠ ISKLJUČIVI RIZIK. USLUGA I SVI PROIZVODI I USLUGE KOJI SU VAM DOSTAVLJENI PUTEM USLUGE SU (OSIM AKO JE autor IZRIČITO NAZNAČIO DRUGAČIJE) ISPORUČENI U STANJU „KAO ŠTO JEST“ I „KAO ŠTO JE DOSTUPNO“ ZA VAŠE KORIŠTENJE, BEZ JAMSTAVA BILO KOJE VRSTE, IZRIČITIH ILI IMPLICITNIH, UKLJUČUJUĆI SVA IMPLICITNA JAMSTVA UTRŽIVOSTI, PRIKLADNOSTI ZA POJEDINU SVRHU, VLASNIŠTVA I NEPOSTOJANJA POVREDE PRAVA. BUDUĆI DA NEKE JURISDIKCIJE NE DOPUŠTAJU ISKLJUČENJE IMPLICITNIH JAMSTAVA, GORE NEVEDENO ISKLJUČENJE IMPLICITNIH JAMSTAVA SE MOŽDA NE PRIMJENJUJE NA VAS. NI U KAKVOM SLUČAJU AUTOR, NJEGOVI SURADNICI, SLUŽBENICI, RADNICI, POVEZANA DRUŠTVA, ZASTUPNICI, PODUGOVARATELJI, NALOGODAVCI ILI DAVATELJI LICENCIJE NEĆE BITI ODGOVORNI ZA BILO KOJU IZRAVNU ILI NEIZRAVNU, SPOREDNU, KAZNENU, POSEBNU ILI POSLJEDIČNU ŠTETU KOJA PROIZLAZI IZ VAŠEG KORIŠTENJA ILI NEMOGUĆNOSTI KORIŠTENJA BILO KOJIH PROGRAMA ILI USLUGA, ILI ZA BILO KOJI DRUGI ZAHTJEV POVEZAN NA BILO KOJI NAČIN S VAŠIM KORIŠTENJEM PROGRAMA ILI USLUGA, UKLJUČUJUĆI ALI NE OGRANIČAVAJUĆI SE NA BILO KOJE GREŠKE ILI PROPUSTE U BILO KOJEM SADRŽAJU, ILI BILO KAKAV GUBITAK ILI ŠTETU BILO KOJE VRSTE NASTALIH NA TEMELJU KORIŠTENJA BILO KOJEG SADRŽAJA (ILI PROIZVODA) KOJI JE POSTAVLJEN, PRENEŠEN, ILI NA DRUGI NAČIN UČINJEN DOSTUPNIM, PA I U SLUČAJU SAVJETA O MOGUĆNOSTI TAKVE ŠTETE. AUTOR ĆE UPOTRIJEBITI RAZUMNE NAPORE RADI ZAŠTITE MATERIJALA ILI PODATAKA KOJE STE PODNIJELI U SVEZI S USLUGAMA, ALI PRIHVAĆATE DA JE VAŠE PODNOŠENJE TAKVIH PODATAKA ISKLJUČIVO NA VAŠ RIZIK, I DA SE AUTOR OVIME ODRIČE SVAKE ODGOVORNOSTI PREMA VAMA ZA BILO KAKAV GUBITAK ILI ODGOVORNOST KOJI SE NA BILO KOJI NAČIN ODNOSI NA TAKVE PODATKE. AUTOR NE IZJAVLJUJE NITI GARANTIRA DA ĆE USLUGA BITI SLOBODNA OD GUBITKA, KVAROVA, NAPADA, VIRUSA, SMETNJI, HAKIRANJA, ILI DRUGIH POVREDA SIGURNOSTI, I autor SE ODRIČE SVAKE S TIME POVEZANE ODGOVORNOSTI. ODRICANJE I ODŠTETA KORIŠTENJEM INTERNET STRANICE, PROGRAMA ILI USLUGE, SUGLASNI STE DA ĆETE ŠTITITI I OBEŠTETITI AUTORA, NJEGOVE SURADNIKE, SLUŽBENIKE, RADNIKE, POVEZANA DRUŠTVA, ZASTUPNIKE, PODUGOVARATELJE, NALOGODAVCE I DAVATELJE LICENCIJE U ODNOSU NA SVA POTRAŽIVANJA KOJA PROIZIĐU IZ VAŠEG KRŠENJA OVOG UGOVORA, VAŠEG KORIŠTENJA PROGRAMA ILI USLUGE, ILI BILO KOJE RADNJE KOJU JE AUTOR PODUZEO KAO DIO SVOJE ISTRAGE O SUMNJI NA POVREDU OVOG UGOVORA ILI KAO REZULTAT UTVRĐENJA ILI ODLUKE AUTORA-A DA SE DOGODILA POVREDA OVOG UGOVORA. OVO ZNAČI DA NE MOŽETE TUŽITI NITI DOBITI BILO KAKVO OBEŠTEĆENJE OD AUTORA-A, NJEGOVIH SURADNIKA, SLUŽBENIKA, RADNIKA, POVEZANIH DRUŠTAVA, ZASTUPNIKA, PODUGOVARATELJA, NALOGODAVACA I DAVATELJA LICENCIJE, USLIJED NJEGOVE ODLUKE DA UKLONI ILI ODBIJE PROCESUIRATI BILO KOJI PODATAK ILI SADRŽAJ, DA VAS UPOZORI, SUSPENDIRA ILI ONEMOGUĆI VAŠ PRISTUP