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We thank you for your interest in our internet presence and the services described on our website. The protection of your personal data (hereafter, “data“) is extremely important to us. In the following we therefore want to give you detailed information about the data we compile when you visit our website to learn about our services and how the data is stored and used by us. Moreover, we explain which electronic and managerial procedures we have put in place to safeguard and secure the information we capture online. In accordance with the German Data Protection Act (Bundesdatenschutzgesetzes / BDSG) and as a service provider in accordance with the Telemediengesetzes (TMG), the firm effective GmbH is the responsible body. Please refer to our imprint for further details. Please address any questions you may have regarding this data privacy statement or data protection in general to: dataprotection@effective-world.com The extent and nature of the way we capture and use your data depends on whether you visit our site to gather information or whether you wish to engage any of the services offered: a) Usage for information purposes If you visit our website just to learn more about our company, you are generally not required to provide any personal information. Instead we would only capture the data that is automatically transferred to our servers via your internet browser, such as: Browser settings IP address The data that is captured from such informative visits to our website is exclusively stored in anonymous form. This enables you to call up the website pages that interest you and provides us with statistical information that in turn helps us to improve our internet performance. There is no personalised evaluation of the data. b) Use of Services As soon as you decide to take advantage of any of our online offers, such as ordering our newsletter, you will be asked to provide additional data. We only capture personal data which is necessary to process your request; for example, an address to which specific information should be delivered by post. The provision of additional information is optional and the fields are labelled accordingly. Data voluntarily provided by the user is only captured and used for the intended purpose; for example, to send you the customised newsletter as requested. Your data may need to be passed to a trusted partner who helps us run our business, such as technical support or a logistics partner. These companies are of course very carefully selected and they are not permitted to use your information for their own purposes. Otherwise your personal data is only passed to a third party when we are obliged to do so under the law. In addition to providing you with the service you requested, we would like to be able to contact you periodically to inform you of our latest products and services. Of course, we will first have had to be given your explicit consent in a special form. The data you provide will be evaluated and assessed for market research purposes and we will inform you of any online presence that might interest you or contact you with news about our company and services by post or email (in the form of a newsletter). It is technically necessary to collate the data you make available in a user profile, but this is only for internal use and only for the above-mentioned applications. Your consent can be given separately and can be revoked at any time with immediate effect for the future. In order to register to receive our newsletter, we will require the email address to which the newsletter should be sent in addition to your data privacy legal consent. Any further information you give is completely optional and will be used to address you personally, to configure the newsletter content to your needs or to check the contact information (e.g. email address) provided. We generally use a double opt-in process for the subscription to our newsletters: this means that before we can send you the newsletter, you will be asked to confirm your registration via a special link in a confirmatory email. This will give us assurance that only you as the owner of the email address registered for our newsletter. The confirmation must be returned shortly after receipt of the email, otherwise the subscription to our newsletter will be automatically deleted from our data base. You can unsubscribe from our newsletter at any time. You can either send a brief email to unsubscribe@effective-world.com or activate the unsubscribe link shown at the end of every newsletter. We use cookie technology on our website to make sure that the website runs properly and acts smoothly. Cookies are small text files (strings of code) that are sent to your browser from our webserver during the course of your visit to our site and are then stored on your computer for later use. You can use the settings in your browser to decide for yourself whether cookies should be placed on your computer or not. You can deactivate any storage of cookies completely in your browser, or restrict this to certain websites or configure your browser so that you are automatically informed and are asked