En banktransaktion mellem to forskellige byer i Fællesskabet skal kunne betragtes som en transaktion mellem to forskellige byer i den samme medlemsstat, uden at man lader pengeinstitutterne helt overtage styringen af denne transaktion, dvs. mulighed for selv at bestemme fremgangsmåderne, valutaen og omkostningerne.
A banking transaction between two different cities within the Community should be treated in the same way as a transaction between two different cities in the same state, and management of those transactions should not be left entirely to the discretion of the credit institutions, that leaving them to determine transaction procedures, monetary value and costs.