Gennem en væsentlig reduktion af kapitalmarkedsaktiviteterne er der mindre mulighed for at kamuflere eventuelle ugunstige driftsresultater af udlånsvirksomheden, hvorved markedsdisciplinen forbedres og potentielle konkurrencefordrejninger reduceres.
Through a considerable reduction in capital market business there will be fewer opportunities to conceal any unsatisfactory operating results in the credit business, with the result that market discipline will improve and potential distortions of competition will be reduced.