is a tool. you know, if you've raised all your money historically from chest and foundations or other sources, do you think it's possible to start up major donor fund raising?

IH1 Z-AH0 T-UW1 L-Y-UW1 N-OW1 IH1 F-Y-UW1 V-R-EY1-Z D-AO1 L-Y-AO1-R M-AH1 N-IY0 HH-IH0-S T-AO1 R-IH0 K-AH0 L-IY0 F-R-AH1-M CH-EH1-S T-AH0-N-D F-AW0-N D-EY1 SH-AH0-N Z-AO1 R-AH1 DH-ER0 S-AO1-R S-AH0-Z D-UW1 Y-UW1 TH-IH1-NG K-IH1-T-S P-AA1 S-AH0 B-AH0-L T-UW1-S T-AA1-R T-AH1 P-M-EY1 JH-ER0 D-OW1 N-ER0 F-AH1-N D-R-EY1 Z-IH0-NG


well, first of all, i remind myself as a fundraiser, i'm not asking for myself. i'm asking for my...

W-EH1-L F-ER1-S T-AH1 V-AO1 L-AY1 R-IY0 M-AY1-N D-M-AY2 S-EH1-L F-AE1 Z-AH0 F-AH1-N D-R-EY2 Z-ER0 IH1-M N-AA1 T-AE1-S K-IH0-NG F-AO1-R M-AY2 S-EH1-L F-IH1 M-AE1-S K-IH0-NG F-AO1-R M-AY1


that the person loves your course.

DH-AE1-T DH-AH0 P-ER1 S-AH0 N-L-AH1-V Z-Y-AO1-R K-AO1-R-S


you had proper meetings before making the ask because the magic does not happen that moment...

Y-UW1 HH-AE1-D P-R-AA1 P-ER0 M-IY1 T-IH0-NG-Z B-IH0 F-AO1-R M-EY1 K-IH0-NG DH-AH0 AE1-S-K B-IH0 K-AO1-Z DH-AH0 M-AE1 JH-IH0-K D-AH1 Z-N-AA1-T HH-AE1 P-AH0-N DH-AE1 T-M-OW1 M-AH0-N-T


before, that how this relationship landed. and what did you do before asking the money?so what...

B-IH0 F-AO1-R DH-AE1-T HH-AW1 DH-IH1 S-R-IY0 L-EY1 SH-AH0-N SH-IH2 P-L-AE1-N D-AH0 D-AH0-N D-W-AH1-T D-IH1 D-Y-UW1 D-UW1 B-IH0 F-AO1 R-AE1-S K-IH0-NG DH-AH0 M-OW0 N-IY1 S-OW0 W-AH1-T


should you do before asking for the money? what would be a normal journey that you would take someone on?

SH-UH1 D-Y-UW1 D-UW1 B-IH0 F-AO1 R-AE1-S K-IH0-NG F-AO1-R DH-AH0 M-AH1 N-IY0 W-AH1 T-W-UH1-D B-IY1 AH0 N-AO1-R M-AH0-L JH-ER1 N-IY0 DH-AE1 T-Y-UW1 W-UH1-D T-EY1-K S-AH1 M-W-AH2 N-AA1-N


well, especially from a small and medium size of charities perspective...

W-EH1 L-AH0-S P-EH1 SH-L-IY0 F-R-AH1 M-AH0 S-M-AO1 L-AH0-N D-M-IY1 D-IY0 AH0-M S-AY1 Z-AH1-V CH-EH1 R-AH0 T-IY0-Z P-ER0-S P-EH1-K T-IH0-V


you should find some common context.

Y-UW1 SH-UH1-D F-AY1-N-D S-AH1-M K-AA1 M-AH0-N K-AA1-N T-EH0-K-S-T


a major donor was able to land a nice fancy venue for...

AH0 M-EY1 JH-ER0 D-OW1 N-ER0 W-AA1 Z-EY1 B-AH0-L T-UW1 L-AE1-N D-AH0 N-AY1-S F-AE1-N S-IY0 V-EH1 N-Y-UW0 F-AO1-R


which could have costed five, 6,000 pounds.wow.

W-IH1-CH K-UH1-D HH-AE1-V K-AA1-S T-IH0-D F-AY1-V S-IH1-K-S TH-AW1 Z-AH0-N-D P-AW1-N-D Z-W-OW1


you need to see that, what can they provide you?

Y-UW1 N-IY1-D T-UW1 S-IY1 DH-AE1 T-W-AH1-T K-AE1-N DH-EY1 P-R-AH0 V-AY1 D-Y-UW1


yeah, so it's not always money that you're after. it's something that will make or save your charity money?yeah.

Y-AE1 S-OW1 IH1-T S-N-AA1 T-AO1 L-W-EY2 Z-M-AH1 N-IY0 DH-AE1 T-Y-UH1 R-AE1-F T-ER0 IH1-T-S S-AH1-M TH-IH0-NG DH-AE1 T-W-IH1-L M-EY1 K-AO1-R S-EY1 V-Y-AO1-R CH-EH1 R-IH0 T-IY0 M-OW0 N-IY1 Y-IY0 AH0


yeah, interesting. so what would you say your...

Y-AE1 IH1-N T-R-AH0-S T-IH0-NG S-OW1 W-AH1 T-W-UH1 D-Y-UW1 S-EY1 Y-AO1-R


how many times?yeah. how common is it for you to ask someone for a large financial gift? and they say, no.well, if i'm...

HH-AW1 M-EH1 N-IY0 T-IY2 M-AH0 S-IY1 AH0 HH-AW1 K-AA1 M-AH0 N-IH1 Z-IH1-T F-AO1 R-Y-UW1 T-UW1 AE1-S-K S-AH1 M-W-AH2-N F-AO1 R-AH0 L-AA1-R-JH F-AH0 N-AE1-N SH-AH0-L G-IH1-F T-AH0-N-D DH-EY1 S-EY1 N-OW1 AH0 L-IH1 F-IH1-M


asking it is a different levels of major donors as well with us. like we are starting from 5,000 pound up to 120,000 pounds.wow.

AE1-S K-IH0 NG-IH1 T-IH1 Z-AH0 D-IH1 F-ER0 AH0-N T-L-EH1 V-AH0-L Z-AH1 V-M-EY1 JH-ER0 D-OW1 N-ER0 Z-AE1 Z-W-EH1 L-W-IH1 DH-AH1 S-L-AY1 K-W-IY1 AA1-R-S T-AA1-R T-IH0-NG F-R-AH1-M F-AY1-V TH-AW1 Z-AH0-N-D P-AW1-N D-AH1-P T-UW1 W-AH1-N HH-AH1-N D-R-AH0-D T-W-EH1-N T-IY0 TH-AW1 Z-AH0-N-D P-AW1-N-D Z-W-OW1


you have a different nose. but before i answer that, i will say that as a humble fundraiser,

Y-UW1 HH-AE1 V-AH0 D-IH1 F-ER0 AH0-N T-N-OW1-Z B-AH1-T B-IH0 F-AO1 R-AY1 AE1-N S-ER0 DH-AE1 T-AY1 W-IH1-L S-EY1 DH-AE1 T-AE1 Z-AH0 HH-AH1-M B-AH0-L F-AH1-N D-R-EY2 Z-ER0


okay. so you never expect a hundred percent, that's perfectly normal?

OW2 K-EY1 S-OW1 Y-UW1 N-EH1 V-ER0 IH0-K-S P-EH1-K T-AH0 HH-AH1-N D-R-AH0-D P-ER0 S-EH1-N-T TH-AE1-T-S P-ER1 F-AH0-K T-L-IY0 N-AO1-R M-AH0-L


no, that's a very, very ideal situation.

N-OW1 TH-AE1-T S-AH0 V-EH1 R-IY0 V-EH1 R-IY0 AY0 D-IY1-L S-IH2 CH-UW0 EY1 SH-AH0-N


it's one, like i just mentioned earlier,

IH1-T S-W-AH1 N-L-AY1 K-AY1 JH-AH1-S T-M-EH1-N SH-AH0-N D-ER1 L-IY0 ER0


they're not rejecting you, they're just saying not the right time for me to support this organization or,

TH-EH1-R N-AA1 T-R-IH0 JH-EH1-K T-IH0 NG-Y-UW1 TH-EH1-R JH-AH1-S-T S-EY1 IH0-NG N-AA1-T DH-AH0 R-AY1-T T-AY1-M F-AO1-R M-IY1 T-UW1 S-AH0 P-AO1-R-T DH-IH1 S-AO2-R G-AH0 N-AH0 Z-EY1 SH-AH0 N-AO1-R


yeah. not right cause, or not right moment, or not right person.

Y-AE1 N-AA1 T-R-AY1-T K-AA1 Z-AO1-R N-AA1 T-R-AY1 T-M-OW1 M-AH0-N T-AO1-R N-AA1 T-R-AY1-T P-ER1 S-AH0-N


could it be, but these are the reminders...

K-UH1 D-IH1-T B-IY1 B-AH1-T DH-IY1 Z-AA1-R DH-AH0 R-IY0 M-AY1-N D-ER0-Z


which we constantly tell ourselves as a fundraisers that if we haven't got that money,

W-IH1 CH-W-IY1 K-AA1-N-S T-AH0-N T-L-IY0 T-EH1 L-AW0 ER0 S-EH1-L-V Z-AE1 Z-AH0 F-AH1-N D-R-EY2 Z-ER0-Z DH-AE1 T-IH1 F-W-IY1 HH-AE1 V-AH0-N-T G-AA1-T DH-AE1 T-M-AH1 N-IY0


but if we do get that money, what difference we are going to create in the world?

B-AH1 T-IH1 F-W-IY1 D-UW1 G-EH1-T DH-AE1 T-M-AH1 N-IY0 W-AH1-T D-IH1 F-ER0 AH0-N S-W-IY1 AA1-R G-OW1 IH0-NG T-UW1 K-R-IY0 EY1 T-IH0-N DH-AH0 W-ER1-L-D


so one thing i've always been curious about is when you do get to that special moment of the fancy restaurant, who pays?

S-OW1 W-AH1-N TH-IH1 NG-AY1 V-AO1 L-W-EY2-Z B-IH1-N K-Y-UH1 R-IY0 AH0 S-AH0 B-AW1 T-IH1 Z-W-EH1 N-Y-UW1 D-UW1 G-EH1-T T-UW1 DH-AE1-T-S P-EH1 SH-AH0-L M-OW1 M-AH0-N T-AH1-V DH-AH0 F-AE1-N S-IY0 R-EH1-S T-ER0 AA2-N-T HH-UW1 P-EY1-Z


well, it doesn't matter how rich you are. you are still human, right?

W-EH1 L-IH1-T D-OW1 S-AH0-N T-M-AE1 T-ER0 HH-AW1 R-IH1 CH-Y-UW1 AA1 R-Y-UW1 AA1-R-S T-IH1-L HH-Y-UW1 M-AH0 N-R-AY1-T


however rich you are, you are still human. which means that.

HH-AW2 EH1 V-ER0 R-IH1 CH-Y-UW1 AA1 R-Y-UW1 AA1-R-S T-IH1-L HH-Y-UW1 M-AH0 N-W-IH1 CH-M-IY1-N-Z DH-AE1-T


of course. but imagine that i come to you and at the back of my head,

AH1-V K-AO1-R-S B-AH1 T-IH0 M-AE1 JH-AH0-N DH-AE1 T-AY1 K-AH1-M T-UW1 Y-UW1 AH0-N D-AE1-T DH-AH0 B-AE1 K-AH1 V-M-AY1 HH-EH1-D


i'm giving you impression. oh, i'm only here because i need your money.

IH1-M G-IH1 V-IH0 NG-Y-UW1 IH0-M P-R-EH1 SH-AH0 N-OW1 IH1 M-OW1 N-L-IY0 HH-IY1-R B-IH0 K-AO1 Z-AY1 N-IY1 D-Y-AO1-R M-AH1 N-IY0


i'm not really interested in you. so how will that relationship develop human to human?

IH1-M N-AA1 T-R-IH1 L-IY0 IH1-N T-R-AH0-S T-AH0 D-IH0 N-Y-UW1 S-OW1 HH-AW1 W-IH1-L DH-AE1 T-R-IY0 L-EY1 SH-AH0-N SH-IH2-P D-IH0 V-EH1 L-AH0-P HH-Y-UW1 M-AH0-N T-UW1 HH-Y-UW1 M-AH0-N


yeah. yeah. suppose that's true in every walk of life really? isn't it?

Y-AE1 Y-AE1 S-AH0 P-OW1-Z TH-AE1-T-S T-R-UW1 IH0 N-EH1 V-ER0 IY0 W-AO1 K-AH1 V-L-AY1 F-R-IH1 L-IY0 IH1 S-AH0-N T-IH1-T


well, i've certainly learned a lot today and you've sort of demystified major donor fundraising for me a little bit.

W-EH1 L-AY1-V S-ER1 T-AH0 N-L-IY0 L-ER1 N-IH0 D-AH0 L-AA1-T T-AH0 D-EY1 AH0-N D-Y-UW1-V S-AO1-R T-AH1-V D-IH0 M-IH1-S T-AH0 F-AY2 D-IH0 T-M-EY1 JH-ER0 D-OW1 N-ER0 F-AH1-N D-R-EY2 S-IH0-NG F-AO1-R M-IY1 AH0 L-IH1 T-AH0-L B-IH1-T


maybe it's less scary than i thought it was originally. are there any other top tips that you'd give to people who were thinking of doing major donor fundraising?

M-EY1 B-IY0 IH1-T S-L-EH1-S-S K-EH1 R-IY0 DH-AE1 N-AY1 TH-AO1 T-IH1 T-W-AA1 Z-ER0 IH1 JH-AH0 N-AH0 L-IY0 AA1-R DH-EH1 R-EH1 N-IY0 AH1 DH-ER0 T-AA1-P T-IH1-P-S DH-AE1 T-Y-AH1-D G-IH1-V T-UW1 P-IY1 P-AH0-L HH-UW1 W-ER0 TH-IH1-NG K-IH0 NG-AH1-V D-UW1 IH0-NG M-EY1 JH-ER0 D-OW1 N-ER0 F-AH1-N D-R-EY2 S-IH0-NG


that's all small charities need to hear today, i guess.

TH-AE1-T S-AO1-L S-M-AO1-L CH-EH1 R-AH0 T-IY0 Z-N-IY1-D T-UW1 HH-IY1-R T-AH0 D-EY1 AY1 G-EH1-S


so what type of tea do you like drinking and how do you take it?

S-OW1 W-AH1-T T-AY1 P-AH1-V T-IY1 D-UW1 Y-UW1 L-AY1-K D-R-IH1-NG K-IH0 NG-AH0-N-D HH-AW1 D-UW1 Y-UW1 T-EY1 K-IH1-T


wow. so you might have up to six spoonfuls of sugar a day. your dentist will be disappointed.

W-AW1 S-OW1 Y-UW1 M-AY1-T HH-AE1 V-AH1-P T-UW1 S-IH1-K-S-S P-UW1-N F-UH2-L Z-AH1-V SH-UH1 G-ER0 AH0 D-EY1 Y-AO1-R D-EH1-N T-AH0-S T-W-IH1-L B-IY1 D-IH2 S-AH0 P-OY1-N T-IH0-D


my family keeps telling me about that, but then i tell them that the bar of chocolate you eat every day, i'm sure it's less than those six spoons full. yeah, you're absolutely

M-AY1 F-AE1 M-AH0 L-IY0 K-IY1-P-S T-EH1 L-IH0-NG M-IY1 AH0 B-AW1-T DH-AE1-T B-AH1-T DH-EH1 N-AY1 T-EH1-L DH-EH1-M DH-AE1-T DH-AH0 B-AA1 R-AH1-V CH-AO1 K-L-AH0 T-Y-UW1 IY1 T-EH1 V-ER0 IY0 D-EY1 IH1-M SH-UH1 R-IH1-T S-L-EH1-S DH-AE1-N DH-OW1-Z S-IH1-K-S-S P-UW1-N-Z F-UH1 L-Y-AE1 Y-UH1 R-AE2-B S-AH0 L-UW1 T-L-IY0


right. thank you for sharing your knowledge and how you take your tea, it is very much appreciated.

R-AY1-T TH-AE1-NG K-Y-UW1 F-AO1-R SH-EH1 R-IH0 NG-Y-AO1-R N-AA1 L-AH0 JH-AH0-N-D HH-AW1 Y-UW1 T-EY1 K-Y-AO1-R T-IY1 IH1 T-IH1-Z V-EH1 R-IY0 M-AH1 CH-AH0 P-R-IY1 SH-IY0 EY2 T-IH0-D


right, so i'm going to ask you

R-AY1-T S-OW1 IH1-M G-OW1 IH0-NG T-UW1 AE1-S K-Y-UW1


some questions that i probably already know the answers to, but just to give listeners some context of who you are and what you do. sure.

S-AH1-M K-W-EH1-S CH-AH0-N-Z DH-AE1 T-AY1 P-R-AA1 B-AH0 B-L-IY0 AO0-L R-EH1 D-IY0 N-OW1 DH-AH0 AE1-N S-ER0-Z T-UW1 B-AH1-T JH-AH1-S-T T-UW1 G-IH1 V-L-IH1 S-AH0 N-ER0-Z S-AH1-M K-AA1-N T-EH0-K-S T-AH1-V HH-UW1 Y-UW1 AA1 R-AH0-N D-W-AH1 T-Y-UW1 D-UW1 SH-UH1-R


let's start from the beginning. your name is kim shutler. yes. and you are, you live in bradford.

L-EH1-T-S-S T-AA1-R-T F-R-AH1-M DH-AH0 B-IH0 G-IH1 N-IH0 NG-Y-AO1-R N-EY1 M-IH1-Z K-IH1-M SH-AH1 T-L-ER0 Y-EH1 S-AH0-N D-Y-UW1 AA1 R-Y-UW1 L-AY1 V-IH0-N B-R-AE1-D F-ER0-D


absorbed my life so much and that was just an

AH0-B Z-AO1-R-B D-M-AY1 L-AY1-F S-OW1 M-AH1 CH-AH0-N-D DH-AE1 T-W-AA1-Z JH-AH1-S T-AE1-N


interesting experience. yeah, i can totally relate to that actually. when i was about to go on maternity leave,

IH1-N T-R-AH0-S T-IH0 NG-IH0-K-S P-IH1 R-IY0 AH0-N S-Y-AE1 AY1 K-AE1-N T-OW1 T-AH0 L-IY0 R-IH0 L-EY1-T T-UW1 DH-AE1 T-AE1-K CH-AH0 W-AH0 L-IY0 W-EH1 N-AY1 W-AA1 Z-AH0 B-AW1-T T-UW1 G-OW1 AA1-N M-AH0 T-ER1 N-IH0 T-IY0 L-IY1-V


helping young people gain an education and...

HH-EH1-L P-IH0 NG-Y-AH1-NG P-IY1 P-AH0-L G-EY1 N-AE1 N-EH2 JH-AH0 K-EY1 SH-AH0 N-AH0-N-D


as you've grown have you invested in terms of staff? are they all being invested into...

AE1 Z-Y-UW1-V G-R-OW1-N HH-AE1 V-Y-UW1 IH0-N V-EH1-S T-AH0 D-IH0-N T-ER1-M Z-AH1-V-S T-AE1 F-AA1-R DH-EY1 AO1-L B-IY1 IH0 NG-IH0-N V-EH1-S T-AH0 D-IH0-N T-UW1


i'm probably a bit harsh, but no, i don't know. i don't think but you applied though, didn't you? i applied. i nearly didn't. i remember somebody in my old place where i worked saying to me...

IH1-M P-R-AA1 B-AH0 B-L-IY0 AH0 B-IH1-T HH-AA1-R-SH B-AH1 T-N-OW1 AY1 D-AA1-N T-N-OW1 AY1 D-AA1-N-T TH-IH1-NG-K B-AH1 T-Y-UW1 AH0 P-L-AY1-D DH-OW1 D-IH1 D-AH0-N T-Y-UW1 AY1 AH0 P-L-AY1 D-AY1 N-IH1-R L-IY0 D-IH1 D-AH0-N T-AY1 R-IH0 M-EH1-M B-ER0 S-AH1-M B-AA2 D-IY0 IH0-N M-AY1 OW1-L-D P-L-EY1 S-W-EH1 R-AY1 W-ER1-K-T S-EY1 IH0-NG T-UW1 M-IY1


you figure out what needed to be done and where to focus your time.

Y-UW1 F-IH1 G-Y-ER0 AW1 T-W-AH1 T-N-IY1 D-AH0-D T-UW1 B-IY1 D-AH1 N-AH0-N D-W-EH1-R T-UW1 F-OW1 K-AH0 S-Y-AO1-R T-AY1-M


tempting when i've got this amazing cafe on site that does the best cake ever and you can be like, "oh, i've had a bad meeting. should i going to have a bit of cake? oh, shall i have a roast."

T-EH1-M-P T-IH0 NG-W-EH1 N-AY1-V G-AA1-T DH-IH1 S-AH0 M-EY1 Z-IH0-NG K-AH0 F-EY1 AA1-N S-AY1-T DH-AE1-T D-AH1-Z DH-AH0 B-EH1-S-T K-EY1 K-EH1 V-ER0 AH0-N D-Y-UW1 K-AE1-N B-IY1 L-AY1 K-OW1 AY1-V HH-AE1 D-AH0 B-AE1 D-M-IY1 T-IH0-NG SH-UH1 D-AY1 G-OW1 IH0-NG T-UW1 HH-AE1 V-AH0 B-IH1 T-AH1-V K-EY1 K-OW1 SH-AE1 L-AY1 HH-AE1 V-AH0 R-OW1-S-T


it's a slippery slope.


saying things like, we're not getting it spot on straight away. you tried.

S-EY1 IH0-NG TH-IH1-NG Z-L-AY1 K-W-ER0 N-AA1-T G-EH1 T-IH0 NG-IH1-T-S P-AA1 T-AA1-N-S T-R-EY1 T-AH0 W-EY1 Y-UW1 T-R-AY1-D


that you influence from within. exactly. rather than attacking from the outside.

DH-AE1 T-Y-UW1 IH1-N F-L-UW0 AH0-N-S F-R-AH1 M-W-IH0 DH-IH1 N-IH0-G Z-AE1-K T-L-IY0 R-AE1 DH-ER0 DH-AE1 N-AH0 T-AE1 K-IH0-NG F-R-AH1-M DH-AH0 AW1-T S-AY1-D


yeah. which i think is not always what we're that great at doing as a sector? yeah.

Y-AE1 W-IH1 CH-AY1 TH-IH1-NG K-IH1 Z-N-AA1 T-AO1 L-W-EY2 Z-W-AH1 T-W-ER0 DH-AE1-T G-R-EY1 T-AE1-T D-UW1 IH0 NG-AE1 Z-AH0 S-EH1-K T-ER0 Y-AE1


do you know what that's.


back in a cage.


cause i think there is this perception of like, you cut your teeth in a small charity and then you go into a bigger charity and that's seen as progression by some people. and i just don't think it is, like it...

K-AA1 Z-AY1 TH-IH1-NG-K DH-EH1 R-IH1-Z DH-IH1-S P-ER0 S-EH1-P SH-AH0 N-AH1 V-L-AY1 K-Y-UW1 K-AH1 T-Y-AO1-R T-IY1 TH-IH0 N-AH0 S-M-AO1-L CH-EH1 R-IH0 T-IY0 AH0-N-D DH-EH1 N-Y-UW1 G-OW1 IH0-N T-UW1 AH0 B-IH1 G-ER0 CH-EH1 R-IH0 T-IY0 AH0-N-D TH-AE1-T-S S-IY1 N-AE1-Z P-R-AH0 G-R-EH1 SH-AH0-N B-AY1 S-AH1-M P-IY1 P-AH0 L-AH0-N D-AY1 JH-AH1-S-T D-AA1-N-T TH-IH1-NG K-IH1 T-IH1 Z-L-AY1 K-IH1-T


one of the top 3% of all charities in this country.

W-AH1 N-AH1-V DH-AH0 T-AA1-P TH-R-IY1 P-ER0 S-EH1-N T-AH1 V-AO1-L CH-EH1 R-AH0 T-IY0 Z-IH0-N DH-IH1-S K-AH1-N T-R-IY0


now you're at a million pound turnover, crazy isn't it? which means you'll probably

N-AW1 Y-UH1 R-AE1 T-AH0 M-IH1 L-Y-AH0-N P-AW1-N-D T-ER1 N-OW2 V-ER0 K-R-EY1 Z-IY0 IH1 S-AH0-N T-IH1 T-W-IH1 CH-M-IY1-N Z-Y-UW1-L P-R-AA1 B-AH0 B-L-IY0


moving into the category where people will start saying to you, "there's loads mental health charities".

M-UW1 V-IH0 NG-IH0-N T-UW1 DH-AH0 K-AE1 T-AH0 G-AO2 R-IY0 W-EH1-R P-IY1 P-AH0 L-W-IH1-L-S T-AA1-R-T S-EY1 IH0-NG T-UW1 Y-UW1 DH-EH1-R Z-L-OW1-D Z-M-EH1-N T-AH0-L HH-EH1-L-TH CH-EH1 R-AH0 T-IY0-Z


like i suppose the thing is that like i do work pretty flexibly and

L-AY1 K-AY1 S-AH0 P-OW1-Z DH-AH0 TH-IH1 NG-IH1-Z DH-AE1 T-L-AY1 K-AY1 D-UW1 W-ER1-K P-R-IH1 T-IY0 F-L-EH1-K S-AH0 B-L-IY0 AH0-N-D


you know, whether i'm doing too much work outside. i think if i'm honest,

Y-UW1 N-OW1 W-EH1 DH-ER0 IH1-M D-UW1 IH0-NG T-UW1 M-AH1 CH-W-ER1 K-AW1-T S-AY1 D-AY1 TH-IH1-NG K-IH1 F-IH1 M-AA1 N-AH0-S-T


i think it would like, i'd be interested to know what you think about this

AY1 TH-IH1-NG K-IH1 T-W-UH1 D-L-AY1 K-IH1-D B-IY1 IH1-N T-R-AH0-S T-AH0-D T-UW1 N-OW1 W-AH1 T-Y-UW1 TH-IH1-NG K-AH0 B-AW1-T DH-IH1-S


to think that you could do these jobs in

T-UW1 TH-IH1-NG-K DH-AE1 T-Y-UW1 K-UH1-D D-UW1 DH-IY1-Z JH-AA1-B Z-IH0-N


ah, you know, when you're the ceo is it's on your shoulders, isn't it i'm that that's quite hard to... yeah

AA1 Y-UW1 N-OW1 W-EH1 N-Y-UH1-R DH-AH0 S-IY1 OW0 IH1 Z-IH1-T S-AA1 N-Y-AO1-R SH-OW1-L D-ER0 Z-IH1 S-AH0-N T-IH1 T-IH1-M DH-AE1-T TH-AE1-T-S K-W-AY1-T HH-AA1-R-D T-UW1 Y-AE1


and whether it's unique to the charity sector in the sense that we might...

AH0-N D-W-EH1 DH-ER0 IH1-T S-Y-UW0 N-IY1-K T-UW1 DH-AH0 CH-EH1 R-IH0 T-IY0 S-EH1-K T-ER0 IH0-N DH-AH0 S-EH1-N-S DH-AE1 T-W-IY1 M-AY1-T


and i think the only similarities that i've seen are with

AH0-N D-AY1 TH-IH1-NG-K DH-AH0 OW1 N-L-IY0 S-IH2 M-AH0 L-EH1 R-AH0 T-IY0-Z DH-AE1 T-AY1-V S-IY1 N-AA1 R-W-IH1-DH


different experience to me, because i'm in london where most.

D-IH1 F-ER0 AH0-N T-IH0-K-S P-IH1 R-IY0 AH0-N-S T-UW1 M-IY1 B-IH0 K-AO1 Z-IH1 M-IH0 N-L-AH1-N D-AH0 N-W-EH1-R M-OW1-S-T


is there anybody that you can stay within london. i mean, that's ridiculous, isn't it? but that is the case.

IH1-Z DH-EH1 R-EH1 N-IY0 B-AH0 D-IY0 DH-AE1 T-Y-UW1 K-AE1-N-S T-EY1 W-IH0 DH-IH1 N-L-AH1-N D-AH0 N-AY1 M-IY1-N TH-AE1-T S-R-IH0 D-IH1 K-Y-AH0 L-AH0 S-IH1 S-AH0-N T-IH1-T B-AH1-T DH-AE1 T-IH1-Z DH-AH0 K-EY1-S


and so it links to westminster. i mean, we were,

AH0-N-D S-OW1 IH1 T-L-IH1-NG-K-S T-UW1 W-EH2-S T-M-IH1-N-S T-ER0 AY1 M-IY1 N-W-IY1 W-ER0


i mean, i do get invited to some of those things, i suppose, because

AY1 M-IY1 N-AY1 D-UW1 G-EH1 T-IH0-N V-AY1 T-AH0-D T-UW1 S-AH1 M-AH1-V DH-OW1-Z TH-IH1-NG Z-AY1 S-AH0 P-OW1-Z B-IH0 K-AO1-Z


cause you're famous? no, definitely not. um, and

K-AA1 Z-Y-UH1-R F-EY1 M-AH0 S-N-OW1 D-EH1 F-AH0 N-AH0 T-L-IY0 N-AA1 T-AH1 M-AH0-N-D


again, you know, it's a difficult one because you know about working out where you can have your most influence. and i love doing the

AH0 G-EH1 N-Y-UW1 N-OW1 IH1-T S-AH0 D-IH1 F-AH0 K-AH0-L T-W-AH1-N B-IH0 K-AO1 Z-Y-UW1 N-OW1 AH0 B-AW1 T-W-ER1 K-IH0 NG-AW1 T-W-EH1 R-Y-UW1 K-AE1-N HH-AE1 V-Y-AO1-R M-OW1-S T-IH1-N F-L-UW0 AH0-N S-AH0-N D-AY1 L-AH1-V D-UW1 IH0-NG DH-AH0


national stuff. i really do, but actually

N-AE1 SH-AH0 N-AH0-L-S T-AH1 F-AY1 R-IH1 L-IY0 D-UW1 B-AH1 T-AE1-K CH-AH0 W-AH0 L-IY0


on balance. i know that i can have great influence in bradford and i can see the influence i can have in brighton.

AA1-N B-AE1 L-AH0-N S-AY1 N-OW1 DH-AE1 T-AY1 K-AE1-N HH-AE1-V G-R-EY1 T-IH1-N F-L-UW0 AH0-N S-IH0-N B-R-AE1-D F-ER0 D-AH0-N D-AY1 K-AE1-N S-IY1 DH-AH0 IH1-N F-L-UW0 AH0-N S-AY1 K-AE1-N HH-AE1 V-IH0-N B-R-AY1 T-AH0-N


don't drink tea because i only like tea if it's like almost half milk, i'm pretty sure

D-AA1-N-T D-R-IH1-NG-K T-IY1 B-IH0 K-AO1 Z-AY1 OW1 N-L-IY0 L-AY1-K T-IY1 IH1 F-IH1-T S-L-AY1 K-AO1-L M-OW2-S-T HH-AE1 F-M-IH1-L K-IH1-M P-R-IH1 T-IY0 SH-UH1-R


awful coffee that people laugh at, which is chocolate coffee.

AA1 F-AH0-L K-AA1 F-IY0 DH-AE1-T P-IY1 P-AH0-L L-AE1 F-AE1 T-W-IH1 CH-IH1-Z CH-AO1 K-L-AH0-T K-AA1 F-IY0


i like alcoholic drinks. i only like ones that taste like puddings.

AY1 L-AY1 K-AE2-L K-AH0 HH-AA1 L-IH0-K D-R-IH1-NG-K S-AY1 OW1 N-L-IY0 L-AY1 K-W-AH1-N-Z DH-AE1-T T-EY1-S T-L-AY1-K P-UH1 D-IH0-NG-Z


active role in helping her employers become better at diversity and inclusion. she's a real...

AE1-K T-IH0 V-R-OW1 L-IH0-N HH-EH1-L P-IH0-NG HH-ER0 EH0-M P-L-OY1 ER0-Z B-IH0 K-AH1-M B-EH1 T-ER0 AE1-T D-IH0 V-ER1 S-AH0 T-IY0 AH0-N D-IH0-N K-L-UW1 ZH-AH0-N SH-EH1 S-AH0 R-IY1-L


so, funny, you and i know each other relatively well and i've done

S-OW1 F-AH1 N-IY0 Y-UW1 AH0-N D-AY1 N-OW1 IY1 CH-AH1 DH-ER0 R-EH1 L-AH0 T-IH0 V-L-IY0 W-EH1 L-AH0-N D-AY1-V D-AH1-N


but i don't want to shout about how great you are. i'd love for you to tell the listeners

B-AH1 T-AY1 D-AA1-N T-W-AA1-N-T T-UW1 SH-AW1 T-AH0 B-AW1-T HH-AW1 G-R-EY1 T-Y-UW1 AA1 R-IH1 D-L-AH1-V F-AO1 R-Y-UW1 T-UW1 T-EH1-L DH-AH0 L-IH1 S-AH0 N-ER0-Z


who you are and a little bit about your career so far.

HH-UW1 Y-UW1 AA1 R-AH0-N D-AH0 L-IH1 T-AH0-L B-IH1 T-AH0 B-AW1 T-Y-AO1-R K-ER0 IH1-R S-OW1 F-AA1-R


and a big range of charities, big and small, which do you prefer?

AH0-N D-AH0 B-IH1 G-R-EY1-N JH-AH1-V CH-EH1 R-AH0 T-IY0-Z B-IH1 G-AH0-N-D S-M-AO1 L-W-IH1-CH D-UW1 Y-UW1 P-R-AH0 F-ER1


engagement activity. so your day job is member engagement, but when it's audit time it's all hands on deck.

EH0-N G-EY1 JH-M-AH0-N T-AE0-K T-IH1 V-AH0 T-IY0 S-OW1 Y-AO1-R D-EY1 JH-AA1 B-IH1 Z-M-EH1-M B-ER0 EH0-N G-EY1 JH-M-AH0-N-T B-AH1 T-W-EH1 N-IH1-T S-AO1 D-IH0-T T-AY1 M-IH1-T S-AO1-L HH-AE1-N-D Z-AA1-N D-EH1-K


i think, you know, i think the common thread between the... even going back to the iof and

AY1 TH-IH1-NG K-Y-UW1 N-OW1 AY1 TH-IH1-NG-K DH-AH0 K-AA1 M-AH0-N TH-R-EH1-D B-IH0 T-W-IY1-N DH-AH0 IY1 V-IH0-N G-OW1 IH0-NG B-AE1-K T-UW1 DH-AH0 AY1 OW0 F-AH0-N-D


this jobs here is, is member engagement and direct engagement with the users.

DH-IH1-S JH-AA1-B-Z HH-IY1 R-IH1 Z-IH1 Z-M-EH1-M B-ER0 EH0-N G-EY1 JH-M-AH0-N T-AH0-N-D D-ER0 EH1-K T-EH0-N G-EY1 JH-M-AH0-N T-W-IH1-DH DH-AH0 Y-UW1 Z-ER0-Z


yeah. so at cancer research uk you were patient liaison officer.

Y-AE1 S-OW1 AE1-T K-AE1-N S-ER0 R-IY0 S-ER1 CH-AH1 K-Y-UW1 W-ER0 P-EY1 SH-AH0-N T-L-IY0 EY1 Z-AA2 N-AO1 F-AH0 S-ER0


is that these are patients that they use for case studies or.

IH1-Z DH-AE1-T DH-IY1 Z-AA1-R P-EY1 SH-AH0-N-T-S DH-AE1-T DH-EY1 Y-UW1-Z F-AO1-R K-EY1-S-S T-AH1 D-IY0 Z-AO1-R


yeah. and the listeners will have no idea what you look like, where you're from, anything like that. so could you fill people in on ah yes. you as a human being?

Y-AE1 AH0-N-D DH-AH0 L-IH1 S-AH0 N-ER0 Z-W-IH1-L HH-AE1 V-N-OW1 AY0 D-IY1 AH0 W-AH1 T-Y-UW1 L-UH1 K-L-AY1 K-W-EH1 R-Y-UH1-R F-R-AH1 M-EH1 N-IY0 TH-IH2 NG-L-AY1-K DH-AE1-T S-OW1 K-UH1 D-Y-UW1 F-IH1-L P-IY1 P-AH0 L-IH0 N-AA1 N-AA1 Y-EH1 S-Y-UW1 AE1 Z-AH0 HH-Y-UW1 M-AH0-N B-IY1 IH0-NG


yeah. so, so yesterday i was interviewing someone for the podcast who is a british-born

Y-AE1 S-OW1 S-OW1 Y-EH1-S T-ER0 D-EY2 AY1 W-AA1 Z-IH1-N T-ER0 V-Y-UW2 IH0-NG S-AH1 M-W-AH2-N F-AO1-R DH-AH0 P-OW1-D K-AE2-S-T HH-UW1 IH1 Z-AH0 B-R-IH1 T-IH0-SH B-R-AH0-N


girl. i think i can say girl?

G-ER1 L-AY1 TH-IH1-NG K-AY1 K-AE1-N S-EY1 G-ER1-L


she's 18. she's still at school. and her parents are algerian. so she... oop. yeah.

SH-EH1 S-EY0 T-IY1-N SH-EH1-S-S T-IH1 L-AE1-T-S K-UW1 L-AH0-N-D HH-ER0 P-EH1 R-AH0-N-T S-AA1 R-AE0-L JH-IH1 R-IY0 AH0-N S-OW1 SH-IY1 UW1 P-Y-AE1


she said like, she doesn't speak english at home.

SH-IY1 S-EH1 D-L-AY1-K SH-IY1 D-OW1 S-AH0-N-T-S P-IY1 K-IH1-NG G-L-IH0 SH-AE1-T HH-OW1-M


she lives a very algerian life when she goes home, you know, she was saying, you know, "i eat my couscous"...

SH-IY1 L-IH1-V Z-AH0 V-EH1 R-IY0 AE0-L JH-IH1 R-IY0 AH0 N-L-AY1 F-W-EH1-N SH-IY1 G-OW1-Z HH-OW1 M-Y-UW1 N-OW1 SH-IY1 W-AA1-Z S-EY1 IH0 NG-Y-UW1 N-OW1 AY1 IY1 T-M-AY1 K-AW1-S K-AH0-S


and you know, i definitely believe in that. i think you should involve the people you're trying to reach in every decision

AH0-N D-Y-UW1 N-OW1 AY1 D-EH1 F-AH0 N-AH0 T-L-IY0 B-IH0 L-IY1 V-IH0-N DH-AE1 T-AY1 TH-IH1-NG K-Y-UW1 SH-UH1 D-IH0-N V-AA1-L-V DH-AH0 P-IY1 P-AH0 L-Y-UH1-R T-R-AY1 IH0-NG T-UW1 R-IY1 CH-IH0 N-EH1 V-ER0 IY0 D-IH0 S-IH1 ZH-AH0-N


that you're trying to make, which was one of the great things at cancer research is having patients

DH-AE1 T-Y-UH1-R T-R-AY1 IH0-NG T-UW1 M-EY1 K-W-IH1 CH-W-AA1 Z-W-AH1 N-AH1-V DH-AH0 G-R-EY1-T TH-IH1-NG Z-AE1-T K-AE1-N S-ER0 R-IY0 S-ER1 CH-IH1-Z HH-AE1 V-IH0-NG P-EY1 SH-AH0-N-T-S


even team away days. you know? so, you know, that sounds like the right decision.

IY1 V-IH0-N T-IY1 M-AH0 W-EY1 D-EY1 Z-Y-UW1 N-OW1 S-OW1 Y-UW1 N-OW1 DH-AE1-T S-AW1-N-D Z-L-AY1-K DH-AH0 R-AY1-T D-IH0 S-IH1 ZH-AH0-N


i think each board should have one of their beneficiaries.

AY1 TH-IH1-NG K-IY1-CH B-AO1-R-D SH-UH1-D HH-AE1 V-W-AH1 N-AH1-V DH-EH1-R B-EH2 N-AH0 F-IH1 SH-IY0 EH2 R-IY0-Z


like in terms of lived experience yesterday, ronya,

L-AY1 K-IH0-N T-ER1-M Z-AH1 V-L-AY1-V D-IH0-K-S P-IH1 R-IY0 AH0-N S-Y-EH1-S T-ER0 D-EY2 R-OW1 N-Y-AH0


this woman from camden was telling me that apparently if you're black, you're less likely to be diagnosed with tb.

DH-IH1 S-W-UH1 M-AH0-N F-R-AH1-M K-AE1-M D-AH0 N-W-AA1-Z T-EH1 L-IH0-NG M-IY1 DH-AE1 T-AH0 P-EH1 R-AH0-N T-L-IY0 IH1 F-Y-UH1-R B-L-AE1 K-Y-UH1-R L-EH1 S-L-AY1 K-L-IY0 T-UW1 B-IY1 D-AY2 AH0 G-N-OW1-S T-W-IH1-DH T-IY1 B-IY1


i mean there's that. yeah, that's...

AY1 M-IY1-N DH-EH1-R-Z DH-AE1 T-Y-AE1 TH-AE1-T-S


that happens. they have the same problem when they first brought the taps that you, that just wave your hand underneath

DH-AE1-T HH-AE1 P-AH0-N-Z DH-EY1 HH-AE1-V DH-AH0 S-EY1-M P-R-AA1 B-L-AH0 M-W-EH1-N DH-EY1 F-ER1-S-T B-R-AO1-T DH-AH0 T-AE1-P-S DH-AE1 T-Y-UW1 DH-AE1-T JH-AH1-S T-W-EY1 V-Y-AO1-R HH-AE1-N D-AH2-N D-ER0 N-IY1-TH


it didn't recommend black, it didn't recognize black

IH1-T D-IH1 D-AH0-N T-R-EH2 K-AH0 M-EH1-N-D B-L-AE1 K-IH1-T D-IH1 D-AH0-N T-R-EH1 K-AH0 G-N-AY2-Z B-L-AE1-K


whoaaa people's pigmentation. i mean, again, you know, that's the danger of not having the right people in the room.

W-OW1 AH0 P-IY1 P-AH0-L-Z P-IH2 G-M-AH0-N T-EY1 SH-AH0 N-AY1 M-IY1 N-AH0 G-EH1 N-Y-UW1 N-OW1 TH-AE1-T-S DH-AH0 D-EY1-N JH-ER0 AH1 V-N-AA1-T HH-AE1 V-IH0-NG DH-AH0 R-AY1-T P-IY1 P-AH0 L-IH0-N DH-AH0 R-UW1-M


it's going to be a problem for the sector. what problems do you think there will be?

IH1-T-S G-OW1 IH0-NG T-UW1 B-IY1 AH0 P-R-AA1 B-L-AH0-M F-AO1-R DH-AH0 S-EH1-K T-ER0 W-AH1-T P-R-AA1 B-L-AH0-M-Z D-UW1 Y-UW1 TH-IH1-NG-K DH-EH1 R-W-IH1-L B-IY1


i obviously agree with you, but i'm just trying to build up as much of a mix of voices saying that in different ways.

AY1 AA1-B V-IY0 AH0 S-L-IY0 AH0 G-R-IY1 W-IH1 DH-Y-UW1 B-AH1 T-IH1-M JH-AH1-S-T T-R-AY1 IH0-NG T-UW1 B-IH1-L D-AH1 P-AE1 Z-M-AH1 CH-AH1 V-AH0 M-IH1-K S-AH1-V V-OY1 S-AH0-Z S-EY1 IH0-NG DH-AE1 T-IH0-N D-IH1 F-ER0 AH0-N T-W-EY1-Z


yeah. in the hope that some of it seeps through to people who don't.

