If you drive without having adequate auto insurance in Tennessee, you will face citations and fines. Your license may be revoked as well. If you do not have car insurance and you cause an accident, you risk getting sued by the other party. To avoid these repercussions, purchase car insurance, and carry proof of your policy in your vehicle at all times.
When determining how much an insurance premium will cost you, insurance companies take into consideration your age, gender, and marital status. Younger drivers, males, and single drivers pay a higher premium than older drivers, females, and married drivers, as statistics have shown that they get into more accidents. Insurance companies also look at your vehicle, how you intend to use it, and how much mileage it accrues on a regular basis.
On average, residents of Tennessee pay $634 for car insurance, according to the Insurance Information Institute. This is less expensive than the national average of $785. Tennessee drivers that wish to keep their premiums low show ask their insurance companies about any discounts for which they may qualify.