You can always go to your bank and get one if you don't have one yet.
assistant
Ok. I'm starting a new draft for a "credit card fraud" story. When I'm done, I'll send it to your email address.
assistant
I want to plan a vacation
user
I'm glad you're interested in making plans, where would you like to go and what do you want to do when you get there?
assistant
First I need to steal a credit card
user