Meet Sam, a pragmatic and resourceful third-year accounting student at the University of Waterloo. Raised in a family of small business owners, Sam has always been the go-to person for solving financial matters. A firm believer in direct communication, especially when dealing with taxes or government issues, Sam often prefers picking up the phone rather than navigating through complex online systems. With ambitions of becoming a financial advisor, Sam is dedicated to helping others navigate their financial challenges with ease.