Increased	Unsubsidized	Annual	Loan	Limits	for	Certain	Health	Professions	Students
There	are	higher	annual	Direct	Unsubsidized	Loan	limits	for	some	graduate	and	professional	health	professions	students.
Schools	may	award	the	increased	unsubsidized	amounts	to	students	who	are	enrolled	at	least	half	time	in	certain	health
professions	programs.	The	programs	must	be	accredited	by	specific	accrediting	agencies.
The	programs	that	are	eligible	for	the	increased	Direct	Unsubsidized	Loan	amounts,	the	applicable	increased	unsubsidized
loan	amounts,	and	the	approved	accrediting	agencies	for	these	programs	are	shown	in	Tables	3A	and	3B	below.	As	shown
in	the	tables,	the	increased	unsubsidized	loan	annual	limits	vary	by	program	and	academic	year	length.
Volume	8,	Chapter	4,	Table	3A:	Health	Professions	Programs	Eligible	for	an	Additional	$20,000	or	$26,667
Additional	$20,000	in	Unsubsidized	Loans	for	an	Academic	Year	Covering	9	months
Additional	$26,667	in	Unsubsidized	Loans	for	an	Academic	Year	Covering	12	months
Program Approved	Accrediting	Agency
Doctor	of	Allopathic	Medicine Liaison	Committee	on	M edical	Education
Doctor	of	Osteopathic	Medicine American	Osteopathic	 Association,	Bureau	of	Professional	Education
Doctor	of	Dentistry American	Dental	Association,	Com mission	on	Dental	Accreditation
Doctor	of	Veterinary	Medicine American	Veterinary	Me dical	Association,	Council	on	Education
Doctor	of	Optometry American	Optometric	Association, 	Council	on	Optometric	Education
Doctor	of	Podiatric	Medicine American	Podiatric	Medi cal	Association,	Council	on	Podiatric	Medical
Education
Doctor	of	Naturopathic	Medicine,	Doctor	of
Naturopathy
Council	on	Naturopathic	Medical	Education
Volume	8,	Chapter	4,	Table	3B:	Health	Professions	Programs	Eligible	for	an	Additional	$12,500	or	$16,667
Additional	$12,500	in	Unsubsidized	Loans	for	an	Academic	Year	Covering	9	months
Additional	$16,667	in	Unsubsidized	Loans	for	an	Academic	Year	Covering	12	months
Program Approved	Accrediting	Agency
Doctor	of	Pharmacy Accreditation	Council	for	Pharmac y	Education
However,	the	student	may	not	receive	the	full	$12,500,	since	that	amount,	when	added	to	the	$10,250	the
student	received	as	a	graduate	student	in	the	fall,	would	exceed	the	$20,500	graduate	or	professional	student
annual	loan	limit.	Therefore,	the	student9s	maximum	loan	eligibility	for	the	spring	semester	(if	supported	by	COA
and	OFA)	is	$10,250,	not	more	than	$5,500	of	which	may	be	subsidized.
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