I denne sag havde det britiske finansministerium det direkte ansvar for reguleringen af Equitable Life, og ministeriet ville være blevet mødt med erstatningskrav på flere milliarder engelske pund, hvis ministeriet havde besluttet at lukke Equitable Life.
In this particular instance the UK Treasury was directly responsible for regulating Equitable Life and it would have been faced with claims for billions of pounds sterling had it found that Equitable Life should close down.