--- Saldi ( det være sig rentebærende eller ej ) , som er direkte omsættelige til rede penge på anfordring , uden nogen betydelige strafafgifter eller restriktioner , men som ikke er transferable . --- Saldi ( det være sig rentebærende eller ej ) , som er direkte omsættelige til rede penge ultimo den hverdag , hvor indlånet blev foretaget , uden nogen betydelige strafafgifter eller restriktioner , men som ikke er transferable .
This item excludes non-transferable deposits which are withdrawable on demand but which are subject to significant penalties : --- balances ( interest bearing or not ) which are immediately convertible into currency on demand , without any significant penalty or restriction , but which are not transferable --- balances ( interest bearing or not ) which are immediately convertible into currency by close of business on the day following that on which the deposit was made , without any significant penalty or restriction , but which are not transferable --- balances ( interest bearing or not ) which are transferable by cheque , banker 's order , debit entry or the like , without any significant penalty or restriction --- balances ( interest bearing or not ) outstanding on prepaid cards --- non-negotiable loans , to be repaid by close of business on the day following that on which the loan was granted --- gross amounts payable in respect of suspense items that are closely associated with « overnight deposits '