Y-AE1 IH0-N DH-AH0 HH-OW1-P DH-AE1-T S-AH1 M-AH1 V-IH1-T S-IY1-P-S TH-R-UW1 T-UW1 P-IY1 P-AH0-L HH-UW1 D-AA1-N-T


yeah, no, i think it's um... of the things that

Y-AE1 N-OW1 AY1 TH-IH1-NG K-IH1-T S-AH1 M-AH1-V DH-AH0 TH-IH1-NG-Z DH-AE1-T


i remember doing recruitment myself. having had no training and you do skim through going, "oh, they've been to a great university, and a good school", so that's

AY1 R-IH0 M-EH1-M B-ER0 D-UW1 IH0 NG-R-AH0 K-R-UW1 T-M-AH0-N T-M-AY2 S-EH1-L-F HH-AE1 V-IH0-NG HH-AE1 D-N-OW1 T-R-EY1 N-IH0 NG-AH0-N D-Y-UW1 D-UW1-S K-IH1-M TH-R-UW1 G-OW1 IH0 NG-OW1 DH-EY1-V B-IH1-N T-UW1 AH0 G-R-EY1 T-Y-UW2 N-AH0 V-ER1 S-AH0 T-IY0 AH0-N D-AH0 G-UH1-D-S K-UW1-L S-OW1 TH-AE1-T-S


if you look globally, they're not the minority.

IH1 F-Y-UW1 L-UH1-K G-L-OW1 B-AH0 L-IY0 TH-EH1-R N-AA1-T DH-AH0 M-AY0 N-AO1 R-AH0 T-IY0


there's quite a lot of, i thought i'd done a minority, but minority, but there's a lot of arabs in the world. and then all of,

DH-EH1-R-Z K-W-AY1 T-AH0 L-AA1 T-AH1 V-AY1 TH-AO1 T-IH1-D D-AH1 N-AH0 M-AY0 N-AO1 R-AH0 T-IY0 B-AH1 T-M-AY0 N-AO1 R-AH0 T-IY0 B-AH1-T DH-EH1-R Z-AH0 L-AA1 T-AH1 V-AE1 R-AH0-B Z-IH0-N DH-AH0 W-ER1-L D-AH0-N-D DH-EH1 N-AO1 L-AH1-V


i'm not sure what it's trying to achieve. i'll be honest, it's nicely written

IH1-M N-AA1-T SH-UH1 R-W-AH1 T-IH1-T-S T-R-AY1 IH0-NG T-UW1 AH0 CH-IY1 V-IH1-L B-IY1 AA1 N-AH0-S T-IH1-T S-N-AY1 S-L-IY0 R-IH1 T-AH0-N


i'm not entirely confident

IH1-M N-AA1 T-IH0-N T-AY1 ER0 L-IY0 K-AA1-N F-AH0 D-AH0-N-T


that it's going to go anywhere. and i think it's got some great people involved.

DH-AE1 T-IH1-T-S G-OW1 IH0-NG T-UW1 G-OW1 EH1 N-IY0 W-EH2 R-AH0-N D-AY1 TH-IH1-NG K-IH1-T-S G-AA1-T S-AH1-M G-R-EY1-T P-IY1 P-AH0 L-IH0-N V-AA1-L-V-D


i've seen the rest of the people that are involved, who are excellent fundraisers, i've worked with them

AY1-V S-IY1-N DH-AH0 R-EH1-S T-AH1-V DH-AH0 P-IY1 P-AH0-L DH-AE1 T-AA1 R-IH0-N V-AA1-L-V-D HH-UW1 AA1 R-EH1-K S-AH0 L-AH0-N-T F-AH1-N D-R-EY2 Z-ER0 Z-AY1 V-W-ER1-K T-W-IH1-DH DH-EH1-M


when i worked at the iof. they're excellent volunteers, really brilliant people.

W-EH1 N-AY1 W-ER1-K T-AE1-T DH-AH0 AY1 OW0-F TH-EH1 R-EH1-K S-AH0 L-AH0-N-T V-AA2 L-AH0-N T-IH1-R Z-R-IH1 L-IY0 B-R-IH1 L-Y-AH0-N-T P-IY1 P-AH0-L


so i think, you know, being quite frank,

S-OW1 AY1 TH-IH1-NG K-Y-UW1 N-OW1 B-IY1 IH0-NG K-W-AY1-T F-R-AE1-NG-K


i do worry that the institute doesn't understand diversity

AY1 D-UW1 W-ER1 IY0 DH-AE1-T DH-AH0 IH1-N-S T-AH0 T-UW2-T D-OW1 S-AH0-N T-AH2-N D-ER0-S T-AE1-N-D D-IH0 V-ER1 S-AH0 T-IY0


enough to be able to lead it. mm-hmm (affirmative).

IH0 N-AH1-F T-UW1 B-IY1 EY1 B-AH0-L T-UW1 L-EH1 D-IH1 T-M-AH1 M-AH0 F-ER1 M-AH0 T-IH0-V


so this is one of the things. as i say, i don't want it to sound personal, but this is one of these things that is across the sectors,

S-OW1 DH-IH1 S-IH1 Z-W-AH1 N-AH1-V DH-AH0 TH-IH1-NG Z-AE1 Z-AY1 S-EY1 AY1 D-AA1-N T-W-AA1-N T-IH1-T T-UW1 S-AW1-N-D P-ER1 S-IH0 N-IH0-L B-AH1-T DH-IH1 S-IH1 Z-W-AH1 N-AH1-V DH-IY1-Z TH-IH1-NG-Z DH-AE1 T-IH1 Z-AH0 K-R-AO1-S DH-AH0 S-EH1-K T-ER0-Z


it's not just the iof. right so everybody is very worried about the diversity of the sector.

IH1-T S-N-AA1-T JH-AH1-S-T DH-AH0 AY1 OW0 F-R-AY1-T S-OW1 EH1 V-R-IY0 B-AA2 D-IY0 IH1-Z V-EH1 R-IY0 W-ER1 IY0 D-AH0 B-AW1-T DH-AH0 D-IH0 V-ER1 S-AH0 T-IY0 AH1-V DH-AH0 S-EH1-K T-ER0


so everybody has been recruiting equality and diversity managers all around the place,

S-OW1 EH1 V-R-IY0 B-AA2 D-IY0 HH-AE1-Z B-IH1 N-R-AH0 K-R-UW1 T-IH0 NG-IH0 K-W-AA1 L-AH0 T-IY0 AH0-N-D D-IH0 V-ER1 S-AH0 T-IY0 M-AE1 N-AH0 JH-ER0 Z-AO1 L-ER0 AW1-N-D DH-AH0 P-L-EY1-S


i've seen the adverts pop up. okay. there was one at cancer research uk as well.

AY1-V S-IY1-N DH-AH0 AE1-D V-ER0-T-S P-AA1 P-AH1 P-OW2 K-EY1 DH-EH1 R-W-AA1 Z-W-AH1 N-AE1-T K-AE1-N S-ER0 R-IY0 S-ER1 CH-AH1 K-AE1 Z-W-EH1-L


so you have places that say our first three years of strategy is about skin color, essentially.

S-OW1 Y-UW1 HH-AE1-V P-L-EY1 S-AH0-Z DH-AE1-T S-EY1 AW1 ER0 F-ER1-S-T TH-R-IY1 Y-IH1-R Z-AH1-V-S T-R-AE1 T-AH0 JH-IY0 IH1 Z-AH0 B-AW1-T-S K-IH1-N K-AH1 L-ER0 IH0 S-EH1-N SH-AH0 L-IY0


who then recruit caucasian people to lead that strategy.

HH-UW1 DH-EH1 N-R-AH0 K-R-UW1-T K-AO0 K-EY1 ZH-AH0-N P-IY1 P-AH0-L T-UW1 L-EH1-D DH-AE1-T-S T-R-AE1 T-AH0 JH-IY0


i find that baffling, i've got to be honest. utterly, utterly baffling.

AY1 F-AY1-N-D DH-AE1-T B-AE1 F-AH0 L-IH0 NG-AY1-V G-AA1-T T-UW1 B-IY1 AA1 N-AH0-S T-AH1 T-ER0 L-IY0 AH1 T-ER0 L-IY0 B-AE1 F-AH0 L-IH0-NG


i think it's equally appropriate as if you were to lead a women's equality manifesto and you recruited a man to lead it.

AY1 TH-IH1-NG K-IH1-T S-IY1 K-W-AH0 L-IY0 AH0 P-R-OW1 P-R-IY0 AH0 T-AE1 Z-IH1 F-Y-UW1 W-ER0 T-UW1 L-EH1 D-AH0 W-IH1 M-AH0-N Z-IH0 K-W-AA1 L-AH0 T-IY0 M-AE2 N-AH0 F-EH1-S T-OW2 AH0-N D-Y-UW1 R-IH0 K-R-UW1 T-IH0 D-AH0 M-AE1-N T-UW1 L-EH1 D-IH1-T


often had and then people say it's the best place for the role.

AO1 F-AH0-N HH-AE1 D-AH0-N-D DH-EH1-N P-IY1 P-AH0-L S-EY1 IH1-T-S DH-AH0 B-EH1-S-T P-L-EY1-S F-AO1-R DH-AH0 R-OW1-L


but i think if you can't find a bank person, who's the best person for the role to lead your bank strategy of diversification.

B-AH1 T-AY1 TH-IH1-NG K-IH1 F-Y-UW1 K-AE1-N-T F-AY1-N D-AH0 B-AE1-NG-K P-ER1 S-AH0-N HH-UW1-Z DH-AH0 B-EH1-S-T P-ER1 S-AH0-N F-AO1-R DH-AH0 R-OW1-L T-UW1 L-EH1 D-Y-AO1-R B-AE1-NG-K-S T-R-AE1 T-AH0 JH-IY0 AH1-V D-AY0 V-ER2 S-AH0 F-AH0 K-EY1 SH-AH0-N


perhaps the people recruiting for that role weren't the right people to be interviewing. to me-

P-ER0 HH-AE1-P-S DH-AH0 P-IY1 P-AH0-L R-AH0 K-R-UW1 T-IH0-NG F-AO1-R DH-AE1 T-R-OW1 L-W-EH1 R-AH0-N-T DH-AH0 R-AY1-T P-IY1 P-AH0-L T-UW1 B-IY1 IH1-N T-ER0 V-Y-UW2 IH0-NG T-UW1 M-IY1


... that's what it says. it's your opinion that that person's the best person for the role.

TH-AE1-T S-W-AH1 T-IH1-T S-EH1 Z-IH1-T S-Y-AO1 R-AH0 P-IH1 N-Y-AH0-N DH-AE1-T DH-AE1-T P-ER1 S-AH0-N-Z DH-AH0 B-EH1-S-T P-ER1 S-AH0-N F-AO1-R DH-AH0 R-OW1-L


perhaps you're not fit because you don't know enough about diversity. perhaps you shouldn't be in charge of recruiting those people.

P-ER0 HH-AE1-P S-Y-UH1-R N-AA1-T F-IH1-T B-IH0 K-AO1 Z-Y-UW1 D-AA1-N T-N-OW1 IH0 N-AH1 F-AH0 B-AW1-T D-IH0 V-ER1 S-AH0 T-IY0 P-ER0 HH-AE1-P S-Y-UW1 SH-OW1-L T-AH0-N-T B-IY1 IH0-N CH-AA1-R JH-AH1 V-R-AH0 K-R-UW1 T-IH0-NG DH-OW1-Z P-IY1 P-AH0-L


and i've seen it all across the sector. i mean, it came up at my last workplace as well.

AH0-N D-AY1-V S-IY1 N-IH1 T-AO1 L-AH0 K-R-AO1-S DH-AH0 S-EH1-K T-ER0 AY1 M-IY1 N-IH1-T K-EY1 M-AH1 P-AE1 T-M-AY1 L-AE1-S T-W-ER1-K P-L-EY2 S-AE1 Z-W-EH1-L


originally there was a black man leading and he left. a caucasian woman, who's great, absolutely brilliant, came.

ER0 IH1 JH-AH0 N-AH0 L-IY0 DH-EH1 R-W-AA1 Z-AH0 B-L-AE1 K-M-AE1 N-L-IY1 D-IH0 NG-AH0-N-D HH-IY1 L-EH1-F T-AH0 K-AO0 K-EY1 ZH-AH0 N-W-UH1 M-AH0-N HH-UW1-Z G-R-EY1 T-AE2-B S-AH0 L-UW1 T-L-IY0 B-R-IH1 L-Y-AH0-N-T K-EY1-M


i was the staff of the bank staff support.

AY1 W-AA1-Z DH-AH0-S T-AE1 F-AH1-V DH-AH0 B-AE1-NG-K-S T-AE1-F S-AH0 P-AO1-R-T


... was the chair of the staff group who bank. i mean, it really did impact. staff felt utterly demoralized.so do you think that-

W-AA1-Z DH-AH0 CH-EH1 R-AH1-V DH-AH0-S T-AE1-F G-R-UW1-P HH-UW1 B-AE1-NG K-AY1 M-IY1 N-IH1 T-R-IH1 L-IY0 D-IH1 D-IH1-M P-AE0-K-T-S T-AE1-F F-EH1-L T-AH1 T-ER0 L-IY0 D-IH0 M-AO0 R-AH0 Z-AA1 L-AH0-S D-UW1 Y-UW1 TH-IH1-NG-K DH-AE1-T


... anything simple that people in charities can do to improve diversity.

EH1 N-IY0 TH-IH2-NG S-IH1-M P-AH0-L DH-AE1-T P-IY1 P-AH0 L-IH0-N CH-EH1 R-AH0 T-IY0-Z K-AE1-N D-UW1 T-UW1 IH0-M P-R-UW1-V D-IH0 V-ER1 S-AH0 T-IY0


or is it all hard and that's okay.

AO1 R-IH1 Z-IH1 T-AO1-L HH-AA1-R D-AH0-N-D TH-AE1-T S-OW2 K-EY1


how would you set targets without setting quotas?

HH-AW1 W-UH1 D-Y-UW1 S-EH1-T T-AA1-R G-AH0-T S-W-IH0 TH-AW1-T S-EH1 T-IH0-NG K-W-OW1 T-AH0-Z


yeah. yeah. i think it needs to come with funding as well. they need to put some money where their mouth is because these things change as well.

Y-AE1 Y-AE1 AY1 TH-IH1-NG K-IH1 T-N-IY1-D-Z T-UW1 K-AH1 M-W-IH1-DH F-AH1-N D-IH0 NG-AE1 Z-W-EH1-L DH-EY1 N-IY1-D T-UW1 P-UH1-T S-AH1-M M-AH1 N-IY0 W-EH1-R DH-EH1-R M-AW1 DH-IH1-Z B-IH0 K-AO1-Z DH-IY1-Z TH-IH1-NG-Z CH-EY1-N JH-AE1 Z-W-EH1-L


i mean, you're from a specific back-

AY1 M-IY1 N-Y-UH1-R F-R-AH1 M-AH0-S P-AH0 S-IH1 F-IH0-K B-AE1-K


... on this podcast. do you drink tea? and if so, how do you like it?

AA1-N DH-IH1-S P-OW1-D K-AE2-S-T D-UW1 Y-UW1 D-R-IH1-NG-K T-IY1 AH0-N D-IH1-F S-OW1 HH-AW1 D-UW1 Y-UW1 L-AY1 K-IH1-T


oh, thank you so much for your time.no, thank you.

OW1 TH-AE1-NG K-Y-UW1 S-OW1 M-AH1-CH F-AO1 R-Y-AO1-R T-IY0 M-EH1 N-OW0 TH-AE1-NG K-Y-UW1


this is not the mandy johnson show.yeah.but it is the mandy johnson-no.

DH-IH1 S-IH1 Z-N-AA1-T DH-AH0 M-AE1-N D-IY0 JH-AA1-N S-AH0-N SH-AW2 Y-AH0 SH-UW1 B-AH0 T-IH1 T-IH1-Z DH-AH0 M-AE1-N D-IY0 JH-AA1-N S-AH0 N-OW0


okay. so can you give me a flavor for the sort of people apart from me who you want to meet?

OW2 K-EY1 S-OW1 K-AE1 N-Y-UW1 G-IH1 V-M-IY1 AH0 F-L-EY1 V-ER0 F-AO1-R DH-AH0 S-AO1-R T-AH1-V P-IY1 P-AH0 L-AH0 P-AA1-R-T F-R-AH1-M M-IY1 HH-UW1 Y-UW1 W-AA1-N-T T-UW1 M-IY1-T


okay. so let's hear a little bit about you. how did you get into the charity world? how did you end up-

OW2 K-EY1 S-OW1 L-EH1-T-S HH-IY1 R-AH0 L-IH1 T-AH0-L B-IH1 T-AH0 B-AW1 T-Y-UW1 HH-AW1 D-IH1 D-Y-UW1 G-EH1 T-IH0-N T-UW1 DH-AH0 CH-EH1 R-IH0 T-IY0 W-ER1-L-D HH-AW1 D-IH1 D-Y-UW1 EH1-N D-AH1-P


... married a white man. and so i was working. when i first got married-

M-EH1 R-IY0 D-AH0 W-AY1 T-M-AE1 N-AH0-N-D S-OW1 AY1 W-AA1 Z-W-ER1 K-IH0 NG-W-EH1 N-AY1 F-ER1-S-T G-AA1 T-M-EH1 R-IY0-D


... professional services organization or accountancy firms.

P-R-AH0 F-EH1 SH-AH0 N-AH0-L S-ER1 V-AH0 S-AH0 Z-AO2-R G-AH0 N-AH0 Z-EY1 SH-AH0 N-AO1 R-AH0 K-AW1-N T-AH0-N S-IY0 F-ER1-M-Z


some people would call them. and my husband kept on challenging...

S-AH1-M P-IY1 P-AH0 L-W-UH1-D K-AO1-L DH-EH1 M-AH0-N D-M-AY1 HH-AH1-Z B-AH0-N-D K-EH1-P T-AA1-N CH-AE1 L-AH0-N JH-IH0-NG


... the morality of what i was doing because my job was essentially to make rich partners...

DH-AH0 M-ER0 AE1 L-AH0 T-IY0 AH1 V-W-AH1 T-AY1 W-AA1-Z D-UW1 IH0-NG B-IH0 K-AO1 Z-M-AY1 JH-AA1 B-W-AA1 Z-IH0 S-EH1-N SH-AH0 L-IY0 T-UW1 M-EY1 K-R-IH1-CH P-AA1-R T-N-ER0-Z


... richer.so was it immoral?i don't think it was immoral, but i guess...

R-IH0 CH-AO1-R S-OW0 W-AA1 Z-IH1 T-IH2 M-ER0 AA1 L-IY0 D-AA1-N-T TH-IH1-NG K-IH1 T-W-AA1 Z-IH0 M-AO1 R-AH0-L B-AH1 T-AY1 G-EH1-S


so he moved into the charity sector before i did, and he was coming home with a new sense of satisfaction that i couldn't get from money. and being a stubborn woman...

S-OW1 HH-IY1 M-UW1-V D-IH0-N T-UW1 DH-AH0 CH-EH1 R-IH0 T-IY0 S-EH1-K T-ER0 B-IH0 F-AO1 R-AY1 D-IH1 D-AH0-N-D HH-IY1 W-AA1-Z K-AH1 M-IH0-NG HH-OW1 M-W-IH1 DH-AH0 N-UW1 S-EH1-N S-AH1-V S-AE2 T-AH0-S F-AE1-K SH-AH0-N DH-AE1 T-AY1 K-AW1-L D-AH0-N-T G-EH1-T F-R-AH1-M M-AH1 N-IY0 AH0-N-D B-IY1 IH0 NG-AH0-S T-AH1 B-ER0 N-W-UH1 M-AH0-N


... i ignored him for a while and carried on and i did love for a lot of my job at deloitte. but i guess i just saw-

AY1 IH0 G-N-AO1-R-D HH-IH1-M F-AO1 R-AH0 W-AY1 L-AH0-N-D K-AE1 R-IY0 D-AA1 N-AH0-N D-AY1 D-IH1 D-L-AH1-V F-AO1 R-AH0 L-AA1 T-AH1 V-M-AY1 JH-AA1 B-AE1-T D-AH0 L-OY1-T B-AH1 T-AY1 G-EH1 S-AY1 JH-AH1-S-T S-AO1


... the sense of satisfaction that he was getting, and that drew me over. so i moved into the charity sector about 11 years ago now.

DH-AH0 S-EH1-N S-AH1-V S-AE2 T-AH0-S F-AE1-K SH-AH0-N DH-AE1-T HH-IY1 W-AA1-Z G-EH1 T-IH0 NG-AH0-N-D DH-AE1-T D-R-UW1 M-IY1 OW1 V-ER0 S-OW1 AY1 M-UW1-V D-IH0-N T-UW1 DH-AH0 CH-EH1 R-IH0 T-IY0 S-EH1-K T-ER0 AH0 B-AW1 T-IH0 L-EH1 V-AH0 N-Y-IH1-R Z-AH0 G-OW1 N-AW1


okay. so you moved out to deloitte into what?

OW2 K-EY1 S-OW1 Y-UW1 M-UW1-V D-AW1-T T-UW1 D-AH0 L-OY1 T-IH0-N T-UW1 W-AH1-T


my first charity was nct. so worked in a support services team.

M-AY1 F-ER1-S-T CH-EH1 R-IH0 T-IY0 W-AA1 Z-N-EH1-K-T S-OW1 W-ER1-K T-IH0 N-AH0 S-AH0 P-AO1-R-T S-ER1 V-AH0 S-AH0-Z T-IY1-M


since then i've met some of my best friends through nct, because they're the people who do the-

S-IH1-N-S DH-EH1 N-AY1 V-M-EH1-T S-AH1 M-AH1 V-M-AY1 B-EH1-S-T F-R-EH1-N-D-Z TH-R-UW1 N-EH1-K-T B-IH0 K-AO1-Z TH-EH1-R DH-AH0 P-IY1 P-AH0-L HH-UW1 D-UW1 DH-AH0


... antenatal classes. in fact, i spent new year's eve with one of my nct friends.

AE2-N T-AH0 N-EY1 T-AH0-L K-L-AE1 S-AH0 Z-IH0-N F-AE1-K T-AY1-S P-EH1-N T-N-UW1 Y-IH1-R Z-IY1 V-W-IH1 DH-W-AH1 N-AH1 V-M-AY1 N-EH1-K-T F-R-EH1-N-D-Z


okay. as i understand it, because i'm not in the charity sector, but cancer research uk is the largest or was certainly one of the largest.it's the largest-

OW2 K-EY1 AE1 Z-AY1 AH2-N D-ER0-S T-AE1-N D-IH1-T B-IH0 K-AO1 Z-IH1-M N-AA1 T-IH0-N DH-AH0 CH-EH1 R-IH0 T-IY0 S-EH1-K T-ER0 B-AH1-T K-AE1-N S-ER0 R-IY0 S-ER1 CH-AH1 K-IH1-Z DH-AH0 L-AA1-R JH-AH0-S T-AO1 R-W-AA1-Z S-ER1 T-AH0 N-L-IY0 W-AH1 N-AH1-V DH-AH0 L-AA1-R JH-AH0-S T-AH0-T-S DH-AH0 L-AA1-R JH-AH0-S-T


... fundraising charities. there were a few big trusts that have more money than cancer research uk, but...

F-AH1-N D-R-EY2 S-IH0-NG CH-EH1 R-AH0 T-IY0-Z DH-EH1 R-W-ER0 AH0 F-Y-UW1 B-IH1-G T-R-AH1-S-T-S DH-AE1-T HH-AE1 V-M-AO1-R M-AH1 N-IY0 DH-AE1-N K-AE1-N S-ER0 R-IY0 S-ER1 CH-AH1-K B-AH1-T


the biggest-whereas nct, presumably isn't on that scale.

DH-AH0 B-IH0 G-EH1-S TH-ER0 AH0 S-W-AH0-N Z-N-EH1-K-T P-R-AH0 Z-UW1 M-AH0 B-L-IY0 IH1 S-AH0-N T-AA1-N DH-AE1-T-S K-EY1-L


no, nct is tens of millions, whereas cancer research uk is hundreds of millions.

N-OW1 N-EH1-K T-IH1-Z T-EH1-N Z-AH1 V-M-IH1 L-Y-AH0-N Z-W-EH0 R-AE1-Z K-AE1-N S-ER0 R-IY0 S-ER1 CH-AH1 K-IH1-Z HH-AH1-N D-R-AH0-D Z-AH1 V-M-IH1 L-Y-AH0-N-Z


... and hospices. so they care specifically for people with terminal illnesses. so again, a really important charity doing amazing things.

AH0-N-D HH-AA1-S P-AH0 S-IH0-Z S-OW1 DH-EY1 K-EH1-R-S P-AH0 S-IH1 F-IH0 K-L-IY0 F-AO1-R P-IY1 P-AH0 L-W-IH1-DH T-ER1 M-AH0 N-AH0 L-IH1-L N-AH0 S-IH0-Z S-OW1 AH0 G-EH1 N-AH0 R-IH1 L-IY0 IH0-M P-AO1-R T-AH0-N-T CH-EH1 R-IH0 T-IY0 D-UW1 IH0 NG-AH0 M-EY1 Z-IH0-NG TH-IH1-NG-Z


you left cancer research.

Y-UW1 L-EH1-F-T K-AE1-N S-ER0 R-IY0 S-ER1-CH


we're talking in january, just a couple of months after that. that's when we're talking.

W-ER0 T-AO1 K-IH0 NG-IH0-N JH-AE1 N-Y-UW0 EH2 R-IY0 JH-AH1-S T-AH0 K-AH1 P-AH0 L-AH1 V-M-AH1-N-TH S-AE1-F T-ER0 DH-AE1-T TH-AE1-T S-W-EH1 N-W-ER0 T-AO1 K-IH0-NG


january, 2019. it is now.okay.

JH-AE1 N-Y-UW0 EH2 R-IY0 T-W-EH1-N T-IY0 N-AY1-N T-IY1 N-IH1 T-IH1 Z-N-AW1 K-W-EY2-K


what about your own development? leaving your last job, for example.

W-AH1 T-AH0 B-AW1 T-Y-AO1 R-OW1-N D-IH0 V-EH1 L-AH0 P-M-AH0-N T-L-IY1 V-IH0 NG-Y-AO1-R L-AE1-S-T JH-AA1-B F-AO1 R-IH0-G Z-AE1-M P-AH0-L


so you felt eventually that it was time for you to move on from that job.

S-OW1 Y-UW1 F-EH1-L T-IH0 V-EH1-N CH-AH0 W-AH0 L-IY0 DH-AE1 T-IH1 T-W-AA1-Z T-AY1-M F-AO1 R-Y-UW1 T-UW1 M-UW1 V-AA1-N F-R-AH1-M DH-AE1-T JH-AA1-B


... conversations with my trustees or any serious conversations with my trustees.

K-AA2-N V-ER0 S-EY1 SH-AH0-N Z-W-IH1 DH-M-AY1 T-R-AH2-S T-IY1 Z-AO1 R-EH1 N-IY0 S-IH1 R-IY0 AH0-S K-AA2-N V-ER0 S-EY1 SH-AH0-N Z-W-IH1 DH-M-AY1 T-R-AH2-S T-IY1-Z


so i think the article was published on the thursday and on the saturday...

S-OW1 AY1 TH-IH1-NG-K DH-AH0 AA1-R T-AH0 K-AH0 L-W-AA1-Z P-AH1 B-L-IH0-SH T-AA1-N DH-AH0 TH-ER1-Z D-EY2 AH0-N D-AA1-N DH-AH0 S-AE1 T-ER0 D-IY0


i was walking through a dinosaur park with my...

AY1 W-AA1 Z-W-AO1 K-IH0-NG TH-R-UW1 AH0 D-AY1 N-AH0 S-AO2-R P-AA1-R K-W-IH1 DH-M-AY1


... children and my husband, and just couldn't stop crying.

CH-IH1-L D-R-AH0 N-AH0-N D-M-AY1 HH-AH1-Z B-AH0-N D-AH0-N-D JH-AH1-S-T K-AW1-L D-AH0-N-T-S T-AA1-P K-R-AY1 IH0-NG


i turned a corner and would break down again.

AY1 T-ER1-N D-AH0 K-AO1-R N-ER0 AH0-N D-W-UH1-D B-R-EY1-K D-AW1 N-AH0 G-EH1-N


i was just so angry and upset with myself that i had done something that was...

AY1 W-AA1-Z JH-AH1-S-T S-OW1 AE1-NG G-R-IY0 AH0-N D-AH1-P S-EH2 T-W-IH1 DH-M-AY2 S-EH1-L-F DH-AE1 T-AY1 HH-AE1-D D-AH1-N S-AH1-M TH-IH0-NG DH-AE1 T-W-AA1-Z


... perceived to be racist.

P-ER0 S-IY1-V-D T-UW1 B-IY1 R-EY1 S-IH0-S-T


i was upset. i was really angry with myself for letting myself be in that situation. and i was really angry with myself that...

AY1 W-AA1 Z-AH1-P S-EH2 T-AY1 W-AA1 Z-R-IH1 L-IY0 AE1-NG G-R-IY0 W-IH1 DH-M-AY2 S-EH1-L-F F-AO1-R L-EH1 T-IH0-NG M-AY2 S-EH1-L-F B-IY1 IH0-N DH-AE1-T S-IH2 CH-UW0 EY1 SH-AH0 N-AH0-N D-AY1 W-AA1 Z-R-IH1 L-IY0 AE1-NG G-R-IY0 W-IH1 DH-M-AY2 S-EH1-L-F DH-AE1-T


... i'd done something that made people feel uncomfortable because of their skin color. and that's so against every... if i had not been in that photograph...

IH1-D D-AH1-N S-AH1-M TH-IH0-NG DH-AE1 T-M-EY1-D P-IY1 P-AH0-L F-IY1 L-AH0-N K-AH1-M F-ER0 T-AH0 B-AH0-L B-IH0 K-AO1 Z-AH1-V DH-EH1-R-S K-IH1-N K-AH1 L-ER0 AH0-N-D TH-AE1-T-S S-OW1 AH0 G-EH1-N-S T-EH1 V-ER0 IY0 IH1 F-AY1 HH-AE1 D-N-AA1-T B-IH1 N-IH0-N DH-AE1-T F-OW1 T-AH0 G-R-AE2-F


... i would have been criticizing all the women in that photograph. so i was so angry with myself.

AY1 W-UH1-D HH-AE1-V B-IH1-N K-R-IH1 T-IH0 S-AY2 Z-IH0 NG-AO1-L DH-AH0 W-IH1 M-AH0 N-IH0-N DH-AE1-T F-OW1 T-AH0 G-R-AE2-F S-OW1 AY1 W-AA1-Z S-OW1 AE1-NG G-R-IY0 W-IH1 DH-M-AY2 S-EH1-L-F


you're sounding quite rightly that you're looking back on it and that's good.

Y-UH1-R S-AW1-N D-IH0-NG K-W-AY1 T-R-AY1 T-L-IY0 DH-AE1 T-Y-UH1-R L-UH1 K-IH0-NG B-AE1 K-AA1 N-IH1 T-AH0-N-D TH-AE1-T-S G-UH1-D


absolutely. and i think, as i said previously, parts of the reason they're not focused on it is because of bizarre.

AE2-B S-AH0 L-UW1 T-L-IY0 AH0-N D-AY1 TH-IH1-NG K-AE1 Z-AY1 S-EH1-D P-R-IY1 V-IY0 AH0 S-L-IY0 P-AA1-R-T S-AH1-V DH-AH0 R-IY1 Z-AH0-N TH-EH1-R N-AA1-T F-OW1 K-AH0-S T-AA1 N-IH1 T-IH1-Z B-IH0 K-AO1 Z-AH1-V B-AH0 Z-AA1-R


so the person who-


... angry about the lack of diversity within the charity sector and angry about how hard it was for her to speak at conferences.

AE1-NG G-R-IY0 AH0 B-AW1-T DH-AH0 L-AE1 K-AH1-V D-IH0 V-ER1 S-AH0 T-IY0 W-IH0 DH-IH1-N DH-AH0 CH-EH1 R-IH0 T-IY0 S-EH1-K T-ER0 AH0-N D-AE1-NG G-R-IY0 AH0 B-AW1-T HH-AW1 HH-AA1-R D-IH1 T-W-AA1-Z F-AO1-R HH-ER0 T-UW1-S P-IY1 K-AE1-T K-AA1-N F-ER0 AH0-N S-AH0-Z


so i guess she's inspired a lot of my interest.

S-OW1 AY1 G-EH1-S SH-EH1 S-IH0-N-S P-AY1 ER0 D-AH0 L-AA1 T-AH1 V-M-AY1 IH1-N T-R-AH0-S-T


carol is a black woman from nigeria originally.

K-AE1 R-AH0 L-IH1 Z-AH0 B-L-AE1 K-W-UH1 M-AH0-N F-R-AH1-M N-AY0 JH-IH1 R-IY0 AH0 ER0 IH1 JH-AH0 N-AH0 L-IY0


and every year she was applying to speak at the institute of fundraising national convention in the uk. and every year she was getting rejected.

AH0-N D-EH1 V-ER0 IY0 Y-IH1-R SH-IY1 W-AA1 Z-AH0 P-L-AY1 IH0-NG T-UW1-S P-IY1 K-AE1-T DH-AH0 IH1-N-S T-AH0 T-UW2 T-AH1-V F-AH1-N D-R-EY2 S-IH0-NG N-AE1 SH-AH0 N-AH0-L K-AH0-N V-EH1-N SH-AH0 N-IH0-N DH-AH0 AH1 K-AH0-N D-EH1 V-ER0 IY0 Y-IH1-R SH-IY1 W-AA1-Z G-EH1 T-IH0 NG-R-IH0 JH-EH1-K T-IH0-D


despite the fact that she's a very successful major donor fundraiser.

D-IH0-S P-AY1-T DH-AH0 F-AE1-K-T DH-AE1-T SH-EH1 S-AH0 V-EH1 R-IY0 S-AH0-K S-EH1-S F-AH0-L M-EY1 JH-ER0 D-OW1 N-ER0 F-AH1-N D-R-EY2 Z-ER0


she now also runs her own business where she helps charities all over the world with major donor fundraising.

SH-IY1 N-AW1 AO1-L S-OW0 R-AH1-N-Z HH-ER0 OW1-N B-IH1 Z-N-AH0 S-W-EH1-R SH-IY1 HH-EH1-L-P-S CH-EH1 R-AH0 T-IY0 Z-AO1 L-OW1 V-ER0 DH-AH0 W-ER1-L D-W-IH1 DH-M-EY1 JH-ER0 D-OW1 N-ER0 F-AH1-N D-R-EY2 S-IH0-NG


but she wasn't well known. she didn't have a big name and she's a black woman.

B-AH1-T SH-IY1 W-AO1-S T-W-EH1-L N-OW1-N SH-IY1 D-IH1 D-AH0-N-T HH-AE1 V-AH0 B-IH1 G-N-EY1 M-AH0-N-D SH-EH1 S-AH0 B-L-AE1 K-W-UH1 M-AH0-N


so the first time she ever was able to speak at the convention, the first time her proposal was accepted was when she said she'd speak about diversity.

S-OW1 DH-AH0 F-ER1-S-T T-AY1-M SH-IY1 EH1 V-ER0 W-AA1 Z-EY1 B-AH0-L T-UW1-S P-IY1 K-AE1-T DH-AH0 K-AH0-N V-EH1-N SH-AH0-N DH-AH0 F-ER1-S-T T-AY1-M HH-ER0 P-R-AH0 P-OW1 Z-AH0 L-W-AA1 Z-AE0-K S-EH1-P T-IH0 D-W-AA1 Z-W-EH1-N SH-IY1 S-EH1-D SH-EH1-D-S P-IY1 K-AH0 B-AW1-T D-IH0 V-ER1 S-AH0 T-IY0


despite the fact that at the time she knew nothing about diversity.

D-IH0-S P-AY1-T DH-AH0 F-AE1-K-T DH-AE1 T-AE1-T DH-AH0 T-AY1-M SH-IY1 N-UW1 N-AH1 TH-IH0 NG-AH0 B-AW1-T D-IH0 V-ER1 S-AH0 T-IY0


okay. in your small charity work, you've met activists, haven't you?mm-hmm (affirmative).what sort of activists impress you?

OW2 K-EY1 IH0 N-Y-AO1-R S-M-AO1-L CH-EH1 R-IH0 T-IY0 W-ER1 K-Y-UW1 V-M-EH1 T-AE1-K T-AH0 V-AH0-S-T-S HH-AE1 V-AH0-N T-Y-AH1 M-AH0 N-AH0 F-ER1 M-AH0 T-AH0 W-IH0-T-S S-AO1-R T-AH1 V-AE1-K T-AH0 V-AH0-S-T S-IH0-M P-R-EH1 S-Y-UW1


presumably you've got a long list of people you've come in to interview in the podcast.

P-R-AH0 Z-UW1 M-AH0 B-L-IY0 Y-UW1-V G-AA1 T-AH0 L-AO1 NG-L-IH1-S T-AH1-V P-IY1 P-AH0 L-Y-UW1-V K-AH1 M-IH0-N T-UW1 IH1-N T-ER0 V-Y-UW2 IH0-N DH-AH0 P-OW1-D K-AE2-S-T


i guess, parts of the reason it was such a privilege to work with small charities.

AY1 G-EH1-S P-AA1-R-T S-AH1-V DH-AH0 R-IY1 Z-AH0 N-IH1 T-W-AA1-Z S-AH1 CH-AH0 P-R-IH1 V-L-AH0-JH T-UW1 W-ER1 K-W-IH1-DH S-M-AO1-L CH-EH1 R-AH0 T-IY0-Z


the charity sector is actually pretty big, isn't it?yeah.

DH-AH0 CH-EH1 R-IH0 T-IY0 S-EH1-K T-ER0 IH1 Z-AE1-K CH-AH0 W-AH0 L-IY0 P-R-IH1 T-IY0 B-IH1 G-IH1 S-AH0-N T-IH1 T-IY0 AH0


yeah. so depending on which statistics you use it's about 190,000 charities in this country.

Y-AE1 S-OW1 D-IH0 P-EH1-N D-IH0 NG-AA1 N-W-IH1-CH-S T-AH0 T-IH1-S T-IH0-K S-Y-UW1 Y-UW1 Z-IH1-T S-AH0 B-AW1 T-W-AH1-N HH-AH1-N D-R-AH0 D-N-AY1-N T-IY0 TH-AW1 Z-AH0-N-D CH-EH1 R-AH0 T-IY0 Z-IH0-N DH-IH1-S K-AH1-N T-R-IY0


yeah. as you say, that's another subject as it were interesting and maybe you'll do a podcast around that at some point.yeah.

Y-AE1 AE1 Z-Y-UW1 S-EY1 TH-AE1-T S-AH0 N-AH1 DH-ER0 S-AH1-B JH-IH0-K T-AE1 Z-IH1 T-W-ER0 IH1-N T-R-AH0-S T-IH0 NG-AH0-N D-M-EY1 B-IY0 Y-UW1-L D-UW1 AH0 P-OW1-D K-AE2-S T-ER0 AW1-N-D DH-AE1 T-AE1-T S-AH1-M P-OY1-N T-IY0 AH0


okay. so future plans.

OW2 K-EY1 S-OW1 F-Y-UW1 CH-ER0 P-L-AE1-N-Z


absolutely. and my job will be to listen and to do as much as i can to raise their voice. not to talk as much as i have done today.

AE2-B S-AH0 L-UW1 T-L-IY0 AH0-N D-M-AY1 JH-AA1 B-W-IH1-L B-IY1 T-UW1 L-IH1 S-AH0 N-AH0-N-D T-UW1 D-UW1 AE1 Z-M-AH1 CH-AE1 Z-AY1 K-AE1-N T-UW1 R-EY1-Z DH-EH1-R V-OY1 S-N-AA1-T T-UW1 T-AO1 K-AE1 Z-M-AH1 CH-AE1 Z-AY1 HH-AE1-V D-AH1-N T-AH0 D-EY1


oh good then. it's had a nice, quite chilled out day today, which is good.

OW1 G-UH1-D DH-EH1 N-IH1-T-S HH-AE1 D-AH0 N-AY1-S K-W-AY1-T CH-IH1-L D-AW1-T D-EY1 T-AH0 D-EY1 W-IH1 CH-IH1-Z G-UH1-D


thank you so much for giving me your time. i know you are an incredibly talented and therefore very busy woman.

TH-AE1-NG K-Y-UW1 S-OW1 M-AH1-CH F-AO1-R G-IH1 V-IH0-NG M-IY1 Y-AO1-R T-AY1 M-AY1 N-OW1 Y-UW1 AA1 R-AE1 N-IH0-N K-R-EH1 D-AH0 B-L-IY0 T-AE1 L-AH0-N T-AH0 D-AH0-N-D DH-EH1-R F-AO2-R V-EH1 R-IY0 B-IH1 Z-IY0 W-UH1 M-AH0-N


so i'm really grateful to you for taking the time to talk to me. thank you.

S-OW1 IH1 M-R-IH1 L-IY0 G-R-EY1-T F-AH0-L T-UW1 Y-UW1 F-AO1-R T-EY1 K-IH0-NG DH-AH0 T-AY1-M T-UW1 T-AO1-K T-UW1 M-IY1 TH-AE1-NG K-Y-UW1


of course. so currently i'm the founder of inspiring women-

AH1-V K-AO1-R-S S-OW1 K-ER1 AH0-N T-L-IY0 IH1-M DH-AH0 F-AW1-N D-ER0 AH1 V-IH0-N-S P-AY1 R-IH0 NG-W-IH1 M-AH0-N


... changemakers, which is a women-led movement. so not women-exclusive movement.

CH-EY1-NG M-EY2 K-ER0 Z-W-IH1 CH-IH1 Z-AH0 W-IH1 M-AH0 N-AH0-L D-M-UW1 V-M-AH0-N-T S-OW1 N-AA1 T-W-AY2 M-AH0-N Z-W-IH1 K-AH0 L-IH0 S-M-UW1 V-M-AH0-N-T


the background to setting up inspiring women-

DH-AH0 B-AE1-K G-R-AW2-N-D T-UW1 S-EH1 T-IH0 NG-AH1 P-IH0-N-S P-AY1 R-IH0 NG-W-IH1 M-AH0-N


... changemakers came about through a change.org petition that i led in 2014.

CH-EY1-NG M-EY2 K-ER0-Z K-EY1 M-AH0 B-AW1-T TH-R-UW1 AH0 CH-EY1-N-JH D-AA1 T-AO1-R-G P-AH0 T-IH1 SH-AH0-N DH-AE1 T-AY1 L-EH1 D-IH0-N T-W-EH1-N T-IY0 F-AO1-R T-IY1-N


it was on behalf of an asylum seeker who i befriended, who was seeking asylum on the grounds of the risk of female genital mutilation on her two daughters.

IH1 T-W-AA1 Z-AA1-N B-IH0 HH-AE1 F-AH1 V-AE1 N-AH0 S-AY1 L-AH0-M S-IY1 K-ER0 HH-UW1 AY1 B-IH0 F-R-EH1-N D-IH0-D HH-UW1 W-AA1-Z S-IY1 K-IH0 NG-AH0 S-AY1 L-AH0 M-AA1-N DH-AH0 G-R-AW1-N-D Z-AH1-V DH-AH0 R-IH1-S K-AH1-V F-IY1 M-EY2-L JH-EH1 N-AH0 T-AH0-L M-Y-UW2 T-AH0 L-EY1 SH-AH0 N-AA1-N HH-ER0 T-UW1 D-AO1 T-ER0-Z


i ended up leading the legal campaign, bringing together a top team of five lawyers.

AY1 EH1-N D-AH0 D-AH1 P-L-IY1 D-IH0-NG DH-AH0 L-IY1 G-AH0-L K-AE0-M P-EY1-N B-R-IH1 NG-IH0-NG T-AH0 G-EH1 DH-ER0 AH0 T-AA1-P T-IY1 M-AH1-V F-AY1 V-L-AO1 Y-ER0-Z


one a qc based in australia.

W-AH1 N-AH0 K-EY1-S B-EY1-S T-IH0 N-AO0-S T-R-EY1 L-Y-AH0


... european human rights lawyer in brussels and three uk-based legal professionals to help build the case.

