这三条其实就是很苛刻的，总结起来就是要有实力，要经过银保监会（监管全国内的保险公司、银行）的国家权威部门批准、股东要有良好的作风，作为保险经纪公司的小雨伞保险，投保者是不用过多质疑小雨伞保险是正规的与否，毕竟有这3条门槛，不是什么保险公司都能达到的。
These three requirements are strict enough; in summary, it needs to have strength, to be approved by the national authoritative departments of the China Banking and Insurance Regulatory Commission (supervising insurance companies and banks across the country), and the shareholders’ conduct is descent; as an insurance brokerage company, Little Umbrella Insurance doesn’t need to be questioned by policyholders about whether it is legal or not; after all, not all insurance companies can meet these three requirements.