http___www.kombank.com_auto-krediti_1.xml
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Housing loans from this program are extended for the following purposes: - home renovation, reconstruction, refurbishment and upward extension Komercijalna banka AD Beograd has three models for extending this type of loan: loan with currency clause secured by bills of exchange signed by one creditworthy guarantor loan with currency clause secured by I rank mortgage or II rank mortgage in favor of the Bank for registered and unregistered housing facilities 3.loan without currency clause secured by I rank mortgage or II rank mortgage in favor of the Bank for registered and unregistered housing facilities Home Improvement loan without Currency Clause Secured by Mortgage EXAMPLE: Calculation made on 30.09.2014 6M EURIBOR value as of 26.09.2014 is 8,07%. Home Improvement Loan with Currency Clause Secured by Collateral In all cases where the loan is secured by mortgage on real estate, in process of loan approval there are expenses related to value assessment, insurance, obtaining certificates, licenses, statements and decisions of the competent authorities, along with expenses pertaining to creation of mortgage, etc. The mentioned expenses are summarized in the representative example. EXAMPLE: Calculation performed on 30.09.2014 6M EURIBOR value as of 26.09.2014 is 0,183%. Home Improvement Loan with Currency Clause Secured by Mortgage In all cases where the loan is secured by mortgage on real estate, in process of loan approval there are expenses related to value assessment, insurance, obtaining certificates, licenses, statements and decisions of the competent authorities, along with expenses pertaining to creation of mortgage, etc. The mentioned expenses are summarized in the representative example. EXAMPLE: Calculation performed on 30.09.2014 6M BELIBOR value as of 26.09.2014 is 0,183%
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Krediti sa prvenstvom prolaza! Uz auto-kredite Komercijalne banke, sve vreme ćete podjednako uživati u vožnji svog automobila, kao i u njegovoj otplati. Stabilni i u krivinama! Krediti za kupovinu motornih vozila bez devizne klauzule i primer: Ostali građani uslove kredita mogu dobiti u najbližoj ekspozituri Komercijalne banke ili pozivom Kontakt centra Banke. U svim slučajevima gde je obezbeđenje kredita zaloga na vozilo, prilikom odobravanja kredita javljaju se troškovi osiguranja, pribavljanja uverenja, potvrda, dozvola, izjava i rešenja nadležnih organa, troškovi konstituisanja založnog prava i dr. Navedeni troškovi obuhvaćeni su reprezentativnim primerom PRIMER: Obračun je izvršen na dan 11.03.2015. godine Vrednost 6M BELIBOR-a na dan 11.03.2015. godine iznosi 9,97% Krediti za kupovinu motornih vozila sa deviznom klauzulom i primer: U svim slučajevima gde je obezbeđenje kredita zaloga na vozilo, prilikom odobravanja kredita javljaju se troškovi osiguranja, pribavljanja uverenja, potvrda, dozvola, izjava i rešenja nadležnih organa, troškovi konstituisanja založnog prava i dr. Navedeni troškovi obuhvaćeni su reprezentativnim primerom. PRIMER: Obračun je izvršen na dan 11.03.2015. godine Ukoliko se vrši kreditiranje kupovine polovnih motornih vozila, ista ne mogu biti starija od 60 meseci na dan odobrenja kredita, odnosno od 84 meseca u trenutku otplate poslednjeg mesečnog anuiteta.