for a response as soon as a cookie is to be set. However, for technical reasons, cookies are necessary for the full functionality of our website. We do not collect or store personal data in cookies, nor do we use technology to combine any information accruing from the cookies with user data. It is important to us that our internet performance is as good as it can be and as attractive as possible to our visitors. It is therefore necessary that we understand which parts of our website are appreciated. This website uses Google Analytics, an analytical web service provided by Google, Inc. (in the following, „Google“). Google Analytics also uses cookies, i.e. text files, which are stored on your computer and which enable the analysis of your website behaviour. The information captured by the cookie about your usage of our website is generally stored on a Google server in the USA. In the case of activation of the IP anonymization on this website, your IP address will be truncated within Member States of the European Union or other parties to the Agreement on the European Economic Area, before the transfer to a Google server, before transfer to a Google server. Only in exceptional cases will the full IP address first be transferred to a Google server in the USA and then shortened. On our instructions, Google will assess the information captured to analyse and evaluate how our website is used, to create reports regarding web page activities to provide other services to us as website owners. The IP address that is passed on to Google Analytics from your browser is not combined with any other data belonging to Google. You can prevent the storage of cookies by changing the settings in your browser software; however, we would like to point out that this may affect the full functionality of this website. Furthermore, you can prevent Google capturing, storing and analysing your web usage data created by the cookies (including your IP address) by downloading and installing the browser plug-in available under: http://tools.google.com/dlpage/gaoptout?hl=de. Or by clicking on the link below: click here to be excluded from the detection on the Google Tag Manager. We would like to point out that any data privacy consent given to us can be revoked at any time, effective immediately. Within the framework of this data privacy statement, you can at any time raise your objections to a user profile that has been created by us for advertising or marketing purposes or for the needs-based design of our website. In such a case, please contact us by email: dataprotection@effective-world.com Our website includes the “+1“ button of the social network Google Plus, operated by Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA (Google). The button labelled “+1” is visible on a white or coloured background. When you open a page on our website which contains such a button, the browser will establish a direct connection to the Google servers. The data content of the “+1” button will be directly transferred to your browser which in turn incorporates it in the website. We therefore have no influence on the extent of the data that Google collects with the button. According to Google, no personal data is collected without a definite click of the button. Personal data, including IP addresses, are only captured for members that have logged in to Google Plus. The aim and extent of the data collection, further processing and use by Google as well as your rights and possible options to protect your privacy can be found under Google’s data privacy policies for the “+1” button: http://www.google.com/intl/de/+/policy/+1button.html. If you are a Google+ member and do not wish your personal data to be collected from our website and added to your stored member profile, you will first need to log out of Google+ or Google before your visit to our site. We utilise technical and organisational security tools to protect contingent or collected personal data, especially against accidental or premeditated manipulation, loss, destruction or attack by unauthorised persons. Our security measures are constantly being improved in line with technological developments. The ordering procedure, in particular the input of payment or credit card data, is encrypted using SSL technology in order to prevent access by unauthorised third parties.
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Uvjeti korištenja OBAVIJEST O KOLAČIĆIMA Kako bismo poboljšali vaše korisničko iskustvo prilikom pregledavanja stranica UNIQA osiguranja, koristimo ovu priliku da vas obavijestimo kako ova Internet stranica na vaše računalo sprema malu količinu informacija zvanih kolačići (cookies). Korištenjem stranice www.uniqa.hr pristajete na njihovu upotrebu. Ukoliko odlučite blokirati kolačiće i dalje ćete moći pregledavati Internet stranicu, no neke njezine funkcionalnosti neće vam biti dostupne. Što su kolačići? Kolačići su male tekstualne datoteke sastavljene od niza znakova spremljene na vaše računalo od strane Internet stranica koje ste posjetili. Kolačići omogućavaju stranici da prikaže informacije prilagođene vašim potrebama. Oni obično spremaju vaše postavke (session token) i postavke za