Before taking up the last priority of investing in shares as first topic for discussion , the priority areas are discussed briefly below before investing in shares .
After allocating our income for expenditure , insurance & targeted investments , we may be left with a portion of our surplus income which can be put invested for longer periods with risks of losing principal or interest with an eye to maximize rewards for taking such a risk . These funds are not needed for the present and do not become part of our any other future plan . Losing them will not have any adverse effect on either our present lifestyle or future plans . They are pure surplus which can be invested in risk instruments . If one plays with this fund carefully and systematically , one can generate additional income and prosperity . But investing in such instruments should be NEVER at the cost of our financial health and we may lose sleep as well as our life if we overindulged . I would not invest more than 50 % of such surpluses in shares . Balance may be in other forms of investment like gold , real estate , pension fund etc . Investing in shares would be my last category of investment after allocating for expenditure , insurance , targeted funds , and also for instruments with lesser risks like bank deposits , pension funds , company deposits . Once one has taken care that the amount so invested in stock market is free from all financial needs , one can venture to play in the stock market with HOPE, CONFIDENCE & STAMINA . One can play in the market for a long long time and be a winner .My various articles in this blog covers various aspects of trading and investment in stock markets and are my personal opinions .
You may start from my first article titled CABBAGE PRICE AND SUICIDES and read chronologically thereafter . I will be happy to receive your feed back and comments on the issues raised there in .
YOUR COMMENTS ON " STOCK MARKET AS LAST PRIORITY"