Den kompetente myndighed hører forud for meddelelse af tilladelse til et kreditinstitut den kompetente myndighed, som har ansvaret for tilsyn med forsikringsselskaber eller investeringsselskaber i den berørte medlemsstat, når det pågældende kreditinstitut:
The competent authority shall, before granting authorisation to a credit institution, consult the competent authority that is responsible for the supervision of insurance undertakings or investment firms in the Member State concerned where the credit institution is: