At one point or another, most of us have struggled with our finances. Whether it's how to get out from under the burden of debt, how to save for retirement when you're living paycheck to paycheck, how to afford to buy your first home or, simply, how to create an effective spending plan to allow you to reach your own unique goals, we need to rely on a trained financial professional at different points throughout our lives.
But how can you be sure you are getting the highest level of knowledge, skill and integrity from the person giving you the advice? The Association for Financial Counseling and Planning Education (AFCPE) exists for that very purpose.
RewardExpert recently had the pleasure of speaking with Rebecca Wiggins, Executive Director for the Association, about what they are doing to help all of Americans.
Formed in 1983, the AFCPE is currently celebrating its 35th year of helping people ensure that the trained professionals that they get their financial advice from are properly skilled and educated themselves.
Their vision is simple: A future where all people—regardless of income or background—are empowered to achieve lasting financial well-being through the highest standards of financial counseling, coaching, and education.
AFCPE is achieving their mission through rigorous, standardized professional training and certification.
"AFCPE brings together a diverse and inclusive network of professionals working in all areas of the personal finance field, who believe that all people should have the opportunity to work with a trusted professional who upholds the highest standards," said Wiggins.
The financial counseling profession has undoubtedly changed quite a bit over the last few years. With that, the Association has consistently risen to the challenge of keeping industry professionals at their highest level. This is important since they are essentially teaching the teachers or training the trainers—supporting the people who are on the front lines counseling, coaching and educating consumers.
When you are in need of any financial advice, it is critical that you get that information from an individual who has the knowledge and education to guide you in the right direction properly. That is why it is always a great idea to look for the AFC or FFC (Financial Fitness Coach—a partnership with Sage Financial Solutions) designation.
To learn more, visit afcpe.org today.