- hvis der ikke er fastsat nogen tidsplan for tilbagebetalingen, eller en saadan ikke fremgaar af aftalens bestemmelser eller af betalingsmaaden for den ydede kredit, er kredittens loebetid et aar
- if there is no fixed timetable for repayment, and one cannot be deduced from the terms of the agreement and the means for repaying the credit granted, the duration of the credit shall be deemed to be one year;