completing	their	program	of	study	so	that	the	school	can	provide	exit	counseling;
Provide	information	on	how	the	borrower	can	access	their	records	in	the	National	Student	Loan	Data	System
(NSLDS);	and
Provide	the	name	of	the	individual	the	borrower	may	contact	if	the	borrower	has	questions	about	the	borrower9s
rights	and	responsibilities	or	the	terms	and	conditions	of	the	loan.
Required	Entrance	Counseling	Content	for	Graduate	and	Professional	Student	Direct	PLUS	Loan	Borrowers
The	information	that	must	be	covered	in	entrance	counseling	for	graduate	and	professional	student	Direct	PLUS	Loan
borrowers	is	summarized	below.	For	more	detailed	information,	refer	to	the	regulations	cited	at	the	end	of	this	section.
Entrance	counseling	for	graduate	or	professional	student	Direct	PLUS	Loan	borrowers	must:
Inform	the	student	borrower	of	sample	monthly	repayment	amounts	based	on	a	range	of	student	levels	of
indebtedness	depending	on	the	types	of	loans	the	borrower	has	received,	or	based	on	the	average	indebtedness	of
other	borrowers	in	the	same	program	at	the	same	school;
Inform	the	borrower	of	the	option	to	pay	interest	on	a	Direct	PLUS	Loan	while	the	borrower	is	in	school;
For	a	graduate	or	professional	student	PLUS	Loan	borrower	who	has	received	a	prior	Direct	Subsidized	Loan,	Direct
Unsubsidized	Loan,	Subsidized	Federal	Stafford	Loan,	or	Unsubsidized	Federal	Stafford	Loan,	provide	the	borrower
with	a	comparison	of:
The	maximum	interest	rate	for	a	Direct	Subsidized	Loan	and	a	Direct	Unsubsidized	Loan	and	the	maximum
interest	rate	for	a	Direct	PLUS	Loan;
Periods	when	interest	accrues	on	a	Direct	Subsidized	Loan	and	a	Direct	Unsubsidized	Loan	and	periods	when
interest	accrues	on	a	Direct	PLUS	Loan;	and
The	point	when	a	Direct	Subsidized	Loan	and	a	Direct	Unsubsidized	Loan	enters	repayment,	and	the	point	when
a	Direct	PLUS	Loan	enters	repayment;	and
For	a	graduate	or	professional	student	PLUS	Loan	borrower	who	has	not	received	a	prior	Direct	Subsidized	Loan,
Direct	Unsubsidized	Loan,	Subsidized	Federal	Stafford	Loan,	or	Unsubsidized	Federal	Stafford	Loan,	provide	the
information	specified	above	under	<Required	Entrance	Counseling	Content	for	Direct	Subsidized	Loan	and	Direct
Unsubsidized	Loan	Borrowers.=
Required	Content	for	Direct	Subsidized	Loan	and	Dir ect	Unsubsidized	Loan	Entrance
Counseling
34	CFR	685.304(a)(6)
HEA	Sec.	485(l)(2)(I)
Required	Content	for	Student	Direct	PLUS	Loan	Entra nce	Counseling
34	CFR	685.304(a)(7)
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