Buying with Barratt Owners' Hub
St James' Gate
Weddington Road, Weddington, NUNEATON, WARWICKSHIRE, CV10 0ER
MOVE CHAIN-FREE WITH PART EXCHANGE
QUALITY AWARD WINNING HOMEBUILDER
JUST A 5% DEPOSIT USING HELP TO BUY
FANTASTIC COMMUTER LINKS
JUST A SHORT DRIVE TO NUNEATON TOWN CENTRE
10 YEAR NHBC WARRANTY
GREAT LOCAL AMENITIES
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Located on the northern edge of Nuneaton, St James' Gate features a range of 2, 3, and 4 bedroom homes.
This development is ideal for those wanting rural living whilst also benefiting from fantastic commuter links and a wide range of schooling options for all ages.
With Nuneaton town centre on the doorstep, you have access to a variety of shops, bars and restaurants as well as those all important every day amenities.
Fantastic offers available*
5 Star homebuilder for 10 years in a row
Home to sell? We could be your guaranteed buyer with Part Exchange
20 minute walk to Nuneaton train station
Great commuter links
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Images include optional upgrades at additional cost
Why not come and visit? Our opening hours are... Monday 12.30pm - 5.30pm and Thursday to Sunday 10.00am - 5.30pm
HARBOROUGH
Events and offers
Your hassle-free move with Part Exchange awaits
With Part Exchange, we could buy your existing home, so you can move into your dream home faster.
With no chain, no estate agent fees to pay and the assurance that you can stay in your old house until your new home is ready, let us take the hassle out of your move.
1.1 This offer is only available on selected new build plots and Developments in England only (excluding London). The maximum property value for Help to Buy is £600,000.
1.2 Help to buy is only available on capital and interest (or repayment) mortgages and on properties which are occupied by the individual or individuals taking out the mortgage.
1.3 Purchasers will be required to raise funding (including a mortgage and a deposit) of not less than 80% of the property purchase price (excluding any mortgage fees). The property will be subject to a first charge in favour of the mortgage company. Purchaser deposit must be a minimum of 5% after the equity loan has been applied. Mortgage lender's criteria may affect any deposit percentage and whether it applies before or after the equity loan is deducted from the purchase price.
1.4 The HCA will provide an equity loan to eligible purchasers of not less than 10% and not more than 20% of the purchase price subject to the terms of the equity loan agreement. Based on the maximum purchase price of £600,000, the HCA will therefore provide an equity loan of up to £120,000.
1.5 The equity loan provided by the HCA will be secured by a second charge on the property behind the first charge referred to in paragraph 1.3.
1.6 The equity loan provided by the HCA will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan's value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter. Fees don't count towards paying back the equity loan.
1.7 The equity loan must be repaid within 25 years of legal completion of the purchase of the property whether the property is sold or not.
1.8 The equity loans will be repayable on the basis of the greater of the price of the property or its market value at the time of future sale or mortgage repayment as opposed to the original purchase price but disregarding additions or improvements made to the property by the purchaser with the consent of the HCA. This means that if the property increases or decreases in value, the purchaser will pay the HCA the same percentage of the new price of the property as the percentage the equity loan was of the original price. This may result in the HCA being paid more or less than the original loan value.
1.9 If, on the sale of the property, the price of the property has fallen and there is insufficient money from the sale to repay the equity loans after the mortgage has been paid the purchaser will lose any deposit paid. The HCA will not however seek to recover the balance of their equity, not otherwise paid out of the proceeds of sale, from the purchaser.
1.10 The purchaser may repay the equity loan to the HCA at any time following legal completion. Repayment whether in full or by instalments will be based on the market value of the property at the time of the repayment(s) and the purchaser will have to arrange and pay for the valuation of the property at that time. The minimum instalment value is 10% of the total of the equity loans.
1.11 Detailed terms and conditions apply to the equity loan which will be made available to the purchaser via their legal advisors as part of the conveyancing process.
An example of how Help to Buy works is as follows:
(5% of purchase price)
(20% provided by HCA)
The equity loan provided by the HCA will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan's value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter.
Open market value
(a 25% uplift in value)
Mortgage repayment
(assuming no repayment of capital)
(20% of the open market value)
Remainder available to purchaser
Barratt Homes General Terms & Conditions
Any promoted Barratt offer is subject to contract and status. Offers are on selected plots only and are subject to availability. The offers advertised cannot be used in conjunction with any other offer on the same plot unless expressly stated otherwise. Prices and details are correct at time of going to press. All images are typical of Barratt homes and are for illustrative purposes only. Please contact the development in which you are interested for further details.
Barratt reserve the right to withdraw or alter any of these offers at any time prior to the payment of a reservation fee. Contracts must be exchanged within 28 days of reservation of your property. Failure to do so may result in the loss of all or part of your reservation fee.
The current specific offers being advertised in relation to selected Barratt developments are also subject to the specific terms and conditions set out above (N.B. these offers may vary from time to time and you should refer to the development in which you are interested to discover which offers are available on specific plots and developments).
Barratt will not be liable for the refusal of a mortgage based on the borrower's individual circumstances which leads to the loss of any reservation fee. Barratt will not be responsible for the failure of any deal due to any defects in your existing property which arise as a result of an inspection or survey, whether a part exchange deal has been agreed or not.
These terms and conditions do not affect your statutory rights.
Barratt Homes is trading names of BDW Trading Limited (Registered Number 03018173) which is a subsidiary of Barratt Developments PLC (Registered Number 00604574) both with registered offices at Barratt House, Cartwright Way, Forest Business Park, Bardon Hill, Coalville, Leicestershire, LE67 1UF.
If you require a mortgage, you are strongly advised to obtain advice from a regulated adviser. Barratt Homes recommends from a panel of new build mortgage advisers who have extensive knowledge of the new build mortgage market, though you may, of course, seek such advice from your own mortgage adviser.
The Cambridge | Plot 31 | 4 bed home
Reserve this home and SAVE over £19,000* including:
Upgraded kitchen with integrated appliances worth £3,800*
Flooring included throughout worth £4,000*
£12,000 moving cost contribution*
Local area map
A fantastic location
On the door step of your new home, you will find a local butcher's, convenience store and a post office.
Nuneaton town centre is just a 5-minute drive away and is home to an abundance of high street stores, cosy cafés and bars. If you want to leave the car at home, there are two bus stops outside the development travelling in both directions.
Your new home also benefits from great motorway links to Coventry and Birmingham and rail links enabling you to reach London Euston within 1 hour and 20 minutes.
Essentials on your doorstep
As a resident of St James' Gate you can enjoy being part of a small town in Warwickshire with a wide range of facilities including;
An Asda and Sainsbury's supermarket within a 5-minute drive
Nuneaton town centre within a 5-minute drive offering a range of high street shops, bars, cafés and restaurants
Excellent schooling options for all ages
Doctors, pharmacies and dentists are within a 10-minute drive of the development.
For those that are into health and fitness there are a number of gyms for you to choose from including PureGym, Nuffield Health Fitness and Wellbeing Gym
Efficient, modern design
Barratt Homes has been built on quality since 1958. That's why over 90% of our customers would recommend us, and why our Site Managers have received more Pride in the Job awards than any other housebuilder for 14 years in a row.
At St James' Gate we have thoughtfully designed the development to include plenty of green of open space and a play park to enjoy with all of the family, including your four-legged friends. The green open space will also attract lots of wildlife.
Find out how Barratt Homes are delivering a sustainable future for housing.
Developments Nearby
For sales enquiries please call
Sat-Sun: 8am - 8pm
Please note that all images are for illustrative purposes only. Images include optional upgrades at additional cost. Please see our Image Disclaimer for further details.
Super fast broadband is available on selected plots only. Broadband speeds may vary, which may be affected by various factors including distance from the exchange, time of day and internal home wiring. Actual installation time will be dependent on the broadband provider.
Square footage is the total internal floor area of the home, measured from the internal face of blockwork, excluding the garage (if applicable) and any area with less than 1.5m clear headroom under sloping ceilings. The area taken by stairs is included in both floors that the flight serves.
Gross annual projected rental yield figures are based on the projected yields of at least two independent valuations supplied. Figures do not represent guaranteed rental return and are based on the property being continually rented.
'5 Star Housebuilder' awarded to Barratt Developments Plc Group brands.
Following withdrawal or termination of any offer, we reserve the right to extend, reintroduce or amend any such offer as we see fit at any time.
Formal Complaints Process
Oakleaf - Older Homes
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. *Terms and conditions apply. Barratt Homes is a brand name of BDW TRADING LIMITED (Company Number 03018173) a company registered in England whose registered office is at Barratt House, Cartwright Way, Forest Business Park, Bardon Hill, Coalville, Leicestershire, LE67 1UF, VAT number GB633481836. Prices correct at time of publishing. Calls to 03 numbers are charged at the same rate as dialling an 01 or 02 number. If your fixed line or mobile service has inclusive minutes to 01/02 numbers, then calls to 03 are counted as part of this inclusive call volume. Non-BT customers and mobile phone users should contact their service providers for information about the cost of calls.