During the heavy rains that we face often in Los Angeles area, the basement flooding problems start arising. That are range of options that homeowners can use to try and reduce their risk. Backwater valve installation is just one of the ways in which you can do so. Backwater valves stop waste water from flowing back into your home from the sewer and storm water drains. In some cases this is enough to protect you from future problems, while in others you might need to take additional steps. But what does this mean for you financially? Well, it can save you quite a bit, actually!
Flooding happens. We know it, you know it. During Los Angeles's spring showers, it's a regular event, and insurance companies also know it. Because of that, homeowners' insurance for Los Angeles typically covers damage caused by only certain types of flooding. And the way insurance works, if you're under-insured you could get back less than you need to cover a claim. A standard homeowners' insurance policy doesn't include cover for flood damage caused by conditions originating outside the home, which means you aren't covered unless you take out special flood insurance protection.
So you need comprehensive insurance that covers your home for every possible situation and doesn't contain a whole list of exclusions, and getting a backwater valve installation means you eliminate one of the insurers' favorite exclusions and non-payment tactics.
Get your local plumber in Los Angeles to do an inspection before the Spring rains begin. Check whether your backwater valve installation is in good condition, if you have one. If it needs attention or you don't have one at all then schedule your backwater valve installation well ahead of time.
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