Ved behandlingen af det indledende spørgsmål om den mulige anvendelse af artikel 85, stk. 1, fandt Court of Appeal den 10. november 1994, at Lloyds antagelig var en sammenslutning af virksomheder, som omhandlet i artikel 85, og at Lloyds' beslutning om at indfri navnenes gæld og rejse erstatningskrav mod dem var en af de »vedtagelser« inden for denne sammenslutning, som artiklen nævner.
On the trial of the preliminary issue of the possible application of Article 85(1) of the Treaty, the Court of Appeal held on 10 November that Lloyds was probably an associationof undertakings for the purposes of Article 85 and that the decisions of Lloyds to dischargethe 'names' liabilities and sue them for reimbursement were decisions made by that association for the purposes of the Article.