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www.ibpsprepadda.com www.prepdesk.in Terms & Conditions (IBPSPREPADDA & PREPDESK) – YOU ARE REQUIRED TO READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE. Before using this Site, please read these Terms of Use and the Privacy Policy carefully. By using this Site and its services, you acknowledge that you understand, accept and agree to the terms of this Privacy Policy and the Terms of Use for this Site. If you do not agree to these Terms of Use, you are prohibited from using this Site. IBPSPREPADDA & PREPDESK) reserves the right, at its discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Your continued use of the Site following the posting of changes to these Terms of Use (including the Privacy Policy) will constitute your acceptance of those changes. If you have any questions concerning this Privacy Policy or the Terms of Use for this Site, - A. RESTRICTIONS ON USE OF MATERIALS This site is operated by IBPSPREPADDA & PREPDESK) is under contract with certain education agencies and educational institutions or organizations or Customers to provide services for designated educational assessment programs (“Assessment Programs”). This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally identifiable information’ (PII) is being used online. PII, as used in privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website. What personal information do we collect from the people that visit our blog, website or app? When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, Date of Birth, City,Education,Gender or other details to help you with your experience. When do we collect information? We collect information from you when you register on our site, place an order, fill out a form or enter information on our site. How do we use your information? We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways: To personalize user’s experience and to allow us to deliver the type of content and product offerings in which you are most interested. To improve our website in order to better serve you. To allow us to better service you in responding to your customer service requests. To administer a contest, promotion, survey or other site feature. To quickly process your transactions. To send periodic emails regarding your order or other products and services. How do we protect visitor information? Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. We use regular Malware Scanning. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology. We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information. All transactions are processed through a gateway provider and are not stored or processed on our servers. Do we use “cookies”? Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We use cookies to: Help remember and process the items in the shopping cart. Understand and save user’s preferences for future visits. Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third party services that track this information on our behalf. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser is a little different, so look at your browser’s Help menu to learn the correct way to modify your cookies. If you disable cookies off, some features will be disabled It won’t affect the users experience that make your site experience more efficient and some of our services will not function properly. However, you can still place orders . Third Party Disclosure We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide you with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses. Third Party Links Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites. Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en We use Google AdSense Advertising on our website. Google, as a third party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on their visit to our site and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy. We have implemented the following: Remarketing with Google AdSense Google Display Network Impression Reporting. Demographics and Interests Reporting. We along with third-party vendors, such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions, and other ad service functions as they relate to our website. Opting out: Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising initiative opt out page or permanently using the Google Analytics Opt Out Browser add on. Online Privacy Protection Act Users will be notified of any privacy policy changes: On our Privacy Policy Page Users are able to change their personal information: By logging in to their account How does our site handle do not track signals? We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place. Does our site allow third party behavioral tracking? It’s also important to note that we do not allow third party behavioral tracking (Children Online Privacy Protection Act) When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online. We do not specifically market to children under 13. Fair Information Practices The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information. In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur: We will notify the users via email Within 7 business days We will notify the users via in site notification Within 7 business days We also agree to the individual redress principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or a government agency to investigate and/or prosecute non-compliance by data processors. CAN SPAM Act The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations. We collect your email address in order to: Send information, respond to