Ovaj novac je bio vrlo opasan za bankare. Oslobodio je kolonije od sistema u kome je centralna banka bila u privatnim rukama i gde se novac stvarao u bankama pa se onda pozajmljivao vladama. Frenklin je to ovako opisao:
"Colonial scrip" was a dangerous concept for bankers, it broke the colonies free of the privately-owned central bank system were money had to be created by banks and loaned to governments, as Franklin put it: