Kommissionen konkluderede ligeledes, at foranstaltningen udelukker forsikringsselskaber, der normalt forsikrer ikke-koncernforbundne selskaber (eller andre virksomheder), fra at drive virksomhed på det samme marked og de samme betingelser som koncerninterne forsikringsselskaber.
The Commission also concluded that the measure debarred insurance companies which normally insure non-affiliated companies (or any other undertakings) from operating on the same market and on the same conditions as captive insurance companies.