inquiries, and/or other requests or questions. Process orders and to send information and updates pertaining to orders We may also send you additional information related to your product and/or service. Market to our mailing list or continue to send emails to our clients after the original transaction has occurred To be in accordance with CANSPAM we agree to the following: NOT use false, or misleading subjects or email addresses Identify the message as an advertisement in some reasonable way Include the physical address of our business or site headquarters Monitor third party email marketing services for compliance, if one is used. Honor opt-out/unsubscribe requests quickly Allow users to unsubscribe by using the link at the bottom of each email If at any time you would like to unsubscribe from receiving future emails, you can email us at Follow the instructions at the bottom of each email. and we will promptly remove you from ALL correspondence. Classroom Courses, Online Course Content and Access Terms - Please see the description of the Course on the Website and/or in the Brochure for details of the contents of the available Courses. Except as set out in the description of the Course on the Website nd/or in the Brochure, no additional Study Materials and/or tuition (either online, face to face or classroom) will be provided by IBPSPREPADDA & PREPDESK) You acknowledge that IBPSPREPADDA & PREPDESK) operates a zero tolerance policy in relation to inappropriate behaviour of students. In particular abusive or violent behaviour directed at IBPSPREPADDA’s staff or other students and unfair or dishonest practices including but not limited to cheating, will not be tolerated under any circumstances. IBPSPREPADDA may at its reasonable discretion and without liability or an obligation to refund Fees,refuse to supply any Classroom Course to any student and may refuse to admit to, and may remove from any IBPSPREPADDA & PREPDESK) premises, any student whose participation in any Classroom Course would, in IBPSPREPADDA & PREPDESK)’s reasonable opinion, be undesirable or whose behaviour IBPSPREPADDA & PREPDESK) considers is or may be in breach of this Agreement.. In relation to Online Courses only the following points apply: Upon receipt of a confirmation email from IBPSPREPADDA & PREPDESK) you will be notified when you have access to the Online Course purchased and for the length of time such access will be made available to you, unless any such Online Course is removed. The receipt of an Online Course is personal to you and you may not transfer your rights to access the Online Course or provide an Online Course to any other person. You may incur charges to your internet service provider while you are accessing and/or downloading the Study Materials. Charges may also be payable to third parties for use of the software necessary to access and/or download the Study Materials. You are responsible to pay these charges. In relation to Classroom Courses only the following points apply: You must comply with all health and safety rules and regulations and any other reasonable security requirements that apply at the premises at which Classroom Courses are provided. You must only use the premises at which Classroom Courses are provided for the purposes of participating in Classroom Courses. IBPSPREPADDA & PREPDESK) shall provide such presenters to present the Classroom Courses as it, in its sole discretion, deems fit and IBPSPREPADDA & PREPDESK) shall be entitled at any time to substitute any presenter with any other person who, in IBPSPREPADDA’s sole discretion, it deems suitably qualified to present the relevant Classroom Course. Your personal possessions are your sole responsibility and IBPSPREPADDA & PREPDESK) accepts no responsibility and/or liability for anything that is lost or stolen from its venues. You are advised during a Classroom Course to keep your valuables with you at all times. Authorship policy- Stands for Author role/contributor role - Acceptable Use You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software. You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without The The Prepdesk & Ibpsprepadda express written consent. You must not use this website to transmit or send unsolicited commercial communications without the expressed written permission from The Prepdesk & Ibpsprepadda. You must not use this website for any purposes related to marketing without The The Prepdesk & Ibpsprepadda express written consent. The User shall not rent, lease, sell, sublicense, assign any portion of the “Platform.” Usage of the “Platform” is restricted ONLY to the beta tester. Duplication of the “Platform” is prohibited. All functionalities of the “Platform,” business processes, intellectual property are copy written and remain sole property of The Prepdesk & Ibpsprepadda. Translation of the “Product” is prohibited. Any copy protection system, copyright-notice, or registration-number built into the “Platform”, or any other characteristics that serve to identify the program, are not to be removed by the User. Restricted Access Access to certain areas of this website is restricted. The The Prepdesk & Ibpsprepadda reserves the right to restrict access to [other] areas of this website, or indeed this entire website, at The The Prepdesk & Ibpsprepadda discretion. If The The Prepdesk & Ibpsprepadda you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential. The The Prepdesk & Ibpsprepadda may disable your user ID and password in The Author Hub’s sole discretion without notice or explanation. User Content In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose. You grant to The The Prepdesk & Ibpsprepadda a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to The Author Hub the right to sub-license these rights, and the right to bring an action for infringement of these rights. Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or The The Prepdesk & Ibpsprepadda or a third party (in each case under any applicable law). You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint. The The Prepdesk & Ibpsprepadda the right to edit or remove any material submitted to this website, or stored on The The Prepdesk & Ibpsprepadda, or hosted or published upon this website. Notwithstanding The Prepdesk & Ibpsprepadda rights under these terms and conditions in relation to user content, The The Prepdesk & Ibpsprepadda does undertake to monitor the submission of such content to, or the publication of such content on, this website on a best effort basis. Limitation of Liability We and any Affiliated Party shall not be liable for any loss, injury, claim, liability, or damage of any kind resulting in any way from (a) any errors in or omissions from the Site or any services or products obtainable therefrom, (b) the unavailability or interruption of the Site or any features thereof, (c) your use of the Site, (d) the content contained on the Site, or (e) any delay or failure in performance beyond the control of a Covered Party. Use of Information. We reserve the right, and you authorize us, to the use and assignment of all information regarding Site uses by you and all information provided by you in any manner consistent with our Privacy Refund policy Since IBPSPREPADDA & PREPDESK) is offering non-tangible irrevocable goods we do not issue refunds once the order is accomplished and the product is sent & USER IS REGISTERED. As a customer/USER you are responsible for understanding this upon purchasing any item at our site. However, we realize that exceptional circumstance can take place with regard to the character of the product we supply. Therefore, we DO honor requests for the refund on the following reasons: Non-delivery of the product: due to some mailing issues of your e-mail provider or your own mail server you might not receive a delivery e-mail from us. In this case we recommend contacting us for assistance. Claims for non-delivery must be submitted to our Billing department in writing within 7 days from the order placing date. Otherwise the product will be considered received and downloaded/ACCESSED.; download and unzipping issues: it may happen so that you are having problems while downloading the product or its unzipping. Claims regarding such issues must be submitted to our Technical Support department. If you do not properly contact us during this period, you agree that we may construe silence as a successful download of the product with no further right of redress or refund for a “download issue” reason. Failure to receive assistance for downloading or unzipping within 3 days may result in a refund decline; product not-as-described: such issues should be reported to our Technical Support Department within 7 days from the date of the purchase. Clear evidence must be provided proving that the purchased product is not as it is described on the website. Complaints which are based merely on the customer’s false expectations or wishes are not honored. Please note that we do not bear any responsibility and therefore we do not satisfy any refund/return/exchange requests based on incompatibility of our products with some third-party software (plug-ins, add-ons, modules, search engines, scripts, extensions etc) other than those which are specified as compatible in a description available on the preview page of each product. We don’t guarantee that our products are fully compatible with any third-party programs and we do not provide support for third-party applications. Our Technical Support Team is always eager to assist you and deliver highly professional support in a timely manner. Thank you for purchasing our products. Contact Us If there are any questions regarding this privacy policy you may contact us using the information below. www.ibpsprepadda.com, www.prepdesk.in 16,Amrapury Kolkata, W. India [email protected]
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Pravila o privatnosti Ova pravila o privatnosti sastavljena su kako bi korisnici bolje razumljeli kako se odnosimo prema osobnim podacima. Kako je opisano u zakonu o privatnosti EU-a i informacijskoj sigurnosti, osobne informacije su informacije koima se može izravno ili neizravno utvrditi ili identificirati točno određena osoba. Pažljivo pročitajte našu politiku privatnosti kako biste razumjeli kako prikupljamo, upotrebljavamo, čuvamo ili na drugi način postupamo s vašim osobnim informacijama. Koje osobne podatke prikupljamo od osoba koje posjećuju naš blog, web stranicu ili aplikaciju? Prilikom naručivanja ili registracije na našoj web stranici, prema potrebi, od vas će se tražiti da unesete svoje ime, adresu e-pošte ili druge pojedinosti kako bi vam pomogli u vašem korisničkom iskustvu. Kada prikupljamo podatke? Mi prikupljamo vaše podatke kada naručite, ispunite obrazac ili unesete podatke na našu web stranicu. Kako upotrebljavamo vaše podatke? Možemo koristiti podatke koje prikupljamo od vas kada se registrirate, kupite, prijavite se za naš newsletter, odgovorite na anketu ili marketinšku komunikaciju, surfate web stranicom ili koristite određene značajke web mjesta na sljedeće načine: • prilagodite svoje iskustvo i dopustite nam da damo vrstu sadržaja i ponude proizvoda