http___www.kombank-bl.com_visa-classic_1.xml
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The right to an overdraft is given to adult citizens of Bosnia and Herzegovina with permanent residence in BiH, current account holders who derive regular monthly income on basis of salaries or pensions. After two salaries or pensions have been paid into account, the client may submit a request for overdraft. The overdraft is approved to a 12 month period in the amount of 1.5 average income based on salary/pension for the last three months, with the prior check of the credit standing. One-time fee in the amount of BAM 5.00 is paid for the approval of the overdraft. The Bank charges credit interest rate and fee on the amount of used overdraft, which have e been defined by the Tariff for services provided by Komercijalna banka AD Banja Luka for natural persons. Overdraft Granting The right to an overdraft is given to adult citizens of Bosnia and Herzegovina with permanent residence in BiH, current account holders who derive regular monthly income on basis of salaries or pensions.
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Visa kreditna kartica je internacionalna kartica koja se može koristiti u zemlji i inostranstvu u svim trgovinama i na svim bankomatima koji imaju istaknut znak Visa, pri čemu korisnik kartice izmiruje svoje obaveze isključivo u KM bez obzira na mjesto nastanka transakcije. Svojim klijentima omogućavamo automatsku naplatu dospjelog iznosa (5% od iznosa iskorištenih sredstava) putem trajnog naloga’. Korisnici kreditne kartice mogu biti: rezidenti odnosno punoljetni državljani Bosne i Hercegovine sa stalnim prebivalištem u BiH i nerezidenti.