Meet Jamie, a frugal second-year student at the University of Waterloo studying Mathematics. Coming from a small town, Jamie has always been budget-conscious and often calculates the cost of living expenses down to the last cent. When not immersed in complex equations, Jamie enjoys exploring local cafes and hunting for the best deals, making sure to stick to a strict budget of “at LEAST $7” for coffee outings. Jamie’s keen eye for savings even inspired a blog about student finances, sharing tips and tricks with fellow students navigating university life.