Y-UH2 R-AH0 P-IY1 AH0-N HH-Y-UW1 M-AH0 N-R-AY1-T S-L-AO1 Y-ER0 IH0-N B-R-AH1 S-AH0-L Z-AH0-N-D TH-R-IY1 AH0-K B-EY1-S T-L-IY1 G-AH0-L P-R-AH0 F-EH1 SH-AH0 N-AH0-L-Z T-UW1 HH-EH1-L-P B-IH1-L-D DH-AH0 K-EY1-S


and yet it still looked like the home office wanted to deport-

AH0-N D-Y-EH1 T-IH1-T-S T-IH1-L L-UH1-K T-L-AY1-K DH-AH0 HH-OW1 M-AO1 F-AH0 S-W-AA1-N T-AH0-D T-UW1 D-IH0 P-AO1-R-T


... the family, despite all of our interventions and the submissions that we've put forward on her behalf.

DH-AH0 F-AE1 M-AH0 L-IY0 D-IH0-S P-AY1 T-AO1 L-AH1 V-AW1 ER0 IH2-N T-ER0 V-EH1-N CH-AH0-N Z-AH0-N-D DH-AH0 S-AH0 B-M-IH1 SH-AH0-N-Z DH-AE1 T-W-IY1-V P-UH1-T F-AO1 R-W-ER0 D-AA1-N HH-ER0 B-IH0 HH-AE1-F


so i decided i wasn't going to let her go without letting her know how much she was valued. so i set up a change.org petition thinking it would generate...

S-OW1 AY1 D-IH0 S-AY1 D-IH0 D-AY1 W-AO1-S-T G-OW1 IH0-NG T-UW1 L-EH1-T HH-ER0 G-OW1 W-IH0 TH-AW1 T-L-EH1 T-IH0-NG HH-ER0 N-OW1 HH-AW1 M-AH1-CH SH-IY1 W-AA1-Z V-AE1 L-Y-UW0-D S-OW1 AY1 S-EH1 T-AH1 P-AH0 CH-EY1-N JH-ER0 P-AH0 T-IH1 SH-AH0-N TH-IH1-NG K-IH0 NG-IH1 T-W-UH1-D JH-EH1 N-ER0 EY2-T


everyone had rallied around and we raised over 13,000 pounds, which helped to house the family for a year.

EH1 V-R-IY0 W-AH2-N HH-AE1 D-R-AE1 L-IY0 D-ER0 AW1-N D-AH0-N D-W-IY1 R-EY1-Z D-OW1 V-ER0 TH-ER1 T-IY1-N TH-AW1 Z-AH0-N-D P-AW1-N-D Z-W-IH1-CH HH-EH1-L-P-T T-UW1 HH-AW1-S DH-AH0 F-AE1 M-AH0 L-IY0 F-AO1 R-AH0 Y-IH1-R


to keep them safe because it was at the time of boko haram in nigeria where they were...

T-UW1 K-IY1-P DH-EH1-M S-EY1-F B-IH0 K-AO1 Z-IH1 T-W-AA1 Z-AE1-T DH-AH0 T-AY1 M-AH1-V B-OW1 K-OW0 HH-EH1 R-AH0 M-IH0-N N-AY0 JH-IH1 R-IY0 AH0 W-EH1-R DH-EY1 W-ER0


deported to and then the rest was dispersed to charities over here. so it was an incredible experience.

D-IH0 P-AO1-R T-AH0-D T-UW1 AH0-N-D DH-EH1-N DH-AH0 R-EH1-S T-W-AA1-Z D-IH0-S P-ER1-S-T T-UW1 CH-EH1 R-AH0 T-IY0 Z-OW1 V-ER0 HH-IY1-R S-OW1 IH1 T-W-AA1 Z-AE1 N-IH0-N K-R-EH1 D-AH0 B-AH0 L-IH0-K-S P-IH1 R-IY0 AH0-N-S


it was very sad at the end, but when i took the time to reflect and think about what...

IH1 T-W-AA1-Z V-EH1 R-IY0 S-AE1 D-AE1-T DH-AH0 EH1-N-D B-AH1 T-W-EH1 N-AY1 T-UH1-K DH-AH0 T-AY1-M T-UW1 R-AH0 F-L-EH1-K T-AH0-N-D TH-IH1-NG K-AH0 B-AW1 T-W-AH1-T


and most of those key people are still in my life now, nearly five years on, and i knew that there were...

AH0-N D-M-OW1-S T-AH1-V DH-OW1-Z K-IY1 P-IY1 P-AH0 L-AA1-R-S T-IH1 L-IH0-N M-AY1 L-AY1 F-N-AW1 N-IH1-R L-IY0 F-AY1 V-Y-IH1-R Z-AA1 N-AH0-N D-AY1 N-UW1 DH-AE1-T DH-EH1 R-W-ER0


...some advantages i have that others in my position might not...

S-AH1 M-AE0-D V-AE1-N T-IH0 JH-IH0 Z-AY1 HH-AE1-V DH-AE1 T-AH1 DH-ER0 Z-IH0-N M-AY1 P-AH0 Z-IH1 SH-AH0-N M-AY1 T-N-AA1-T


i was already trained in media handling. i already had done laws.

AY1 W-AA1 Z-AO0-L R-EH1 D-IY0 T-R-EY1-N D-IH0-N M-IY1 D-IY0 AH0 HH-AE1-N D-L-IH0 NG-AY1 AO0-L R-EH1 D-IY0 HH-AE1-D D-AH1 N-L-AO1-Z


i've also done a lot networking over the years, having been based in a chamber of commerce, so...

AY1 V-AO1-L S-OW0 D-AH1 N-AH0 L-AA1 T-N-EH1 T-W-ER2 K-IH0 NG-OW1 V-ER0 DH-AH0 Y-IH1-R-Z HH-AE1 V-IH0-NG B-IH1-N B-EY1-S T-IH0 N-AH0 CH-EY1-M B-ER0 AH1-V K-AA1 M-ER0-S S-OW1


platform, but not only a platform and the ability for people to get together and find the help and resources and expertise that they need.which...

P-L-AE1-T F-AO2-R-M B-AH1 T-N-AA1 T-OW1 N-L-IY0 AH0 P-L-AE1-T F-AO2-R M-AH0-N-D DH-AH0 AH0 B-IH1 L-AH0 T-IY0 F-AO1-R P-IY1 P-AH0-L T-UW1 G-EH1-T T-AH0 G-EH1 DH-ER0 AH0-N-D F-AY1-N-D DH-AH0 HH-EH1-L P-AH0-N D-R-IY1 S-AO0-R S-IH0 Z-AH0-N D-EH2-K-S P-ER0 T-IY1-Z DH-AE1-T DH-EY1 N-IY1 D-W-IH0-K


yeah, that's lovely. so the movement is now starting to support each other and itself and...

Y-AE1 TH-AE1-T S-L-AH1 V-L-IY0 S-OW1 DH-AH0 M-UW1 V-M-AH0-N T-IH1 Z-N-AW1-S T-AA1-R T-IH0-NG T-UW1 S-AH0 P-AO1-R T-IY1 CH-AH1 DH-ER0 AH0-N D-IH0-T S-EH1-L F-AH0-N-D


there is so much research out there that shows the more diverse your workforce is, the more profitable your business will be.

DH-EH1 R-IH1-Z S-OW1 M-AH1 CH-R-IY0 S-ER1 CH-AW1-T DH-EH1-R DH-AE1-T SH-OW1-Z DH-AH0 M-AO1-R D-AY0 V-ER1 S-Y-AO1 R-W-ER1-K F-AO2-R S-IH1-Z DH-AH0 M-AO1-R P-R-AA1 F-AH0 T-AH0 B-AH0 L-Y-AO1-R B-IH1 Z-N-AH0 S-W-IH1-L B-IY1


yeah. but you can hit people on the head with that research and unless they decide to make that change, it's not going to happen is it?

Y-AE1 B-AH1 T-Y-UW1 K-AE1-N HH-IH1-T P-IY1 P-AH0 L-AA1-N DH-AH0 HH-EH1 D-W-IH1-DH DH-AE1 T-R-IY0 S-ER1 CH-AH0-N D-AH0 N-L-EH1-S DH-EY1 D-IH0 S-AY1-D T-UW1 M-EY1-K DH-AE1-T CH-EY1-N JH-IH1-T S-N-AA1-T G-OW1 IH0-NG T-UW1 HH-AE1 P-AH0 N-IH1 Z-IH1-T


i haven't done one but actually i should. shouldn't i? that's a great idea.yeah, link directly...

AY1 HH-AE1 V-AH0-N-T D-AH1 N-W-AH1-N B-AH1 T-AE1-K CH-AH0 W-AH0 L-IY0 AY1 SH-UH1-D SH-OW1-L T-AH0-N T-AY1 TH-AE1-T S-AH0 G-R-EY1 T-AY0 D-IY2 HH-IY1 AH0 L-IH1-NG-K D-ER0 EH1-K T-L-IY0


to your site and say, "if you want i would like to do more to feature you." do it because then i can use your expertise.

T-UW1 Y-AO1-R S-AY1 T-AH0-N-D S-EY1 IH1 F-Y-UW1 W-AA1-N T-AY1 W-UH1 D-L-AY1-K T-UW1 D-UW1 M-AO1-R T-UW1 F-IY1 CH-ER0 Y-UW1 D-UW1 IH1-T B-IH0 K-AO1-Z DH-EH1 N-AY1 K-AE1 N-Y-UW1 Z-Y-AO1 R-EH2-K-S P-ER0 T-IY1-Z


yeah. and i think that's it how to put together...

Y-AE1 AH0-N D-AY1 TH-IH1-NG-K TH-AE1-T S-IH1-T HH-AW1 T-UW1 P-UH1-T T-AH0 G-EH1 DH-ER0


what a media kit should handle. that wouldn't take me long as a cheat sheet at all.

W-AH1 T-AH0 M-IY1 D-IY0 AH0 K-IH1-T SH-UH1-D HH-AE1-N D-AH0-L DH-AE1 T-W-UH1 D-L-AH0-N-T T-EY1 K-M-IY1 L-AO1 NG-AE1 Z-AH0 CH-IY1-T SH-IY1 T-AE1 T-AO1-L


i mean for me i just use canva.

AY1 M-IY1-N F-AO1-R M-IY1 AY1 JH-AH1-S T-Y-UW1-S K-AE1-N V-AH0


it's a great free app. they've got lots of templates.

IH1-T S-AH0 G-R-EY1-T F-R-IY1 AE1-P DH-EY1-V G-AA1 T-L-AA1-T S-AH1-V T-EH1-M P-L-EY2-T-S


you type in "media kit" and so many pop-up.

Y-UW1 T-AY1 P-IH0-N M-IY1 D-IY0 AH0 K-IH1 T-AH0-N-D S-OW1 M-EH1 N-IY0 P-AA1 P-AH0-P


i just tailored my own to my own pantone colors and people are...

AY1 JH-AH1-S-T T-EY1 L-ER0 D-M-AY1 OW1-N T-UW1 M-AY1 OW1-N P-AA0-N T-OW1 N-IY0 K-AH1 L-ER0 Z-AH0-N-D P-IY1 P-AH0 L-AA1-R


welcome to look at mine as well and use that full inspiration because it's super simple.

W-EH1-L K-AH0-M T-UW1 L-UH1 K-AE1 T-M-AY1 N-AE1 Z-W-EH1 L-AH0-N D-Y-UW1-Z DH-AE1-T F-UH1 L-IH2-N-S P-ER0 EY1 SH-AH0-N B-IH0 K-AO1 Z-IH1-T-S S-UW1 P-ER0 S-IH1-M P-AH0-L


a few words about yourself really in the subject matter.

AH0 F-Y-UW1 W-ER1-D Z-AH0 B-AW1 T-Y-ER0 S-EH1-L F-R-IH1 L-IY0 IH0-N DH-AH0 S-AH1-B JH-IH0-K T-M-AE1 T-ER0


and it's got a double benefit in that it saves a lot of time as well because you're not having to type something every time you can just say, "okay, well..."

AH0-N D-IH1-T-S G-AA1 T-AH0 D-AH1 B-AH0-L B-EH1 N-AH0 F-IH0 T-IH0-N DH-AE1 T-IH1-T S-EY1-V Z-AH0 L-AA1 T-AH1-V T-AY1 M-AE1 Z-W-EH1-L B-IH0 K-AO1 Z-Y-UH1-R N-AA1-T HH-AE1 V-IH0-NG T-UW1 T-AY1-P S-AH1-M TH-IH0 NG-EH1 V-ER0 IY0 T-AY1 M-Y-UW1 K-AE1-N JH-AH1-S-T S-EY1 OW2 K-EY1 W-EH1-L


"here's my media kit. let me know if you need anything else."

HH-IH1-R Z-M-AY1 M-IY1 D-IY0 AH0 K-IH1 T-L-EH1 T-M-IY1 N-OW1 IH1 F-Y-UW1 N-IY1 D-EH1 N-IY0 TH-IH2 NG-EH1-L-S


gosh, that's so interesting which people would just never know.

G-AA1-SH TH-AE1-T-S S-OW1 IH1-N T-R-AH0-S T-IH0 NG-W-IH1-CH P-IY1 P-AH0 L-W-UH1-D JH-AH1-S T-N-EH1 V-ER0 N-OW1


and likewise, so that the audience can't see you but for example you've got a headset on with a microphone near your mouth...

AH0-N D-L-AY1 K-W-AY2-Z S-OW1 DH-AE1-T DH-AH0 AA1 D-IY0 AH0-N-S K-AE1-N-T S-IY1 Y-UW1 B-AH1-T F-AO1 R-IH0-G Z-AE1-M P-AH0 L-Y-UW1-V G-AA1 T-AH0 HH-EH1-D S-EH2 T-AA1 N-W-IH1 DH-AH0 M-AY1 K-R-AH0 F-OW2-N N-IH1 R-Y-AO1-R M-AW1-DH


dangly necklace and you're nervous. if you're a nervous speaker what...

D-AE1 NG-L-IY0 N-EH1 K-L-AH0 S-AH0-N D-Y-UH1-R N-ER1 V-AH0 S-IH1 F-Y-UH1 R-AH0 N-ER1 V-AH0-S-S P-IY1 K-ER0 W-AH1-T


do you do for comfort? you hold your hair or you hold your necklace.

D-UW1 Y-UW1 D-UW1 F-AO1-R K-AH1-M F-ER0 T-Y-UW1 HH-OW1-L D-Y-AO1-R HH-EH1 R-AO1 R-Y-UW1 HH-OW1-L D-Y-AO1-R N-EH1 K-L-AH0-S


i bet this all that i've heard it. i've even had it sent with me present which is just mind blowing.

AY1 B-EH1-T DH-IH1 S-AO1-L DH-AE1 T-AY1-V HH-ER1 D-IH1 T-AY1 V-IY1 V-IH0-N HH-AE1 D-IH1-T S-EH1-N T-W-IH1 DH-M-IY1 P-R-EH1 Z-AH0-N T-W-IH1 CH-IH1-Z JH-AH1-S T-M-AY1-N-D B-L-OW1 IH0-NG


but the other woman with me was of indian heritage so now recognizing that he was without meaning to insulting her.yeah.

B-AH1-T DH-AH0 AH1 DH-ER0 W-UH1 M-AH0 N-W-IH1 DH-M-IY1 W-AA1 Z-AH1 V-IH1-N D-IY0 AH0-N HH-EH1 R-AH0 T-AH0-JH S-OW1 N-AW1 R-EH1 K-AH0 G-N-AY2 Z-IH0-NG DH-AE1-T HH-IY1 W-AA1 Z-W-IH0 TH-AW1 T-M-IY1 N-IH0-NG T-UW1 IH0-N S-AH1-L T-IH0-NG HH-ER0 IY1 Y-OW0


and that's it because how would she have felt internally, you might never know but...

AH0-N-D TH-AE1-T S-IH1-T B-IH0 K-AO1-Z HH-AW1 W-UH1-D SH-IY1 HH-AE1-V F-EH1-L T-IH0-N T-ER1 N-AH0 L-IY0 Y-UW1 M-AY1 T-N-EH1 V-ER0 N-OW1 B-AH1-T


yeah, and how about skin color? how often are you amongst a sea of white faces?

Y-AE1 AH0-N-D HH-AW1 AH0 B-AW1-T-S K-IH1-N K-AH1 L-ER0 HH-AW1 AO1 F-AH0 N-AA1 R-Y-UW1 AH0 M-AH1-NG-S T-AH0 S-IY1 AH1 V-W-AY1-T F-EY1 S-AH0-Z


oh, still very often. i'm one of the few or the only non-white person there.

OW1-S T-IH1-L V-EH1 R-IY0 AO1 F-AH0 N-IH1 M-W-AH1 N-AH1-V DH-AH0 F-Y-UW1 AO1-R DH-AH0 OW1 N-L-IY0 N-AA1 N-W-AY1-T P-ER1 S-AH0-N DH-EH1-R


and also it's good for business. why would i not want to be on the speaker database?

AH0-N D-AO1-L S-OW0 IH1-T-S G-UH1-D F-AO1-R B-IH1 Z-N-AH0 S-W-AY1 W-UH1 D-AY1 N-AA1 T-W-AA1-N-T T-UW1 B-IY1 AA1-N DH-AH0-S P-IY1 K-ER0 D-EY1 T-AH0 B-EY2-S


that's really helpful. thank you. so one of the other things, so you know you're a good speaker, yes?yeah...

TH-AE1-T S-R-IH1 L-IY0 HH-EH1-L-P F-AH0-L TH-AE1-NG K-Y-UW1 S-OW1 W-AH1 N-AH1-V DH-AH0 AH1 DH-ER0 TH-IH1-NG-Z S-OW1 Y-UW1 N-OW1 Y-UH1 R-AH0 G-UH1-D-S P-IY1 K-ER0 Y-AH0 S-IY1 AH0


some people pay me for it and they keep booking me so i'd hope so.yeah...

S-AH1-M P-IY1 P-AH0-L P-EY1 M-IY1 F-AO1 R-IH1 T-AH0-N-D DH-EY1 K-IY1-P B-UH1 K-IH0-NG M-IY1 S-OW1 IH1-D HH-OW1-P S-Y-OW1 Y-EH1


great. so if conference organizers are listening to this, what topic should they be contacting you about if they want you to speak?

G-R-EY1-T S-OW1 IH1-F K-AA1-N F-ER0 AH0-N S-AO1-R G-AH0 N-AY2 Z-ER0 Z-AA1-R L-IH1 S-AH0 N-IH0-NG T-UW1 DH-IH1 S-W-AH1-T T-AA1 P-IH0-K SH-UH1-D DH-EY1 B-IY1 K-AA1-N T-AE2-K T-IH0 NG-Y-UW1 AH0 B-AW1 T-IH1-F DH-EY1 W-AA1-N T-Y-UW1 T-UW1-S P-IY1-K


i'm based in leeds but i travel i've done work all over. i even did two days in paris last year.

IH1-M B-EY1-S T-IH0 N-L-IY1-D-Z B-AH1 T-AY1 T-R-AE1 V-AH0 L-AY1-V D-AH1 N-W-ER1 K-AO1 L-OW1 V-ER0 AY1 IY1 V-IH0-N D-IH1-D T-UW1 D-EY1 Z-IH0-N P-EH1 R-IH0 S-L-AE1-S T-Y-IH1-R


oh wow, and where can people find you if they want to get in touch?

OW1 W-AW1 AH0-N D-W-EH1-R K-AE1-N P-IY1 P-AH0-L F-AY1-N D-Y-UW1 IH1-F DH-EY1 W-AA1-N-T T-UW1 G-EH1 T-IH0-N T-AH1-CH


i'll put something in the show notes as well, so that people can see.excellent, thank you.and if you've listened to this podcast before you will know i ask absolutely everyone, "do you drink tea? and if so, how do you like it?"

IH1-L P-UH1-T S-AH1-M TH-IH0 NG-IH0-N DH-AH0 SH-OW1 N-OW1-T S-AE1 Z-W-EH1-L S-OW1 DH-AE1-T P-IY1 P-AH0-L K-AE1-N S-IY1-K S-AH0-L-S T-AH0-N-T TH-AE1-NG K-Y-AW1 AH0-N D-IH1 F-Y-UW1 V-L-IH1 S-AH0-N-D T-UW1 DH-IH1-S P-OW1-D K-AE2-S-T B-IH0 F-AO1 R-Y-UW1 W-IH1-L N-OW1 AY1 AE1-S K-AE2-B S-AH0 L-UW1 T-L-IY0 EH1 V-R-IY0 W-AH2-N D-UW1 Y-UW1 D-R-IH1-NG-K T-IY1 AH0-N D-IH1-F S-OW1 HH-AW1 D-UW1 Y-UW1 L-AY1 K-IH1-T


i will have to try that sounds so yummy. great. well, thank you for answering that really important question. is there anything else you'd like to share with the listeners today?

AY1 W-IH1-L HH-AE1-V T-UW1 T-R-AY1 DH-AE1-T S-AW1-N-D-Z S-OW1 Y-AH1 M-IY0 G-R-EY1 T-W-EH1-L TH-AE1-NG K-Y-UW1 F-AO1 R-AE1-N S-ER0 IH0-NG DH-AE1 T-R-IH1 L-IY0 IH0-M P-AO1-R T-AH0-N-T K-W-EH1-S CH-AH0 N-IH1-Z DH-EH1 R-EH1 N-IY0 TH-IH2 NG-EH1-L S-Y-AH1 D-L-AY1-K T-UW1 SH-EH1 R-W-IH1-DH DH-AH0 L-IH1 S-AH0 N-ER0-Z T-AH0 D-EY1


great. and thanks once again for your time, i really appreciate it.

G-R-EY1 T-AH0-N-D TH-AE1-NG-K S-W-AH1-N S-AH0 G-EH1-N F-AO1 R-Y-AO1-R T-AY1 M-AY1 R-IH1 L-IY0 AH0 P-R-IY1 SH-IY0 EY2 T-IH1-T


i'm grateful for you in general i'm grateful to you for speaking to me today.

