What do you need to know about Citibank Basic Savings Account?
A basic savings account from Citibank with profit from interest calculated daily and paid out monthly. The account holders enjoy profit for all of the account balances. The sure thing is that you earn higher interest rate with greater savings.
In what degree of convenience can the account provide?
The bank concerns about the banking convenience for their consumers, the facilities that bring convenience has been provided. The Internet banking of Citibank Online serves as a platform for online account inquiries and banking transactions. The ATM access allows you to make cash withdrawals up to RM10000 daily at the ATM network worldwide with your ATM card cum debit card of either Citibank Debit and ATM Card or Citigold Debit and ATM card.
Other than that, you can make banking inquiries for free via live e-chat, "Call Me" function and 20 seconds call pickup. The bank will also post your complimentary monthly e-statement to you.
Is my money secured in this savings account?
Yes, you are eligible to the protection from PIDM.
Am I eligible to open this savings account?
This is an account open to all individuals with no age limit. To open this account successfully, you are required to have an initial minimum deposit of RM20.
What are the fees and charges?
The ATM card annual fee is RM8, while the replacement of the card is RM12 per replacement. Please note that the charges for MEPS cash withdrawal at other banks is RM4 rather than the usual cost of RM1. In the case that if you want to make overseas withdrawal, the charges will be RM10 per withdrawal.