The second annual Community Banking Research and Policy Conference hosted by the Federal Reserve System and the Conference of State Bank Supervisors (CSBS) was held Sept. 23-24, 2014 at the Federal Reserve Bank of St. Louis. The research and discussions centered around three main focal points: new banks and emerging technologies; the effect of government policy on bank lending and risk taking; and the effect of government policy on community bank viability.
The report, Community Banking in the 21st Century: Opportunities, Challenges and Perspectives, summarizes the results of a survey and town hall meetings conducted by CSBS and state regulators that details conditions facing today's community bankers.