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Unexpected things happen, and that is what insurance is out to tackle and protect against. Accidents happen to people just seated and resting at home, let alone to people travelling by road, rail, sea and by air. Accidents leave people injured, incapacitated and even dead – and it could lead to loss of jobs and total destabilization of life and family purposes. But apart from these dire cases, the following are reasons why you must have travel insurance before setting out on your trip: Lost luggage: Cases of lost luggage are common with air flights and departures, and this could cost you great losses if your travel documents and personal effects get lost or stolen at the airport or in the course of your trip. Misplacing or getting your luggage stolen can cause great inconveniences and make your trip very unpleasant and nearly useless, but with travel insurance in place, you could get reimbursed for your losses and have your luggage effects restored depending on the type of travel insurance policy you have in place. Stolen money: With thieves and miscreants stalking travellers at airports and departure lounges, you may have your wallet stolen with your cash and credit cards. Although experts warn that you must desist from carrying heavy cash on your person when travelling, loss of wallets could greatly hamper your trip most especially if it happens while over in a foreign country. But with travel insurance, you will be bailed out in no time. iii. Medical emergencies: Travel insurance is essential if your health is not too sound or if you’re not sure of the medical facilities they have in place where you are travelling to. Travel insurance will take care of your medical expenses over there if you happen to fall ill, and it might even cover transporting you back home for better medical attention in cases of health emergencies. Forces of nature: Forces of nature and related natural disasters could happen anything and anywhere and you could fall victim to it within or outside your country while out on a trip. Imagine being overtaken by the kinds of hurricanes that have happened within some particular U. S states and even in Japan and other countries. Travel insurance would help out if you fall victim in any way or suffer personal and bodily losses in any way. Cancelled trips and delayed flights: Have you ever gotten to the airport on your way to a crucial emergency meeting only to have your flight delayed for several hours or even ultimately have the flight cancelled for a day or two while you are camped in some cheap hotel? How would you fare for your emergency meeting if it depended on you or would have economic consequences for your business and family? With travel insurance, you could have your flight delays or cancellations and their consequences compensated for by your insurers. Mortal accidents: Auto accidents happen while out on a trip and air mishaps happen, and this lead to disabilities and loss of jobs among other things like deaths. But you are protected with travel insurance if you have one in place.
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Neočekivani stvari događaju, i to je ono što osiguranje je na borbu i zaštitu od. Nesreće se dogoditi da ljudi samo sjedi i odmara kod kuće, a kamoli da se ljudi koji putuju cestom, željeznički, more i zrak. Nesreće ostaviti ljude ozlijeđene, nesposoban pa čak i mrtvi - i to bi moglo dovesti do gubitka radnih mjesta i ukupnog destabilizaciji života i obitelji svrhe. No, osim tih teškim slučajevima, Ovo su razlozi zašto morate imati putno osiguranje prije nego se na svoje putovanje: Izgubljena prtljaga: Slučajevi izgubljenu prtljagu su zajednički sa zračnim letovima i odlazaka, a to bi moglo koštati velike gubitke, ako vaše putne dokumente i osobne stvari se izgubljen ili ukraden u zračnoj luci ili u toku putovanja. Pogrešnog ili uzimajući vaše prtljage ukradeno može izazvati velike neugodnosti i učiniti vaše putovanje vrlo neugodna i gotovo beskorisno, ali uz putno osiguranje u mjestu, možete dobiti povrat za svoje gubitke i imaju svoju prtljagu učinke obnovljena, ovisno o vrsti politike putnog osiguranja su na mjestu. Ukradeni novac: S lopovi i nitkovi stabljika putnike u zračnim lukama i odlaska ležaljkama, možda ste vaš novčanik ukraden s gotovinom i kreditnim karticama. Iako stručnjaci upozoravaju da morate odustati od obavljanja teških gotovine na osobu kad ste na putovanju, gubitak novčanika uvelike mogao ugroziti svoje putovanje posebno ako se to dogodi, a više u stranoj zemlji. No, s putno osiguranje, što će biti jamčevinu u tren oka. iii. Medicinska hitna pomoć: Putno osiguranje je bitno ako je vaše zdravlje nije previše zvuk ili ako niste sigurni u zdravstvenim ustanovama koje imaju na mjestu gdje putujete u. Putno osiguranje će se pobrinuti za svoje medicinske troškove tamo, ako vam se dogoditi da se razbolite, a možda čak i pokriti te transport natrag kući za bolju medicinsku pomoć u slučaju zdravstvenih opasnosti. Sile prirode: Sile prirode i srodnih prirodnih katastrofa mogla dogoditi ništa i bilo gdje, a da bi mogao postati žrtva njega unutar ili izvan vaše zemlje, a na izlet. Zamislite da zatekne vrste uragana koji su se dogodili u pojedinim državama SAD-a, čak iu Japanu i drugim zemljama. Putno osiguranje će pomoći ako žrtvom na bilo koji način, ili pate osobne i tjelesne gubitke na bilo koji način. Otkazane putovanja i odgođeni letovi: Jeste li ikada stečen do zračne luke na putu do ključnog hitnog sastanka samo da je vaš let odgođen za nekoliko sati ili čak u konačnici imati let otkazan za dan ili dva, dok su kampirali u nekom jeftinom hotelu? Kako bi se zbivati za vaš hitni sastanak, ako je to ovisilo o vama ili će imati ekonomske posljedice za vaše poslovanje i obitelji? S putno osiguranje, možete imati vaše kašnjenja leta ili otkazivanja i njihove posljedice nadoknaditi svoje osiguravatelja. Posmrtni nesreća: Auto nesreće događaju, dok se na putovanje i zraka nezgoda događa, a to dovodi do invaliditetom i gubitak radnih mjesta među ostalim stvarima poput smrti. Ali što su zaštićeni putno osiguranje, ako ga imate na mjestu.