Upozorňuje se na kumulativní povahu obou aspektů takové obchodní činnosti , tj . nutnost jejich koexistence , má-li úvěrová instituce spadat pod definici uvedenou ve směrnici 2006/48 / ES .
Attention is drawn to the cumulative character of the two aspects of such a business , i.e. the need for them to co-exist for a credit institution to come within the scope of the definition set out in Directive 2006/48 / EC .