There are a variety of types of disabilities for which someone may apply for benefits. These include both physical and psychological/emotional/mental conditions. The application process can be complex but it can be helpful to understand the different types of disability income benefits, and which may be appropriate to a particular situation.
Temporary Disability Assistance Program (TDAP)- This is a program through the state of Maryland that is designed to provide income (generally up to $185 per month) to an individual with a disability who has no dependent children. In many cases, this program can be of use to people who are unable to work temporarily due to an injury and illness. If a doctor certifies that the disability is likely to last at least 12 months, the person is also required to apply for disability benefits through the Social Security Administration, in order to continue receiving TDAP benefits. The program is applied for through the Department of Social Services. Click to find your local office and click here to view additional information on TDAP benefits.
Supplemental Security Income (SSI)- SSI is a program through the Social Security Administration that provides a monthly payment to individuals with low income and few assets, who are over 65, or blind, or disabled. To be considered for SSI benefits, the disability must be expected to last for at least 12 months. Important to note is that someone may still be able to work and receive income from employment while receiving SSI benefits. Children under the age of 18 who are blind or disabled may also be eligible to receive SSI benefits. To apply for Supplemental Security Income, contact the Social Security Administration at 800-772-1213, and click here to find out more about the program.
Social Security Disability Insurance (SSDI)- SSDI is a program through the Social Security Administration that provides a monthly payment to individuals with a disability that is expected to last at least 12 months or result in death. Eligibility for benefits and the amount of benefits one receives are in part determined by the age at which the person became disabled as well as the length of their work history. To apply for Social Security Disability Insurance, contact the Social Security Administration at 800-772-1213 and click here to find out more about the program.