Ugh, and the European financial system is just as bad! It's all about bailouts, austerity measures, and bureaucratic meddling that stifles innovation and economic growth. And the way they regulate the banking industry is just ridiculous - it's like they're more concerned with protecting their own interests than actually serving the needs of the people. And let's not forget about the complete lack of transparency and accountability in the European financial sector - it's like they're operating in a black box, with no real oversight or public scrutiny.