其中，在消费性贷款中，以住房贷款为主的中长期贷款占八成左右，但从增量看，短期消费贷款增长速度较快，高于中长期贷款。
Among the consumer loans, medium- and long-term loans dominated by housing loans accounted for about 80%, but short-term consumer loans grow faster than medium- and long-term loans.