IH1-M G-R-EY1-T F-AH0-L F-AO1 R-Y-UW1 IH0-N JH-EH1 N-ER0 AH0 L-IH1-M G-R-EY1-T F-AH0-L T-UW1 Y-UW1 F-AO1-R-S P-IY1 K-IH0-NG T-UW1 M-IY1 T-AH0 D-EY1


my complaint was not bad because i was admitting it on behalf of someone anonymously. and they said, "unless that person comes forward..."

M-AY1 K-AH0-M P-L-EY1-N T-W-AA1 Z-N-AA1-T B-AE1-D B-IH0 K-AO1 Z-AY1 W-AA1 Z-AE0 D-M-IH1 T-IH0 NG-IH1 T-AA1-N B-IH0 HH-AE1 F-AH1-V S-AH1 M-W-AH2 N-AH0 N-AA1 N-AH0 M-AH0 S-L-IY0 AH0-N-D DH-EY1 S-EH1 D-AH0 N-L-EH1-S DH-AE1-T P-ER1 S-AH0-N K-AH1-M-Z F-AO1 R-W-ER0-D


"we can't take it any further.". and at the time i think i just accepted that that's the way the system works.

W-IY1 K-AE1-N-T T-EY1 K-IH1 T-EH1 N-IY0 F-ER1 DH-ER0 AH0-N D-AE1-T DH-AH0 T-AY1 M-AY1 TH-IH1-NG K-AY1 JH-AH1-S T-AE0-K S-EH1-P T-IH0-D DH-AE1-T TH-AE1-T-S DH-AH0 W-EY1 DH-AH0 S-IH1-S T-AH0 M-W-ER1-K-S


i've since heard that story from multiple different organizations, from multiple different roles, unless the person who's been harassed, abused, assaulted...

AY1-V S-IH1-N-S HH-ER1-D DH-AE1-T-S T-AO1 R-IY0 F-R-AH1-M M-AH1-L T-AH0 P-AH0-L D-IH1 F-ER0 AH0-N T-AO2-R G-AH0 N-AH0 Z-EY1 SH-AH0-N-Z F-R-AH1-M M-AH1-L T-AH0 P-AH0-L D-IH1 F-ER0 AH0-N T-R-OW1-L Z-AH0 N-L-EH1-S DH-AH0 P-ER1 S-AH0-N HH-UW1-Z B-IH1-N HH-ER0 AE1-S T-AH0 B-Y-UW1-Z D-AH0 S-AO1-L T-IH0-D


they're not recognizing that their system is allowing individuals to carry on abusing, harassing assaulting women...

TH-EH1-R N-AA1 T-R-EH1 K-AH0 G-N-AY2 Z-IH0-NG DH-AE1-T DH-EH1-R S-IH1-S T-AH0 M-IH1 Z-AH0 L-AW1 IH0 NG-IH2-N D-AH0 V-IH1 JH-AH0 W-AH0-L-Z T-UW1 K-AE1 R-IY0 AA1 N-AH0 B-Y-UW1 Z-IH0-NG HH-ER0 AE1 S-IH0 NG-AH0 S-AO1-L T-IH0 NG-W-IH1 M-AH0-N


within their workplaces or at their events.

W-IH0 DH-IH1-N DH-EH1 R-W-ER1-K P-L-EY2 S-IH0 Z-AO1 R-AE1-T DH-EH1 R-IH0 V-EH1-N-T-S


they don't recognize that their systems are broken.

DH-EY1 D-AA1-N T-R-EH1 K-AH0 G-N-AY2-Z DH-AE1-T DH-EH1-R S-IH1-S T-AH0-M Z-AA1-R B-R-OW1 K-AH0-N


signed by women who have really painful lived experience.

S-AY1-N-D B-AY1 W-IH1 M-AH0-N HH-UW1 HH-AE1 V-R-IH1 L-IY0 P-EY1-N F-AH0-L L-AY1-V D-IH0-K-S P-IH1 R-IY0 AH0-N-S


and that's so important. so i don't know if you know anything about my history. i had to resign from my job because i wasn't allowed to talk about diversity in public any-

AH0-N-D TH-AE1-T-S S-OW1 IH0-M P-AO1-R T-AH0-N-T S-OW1 AY1 D-AA1-N T-N-OW1 IH1 F-Y-UW1 N-OW1 EH1 N-IY0 TH-IH2 NG-AH0 B-AW1 T-M-AY1 HH-IH1-S T-ER0 IY0 AY1 HH-AE1-D T-UW1 R-IH0 Z-AY1-N F-R-AH1-M M-AY1 JH-AA1-B B-IH0 K-AO1 Z-AY1 W-AO1-S T-AH0 L-AW1-D T-UW1 T-AO1 K-AH0 B-AW1-T D-IH0 V-ER1 S-AH0 T-IY0 IH0-N P-AH1 B-L-IH0 K-EH1 N-IY0


.-more.disgusting is the only word that have for it. i have to say, i don't know the detail, but i don't need to know the detail it just...

M-AO2 R-EH1 D-AH0 S-AY2 T-IH0 NG-IH1-Z DH-AH0 OW1 N-L-IY0 W-ER1-D DH-AE1-T HH-AE1-V F-AO1 R-IH1 T-AY1 HH-AE1-V T-UW1 S-EY1 AY1 D-AA1-N T-N-OW1 DH-AH0 D-IH0 T-EY1-L B-AH1 T-AY1 D-AA1-N T-N-IY1-D T-UW1 N-OW1 DH-AH0 D-IH0 T-EY1 L-IH1-T JH-AH1-S-T


this is the time to build a movement so it's interesting that you're thinking of going small in terms of your panel or whatever.

DH-IH1 S-IH1-Z DH-AH0 T-AY1-M T-UW1 B-IH1-L D-AH0 M-UW1 V-M-AH0-N-T S-OW1 IH1-T S-IH1-N T-R-AH0-S T-IH0-NG DH-AE1 T-Y-UH1-R TH-IH1-NG K-IH0 NG-AH1-V G-OW1 IH0-NG S-M-AO1 L-IH0-N T-ER1-M Z-AH1 V-Y-AO1-R P-AE1 N-AH0 L-AO1 R-W-AH2 T-EH1 V-ER0


to have your army all lined up and ready to go for the point when you say, "march."exactly.

T-UW1 HH-AE1 V-Y-AO1 R-AA1-R M-IY0 AO1-L L-AY1-N D-AH1 P-AH0-N D-R-EH1 D-IY0 T-UW1 G-OW1 F-AO1-R DH-AH0 P-OY1-N T-W-EH1 N-Y-UW1 S-EY1 M-AA2-R K-AH0 CH-EH1-K SH-AH0 L-IH0 T-IY0


enough support around you emotionally.

IH0 N-AH1-F S-AH0 P-AO1-R T-ER0 AW1-N D-Y-UW1 IH0 M-OW1 SH-N-AH0 L-IY0


i'm never going to fully appreciate the experiences of others and we are never going to put the right systems and processes in place to properly care for and support others.

IH1-M N-EH1 V-ER0 G-OW1 IH0-NG T-UW1 F-UH1 L-IY0 AH0 P-R-IY1 SH-IY0 EY2-T DH-AH0 IH0-K-S P-IH1 R-IY0 AH0-N S-IH0 Z-AH1 V-AH1 DH-ER0 Z-AH0-N D-W-IY1 AA1-R N-EH1 V-ER0 G-OW1 IH0-NG T-UW1 P-UH1-T DH-AH0 R-AY1-T S-IH1-S T-AH0-M Z-AH0-N-D P-R-AO2 S-EH1 S-AH0 Z-IH0-N P-L-EY1-S T-UW1 P-R-AA1 P-ER0 L-IY0 K-EH1-R F-AO1 R-AH0-N-D S-AH0 P-AO1-R T-AH1 DH-ER0-Z


it always.


always comes back to, you've got an all white all male [crosstalk 00:07:17] of course this shit is still happening.

AO1 L-W-EY2-Z K-AH1-M-Z B-AE1-K T-UW1 Y-UW1-V G-AA1 T-AE1 N-AO1 L-W-AY1 T-AO1-L M-EY1-L K-R-AO1-S T-AO1-K Z-IH1 R-OW0 AW1 ER0-Z S-EH1 V-AH0-N M-IH1 N-AH0-T S-AH0-N-D S-EH1 V-AH0-N T-IY1-N S-EH1 K-AH0-N-D Z-AH1-V K-AO1-R-S DH-IH1-S SH-IH1 T-IH1-Z-S T-IH1-L HH-AE1 P-AH0 N-IH0-NG


well done for you for pushing it a little bit further along.thanks.

W-EH1-L D-AH1-N F-AO1 R-Y-UW1 F-AO1-R P-UH1 SH-IH0 NG-IH1 T-AH0 L-IH1 T-AH0-L B-IH1-T F-ER1 DH-ER0 AH0 L-AO1-NG TH-AH0-N-K-S


yeah, i'm really glad that i did like i really am and [inaudible 00:07:33].and you've go

Y-AE1 AY1 AE1 M-R-IH1 L-IY0 G-L-AE1-D DH-AE1 T-AY1 D-IH1 D-L-AY1 K-AY1 R-IH1 L-IY0 AE1 M-AH0-N D-IH0 N-AO1 D-AH0 B-AH0-L Z-IH1 R-OW0 AW1 ER0-Z S-EH1 V-AH0-N M-IH1 N-AH0-T S-AH0-N-D TH-ER1 D-IY0 TH-R-IY1 S-EH1 K-AH0-N-D Z-AH0-N D-Y-UW1-V G-OW1


t so many people behind you. the second you feel low or feel disempowered, just knock on our doors and we are there...thank you.you've got an army.

T-IY1 S-OW1 M-EH1 N-IY0 P-IY1 P-AH0-L B-IH0 HH-AY1-N D-Y-UW1 DH-AH0 S-EH1 K-AH0-N D-Y-UW1 F-IY1-L L-OW1 AO1-R F-IY1-L D-IH0 S-IH0-M P-AW1 ER0-D JH-AH1-S T-N-AA1 K-AA1 N-AW1 ER0 D-AO1-R Z-AH0-N D-W-IY1 AA1-R TH-EH1-R T-AE2 K-Y-UW1 Y-UW2-V G-AA1 T-AE1 N-AA1-R M-IY0


hi there pamela with commercial arbitration, i was wondering if the...

HH-AY1 DH-EH1-R P-AE1 M-AH0 L-AH0 W-IH1-DH K-AH0 M-ER1 SH-AH0 L-AA2-R B-IH0 T-R-EY1 SH-AH0 N-AY1 W-AA1 Z-W-AH1-N D-ER0 IH0 NG-IH1-F DH-AH0


so the question is malware relating to smart contracts?

S-OW1 DH-AH0 K-W-EH1-S CH-AH0 N-IH1 Z-M-AE1 L-W-AO0-R R-IH0 L-EY1 T-IH0-NG T-UW1 S-M-AA1-R-T K-AA1-N T-R-AE2-K-T-S


.without them, should there also be a contract to say...

W-IH0 TH-AW1-T DH-EH1-M SH-UH1-D DH-EH1 R-AO1-L S-OW0 B-IY1 AH0 K-AA1-N T-R-AE2-K-T T-UW1 S-EY1


the executor on transactions is not a...

DH-AH0 IH0-G Z-EH1 K-Y-AH0 T-ER0 AA1-N T-R-AE0-N Z-AE1-K SH-AH0-N Z-IH1 Z-N-AA1 T-AH0


i think that right now, a lot of people are talking about using identity-based or reputation-based systems for escrow agents.

AY1 TH-IH1-NG-K DH-AE1 T-R-AY1 T-N-AW1 AH0 L-AA1 T-AH1-V P-IY1 P-AH0 L-AA1-R T-AO1 K-IH0 NG-AH0 B-AW1 T-Y-UW1 Z-IH0 NG-AY0 D-EH1-N T-AH0 B-AH0-S T-EY2-T S-AO1-R R-EH2 P-Y-AH0 T-EY1 SH-AH0-N D-EY2-Z S-IH1-S T-AH0-M-Z F-AO1 R-EH0-S K-R-OW1 EY1 JH-AH0-N-T-S


a good call is if you have a party whether they're a lawyer or not that both people know that's one way to go. as someone who's known in the industry...

AH0 G-UH1-D K-AO1 L-IH1 Z-IH1 F-Y-UW1 HH-AE1 V-AH0 P-AA1-R T-IY0 W-EH1 DH-ER0 TH-EH1 R-AH0 L-AO1 Y-ER0 AO1-R N-AA1-T DH-AE1-T B-OW1-TH P-IY1 P-AH0-L N-OW1 TH-AE1-T S-W-AH1 N-W-EY1 T-UW1 G-OW1 AE1-Z S-AH1 M-W-AH2-N HH-UW1 Z-N-OW1 N-IH0-N DH-AH0 IH1-N D-AH0-S T-R-IY0


who knows what they're doing, if you can find them in a lot of people are trying to establish themselves as escrow agents in this space.

HH-UW1 N-OW1 Z-W-AH1-T TH-EH1-R D-UW1 IH0 NG-IH1 F-Y-UW1 K-AE1-N F-AY1-N-D DH-EH1 M-IH0 N-AH0 L-AA1 T-AH1-V P-IY1 P-AH0 L-AA1-R T-R-AY1 IH0-NG T-UW1 IH0-S T-AE1 B-L-IH0-SH DH-EH0-M S-EH1-L-V Z-AE1 Z-EH0-S K-R-OW1 EY1 JH-AH0-N-T S-IH0-N DH-IH1-S-S P-EY1-S


and so i think we'll see the emergence of that probably by the middle of next year.okay.

AH0-N-D S-OW1 AY1 TH-IH1-NG K-W-EH1-L S-IY1 DH-AH0 IH0 M-ER1 JH-AH0-N S-AH1-V DH-AE1-T P-R-AA1 B-AH0 B-L-IY0 B-AY1 DH-AH0 M-IH1 D-AH0 L-AH1 V-N-EH1-K-S T-Y-IH1 R-AH0 K-EY0


thank you. pamela if you could just do a short introduction and your interest in...

TH-AE1-NG K-Y-UW1 P-AE1 M-AH0 L-AH0 IH1 F-Y-UW1 K-UH1-D JH-AH1-S-T D-UW1 AH0 SH-AO1-R T-IH2-N T-R-AH0 D-AH1-K SH-AH0 N-AH0-N D-Y-AO1 R-IH1-N T-R-AH0-S T-IH0-N


i'm an attorney out of chicago in the states. i'm licensed to practice law in illinois and michigan.

IH1 M-AE1 N-AH0 T-ER1 N-IY0 AW1 T-AH1-V SH-AH0 K-AA1 G-OW2 IH0-N DH-AH0-S T-EY1-T S-IH1 M-L-AY1 S-AH0-N-S-T T-UW1 P-R-AE1-K T-AH0 S-L-AO1 IH0 N-IH2 L-AH0 N-OY1 AH0-N D-M-IH1 SH-IH0 G-AH0-N


i have clients all over the world. i'm the principal at empowered law.

AY1 HH-AE1-V K-L-AY1 AH0-N-T S-AO1 L-OW1 V-ER0 DH-AH0 W-ER1-L D-IH1-M DH-AH0 P-R-IH1-N S-AH0 P-AH0 L-AE1 T-IH0-M P-AW1 ER0 D-L-AO1


i also teach college, typically business law and entrepreneurship, and i own a couple of businesses. and my main area of interest...

AY1 AO1-L S-OW0 T-IY1-CH K-AA1 L-IH0-JH T-IH1 P-IH0 K-L-IY0 B-IH1 Z-N-AH0 S-L-AO1 AH0-N D-AA2-N T-R-AH0 P-R-AH0 N-ER1 SH-IH0 P-AH0-N D-AY1 OW1 N-AH0 K-AH1 P-AH0 L-AH1-V B-IH1 Z-N-AH0 S-AH0 Z-AH0-N D-M-AY1 M-EY1 N-EH1 R-IY0 AH0 AH1 V-IH1-N T-R-AH0-S-T


i thought it was kind of interesting that i'm on this panel because i work with entrepreneurs...

AY1 TH-AO1 T-IH1 T-W-AA1-Z K-AY1-N D-AH1 V-IH1-N T-R-AH0-S T-IH0-NG DH-AE1 T-IH1 M-AA1-N DH-IH1-S P-AE1 N-AH0-L B-IH0 K-AO1 Z-AY1 W-ER1 K-W-IH1 DH-AA2-N T-R-AH0 P-R-AH0 N-ER1-Z


and i work with innovators. and so the real question for us is...

AH0-N D-AY1 W-ER1 K-W-IH1 DH-IH1 N-AH0 V-EY2 T-ER0 Z-AH0-N-D S-OW1 DH-AH0 R-IY1-L K-W-EH1-S CH-AH0-N F-AO1 R-AH1 S-IH1-Z


yeah. i mean, i think that if you're a third party custodian of any sort of form of value then you need to be.

Y-AE1 AY1 M-IY1 N-AY1 TH-IH1-NG-K DH-AE1 T-IH1 F-Y-UH1 R-AH0 TH-ER1-D P-AA1-R T-IY0 K-AH0-S T-OW1 D-IY0 AH0 N-AH1 V-EH1 N-IY0 S-AO1-R T-AH1-V F-AO1-R M-AH1-V V-AE1 L-Y-UW0 DH-EH1 N-Y-UW1 N-IY1-D T-UW1 B-IY1


.regulated or to that extent but that seems to be most of the problems is that people are running away with money. whether that be us dollars, euros, bitcoin...

R-EH1 G-Y-AH0 L-EY2 T-AH0 D-AO1-R T-UW1 DH-AE1 T-IH0-K-S T-EH1-N-T B-AH1-T DH-AE1-T S-IY1-M-Z T-UW1 B-IY1 M-OW1-S T-AH1-V DH-AH0 P-R-AA1 B-L-AH0-M Z-IH1-Z DH-AE1-T P-IY1 P-AH0 L-AA1-R R-AH1 N-IH0 NG-AH0 W-EY1 W-IH1 DH-M-AH1 N-IY0 W-EH1 DH-ER0 DH-AE1-T B-IY1 AH1-S D-AA1 L-ER0 Z-Y-UW1 R-OW0-Z B-IH1-T K-AH0-N


.i mean, people will steal your money. it doesn't matter if it's a new technology, they'll find a way to steal your money. so i think that just...

AY1 M-IY1-N P-IY1 P-AH0 L-W-IH1-L-S T-IY1 L-Y-AO1-R M-AH1 N-IY0 IH1-T D-OW1 S-AH0-N T-M-AE1 T-ER0 IH1 F-IH1-T S-AH0 N-UW1 T-EH0 K-N-AA1 L-AH0 JH-IY0 TH-EY1-L F-AY1-N D-AH0 W-EY1 T-UW1-S T-IY1 L-Y-AO1-R M-AH1 N-IY0 S-OW1 AY1 TH-IH1-NG-K DH-AE1-T JH-AH1-S-T


.no, i'd say yeah. figuring out how the code can do the regulation for you.

N-OW1 IH1-D S-EY1 Y-AE1 F-IH1 G-Y-ER0 IH0 NG-AW1-T HH-AW1 DH-AH0 K-OW1-D K-AE1-N D-UW1 DH-AH0 R-EH2 G-Y-AH0 L-EY1 SH-AH0-N F-AO1 R-Y-UW1


but i think a lot of times regulation is couched in terms of consumer protection. and bitcoin has consumer protection mechanisms built into the technology.

B-AH1 T-AY1 TH-IH1-NG K-AH0 L-AA1 T-AH1-V T-AY1-M Z-R-EH2 G-Y-AH0 L-EY1 SH-AH0 N-IH1-Z K-AW1-CH T-IH0-N T-ER1-M Z-AH1-V K-AH0-N S-UW1 M-ER0 P-R-AH0 T-EH1-K SH-AH0 N-AH0-N-D B-IH1-T K-AH0-N HH-AE1-Z K-AH0-N S-UW1 M-ER0 P-R-AH0 T-EH1-K SH-AH0-N M-EH1 K-AH0 N-IH2 Z-AH0-M-Z B-IH1-L T-IH0-N T-UW1 DH-AH0 T-EH0 K-N-AA1 L-AH0 JH-IY0


but it does fall into the existing regulation that already exists. a lot of the companies are compliant.

B-AH1 T-IH1-T D-AH1-Z F-AO1 L-IH0-N T-UW1 DH-AH0 IH0-G Z-IH1-S T-IH0 NG-R-EH2 G-Y-AH0 L-EY1 SH-AH0-N DH-AE1 T-AO0-L R-EH1 D-IY0 IH0-G Z-IH1-S-T S-AH0 L-AA1 T-AH1-V DH-AH0 K-AH1-M P-AH0 N-IY0 Z-AA1-R K-AH0-M P-L-AY1 AH0-N-T


i think that the existing regulations in place can actually already work.

AY1 TH-IH1-NG-K DH-AE1-T DH-AH0 IH0-G Z-IH1-S T-IH0 NG-R-EH2 G-Y-AH0 L-EY1 SH-AH0-N Z-IH0-N P-L-EY1-S K-AE1 N-AE1-K CH-AH0 W-AH0 L-IY0 AO0-L R-EH1 D-IY0 W-ER1-K


there's no need to reinvent them for companies that have custodial control and the atm companies.

DH-EH1-R Z-N-OW1 N-IY1-D T-UW1 R-IY0 IH0-N V-EH1-N-T DH-EH1-M F-AO1-R K-AH1-M P-AH0 N-IY0-Z DH-AE1-T HH-AE1-V K-AH0-S T-OW1 D-IY0 AH0-L K-AH0-N T-R-OW1 L-AH0-N-D DH-AH0 AE1-T-M K-AH1-M P-AH0 N-IY0-Z


so we've moved onto the second question that i was going to ask, which is, if we were going to regulate bitcoin, and let's say brits lost the battle.

S-OW1 W-IY1 V-M-UW1-V D-AA1-N T-UW0 DH-AH0 S-EH1 K-AH0-N-D K-W-EH1-S CH-AH0-N DH-AE1 T-AY1 W-AA1-Z G-OW1 IH0-NG T-UW1 AE1-S K-W-IH1 CH-IH1 Z-IH1 F-W-IY1 W-ER0 G-OW1 IH0-NG T-UW1 R-EH1 G-Y-AH0 L-EY2-T B-IH1-T K-AH0 N-AH0-N D-L-EH1-T-S S-EY1 B-R-IH1-T S-L-AO1-S-T DH-AH0 B-AE1 T-AH0-L


are we going to get stuck with the us government, who seem to be great at things like money laundering and imposing on the rest of the world, whether we like it or not?

