Tværtimod synes de væsentligste effekter af handlingsplanen for finansieringstjenester indtil videre at være, at finansielle tjenester på alle niveauer - detailbankforretning samt børsmæglings- og investeringsbankvirksomhed - alle hæmmes i betydelig grad af besværlige og i stort omfang unødvendige rapporteringskrav.
On the contrary, the main effects of the financial services action plan to date seem to be that financial services at all levels – retail banking, stockbroking, investment banking – are all being rather seriously hampered by onerous and largely unnecessary reporting requirements.