En af disse foranstaltninger var at indføre realkreditlånsordningen, der giver det islandske boligagentur, boligfinansieringsfonden ((Íbúðalánasjóður) (i det følgende benævnt »BFF«)) tilladelse til at overtage realkreditlån fra visse finansielle institutioner i Island til gengæld for BFF-obligationer, en form for permanent asset swap.
One such measure was to introduce the Mortgage Loan Scheme, which authorises the Icelandic housing agency, the Housing Financing Fund (Íbúðalánasjóður), to take over mortgage loans from certain financial institutions in Iceland in exchange for Housing Financing Fund (HFF) bonds, a form of permanent asset swap.