No matter which side of the healthcare debate one falls on, they’d be remiss to say the industry is succeeding in providing quality care at reasonable prices. Whether we have a private plan or insurance through the marketplace, we’re paying more thanks to higher deductibles and increased patient responsibility. Let’s look at five things Americans need to know about medical debt. Two in Three Patients Can’t Pay Their Hospital Bills A developed country with ample resources shouldn’t have a substantial part of its populace struggling to … [Read more...] about 5 Things Americans Need to Know About Medical Debt
Yes, the way things are set up it looks as if you have to have credit to buy a car. The reality is somewhat different, however. While it does help, buying a car with no credit history really is possible—even if you aren’t the latest Powerball winner. Here’s what you need to know. Your Credit History And, right about now you’re going “Wait, what the…?”, but getting a copy of your credit report is important, even if you think you have no credit history. Remember that student loan you took out to go to school? That’s on your credit report. … [Read more...] about Things to Know When Buying a Car with No Credit History
The U.S. economy has seen worse eras. The unemployment rate sits at 3.9%, the GDP is expected to remain between 2% and 3% and inflation/deflation levels are healthy. Yet, most Americans are still in debt. New data shows that around 80% of Baby Boomers, Gen Xers, and Millennials currently carry debt in the form of either credit cards, mortgages, student loans or medical bills. While each of these debts presents different challenges and solutions, anyone buried in debt is likely looking for a way out. This is where debt relief and … [Read more...] about Debt Relief vs. Bankruptcy – What’s the Difference?