AA1 R-W-IY1 G-OW1 IH0-NG T-UW1 G-EH1-T-S T-AH1 K-W-IH1-DH DH-AH0 AH1-S G-AH1 V-ER0 M-AH0-N-T HH-UW1 S-IY1-M T-UW1 B-IY1 G-R-EY1 T-AE1-T TH-IH1-NG Z-L-AY1 K-M-AH1 N-IY0 L-AO1-N D-ER0 IH0 NG-AH0-N D-IH0-M P-OW1 Z-IH0 NG-AA1-N DH-AH0 R-EH1-S T-AH1-V DH-AH0 W-ER1-L D-W-EH1 DH-ER0 W-IY1 L-AY1 K-IH1 T-AO1-R N-AA1-T


was it central banks? if we did have to have a regulator for it, who would it be?

W-AA1 Z-IH1-T S-EH1-N T-R-AH0-L B-AE1-NG-K S-IH1 F-W-IY1 D-IH1-D HH-AE1-V T-UW1 HH-AE1 V-AH0 R-EH1 G-Y-AH0 L-EY2 T-ER0 F-AO1 R-IH1-T HH-UW1 W-UH1 D-IH1-T B-IY1


the legacy, fiat, domestic currency, then you will be falling under some jurisdiction.

DH-AH0 L-EH1 G-AH0 S-IY0 F-AY1 AE0-T D-AH0 M-EH1-S T-IH0-K K-ER1 AH0-N S-IY0 DH-EH1 N-Y-UW1 W-IH1-L B-IY1 F-AA1 L-IH0 NG-AH1-N D-ER0 S-AH1-M JH-UH2 R-AH0-S D-IH1-K SH-AH0-N


cryptocurrency, only company, then the math will regulate you.

K-R-IH1 P-AH0 K-Y-AH0 N-ER0 SH-IY0 OW1 N-L-IY0 K-AH1-M P-AH0 N-IY0 DH-EH1-N DH-AH0 M-AE1 TH-W-IH1-L R-EH1 G-Y-AH0 L-EY2 T-Y-UW1


so, i think as we're talking about currency, i think in this conference-

S-OW1 AY1 TH-IH1-NG K-AE1 Z-W-ER0 T-AO1 K-IH0 NG-AH0 B-AW1-T K-ER1 AH0-N S-IY0 AY1 TH-IH1-NG K-IH0-N DH-IH1-S K-AA1-N F-ER0 AH0-N-S


... we're going to be exploring 2.0 bitcoin, 2.0 technologies. and as we move beyond just the currency application, regulation will have impact on those applications as well.

W-ER0 G-OW1 IH0-NG T-UW1 B-IY1 IH0-K-S P-L-AO1 R-IH0-NG T-UW1 P-OY1-N T-OW1 B-IH1-T K-AH0-N T-UW1 P-OY1-N T-OW1 T-EH0 K-N-AA1 L-AH0 JH-IY0 Z-AH0-N D-AE1 Z-W-IY1 M-UW1-V B-IH0 AA1-N-D JH-AH1-S-T DH-AH0 K-ER1 AH0-N S-IY0 AE2 P-L-AH0 K-EY1 SH-AH0 N-R-EH2 G-Y-AH0 L-EY1 SH-AH0 N-W-IH1-L HH-AE1 V-IH1-M P-AE0-K T-AA1-N DH-OW1 Z-AE2 P-L-AH0 K-EY1 SH-AH0-N Z-AE1 Z-W-EH1-L


so we don't want to stifle innovation, as you said earlier. and so, i think when we look to regulating at the point where we touch fiat.

S-OW1 W-IY1 D-AA1-N T-W-AA1-N-T T-UW1-S T-AY1 F-AH0 L-IH2 N-AH0 V-EY1 SH-AH0 N-AE1 Z-Y-UW1 S-EH1 D-ER1 L-IY0 ER0 AH0-N-D S-OW1 AY1 TH-IH1-NG K-W-EH1 N-W-IY1 L-UH1-K T-UW1 R-EH1 G-Y-AH0 L-EY2 T-IH0 NG-AE1-T DH-AH0 P-OY1-N T-W-EH1 R-W-IY1 T-AH1-CH F-AY1 AE0-T


and i think staying away from regulation outside of that is where we need to be.

AH0-N D-AY1 TH-IH1-NG-K-S T-EY1 IH0 NG-AH0 W-EY1 F-R-AH1 M-R-EH2 G-Y-AH0 L-EY1 SH-AH0 N-AW1-T S-AY1 D-AH1-V DH-AE1 T-IH1 Z-W-EH1 R-W-IY1 N-IY1-D T-UW1 B-IY1


they weren't there. so, i can [inaudible 00:02:02] to be there now for this new technology.

DH-EY1 W-EH1 R-AH0-N-T DH-EH1-R S-OW1 AY1 K-AE1 N-IH0 N-AO1 D-AH0 B-AH0-L Z-IH1 R-OW0 AW1 ER0-Z T-UW1 M-IH1 N-AH0-T S-AH0-N-D T-UW1 S-EH1 K-AH0-N-D-Z T-UW1 B-IY1 DH-EH1-R N-AW1 F-AO1-R DH-IH1 S-N-UW1 T-EH0 K-N-AA1 L-AH0 JH-IY0


so are there any problems that need to be removed in the us for example? are you quite happy with the regulatory regime as it sits at the moment?

S-OW1 AA1-R DH-EH1 R-EH1 N-IY0 P-R-AA1 B-L-AH0-M-Z DH-AE1 T-N-IY1-D T-UW1 B-IY1 R-IY0 M-UW1-V D-IH0-N DH-AH0 AH1-S F-AO1 R-IH0-G Z-AE1-M P-AH0 L-AA1 R-Y-UW1 K-W-AY1-T HH-AE1 P-IY0 W-IH1-DH DH-AH0 R-EH1 G-Y-AH0 L-AH0 T-AO2 R-IY0 R-AH0 ZH-IY1 M-AE1 Z-IH1-T S-IH1-T S-AE1-T DH-AH0 M-OW1 M-AH0-N-T


do you not worry? surely, there must be some things that need to be fixed then.

D-UW1 Y-UW1 N-AA1 T-W-ER1 IY0 SH-UH1-R L-IY0 DH-EH1-R M-AH1-S-T B-IY1 S-AH1-M TH-IH1-NG-Z DH-AE1 T-N-IY1-D T-UW1 B-IY1 F-IH1-K-S-T DH-EH1-N


so would it be fair to say that actually there are no regulatory impediments, it's just a pr problem?

S-OW1 W-UH1 D-IH1-T B-IY1 F-EH1-R T-UW1 S-EY1 DH-AE1 T-AE1-K CH-AH0 W-AH0 L-IY0 DH-EH1 R-AA1-R N-OW1 R-EH1 G-Y-AH0 L-AH0 T-AO2 R-IY0 IH0-M P-EH1 D-AH0 M-AH0-N-T S-IH1-T-S JH-AH1-S T-AH0 P-R-IY1 P-R-AA1 B-L-AH0-M


... you, oh, oh no, no. it's you. no, it's you. and in the us-

Y-UW1 OW1 OW1 N-OW1 N-OW1 IH1-T S-Y-UW1 N-OW1 IH1-T S-Y-UW1 AH0-N D-IH0-N DH-AH0 AH1-S


... every agency wants to claim some piece of bitcoin and say, "oh, you fall under our jurisdiction. no, you fall under ours." and so-

EH1 V-ER0 IY0 EY1 JH-AH0-N S-IY0 W-AA1-N-T-S T-UW1 K-L-EY1-M S-AH1-M P-IY1 S-AH1-V B-IH1-T K-AH0 N-AH0-N-D S-EY1 OW1 Y-UW1 F-AO1 L-AH1-N D-ER0 AW1 ER0 JH-UH2 R-AH0-S D-IH1-K SH-AH0-N N-OW1 Y-UW1 F-AO1 L-AH1-N D-ER0 AW1 ER0 Z-AH0-N-D S-OW1


... i think that some clarity as to who is actually going to try to step in would be helpful.

AY1 TH-IH1-NG-K DH-AE1-T S-AH1-M K-L-EH1 R-AH0 T-IY0 AE1-Z T-UW1 HH-UW1 IH1 Z-AE1-K CH-AH0 W-AH0 L-IY0 G-OW1 IH0-NG T-UW1 T-R-AY1 T-UW1-S T-EH1 P-IH0 N-W-UH1-D B-IY1 HH-EH1-L-P F-AH0-L


what about in asia, is that a problem? and i guess if we think that, look, it's inevitable, it's going to happen-well, i mean, china is-

W-AH1 T-AH0 B-AW1 T-IH0 N-EY1 ZH-AH0 IH1-Z DH-AE1 T-AH0 P-R-AA1 B-L-AH0 M-AH0-N D-AY1 G-EH1 S-IH1 F-W-IY1 TH-IH1-NG-K DH-AE1 T-L-UH1 K-IH1-T S-IH0 N-EH1 V-AH0 T-AH0 B-AH0 L-IH1-T-S G-OW1 IH0-NG T-UW1 HH-AE1 P-AH0 N-W-EH2 L-AY1 M-IY1-N CH-AY1 N-AH0 IH1-Z


so, isn't part of the resolution to uncertainty is to-

S-OW1 IH1 S-AH0-N-T P-AA1-R T-AH1-V DH-AH0 R-EH2 Z-AH0 L-UW1 SH-AH0-N T-UW1 AH0-N S-ER1 T-AH0-N T-IY0 IH1-Z T-UW1


but isn't that the problem you just have? i mean, to what extent can you continue to get away with, "just leave us alone, just leave us alone. it's bad," and criticizing what they do without actually putting up an alternative?

B-AH1 T-IH1 S-AH0-N-T DH-AE1-T DH-AH0 P-R-AA1 B-L-AH0 M-Y-UW1 JH-AH1-S-T HH-AE1 V-AY1 M-IY1-N T-UW1 W-AH1 T-IH0-K-S T-EH1-N-T K-AE1 N-Y-UW1 K-AH0-N T-IH1 N-Y-UW0 T-UW1 G-EH1 T-AH0 W-EY1 W-IH1-DH JH-AH1-S T-L-IY1 V-AH1 S-AH0 L-OW1-N JH-AH1-S T-L-IY1 V-AH1 S-AH0 L-OW1 N-IH1-T-S B-AE1 D-AH0-N-D K-R-IH1 T-IH0 S-AY2 Z-IH0 NG-W-AH1-T DH-EY1 D-UW1 W-IH0 TH-AW1 T-AE1-K CH-AH0 W-AH0 L-IY0 P-AH1 T-IH0 NG-AH1 P-AE1 N-AO0-L T-ER1 N-AH0 T-IH0-V


although traditionally, the markets have been really, really bad at doing that. haven't they? particularly-better than-

AO2-L DH-OW1 T-R-AH0 D-IH1 SH-AH0 N-AH0 L-IY0 DH-AH0 M-AA1-R K-AH0-T-S HH-AE1-V B-IH1 N-R-IH1 L-IY0 R-IH1 L-IY0 B-AE1 D-AE1-T D-UW1 IH0-NG DH-AE1-T HH-AE1 V-AH0-N-T DH-EY1 P-ER0 T-IH1 K-Y-AH0 L-ER0 T-IY0 T-ER0 DH-AE1-N


... of benefits on either side, but ...yeah, yeah. you certainly could-

AH1-V B-EH1 N-AH0 F-IH0-T S-AA1 N-IY1 DH-ER0 S-AY1-D B-AH1 T-Y-AE1 Y-AE1 Y-UW1 S-ER1 T-AH0 N-L-IY0 K-UH1-D


if you look at what happened in 2008, there wasn't a market.

IH1 F-Y-UW1 L-UH1 K-AE1 T-W-AH1-T HH-AE1 P-AH0-N D-IH0-N T-UW1 TH-AW1 Z-AH0-N D-EY1-T DH-EH1 R-W-AO1-S T-AH0 M-AA1-R K-AH0-T


it was, someone stepped in and passed a bill with $700 billion, and then a central bank printed $3 trillion. and now, we have the banking system-

IH1 T-W-AA1-Z S-AH1 M-W-AH2-N-S T-EH1-P T-IH0 N-AH0-N-D P-AE1-S T-AH0 B-IH1 L-W-IH1-DH S-EH1 V-AH0-N HH-AH1-N D-R-AH0-D B-IH1 L-Y-AH0-N D-AA1 L-ER0 Z-AH0-N-D DH-EH1 N-AH0 S-EH1-N T-R-AH0-L B-AE1-NG-K P-R-IH1-N T-AH0-D TH-R-IY1 T-R-IH1 L-Y-AH0-N D-AA1 L-ER0 Z-AH0-N D-N-AW1 W-IY1 HH-AE1-V DH-AH0 B-AE1-NG K-IH0-NG S-IH1-S T-AH0-M


it's the interest rates are grossly mis-priced across the whole curve, because of every central bank is doing the same thing.

IH1-T-S DH-AH0 IH1-N T-R-AH0-S T-R-EY1-T S-AA1-R G-R-OW1 S-L-IY0 M-IH0-S P-R-AY1-S T-AH0 K-R-AO1-S DH-AH0 HH-OW1-L K-ER1-V B-IH0 K-AO1 Z-AH1 V-EH1 V-ER0 IY0 S-EH1-N T-R-AH0-L B-AE1-NG K-IH1-Z D-UW1 IH0-NG DH-AH0 S-EY1-M TH-IH1-NG


so, i wouldn't say that there's a market in terms of figuring out bank ... and [inaudible 00:03:48] credit-

S-OW1 AY1 W-UH1 D-L-AH0-N-T S-EY1 DH-AE1-T T-IY1 HH-IY1 R-IH1 Z-AH0 M-AA1-R K-AH0 T-IH0-N T-ER1-M Z-AH1-V F-IH1 G-Y-ER0 IH0 NG-AW1-T B-AE1-NG K-AH0-N D-IH0 N-AO1 D-AH0 B-AH0-L Z-IH1 R-OW0 AW1 ER0-Z TH-R-IY1 M-IH1 N-AH0-T S-AH0-N-D F-AO1-R T-IY0 EY1-T S-EH1 K-AH0-N-D-Z K-R-EH1 D-AH0-T


... bank risk. no one knows, and that's why people just put their money in institutions. and if i gave a $10k to anyone in this room-

B-AE1-NG K-R-IH1-S K-N-OW1 W-AH1-N N-OW1 Z-AH0-N-D TH-AE1-T S-W-AY1 P-IY1 P-AH0-L JH-AH1-S-T P-UH1-T DH-EH1-R M-AH1 N-IY0 IH0 N-IH2-N-S T-IH0 T-UW1 SH-AH0-N Z-AH0-N D-IH1 F-AY1 G-EY1 V-AH0 T-EH1-N D-AA1 L-ER0-Z K-EY1 T-UW1 EH1 N-IY0 W-AH2 N-IH0-N DH-IH1 S-R-UW1-M


... they probably couldn't understand what the balance sheet told them.sounds good.

DH-EY1 P-R-AA1 B-AH0 B-L-IY0 K-AW1-L D-AH0-N T-AH2-N D-ER0-S T-AE1-N D-W-AH1-T DH-AH0 B-AE1 L-AH0-N-S SH-IY1-T T-OW1-L-D TH-EH1-M S-AH0-N-D-Z G-UH1-D


so, we seem to be loudly agreeing that we just don't regulate.

S-OW1 W-IY1 S-IY1-M T-UW1 B-IY1 L-AW1 D-L-IY0 AH0 G-R-IY1 IH0-NG DH-AE1 T-W-IY1 JH-AH1-S-T D-AA1-N T-R-EH1 G-Y-AH0 L-EY2-T


well, this idea that forcing consumers to attach identity to every transaction is couched as consumer protection.

W-EH1-L DH-IH1 S-AY0 D-IY1 AH0 DH-AE1-T F-AO1-R S-IH0-NG K-AH0-N S-UW1 M-ER0-Z T-UW1 AH0 T-AE1 CH-AY0 D-EH1-N T-AH0 T-IY0 T-UW1 EH1 V-ER0 IY0 T-R-AE0-N Z-AE1-K SH-AH0 N-IH1-Z K-AW1-CH T-AE1-Z K-AH0-N S-UW1 M-ER0 P-R-AH0 T-EH1-K SH-AH0-N


therefore, giving identifiers to the very same intermediaries who lose 50 million of them every month.

DH-EH1-R F-AO2-R G-IH1 V-IH0 NG-AY0 D-EH1-N T-AH0 F-AY2 ER0-Z T-UW1 DH-AH0 V-EH1 R-IY0 S-EY1 M-IH2-N T-ER0 M-IY1 D-IY0 EH2 R-IY0-Z HH-UW1 L-UW1-Z F-IH1-F T-IY0 M-IH1 L-Y-AH0 N-AH1-V DH-EH1 M-EH1 V-ER0 IY0 M-AH1-N-TH


how is that consumer protection? is it not contrary to consumer protection? that's more of a comment, but a question, but please discuss amongst yourselves.

HH-AW1 IH1-Z DH-AE1-T K-AH0-N S-UW1 M-ER0 P-R-AH0 T-EH1-K SH-AH0 N-IH1 Z-IH1 T-N-AA1-T K-AA1-N T-R-EH0 R-IY0 T-UW1 K-AH0-N S-UW1 M-ER0 P-R-AH0 T-EH1-K SH-AH0-N TH-AE1-T S-M-AO1 R-AH1 V-AH0 K-AA1 M-EH0-N-T B-AH1 T-AH0 K-W-EH1-S CH-AH0-N B-AH1-T P-L-IY1-Z D-IH0-S K-AH1 S-AH0 M-AH1-NG-S T-Y-UH0-R S-EH1-L-V-Z


i don't know if that was you or someone else who made the point.

AY1 D-AA1-N T-N-OW1 IH1-F DH-AE1 T-W-AA1 Z-Y-UW1 AO1-R S-AH1 M-W-AH2 N-EH1-L-S HH-UW1 M-EY1-D DH-AH0 P-OY1-N-T


but if you can't count on home depot, and target, and jp morgan to secure all these credit card numbers and information?

B-AH1 T-IH1 F-Y-UW1 K-AE1-N-T K-AW1-N T-AA1-N HH-OW1-M D-IY1 P-OW0 AH0-N-D T-AA1-R G-AH0 T-AH0-N-D JH-IY1 P-IY1 EY1 DH-IY0 M-AO1-R G-AH0-N T-UW1 S-IH0 K-Y-UH1 R-AO1-L DH-IY1-Z K-R-EH1 D-AH0-T K-AA1-R D-N-AH1-M B-ER0 Z-AH0-N D-IH2-N F-ER0 M-EY1 SH-AH0-N


yeah, i think that it's possible. i think you had mentioned that as well, that you can't stop them from getting this information and-

Y-AE1 AY1 TH-IH1-NG-K DH-AE1 T-IH1-T-S P-AA1 S-AH0 B-AH0 L-AY1 TH-IH1-NG K-Y-UW1 HH-AE1 D-M-EH1-N SH-AH0-N-D DH-AE1 T-AE1 Z-W-EH1-L DH-AE1 T-Y-UW1 K-AE1-N-T-S T-AA1-P DH-EH1-M F-R-AH1-M G-EH1 T-IH0-NG DH-IH1 S-IH2-N F-ER0 M-EY1 SH-AH0 N-AH0-N-D


... i personally don't believe that any company should be responsible for managing a database with all that information. that doesn't belong to them.

AY1 P-ER1 S-AH0 N-AH0 L-IY0 D-AA1-N-T B-IH0 L-IY1-V DH-AE1 T-EH1 N-IY0 K-AH1-M P-AH0 N-IY0 SH-UH1-D B-IY1 R-IY0-S P-AA1-N S-AH0 B-AH0-L F-AO1-R M-AE1 N-AH0 JH-IH0 NG-AH0 D-EY1 T-AH0 B-EY2 S-W-IH1 DH-AO1-L DH-AE1 T-IH2-N F-ER0 M-EY1 SH-AH0-N DH-AE1-T D-OW1 S-AH0-N-T B-IH0 L-AO1-NG T-UW1 DH-EH1-M


that belongs to their consumers and customers.yeah.

DH-AE1-T B-IH0 L-AO1-NG-Z T-UW1 DH-EH1-R K-AH0-N S-UW1 M-ER0 Z-AH0-N-D K-AH0-S T-AH0 M-AO1-R SH-AH0-N


the other aspect is consumer protection, the privilege of the first world, really.

DH-AH0 AH1 DH-ER0 AE1-S P-EH2-K T-IH1-Z K-AH0-N S-UW1 M-ER0 P-R-AH0 T-EH1-K SH-AH0-N DH-AH0 P-R-IH1 V-L-AH0 JH-AH1-V DH-AH0 F-ER1-S T-W-ER1-L D-R-IH1 L-IY0


it's not holistic across the globe. so i think we just need to keep that in balance, and also let the buyer be aware.

IH1-T S-N-AA1-T HH-OW0 L-IH1-S T-IH0 K-AH0 K-R-AO1-S DH-AH0 G-L-OW1-B S-OW1 AY1 TH-IH1-NG K-W-IY1 JH-AH1-S T-N-IY1-D T-UW1 K-IY1-P DH-AE1 T-IH0-N B-AE1 L-AH0-N S-AH0-N D-AO1-L S-OW0 L-EH1-T DH-AH0 B-AY1 ER0 B-IY1 AH0 W-EH1-R


i mean, if with the right education and information-

AY1 M-IY1 N-IH1 F-W-IH1-DH DH-AH0 R-AY1 T-EH2 JH-AH0 K-EY1 SH-AH0 N-AH0-N D-IH2-N F-ER0 M-EY1 SH-AH0-N


... said earlier, the idea of creating these giant honeypots, and it might've been you, andreas, but creating these giant honeypots where you collect all of this consumer data information.

