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Cyber Liability Threat to Healthcare Professionals
Healthcare professionals are increasingly vulnerable to cyber hacking, especially now that they are keeping electronic medical records, engaging in telemedicine, transmitting information by email formerly transmitted face-to-face, and creating sophisticated websites. Exposures include e-theft, destruction of patient data, libel and slander, e-vandalism, patent infringement, denial of services, and other growing threats.
Threats from data breaches come from unexpected places, and are all-encompassing
Threats from outside the office-Including hacks from criminals and former employees with access to company information.
Threats from inside the office-Including employees, management, independent contractors, and interns who have access to sensitive patient data.
Third Party-Including suppliers, vendors, host providers, and outsourced IT organizations or persons.
Each of these threats can lead to claims for breach of privacy, identity theft, infringement of intellectual property rights and inappropriate billing, among others.
To protect against cyber liability threats, healthcare professionals are investing in Cyber Liability Insurance. This policy combines third party (cyber liability) and first party (cyber crime expense) coverages into one policy, and provides risk management support to reduce the risk or cyber claims.
For more information, contact Gracey-Backer, Inc.
Barbara Gracey Backer
Barbara Gracey Backer is the Vice-President of Gracey-Backer, Inc., an Insurance Agency in Delray Beach, Florida specializing in All Lines of Professional and Personal Insurance. She may be contacted at 800-272-6055 X118 or at barbara@gbifl.com.
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