USLUZI, ILI DA PODUZME BILO KAKVU DRUGU RADNJU TIJEKOM ISTRAGE O SUMNJI NA POVREDU ILI KAO REZULTAT ZAKLJUČKA AUTORA-A DA JE DOŠLO DO POVREDE OVOG UGOVORA. OVA ODREDBA O ODRICANJU I ODŠTETI PRIMJENJUJE SE NA SVE POVREDE OPISANE ILI ZAMIŠLJENE PREMA OVOM UGOVORU. PROMJENE Autor zadržava pravo da u bilo koje izmjeni ovaj Ugovor te odredi nove ili dodatne uvjete Vašeg korištenja Usluge. Takve izmjene i dodatni uvjeti odmah će stupiti na snagu te postaju sastavni dio ovog Ugovora. Vaše kontinuirano korištenje Usluge smatrati će se Vašim pristankom na te izmjene i dodatne uvjete. RAZNO Ovaj Ugovor čini cjelokupni sporazum između Vas i autor-a te regulira Vaše korištenje programa ili Usluge i zamjenjuje sve dosadašnje sporazume i ugovore između Vas i autor-a u odnosu na Uslugu. Na Vas se također mogu primjenjivati dodatni uvjeti ako koristite povezane usluge, sadržaj trećih strana ili softver trećih strana. Ako se za bilo koji dio ovog Ugovora utvrdi da je nevaljan ili neprovediv, taj dio će se tumačiti sukladno primjenjivom pravu na način koji će odražavati, što je bliže moguće, originalne namjere ugovornih strana, a ostali dijelovi ostati će u punoj snazi i učinku. Propust autor-a da iskoristi bilo koje svoje pravo ili odredbu iz ovog Ugovora neće se smatrati odricanjem od te odredbe ili od bilo koje druge odredbe. autor nije odgovoran za propuste ispunjavanja bilo koje obveze uslijed razloga koji su izvan njegove kontrole. Autor upravlja Uslugom iz svog ureda. Suglasni ste pridržavati se svih lokalnih, državnih, saveznih i nacionalnih propisa, zakona, uredbi i pravilnika koji se odnose na Vašu upotrebu programa ili Usluge. Autor Vam može poslati obavijest u pogledu Usluge elektroničkom poštom na Vašu elektroničku adresu koju navedete u programu, ili pismom putem pošte na poštansku adresu navedenu u programu, ili postavljanjem obavijesti na samoj Usluzi. Obavijesti stupaju na snagu odmah. Autor zadržava pravo poduzimanja radnji za koje autor smatra da su razumno potrebne ili prikladne radi provođenja i/ili provjeravanja sukladnosti s bilo kojim dijelom ovog Ugovora. Suglasni ste da autor ima pravo, bez ikakve odgovornosti prema Vama, otkriti Registracijske podatke i/ili podatke o Računu tijelima nadležnim za provedbu propisa, državnim službenicima i/ili trećoj strani, kada autor smatra da je to razumno potrebno ili prikladno radi provođenja i/ili provjeravanja sukladnosti s bilo kojim dijelom ovog Ugovora (uključujući, ali ne ograničavajući se na pravo autor-a da se uskladi s bilo kojim pravnim postupkom povezanim s Vašim korištenjem Usluge i/ili proizvoda, i/ili navodom treće strane da je Vaše korištenje Usluge i/ili proizvoda nezakonito i/ili povređuje prava te treće strane). Posljednja izmjena: 25.11.2014. g.