Internet stranice. Nakon što ponovo posjetite istu stranicu Internet preglednik šalje natrag kolačiće koji joj pripadaju. Kolačići nam također omogućavaju da pratimo posjećenost i promet na našim Internet stranicama (pomoću Google Analytics i sličnih alata). Sve informacije koje na taj način kolačići prikupljaju se akumuliraju i anonimne su te se ne dijele s bilo kojim drugim subjektima. Sve ove informacije mogu biti spremljene jedino ako vi to omogućite – Internet stranice ne mogu dobiti pristup informacijama koji im vi niste dali te ne mogu pristupiti drugim datotekama na vašem računalu. Kako isključiti kolačiće? Postavke kolačića vezane su uz vaš Internet preglednik. Korištenje kolačića je vaš izbor, a kolačiće uvijek možete obrisati te na taj način isključiti svoju prepoznatljivost na Internetu. Većinu preglednika možete podesiti tako da ne spremaju kolačiće. Ukoliko želite obrisati kolačiće, molimo vas pogledajte upute isporučitelja vašeg Internet preglednika klikom na „Pomoć“ u izborniku istog preglednika. Više informacija Više o kolačićima možete pročitati na: HTTP Cookies , a više o zakonu kojim je njihova upotreba regulirana na razini Europske Unije pročitajte na linku: EU Cookie Law Navedeni linkovi su na engleskom jeziku. UVJETI KORIŠTENJA MATERIJALA S INTERNET STRANICA UNIQA OSIGURANJA D.D. Podaci i ostali sadržaj ovih Internet stranica podvrgnuti su propisima i zaštiti iz područja autorskih i drugi srodnih prava te ostalih mjerodavnih propisa, kojima se štiti pravo intelektualnog vlasništva. Zabranjeno je svako neovlašteno kopiranje, korištenje i uporaba podataka i sadržaja ove Internet stranice. UNIQA osiguranje d.d. nastoji osigurati vjerodostojnost i ažurnost podataka sadržanih na ovim Internet stranicama, ali ne preuzima nikakvu odgovornost za eventualne pogreške i propuste u svezi korištenja podataka i sadržaja ove Internet stranice kao niti eventualno nastalu štetu uslijed prethodno navedenih pogrešaka i propusta. Komentari objavljeni na ovoj stranici ne predstavljaju mišljenje tvrtke UNIQA osiguranje d.d. Korisnici ove Internet stranice pregledavaju i koriste se sadržajem ove stranice za svoje osobne potrebe i isključivo na vlastitu odgovornost. UNIQA osiguranje d.d. će nastojati ove Internet stranice zaštiti od virusa i drugih malicioznih i štetnih softvera, ali ne jamči njihovu potpunu odsutnost. S tim u svezi, upućuje se korisnike ovih Internet stranica na poduzimanje potrebnih mjera zaštite kao što su npr. uporaba vlastitih antivirusnih programa. U slučaju nastupa promjena mjerodavnih zakona i ostalih propisa, promjena bitnih uvjeta na tržištu ili uslijed nastupa drugih promjena vezanih za sklapanje ugovora o osiguranju, UNIQA osiguranje d.d. će donijeti potrebne izmjene ovih Uvjeta korištenja. U svakom slučaju, UNIQA osiguranje d.d. zadržava pravo u svakom trenutku i bez prethodne najave mijenjati sadržaj ovih uvjeta, uz uvjet objave istih na Internet stranicama društva. Statistika poslužitelja Ova internetska stranica koristi Google Analytics, uslugu analize Interneta koju pruža Google Inc. („Google“). Google Analytics koristi tzv. kolačiće („cookies“), tekstualne datoteke koje su pohranjene na vašem računalu i koje omogućavaju analizu vašeg korištenja internetske stranice www.uniqa.hr Informacije koje stvaraju kolačići o tome kako koristite ovu stranicu (uključujući vašu IP-adresu) šalju se na Google-ov poslužitelj u SAD-u i tamo pohranjuju. Google može koristiti ove informacije za evaluaciju vašeg korištenja Internetske stranice, stvaranje izvještaja o aktivnosti na stranici za operatera stranice i za pružanje drugih usluga povezanih s korištenjem stranice te Interneta. Google također može prenijeti te informacije trećim stranama, ako je to zakonski potrebno ili ako te treće strane obrađuju podatke prema ugovoru s tvrtkom Google. Ni pod kojim okolnostima Google neće povezati vašu IP-adresu s drugim Google-ovim podacima. Možete spriječiti instalaciju kolačića tako da podesite postavke softvera vašeg preglednika; međutim, moramo vas obavijestiti da, ako to napravite, nećete biti u mogućnosti u potpunosti koristiti sve funkcije ove internetske stranice. Korištenjem ove internetske stranice izjavljujete da se slažete s obradom podataka koje Google prikupi o vama, na gore opisan način i u gore navedene svrhe. Ukoliko želite onemogućiti spremanje kolačića od strane ovog servisa, zabranite ih na slijedećem linku: Google Analytics - https://tools.google.com/dlpage/gaoptout Za koju svrhu se prikupljeni podaci koriste? Naglašavamo da prilikom posjete ovim stranicama, vaši osobni podaci ostaju tajni, osim ukoliko ih ne želite dobrovoljno otkriti. Obvezujemo se da, osim u svrhu zakonske istrage, nećemo drugim stranama otkriti podatke koje smo primili. Na određenim mjestima unutar www.uniqa.hr stranica i u određeno vrijeme, UNIQA će prikupljati osobne podatke korisnika (ime, prezime, adresu, telefonski broj, e-mail adresu, ...). Navedeni podaci će se koristiti u svrhu kontakata i evidencije korisnika ove Internet stranice te u svrhu statističke obrade posjećenosti www.uniqa.hr stranica. UNIQA jamči da podatke koje prikupi na taj način neće prodavati ili na bilo koji način ustupati trećim osobama.