1 , litra a ) , i Europa-Parlamentets og Rådets direktiv 2006/48 / EF af 14 . juni 2006 om adgang til at optage og udøve virksomhed som kreditinstitut ( 4 ) .
12 . « Credit institution » means a credit institution as defined in Article 4 ( 1 )( a ) of Directive 2006/48 / EC of the European Par ­ liament and of the Council of 14 June 2006 relating to the taking up and pursuit of the business of credit institutions ( 4 ) .