koji vas najviše zanimaju. • Poboljšati našu web stranicu kako bi vam prućili bolje korisničko iskustvo. • kontakt (live chat, e-mail ili telefonski upit) Kako štitimo vaše podatke? Naš sadržaj je isključivo informativan. Nikada ne tražimo brojeve kreditnih kartica. Koristimo redovito skeniranje od zlonamjernog softvera. Ne upotrebljavamo SSL certifikat • Ne trebamo SSL jer ne prikupljamo nikakve podatke o kreditnoj kartici. Koristimo li “kolačiće”? Kolačići su male datoteke koje web stranica ili njezin davatelj usluga prenose na tvrdi disk vašeg računala putem vašeg web preglednika (ako to dopustite), koji omogućuje da sustavi web sučelja ili davatelja usluga prepoznaju vaš preglednik i snimaju i sjećaju se određenih informacija. Na primjer, upotrebljavamo kolačiće da bismo se lakše obradili stavke u vašoj košarici. Koriste se i kako bismo vam pomogli u razumijevanju vaših postavki na temelju prethodne ili trenutačne aktivnosti na web-lokaciji, što nam omogućuje pružanje poboljšanih usluga. Također upotrebljavamo kolačiće koji nam pomažu u prikupljanju skupnih podataka o prometu na web lokaciji i interakciji web sučelja kako bismo u budućnosti mogli ponuditi bolje iskustvo i alate web mjesta. Kolačići koristimo za: • Razumjevanje i spremanje postavki korisnika za buduće posjete. • Sastaviti zbirne podatke o prometu na web-lokaciji i interakcijama web-lokacije kako bi u budućnosti ponudili bolje iskustvo i alate web mjesta. Također možemo koristiti usluge pouzdanih trećih strana koje prate te informacije u naše ime. Možete odabrati da vas računalo upozori svaki put kad se šalje kolačić ili možete isključiti sve kolačiće. To možete učiniti putem postavki preglednika. Budući da je svaki preglednik malo drugačiji, pogledajte izbornik “Pomoć” preglednika kako biste saznali ispravan način izmjene kolačića. Ako korisnici onemogućuju kolačiće u pregledniku: Ako isključite kolačiće, isključit će se neke od značajki web-lokacije. Objavljivanje trećim stranama Ne prodajemo, ne trgujemo ili na drugi način prenosimo vanjskim stranama Vaše osobne podatke osim ako korisnike unaprijed ne obavijestimo. To ne uključuje partnere za web hosting i druge strane koji nam pomažu u vođenju naše web stranice, obavljanjem poslovanja ili služenju našim korisnicima, pod uvjetom da te strane pristanu zadržati taj podatak povjerljivima. Možemo također objaviti podatke kada je izdavanje prikladno za pridržavanje zakona, provođenje pravila o web-lokaciji ili zaštitu naših ili drugih prava, imovine ili sigurnosti. Međutim, informacije o posjetiteljima koje nisu osobne informacije mogu se dati drugim stranama za marketing, oglašavanje ili druge svrhe. Veze trećih strana Povremeno, prema vlastitom nahođenju, možemo uključiti ili ponuditi proizvode ili usluge trećih strana na našoj web stranici. Ove web-lokacije trećih strana imaju odvojene i neovisne pravila o privatnosti. Stoga nemamo nikakvu odgovornost ili odgovornost za sadržaj i aktivnosti ovih povezanih stranica. Ipak, nastojimo zaštititi integritet našeg web mjesta i pozdraviti bilo kakvu povratnu informaciju o tim web stranicama. Googleovi zahtjevi za oglašavanje mogu se sažeti pomoću Googleovih načela oglašavanja. Oni se stavljaju na mjesto kako bi pružili pozitivno iskustvo za korisnike. https://support.google.com/adwordspolicy/answer/1316548?hl=en Nismo omogućili Google AdSense na našoj web stranici, ali to možemo učiniti u budućnosti. Slažemo se sa sljedećim: Korisnici mogu posjetiti našu stranicu anonimno. Nakon što se izradi ova pravila o privatnosti, dodati ćemo vezu na našu početnu stranicu ili kao minimum, na prvoj značajnoj stranici nakon ulaska na našu web stranicu. Naša veza Pravila o privatnosti sadrži riječ “Privatnost” i lako se može utvrditi na gore navedenoj stranici. Bit ćete obaviješteni o svakoj promjeni pravila o privatnosti: • putem e-pošte Možete promijeniti vaše osobne podatke: • putem e-maila Kako se naša stranica obrađuje “Ne prati me” zahtjeve? Kad je stavljena oznaka “Ne prati me” web stranica ne prati vašu lokaciju niti uzima vaše kolačiće Da li naša web-lokacija dopušta praćenje ponašanja treće strane? Također je važno napomenuti da dopuštamo praćenje ponašanja treće strane. Kad je riječ o prikupljanju osobnih podataka djece mlađe od 13 godina, mi ne prikupljamo podatke od maloljetnih osoba. U slučaju da dođe do neovlaštenog ulaza u osobne podatake, obavijestit ćemo vas putem e-pošte • U roku od 7 radnih dana CAN SPAM Act CAN-SPAM Zakon je zakon koji postavlja pravila za komercijalnu e-poštu, utvrđuje zahtjeve za komercijalne poruke, daje primateljima pravo da se e-pošte zaustavi od njihova slanja i navodi teške kazne za prekršaje. Prikupljamo vašu adresu e-pošte kako bismo: • poslali informacije, odgovorili na upite i / ili druge zahtjeve ili pitanja. Kako bismo bili u skladu s CANSPAM-om, prihvaćamo sljedeće: • Ne koristimo lažne ili obmanjujuće teme ili adrese e-pošte. • Identificirmo poruku kao oglas na neki razuman način. • Uključujemo fizičku adresu našeg poslovnog sjedišta ili sjedišta web mjesta. • Poštujemo brze zahtjeve za isključivanje / odjavu. • Dopuštamo korisnicima otkazati pretplatu pomoću veze pri dnu svake e-pošte. Ako u bilo kojem trenutku želite otkazati pretplatu na primanje budućih poruka e-pošte, pošaljite nam e-poštu na adresu ili • Slijedite upute pri dnu svake e-pošte i odmah ćemo vas ukloniti iz svake korespondencije. Kontaktirajte nas Ako imate pitanja u vezi s ovim pravilima o privatnosti, možete nas kontaktirati pomoću dolje navedenih informacija. Inegra d.o.o. za gradnju i usluge Sjedište Gizdići 13, 21231 Klis mail info@inegra.hr