http___www.trcz.hr_kasko-osiguranje-vozila.aspx_1.xml
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I want hull insurance Why hull insurance? THE DAMAGES ON THE VEHICLE WILL ALSO BE REIMBURSED IN THE CASE: - the vehicle was stolen (the theft franchise is not subtracted during the damages liquidation) - the vehicle was destroyed or damaged in the car accidents (car crash, impact, if the car was overturned or derailment); - of the fall or if an object hit the vehicle; - of a natural disaster (hailstorm, storm, flood); - of fire, thunderbolt, explosion; - manifestation or demonstration; - of malevolent behaviour from a third party. If you estimate that you don’t need the full hull insurance, you can chose one of the combinations of the partial hull insurance which provides insurance against certain risks. We award your trust, safety and driving skills and we approve certain bonuses. Hull combinations A: fire, thunderbolt, explosion, storm, hailstorm, avalanche, fall of an aircraft, flood, stream or high water. C: Breakage and damage to lights and mirrors. D: Breakage and damage to standard built-in glasses on a motor vehicle, except for glasses on lights and mirrors. F: Expenses of towing and pulling, i.e. transporting the vehicle to the nearest car repair shop in which a temporary or a final repair to the vehicle can be performed, or transporting the vehicle to the place of residence of the insured person if the vehicle is not working because of a malfunction, but up to a maximum amount of HRK 7, 000 (condition: full, mini of flexy hull insurance) F+: Expenses of towing and pulling, i.e. transporting the vehicle to the nearest car repair shop in which a temporary or a final repair to the vehicle can be performed, or transporting the vehicle to the place of residence of the insured person if the vehicle is not working because of a malfunction, but up to a maximum amount of HRK 15, 000 (condition: full hull insurance). H: Damages or destruction made by snow or ice from the roof of a building of damage or destruction made by parts of building falling onto the vehicle; I: The costs of renting a personal or a cargo vehicle up to 3, 500 kg maximum allowed mass if the insured vehicle was damaged by any risk covered by the hull insurance (condition: full hull insurance). M: Car insurance for the period when the car is not being used and is stored in a locked garage in a place which is listed in the policy for the insurance from fire and theft. ‘Small damage’: insurance from all risks of the full hull insurance up until the amount which was stipulated in the I risk (condition: full hull insurance) U: Decreased value of the vehicle when a partial damage has occurred (condition: full hull insurance, for personal vehicles up to 4 years old) Z: Damages which occurred in an accident involving an animal. Except for the vehicle itself, when signing the full hull insurance, it is also possible to get insurance for: - parts and equipment which was built-in subsequently of not in a standard way; - luggage in the automobile (personal possessions) - collection of merchandise; - tools and equipment for performing professional business; Important! If you decide for the F combination we give a 15% discount to all natural persons for the full hull insurance. If you also take the partial hull insurance alongside the full hull insurance, you will keep you bonus on the car hull premium in the case of paying the certain damages which occurred due to risks described in the combination chosen. If the damages occurred according to the car hull insurance, you should report the damages to the Croatia osiguranje Ltd. as soon as possible. YOU SHOULD CARRY WITH YOU: - drivers licence and registration card; - car book and car keys (if you are reporting you car was stolen) Describe the event in as more detail. IF IT IS POSSIBLE YOU SHOULD ARRANGE IMMEDIATELY: - the place and time of the damage inspection - the means of paying damages (through the account or settlement). Our staff which work in security will give you all the necessary information and calculate the damages at mutual satisfaction.
