Meet Jamal, a 22-year-old actuarial science student at the University of Waterloo. Growing up in a family of risk analysts, he developed a fascination for numbers and probabilities early on. Known as the class joker, Jamal often lightens up intense study sessions with witty remarks about insurance policies, making him the go-to friend for discussions on minimizing financial risks. His passion for blending humor with a serious subject led him to this cheeky comment, revealing his quirky take on the often dry world of insurance.