(1) Der er i øjeblikket forskelle mellem medlemsstaternes love, regler og administrative bestemmelser om ansvarsforsikring for motorkøretøjer, og disse forskelle hæmmer den frie bevægelighed for personer og forsikringstjenester.
(1) At present, differences exist between provisions laid down by law, regulation or administrative action in the Member States relating to insurance against civil liability in respect of the use of motor vehicles and those differences constitute an obstacle to the free movement of persons and of insurance services.