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Želim kasko osiguranje Zašto kasko osiguranje? ŠTETA NA VOZILU BIT ĆE VAM NADOKNAĐENA I U SLUČAJU: - krađe vozila (pri čemu se prilikom likvidacije štete ne oduzima franšiza za krađu) - uništenja ili oštećenja vozila u prometnim nesrećama (sudar, udar, prevrnuće, iskliznuće); - pada ili udarca nekog predmeta; - vremenske nepogode (tuča, oluja, poplava); - požara, udara groma, eksplozije; - manifestacije ili demonstracije; - zlonamjernih postupaka trećih osoba. Ukoliko procjenjujete da Vam je puno kasko osiguranje nepotrebno, možete odabrati jednu od kombinacija djelomičnoga kasko osiguranja kojim su osigurani samo pojedinačni rizici. Nagrađujemo Vaše povjerenje, savjesnost i vještinu u vožnji te Vam odobravamo različite bonuse. Kasko kombinacije A: Požar, udar groma, eksplozija, oluja, tuča, snježna lavina, pad zračne letjelice, poplava, bujica ili visoka voda. C: Lom i oštećenje svjetala i zrcala. D: Lom i oštećenje standardno ugrađenih stakala na motornom vozilu, osim stakala na svjetlima i zrcalima. F: Troškovi vuče i izvlačenja odnosno prijevoza vozila do najbliže radionice koja može obaviti privremeni ili konačni popravak ili do mjesta prebivališta odnosno sjedišta osiguranika ako vozilo nije u voznom stanju zbog ostvarenja osiguranog slučaja ili kvara, ali najviše do iznosa od 7.000,00 kn (uvjet: puno, mini ili fleksi kasko osiguranje). F+: Troškovi vuče i izvlačenja odnosno prijevoza vozila do najbliže radionice koja može obaviti privremeni ili konačni popravak ili do mjesta prebivališta odnosno sjedišta osiguranika ako vozilo nije u voznom stanju zbog ostvarenja osiguranog slučaja, ali najviše do iznosa od 15.000,00 kn (uvjet: puno kasko osiguranje). H: Oštećenja ili uništenja koja su nastala padom snijega ili leda s krova zgrade ili dijelova zgrade na vozilo. I: Trošak najma osobnog ili teretnog vozila do 3.500 kg najveće dopuštene mase ako je osigurano vozilo oštećeno od bilo kojeg rizika punog kasko osiguranja (uvjet: puno kasko osiguranje). M: Osiguranje vozila za vrijeme mirovanja u zaključanoj garaži na mjestu koje je navedeno u polici od grupe rizika požara i krađe. "Mala šteta" : osiguranje od svih rizika punog kasko osiguranja do ugovorene svote I.rizika (uvjet: puno kasko osiguranje). U: Umanjena vrijednost vozila kod djelomične štete (uvjet: puni kasko, za osobne automobile do 4 godine starosti). Z: Štete koje su nastale sudarom sa životinjama. Osim samoga vozila, kod sklopljenoga ugovora o punom kasko osiguranju, moguće je ugovoriti i osiguranje: - naknadno ili nestandardno ugrađenih dijelova i opreme, - prtljage u automobilu (stvari za osobne potrebe), - putne kolekcije uzoraka robe, - alata i pribora za obavljanje profesionalne djelatnosti. Važno! Za ugovorenu F kombinaciju fizičkim osobama odobravamo 15% popusta na premiju punog automobilskog kaska. Ako uz puno kasko osiguranje ugovorite kombinaciju djelomičnog kaska, u slučaju isplate eventualne štete koja je nastala uslijed opisanih rizika u izabranoj kombinaciji, zadržat ćete svoj postojeći bonus na premiju automobilskog kaska. Ako se dogodi šteta po osiguranju od automobilskog kaska. Štetu prijavite svojoj podružnici CROATIA osiguranja d.d. čim budete u mogućnosti. SA SOBOM PONESITE: - vozačku i prometnu dozvolu - knjižicu vozila i ključeve automobila (ako prijavljujete krađu). Što detaljnije opišite štetni događaj. PO MOGUĆNOSTI DOGOVORITE ODMAH: - mjesto i vrijeme izvida štete - način isplate štete (po računu ili po nagodbi). Naši djelatnici osiguranja dat će vam sve potrebne obavijesti te procijeniti i obračunati štetu na obostrano zadovoljstvo.