对于我们个人家庭来说，一定要放弃房地产投机思维，买房的时候量力而行，避免自己家庭陷入巨大的负担之中，只有合理的评估自己的收入和负债水平才是一个健康的家庭财富发展道路。
For our individual families, we must abandon the mindset of speculating on real estate and make purchase according to our own financial capacities. In this way, we can prevent our families from falling under huge financial burden. A reasonable assessment of one's own income and debt levels is essential for healthy growth of family wealth.