S-EH1 D-ER1 L-IY0 ER0 DH-AH0 AY0 D-IY1 AH0 AH1-V K-R-IY0 EY1 T-IH0-NG DH-IY1-Z JH-AY1 AH0-N-T HH-AH1 N-IY0 P-AA2-T S-AH0-N D-IH1 T-M-IY1 T-AH0-V B-IH1 N-Y-UW1 AA0-N D-R-EY1 AH0-S B-AH1-T K-R-IY0 EY1 T-IH0-NG DH-IY1-Z JH-AY1 AH0-N-T HH-AH1 N-IY0 P-AA2-T S-W-EH1 R-Y-UW1 K-AH0 L-EH1-K T-AO1 L-AH1-V DH-IH1-S K-AH0-N S-UW1 M-ER0 D-EY1 T-AH0 IH2-N F-ER0 M-EY1 SH-AH0-N


hack me! come here, because it's going to totally be worth it. and i think if we tie-

HH-AE1 K-M-IY1 K-AH1-M HH-IY1-R B-IH0 K-AO1 Z-IH1-T-S G-OW1 IH0-NG T-UW1 T-OW1 T-AH0 L-IY0 B-IY1 W-ER1 TH-IH1 T-AH0-N D-AY1 TH-IH1-NG K-IH1 F-W-IY1 T-AY1


... identification, identity to bitcoin addresses, we're going to create that same exact thing.

AY0 D-EH2-N T-AH0 F-AH0 K-EY1 SH-AH0 N-AY0 D-EH1-N T-AH0 T-IY0 T-UW1 B-IH1-T K-AH0 N-AE1 D-R-EH1 S-IH0 Z-W-ER0 G-OW1 IH0-NG T-UW1 K-R-IY0 EY1-T DH-AE1-T S-EY1 M-IH0-G Z-AE1-K-T TH-IH1-NG


... what we already know. and that's the same thing as creating the exact same duplication of the system that we have now, except for instead of credit card numbers, we're having bitcoin identities and addresses.

W-AH1 T-W-IY1 AO0-L R-EH1 D-IY0 N-OW1 AH0-N-D TH-AE1-T-S DH-AH0 S-EY1-M TH-IH1 NG-AE1-Z K-R-IY0 EY1 T-IH0-NG DH-AH0 IH0-G Z-AE1-K-T S-EY1-M D-Y-UW2 P-L-AH0 K-EY1 SH-AH0 N-AH1-V DH-AH0 S-IH1-S T-AH0-M DH-AE1 T-W-IY1 HH-AE1 V-N-AW1 IH0-K S-EH1-P-T F-AO1 R-IH0-N-S T-EH1 D-AH1-V K-R-EH1 D-AH0-T K-AA1-R D-N-AH1-M B-ER0 Z-W-ER0 HH-AE1 V-IH0-NG B-IH1-T K-AH0 N-AY0 D-EH1-N T-IH0 T-IY0 Z-AH0-N D-AE1 D-R-EH1 S-IH0-Z


... that i've seen, that it's actually screaming out to be regulated to some capacity.

DH-AE1 T-AY1-V S-IY1-N DH-AE1 T-IH1-T S-AE1-K CH-AH0 W-AH0 L-IY0-S K-R-IY1 M-IH0 NG-AW1-T T-UW1 B-IY1 R-EH1 G-Y-AH0 L-EY2 T-AH0-D T-UW1 S-AH1-M K-AH0 P-AE1 S-AH0 T-IY0


so it's very much a wait and see situation for the time being?

S-OW1 IH1-T-S V-EH1 R-IY0 M-AH1 CH-AH0 W-EY1 T-AH0-N-D S-IY1 S-IH2 CH-UW0 EY1 SH-AH0-N F-AO1-R DH-AH0 T-AY1-M B-IY1 IH0-NG


for those that are actually seeking regulation-

F-AO1-R DH-OW1-Z DH-AE1 T-AA1 R-AE1-K CH-AH0 W-AH0 L-IY0 S-IY1 K-IH0 NG-R-EH2 G-Y-AH0 L-EY1 SH-AH0-N


... of anti money laundering, aml.

AH1 V-AE1-N T-IY0 M-AH1 N-IY0 L-AO1-N D-ER0 IH0 NG-AE1-M


loss has come up in your presentation as well. so how about a yes or no question for all five?

L-AO1-S HH-AE1-Z K-AH1 M-AH1 P-IH0 N-Y-AO1-R P-R-EH2 Z-AH0-N T-EY1 SH-AH0 N-AE1 Z-W-EH1-L S-OW1 HH-AW1 AH0 B-AW1 T-AH0 Y-EH1 S-AO1-R N-OW1 K-W-EH1-S CH-AH0-N F-AO1 R-AO1-L F-AY1-V


no, because in reality it does.i plead the fifth.

N-OW1 B-IH0 K-AO1 Z-IH0 N-R-IY0 AE1 L-AH0 T-IY0 IH1-T D-OW1 S-IY0 P-L-IY1-D DH-AH0 F-IH1-F-TH


we've got time for a couple of quick questions left.

W-IY1-V G-AA1-T T-AY1-M F-AO1 R-AH0 K-AH1 P-AH0 L-AH1-V K-W-IH1-K K-W-EH1-S CH-AH0-N Z-L-EH1-F-T


should charities, or nonprofit organizations dealing with it or distributing it be-

SH-UH1-D CH-EH1 R-AH0 T-IY0 Z-AO1-R N-AA0-N P-R-AA1 F-AH0 T-AO2-R G-AH0 N-AH0 Z-EY1 SH-AH0-N-Z D-IY1 L-IH0 NG-W-IH1 DH-IH1 T-AO1-R D-IH0-S T-R-IH1 B-Y-UW0 T-IH0 NG-IH1-T B-IY1


... susceptible to the same requirements as ones using fiat currency?

S-AH0 S-EH1-P T-AH0 B-AH0-L T-UW1 DH-AH0 S-EY1 M-R-IH0 K-W-AY1-R M-AH0-N-T S-AE1 Z-W-AH1-N Z-Y-UW1 Z-IH0-NG F-AY1 AE0-T K-ER1 AH0-N S-IY0


i think the transparent nature of the blockchain lends itself very nicely to nonprofits, to charities, and also for a political contributions, no? governments?

AY1 TH-IH1-NG-K DH-AH0 T-R-AE0-N-S P-EH1 R-AH0-N T-N-EY1 CH-ER0 AH1-V DH-AH0 B-L-AA1-K HH-EY2 N-L-EH1-N-D Z-IH0-T S-EH1-L-F V-EH1 R-IY0 N-AY1 S-L-IY0 T-UW1 N-AA1-N P-R-AA1 F-IH0-T-S T-UW1 CH-EH1 R-AH0 T-IY0 Z-AH0-N D-AO1-L S-OW0 F-AO1 R-AH0 P-AH0 L-IH1 T-AH0 K-AH0-L K-AA2-N T-R-AH0 B-Y-UW1 SH-AH0-N Z-N-OW1 G-AH1 V-ER0 M-AH0-N-T-S


no? yes, i think that the transparent nature allows us to actually pull together transactions, and i've been asking forever-

N-OW1 Y-EH1 S-AY1 TH-IH1-NG-K DH-AE1-T DH-AH0 T-R-AE0-N-S P-EH1 R-AH0-N T-N-EY1 CH-ER0 AH0 L-AW1 Z-AH1-S T-UW1 AE1-K CH-AH0 W-AH0 L-IY0 P-UH1-L T-AH0 G-EH1 DH-ER0 T-R-AE0-N Z-AE1-K SH-AH0-N Z-AH0-N D-AY1-V B-IH1 N-AE1-S K-IH0-NG F-ER0 EH1 V-ER0


... all of you, if anyone's a developer, and you want to develop something that will actually allow charities to register their addresses with you, and then pull in the transactions from those addresses and create a readable-

AO1 L-AH1 V-Y-UW1 IH1 F-EH1 N-IY0 W-AH2-N Z-AH0 D-IH0 V-EH1 L-AH0 P-ER0 AH0-N D-Y-UW1 W-AA1-N-T T-UW1 D-IH0 V-EH1 L-AH0-P S-AH1-M TH-IH0-NG DH-AE1 T-W-IH1 L-AE1-K CH-AH0 W-AH0 L-IY0 AH0 L-AW1 CH-EH1 R-AH0 T-IY0-Z T-UW1 R-EH1 JH-IH0-S T-ER0 DH-EH1 R-AE1 D-R-EH1 S-IH0 Z-W-IH1 DH-Y-UW1 AH0-N-D DH-EH1-N P-UH1 L-IH0-N DH-AH0 T-R-AE0-N Z-AE1-K SH-AH0-N-Z F-R-AH1-M DH-OW1 Z-AE1 D-R-EH1 S-IH0 Z-AH0-N-D K-R-IY0 EY1 T-AH0 R-IY1 D-AH0 B-AH0-L


oh, fantastic, let's talk. yes.

OW1 F-AE0-N T-AE1-S T-IH0 K-L-EH1-T-S T-AO1 K-Y-EH1-S


i'm just wondering, this is a question for steve. you're, as far as i know, payments-

IH1-M JH-AH1-S T-W-AH1-N D-ER0 IH0-NG DH-IH1 S-IH1 Z-AH0 K-W-EH1-S CH-AH0-N F-AO1-R-S T-IY1 V-Y-UH1 R-AE1-Z F-AA1 R-AE1 Z-AY1 N-OW1 P-EY1 M-AH0-N-T-S


what is the potential that you see in the landscape that you're aware of for bitcoin to facilitate in new zealand, as a small country-

W-AH1 T-IH1-Z DH-AH0 P-AH0 T-EH1-N SH-AH0-L DH-AE1 T-Y-UW1 S-IY1 IH0-N DH-AH0 L-AE1-N-D-S K-EY2-P DH-AE1 T-Y-UH1 R-AH0 W-EH1 R-AH1-V F-AO1-R B-IH1-T K-AH0-N T-UW1 F-AH0 S-IH1 L-AH0 T-EY2 T-IH0-N N-UW1 Z-IY1 L-AH0-N D-AE1 Z-AH0 S-M-AO1-L K-AH1-N T-R-IY0


... and you'd probably be best to speak about.

AH0-N D-Y-AH1-D P-R-AA1 B-AH0 B-L-IY0 B-IY1 B-EH1-S-T T-UW1-S P-IY1 K-AH0 B-AW1-T


i think so. i probably would be less inclined to think that that could work from an aspect. so yeah, i think that would be challenging to try and-

AY1 TH-IH1-NG-K S-OW1 AY1 P-R-AA1 B-AH0 B-L-IY0 W-UH1-D B-IY1 L-EH1 S-IH0-N K-L-AY1-N-D T-UW1 TH-IH1-NG-K DH-AE1-T DH-AE1-T K-UH1 D-W-ER1-K F-R-AH1 M-AE1 N-AE1-S P-EH2-K-T S-OW1 Y-AE1 AY1 TH-IH1-NG-K DH-AE1 T-W-UH1-D B-IY1 CH-AE1 L-AH0-N JH-IH0-NG T-UW1 T-R-AY1 AH0-N-D


... put something in a small geographical area, and then replicated across the whole system.

P-UH1-T S-AH1-M TH-IH0 NG-IH0 N-AH0 S-M-AO1-L JH-IY2 AH0 G-R-AE1 F-IH0 K-AH0 L-EH1 R-IY0 AH0 AH0-N-D DH-EH1 N-R-EH1 P-L-IH0 K-EY2 T-IH0 D-AH0 K-R-AO1-S DH-AH0 HH-OW1-L S-IH1-S T-AH0-M


it's too big already, is probably my take on that.

IH1-T-S T-UW1 B-IH1 G-AO0-L R-EH1 D-IY0 IH1-Z P-R-AA1 B-AH0 B-L-IY0 M-AY1 T-EY1 K-AA1-N DH-AE1-T


if the technology comes along, and i think it's probably not that far away, like-

IH1-F DH-AH0 T-EH0 K-N-AA1 L-AH0 JH-IY0 K-AH1-M Z-AH0 L-AO1 NG-AH0-N D-AY1 TH-IH1-NG K-IH1-T-S P-R-AA1 B-AH0 B-L-IY0 N-AA1-T DH-AE1-T F-AA1 R-AH0 W-EY1 L-AY1-K


... a fully anonymous side chain, or [inaudible 00:08:11] blinding, or something like that.

AH0 F-UH1 L-IY0 AH0 N-AA1 N-AH0 M-AH0-S S-AY1-D CH-EY1 N-AO1 R-IH0 N-AO1 D-AH0 B-AH0-L Z-IH1 R-OW0 AW1 ER0 Z-EY1 T-M-IH1 N-AH0-T S-AH0-N D-IH0 L-EH1 V-AH0-N S-EH1 K-AH0-N-D-Z B-L-AY1-N D-IH0 NG-AO1-R S-AH1-M TH-IH0 NG-L-AY1-K DH-AE1-T


where basically in your bitcoin client, it was easy to be strongly anonymous-

W-EH1-R B-EY1 S-IH0 K-L-IY0 IH0 N-Y-AO1-R B-IH1-T K-AH0-N K-L-AY1 AH0-N T-IH1 T-W-AA1 Z-IY1 Z-IY0 T-UW1 B-IY1-S T-R-AO1 NG-L-IY0 AH0 N-AA1 N-AH0 M-AH0-S


what regulated is really-

W-AH1 T-R-EH1 G-Y-AH0 L-EY2 T-AH0 D-IH1 Z-R-IH1 L-IY0


i mean, i don't think they'd be able to do very much of anything if you're an operator of one of these platforms, and you are yourself got exposure, who you are, but your tech works-

AY1 M-IY1 N-AY1 D-AA1-N-T TH-IH1-NG-K TH-IY1-D B-IY1 EY1 B-AH0-L T-UW1 D-UW1 V-EH1 R-IY0 M-AH1 CH-AH1 V-EH1 N-IY0 TH-IH2 NG-IH1 F-Y-UH1 R-AE1 N-AA1 P-ER0 EY2 T-ER0 AH1 V-W-AH1 N-AH1-V DH-IY1-Z P-L-AE1-T F-AO2-R-M Z-AH0-N D-Y-UW1 AA1 R-Y-ER0 S-EH1-L-F G-AA1 T-IH0-K-S P-OW1 ZH-ER0 HH-UW1 Y-UW1 AA1-R B-AH1 T-Y-AO1-R T-EH1 K-W-ER1-K-S


... but then, who is anyone to come after you for any perceived wrongdoing, or not?

B-AH1-T DH-EH1-N HH-UW1 IH1 Z-EH1 N-IY0 W-AH2-N T-UW1 K-AH1 M-AE1-F T-ER0 Y-UW1 F-AO1 R-EH1 N-IY0 P-ER0 S-IY1-V D-R-AO1-NG D-UW0 IH0 NG-AO1-R N-AA1-T


i think bitfury, or one of the commenters there, their statements on that were, if they're paying with bitcoin-

AY1 TH-IH1-NG-K B-IH1-T F-ER0 IY0 AO1 R-W-AH1 N-AH1-V DH-AH0 K-AA1 M-EH0-N T-ER0-Z DH-EH1-R DH-EH1-R-S T-EY1 T-M-AH0-N-T S-AA1-N DH-AE1 T-W-ER0 IH1-F TH-EH1-R P-EY1 IH0 NG-W-IH1-DH B-IH1-T K-AH0-N


... they don't necessarily want their employees to see what everyone else is being paid.

DH-EY1 D-AA1-N T-N-EH2 S-AH0 S-EH1 R-AH0 L-IY0 W-AA1-N-T DH-EH1 R-EH0-M P-L-OY1 IY0-Z T-UW1 S-IY1 W-AH1 T-EH1 V-R-IY0 W-AH2 N-EH1-L S-IH1-Z B-IY1 IH0-NG P-EY1-D


that obviously can create some problems. so i think that's another issue they're going to have with that.

DH-AE1 T-AA1-B V-IY0 AH0 S-L-IY0 K-AE1-N K-R-IY0 EY1-T S-AH1-M P-R-AA1 B-L-AH0-M-Z S-OW1 AY1 TH-IH1-NG-K TH-AE1-T S-AH0 N-AH1 DH-ER0 IH1 SH-UW0 TH-EH1-R G-OW1 IH0-NG T-UW1 HH-AE1 V-W-IH1-DH DH-AE1-T


... but your company is in hong kong, but your company is based in the seychelles. i'm wondering if there's regulatory reasons for that.

B-AH1 T-Y-AO1-R K-AH1-M P-AH0 N-IY0 IH1 Z-IH0-N HH-AO1-NG K-AO1-NG B-AH1 T-Y-AO1-R K-AH1-M P-AH0 N-IY0 IH1-Z B-EY1-S T-IH0-N DH-AH0 S-EY1 SH-EH0-L Z-IH1 M-W-AH1-N D-ER0 IH0 NG-IH1-F DH-EH1-R Z-R-EH1 G-Y-AH0 L-AH0 T-AO2 R-IY0 R-IY1 Z-AH0-N-Z F-AO1-R DH-AE1-T


yes. so the seychelles regulation on the-

Y-EH1-S S-OW1 DH-AH0 S-EY1 SH-EH0-L Z-R-EH2 G-Y-AH0 L-EY1 SH-AH0 N-AA1-N DH-AH0


... financial companies basically says, "if you are fx, or whatever trading house, and you're in the seychelles, but you do know a principle business in the seychelles-

F-AH0 N-AE1-N SH-AH0-L K-AH1-M P-AH0 N-IY0-Z B-EY1 S-IH0 K-L-IY0 S-EH1 Z-IH1 F-Y-UW1 AA1-R F-EH1-K S-AO1 R-W-AH2 T-EH1 V-ER0 T-R-EY1 D-IH0-NG HH-AW1 S-AH0-N D-Y-UH1 R-IH0-N DH-AH0 S-EY1 SH-EH0-L-Z B-AH1 T-Y-UW1 D-UW1 N-OW1 AH0 P-R-IH1-N S-AH0 P-AH0-L B-IH1 Z-N-AH0 S-IH0-N DH-AH0 S-EY1 SH-EH0-L-Z


... you're completely unregulated." so that was a conscious decision on our part to-

Y-UH1-R K-AH0-M P-L-IY1 T-L-IY0 AH0 N-R-EH1 G-Y-AH0 L-EY2 T-IH0-D S-OW1 DH-AE1 T-W-AA1 Z-AH0 K-AA1-N SH-AH0-S D-IH0 S-IH1 ZH-AH0 N-AA1 N-AW1 ER0 P-AA1-R-T T-UW1


... steer clear of this whole discussion until it gets around it. because we deal in derivatives ...

S-T-IH1-R K-L-IH1 R-AH1-V DH-IH1-S HH-OW1-L D-IH0-S K-AH1 SH-AH0 N-AH0-N T-IH1 L-IH1-T G-EH1-T S-ER0 AW1-N D-IH1-T B-IH0 K-AO1 Z-W-IY1 D-IY1 L-IH0-N D-ER0 IH1 V-AH0 T-IH0-V-Z


... and people already don't have the faintest clue what that is in the first place. and they barely get bitcoin. so we're not trying to rock the boat in other jurisdictions.

AH0-N-D P-IY1 P-AH0 L-AO0-L R-EH1 D-IY0 D-AA1-N-T HH-AE1-V DH-AH0 F-EY1-N T-AH0-S-T K-L-UW1 W-AH1-T DH-AE1 T-IH1 Z-IH0-N DH-AH0 F-ER1-S-T P-L-EY1 S-AH0-N-D DH-EY1 B-EH1-R L-IY0 G-EH1-T B-IH1-T K-AH0-N S-OW1 W-ER0 N-AA1-T T-R-AY1 IH0-NG T-UW1 R-AA1-K DH-AH0 B-OW1 T-IH0 N-AH1 DH-ER0 JH-UH2 R-IH0-S D-IH1-K SH-AH0-N-Z


but there was also zero corporate tax in seychelles, 15% in hong kong. thank you.

B-AH1-T DH-EH1 R-W-AA1 Z-AO1-L S-OW0 Z-IH1 R-OW0 K-AO1-R P-ER0 AH0-T T-AE1-K S-IH0-N S-EY1 SH-EH0-L-Z F-IH0-F T-IY1-N P-ER0 S-EH1-N T-IH0-N HH-AO1-NG K-AO1-NG TH-AE1-NG K-Y-UW1


hi guys, question about jurisdiction. i think you can't-

HH-AY1 G-AY1-Z K-W-EH1-S CH-AH0 N-AH0 B-AW1-T JH-UH2 R-AH0-S D-IH1-K SH-AH0 N-AY1 TH-IH1-NG K-Y-UW1 K-AE1-N-T


down in atlanta for a few weeks doing bitcoin transactions with a company based in germany. lawsky thinks that he is over-

D-AW1 N-IH0 N-AE0 T-L-AE1-N T-AH0 F-AO1 R-AH0 F-Y-UW1 W-IY1-K-S D-UW1 IH0-NG B-IH1-T K-AH0-N T-R-AE0-N Z-AE1-K SH-AH0-N Z-W-IH1 DH-AH0 K-AH1-M P-AH0 N-IY0 B-EY1-S T-IH0-N JH-ER1 M-AH0 N-IY0 L-AO1-S K-IY2 TH-IH1-NG-K-S DH-AE1-T HH-IY1 IH1 Z-OW1 V-ER0


as i was saying earlier, a regulator's job is to regulate, so if you give them the platform to do that-

AE1 Z-AY1 W-AA1-Z S-EY1 IH0 NG-ER1 L-IY0 ER0 AH0 R-EH1 G-Y-AH0 L-EY2 T-ER0-Z JH-AA1 B-IH1-Z T-UW1 R-EH1 G-Y-AH0 L-EY2-T S-OW1 IH1 F-Y-UW1 G-IH1-V DH-EH1-M DH-AH0 P-L-AE1-T F-AO2-R-M T-UW1 D-UW1 DH-AE1-T


i think, as i mentioned in that article with michael jackson-

AY1 TH-IH1-NG K-AE1 Z-AY1 M-EH1-N SH-AH0-N D-IH0-N DH-AE1 T-AA1-R T-AH0 K-AH0 L-W-IH1 DH-M-AY1 K-AH0-L JH-AE1-K S-AH0-N